The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC. COM 037833100 8,432,037 33,115 SH SOLE 0 33,115 0 0
ABBVIE INC. COM 00287Y109 9,401,629 40,605 SH SOLE 0 40,605 0 0
ABBOTT LABORATORIES COM 002824100 13,741,730 102,596 SH SOLE 0 102,596 0 0
ADOBE INC. COM 00724F101 1,570,796 4,453 SH SOLE 0 4,453 0 0
AUTOMATIC DATA PROCESSING, INC. COM 053015103 6,728,488 22,925 SH SOLE 0 22,925 0 0
AUTODESK, INC. COM 052769106 2,540,725 7,998 SH SOLE 0 7,998 0 0
AMERICAN ELECTRIC POWER COMPANY, INC. COM 025537101 502,875 4,470 SH SOLE 0 4,470 0 0
APPLIED MATERIALS, INC. COM 038222105 928,496 4,535 SH SOLE 0 4,535 0 0
AMGEN INC. COM 031162100 542,671 1,923 SH SOLE 0 1,923 0 0
AMAZON.COM, INC. COM 023135106 7,541,351 34,346 SH SOLE 0 34,346 0 0
AIR PRODUCTS & CHEMICALS, INC. COM 009158106 1,628,231 5,970 SH SOLE 0 5,970 0 0
ASML HOLDING N.V. COM N07059210 364,002 376 SH SOLE 0 376 0 0
BROADCOM INC. COM 11135F101 3,577,874 10,845 SH SOLE 0 10,845 0 0
AVERY DENNISON CORP. COM 053611109 2,415,522 14,895 SH SOLE 0 14,895 0 0
AMERICAN EXPRESS COMPANY COM 025816109 15,902,824 47,877 SH SOLE 0 47,877 0 0
BANK OF AMERICA CORP. COM 060505104 807,590 15,654 SH SOLE 0 15,654 0 0
BALL CORP. COM 058498106 232,940 4,620 SH SOLE 0 4,620 0 0
BECTON, DICKINSON & COMPANY COM 075887109 4,372,058 23,359 SH SOLE 0 23,359 0 0
BAR HARBOR BANKSHARES COM 066849100 212,824 6,987 SH SOLE 0 6,987 0 0
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 860,959 19,090 SH SOLE 0 19,090 0 0
BERKSHIRE HATHAWAY INC. - CL B COM 084670702 7,571,264 15,060 SH SOLE 0 15,060 0 0
CARRIER GLOBAL CORP. COM 14448C104 526,494 8,819 SH SOLE 0 8,819 0 0
CHUBB LTD. COM H1467J104 676,553 2,397 SH SOLE 0 2,397 0 0
CHURCH & DWIGHT COMPANY, INC. COM 171340102 1,929,613 22,020 SH SOLE 0 22,020 0 0
CIGNA GROUP COM 125523100 234,636 814 SH SOLE 0 814 0 0
CLEAN HARBORS, INC. COM 184496107 208,998 900 SH SOLE 0 900 0 0
COMCAST CORP. - CL A COM 20030N101 672,388 21,400 SH SOLE 0 21,400 0 0
CUMMINS INC. COM 231021106 465,874 1,103 SH SOLE 0 1,103 0 0
CAPITAL ONE FINANCIAL CORP. COM 14040H105 978,293 4,602 SH SOLE 0 4,602 0 0
COSTCO WHOLESALE CORP. COM 22160K105 2,246,504 2,427 SH SOLE 0 2,427 0 0
SALESFORCE.COM, INC. COM 79466L302 906,999 3,827 SH SOLE 0 3,827 0 0
CISCO SYSTEMS, INC. COM 17275R102 773,557 11,306 SH SOLE 0 11,306 0 0
COTERRA ENERGY INC. COM 127097103 356,335 15,067 SH SOLE 0 15,067 0 0
CVS HEALTH CORP. COM 126650100 203,402 2,698 SH SOLE 0 2,698 0 0
CHEVRON CORP. COM 166764100 8,583,034 55,271 SH SOLE 0 55,271 0 0
DASSAULT SYSTEMES SE - ADR COM 237545108 1,398,745 41,791 SH SOLE 0 41,791 0 0
DELL TECHNOLOGIES INC. COM 24703L202 2,344,167 16,535 SH SOLE 0 16,535 0 0
DIAGEO PLC - ADR COM 25243Q205 406,246 4,257 SH SOLE 0 4,257 0 0
DANAHER CORP. COM 235851102 8,026,754 40,486 SH SOLE 0 40,486 0 0
WALT DISNEY COMPANY COM 254687106 3,216,992 28,096 SH SOLE 0 28,096 0 0
DUKE ENERGY CORP. COM 26441C204 5,128,324 41,441 SH SOLE 0 41,441 0 0
EBAY INC. COM 278642103 208,185 2,289 SH SOLE 0 2,289 0 0
ECOLAB INC. COM 278865100 6,812,268 24,875 SH SOLE 0 24,875 0 0
EMERA INC. COM 290876101 2,603,269 54,280 SH SOLE 0 54,280 0 0
EMERSON ELECTRIC COMPANY COM 291011104 8,260,798 62,973 SH SOLE 0 62,973 0 0
EARTH SEARCH SCIENCES INC. COM 270313208 1 10,000 SH SOLE 0 10,000 0 0
EATON CORP. PLC COM G29183103 1,182,630 3,160 SH SOLE 0 3,160 0 0
FORTUNE BRANDS INNOVATIONS, INC. COM 34964C106 431,391 8,080 SH SOLE 0 8,080 0 0
FIRST GRAPHENE LTD. COM Q3860H107 430 10,000 SH SOLE 0 10,000 0 0
FISERV, INC. COM 337738108 973,550 7,551 SH SOLE 0 7,551 0 0
FORTIVE CORP. COM 34959J108 1,733,560 35,386 SH SOLE 0 35,386 0 0
GENERAL DYNAMICS CORP. COM 369550108 5,069,647 14,867 SH SOLE 0 14,867 0 0
GE AEROSPACE COM 369604301 276,754 920 SH SOLE 0 920 0 0
GE HEALTHCARE TECHNOLOGIES INC. COM 36266G107 3,766,415 50,152 SH SOLE 0 50,152 0 0
GE VERNOVA INC. COM 36828A101 1,351,550 2,198 SH SOLE 0 2,198 0 0
GENERAL MILLS, INC. COM 370334104 2,950,427 58,517 SH SOLE 0 58,517 0 0
ALPHABET INC. - CL C (Non-Voting) COM 02079K107 10,056,180 41,290 SH SOLE 0 41,290 0 0
ALPHABET INC. - CL A (Voting) COM 02079K305 23,638,801 97,239 SH SOLE 0 97,239 0 0
GOLDMAN SACHS GROUP, INC. COM 38141G104 934,119 1,173 SH SOLE 0 1,173 0 0
HOME DEPOT, INC. COM 437076102 8,780,467 21,670 SH SOLE 0 21,670 0 0
HONEYWELL INTERNATIONAL INC. COM 438516106 4,590,584 21,808 SH SOLE 0 21,808 0 0
HORMEL FOODS CORPORATION COM 440452100 1,966,583 79,490 SH SOLE 0 79,490 0 0
HERSHEY COMPANY COM 427866108 201,079 1,075 SH SOLE 0 1,075 0 0
INTERNATIONAL BUSINESS MACHINES CORP. COM 459200101 4,714,611 16,709 SH SOLE 0 16,709 0 0
ISHARES CORE S&P MID-CAP ETF CONV BONDS 464287507 4,260,564 65,286 PRN SOLE 0 65,286 0 0
ILLINOIS TOOL WORKS INC. COM 452308109 9,087,747 34,851 SH SOLE 0 34,851 0 0
ISHARES CORE S&P 500 ETF CONV BONDS 464287200 893,284 1,335 PRN SOLE 0 1,335 0 0
ISHARES RUSSELL MID CAP ETF CONV BONDS 464287499 243,885 2,526 PRN SOLE 0 2,526 0 0
JOHNSON & JOHNSON COM 478160104 12,302,394 66,349 SH SOLE 0 66,349 0 0
JPMORGAN CHASE & COMPANY COM 46625H100 3,211,077 10,180 SH SOLE 0 10,180 0 0
KYNDRYL HOLDINGS, INC. COM 50155Q100 3,693,089 122,980 SH SOLE 0 122,980 0 0
KIMBERLY-CLARK CORP. COM 494368103 4,911,803 39,503 SH SOLE 0 39,503 0 0
COCA-COLA COMPANY COM 191216100 9,167,200 138,227 SH SOLE 0 138,227 0 0
L3 HARRIS TECHNOLOGIES, INC. COM 502431109 490,183 1,605 SH SOLE 0 1,605 0 0
LINDE PLC COM G54950103 13,104,300 27,588 SH SOLE 0 27,588 0 0
ELI LILLY & COMPANY COM 532457108 1,123,899 1,473 SH SOLE 0 1,473 0 0
MASTERCARD INC. COM 57636Q104 12,656,591 22,251 SH SOLE 0 22,251 0 0
MASCO CORP. COM 574599106 2,331,669 33,125 SH SOLE 0 33,125 0 0
MCDONALD`S CORP. COM 580135101 9,807,449 32,273 SH SOLE 0 32,273 0 0
BARINGS CORPORATE INVESTORS CONV BONDS 06759X107 3,522,744 169,689 PRN SOLE 0 169,689 0 0
MONDELEZ INTERNATIONAL, INC. COM 609207105 3,106,051 49,721 SH SOLE 0 49,721 0 0
META PLATFORMS, INC. COM 30303M102 11,934,541 16,251 SH SOLE 0 16,251 0 0
MERCK & COMPANY, INC. COM 58933Y105 6,830,895 81,388 SH SOLE 0 81,388 0 0
MICROSOFT CORP. COM 594918104 43,226,204 83,456 SH SOLE 0 83,456 0 0
MOTOROLA SOLUTIONS, INC. COM 620076307 493,416 1,079 SH SOLE 0 1,079 0 0
M & T BANK CORP. COM 55261F104 6,105,865 30,897 SH SOLE 0 30,897 0 0
NETFLIX, INC. COM 64110L106 322,509 269 SH SOLE 0 269 0 0
NIKE, INC. COM 654106103 267,037 3,830 SH SOLE 0 3,830 0 0
NESTLE S.A. - ADR COM 641069406 6,037,548 65,790 SH SOLE 0 65,790 0 0
NETAPP, INC. COM 64110D104 316,881 2,675 SH SOLE 0 2,675 0 0
NVIDIA CORP. COM 67066G104 53,822,919 288,471 SH SOLE 0 288,471 0 0
ONEOK, INC. COM 682680103 641,041 8,785 SH SOLE 0 8,785 0 0
ORACLE CORP. COM 68389X105 2,273,825 8,085 SH SOLE 0 8,085 0 0
OTIS WORLDWIDE CORP. COM 68902V107 211,935 2,318 SH SOLE 0 2,318 0 0
PALO ALTO NETWORKS, INC. COM 697435105 2,233,915 10,971 SH SOLE 0 10,971 0 0
PEPSICO, INC. COM 713448108 10,203,502 72,654 SH SOLE 0 72,654 0 0
PROCTER & GAMBLE COMPANY COM 742718109 10,303,356 67,057 SH SOLE 0 67,057 0 0
PROGRESSIVE CORP. COM 743315103 3,255,048 13,181 SH SOLE 0 13,181 0 0
PHILIP MORRIS INTERNATIONAL INC. COM 718172109 13,666,639 84,258 SH SOLE 0 84,258 0 0
PNC FINANCIAL SERVICES GROUP, INC. COM 693475105 6,625,667 32,975 SH SOLE 0 32,975 0 0
PAYPAL HOLDINGS, INC. COM 70450Y103 251,274 3,747 SH SOLE 0 3,747 0 0
INVESCO QQQ TRUST SERIES 1 ETF CONV BONDS 46090E103 277,867 463 PRN SOLE 0 463 0 0
RALLIANT CORP COM 750940108 292,510 6,689 SH SOLE 0 6,689 0 0
ROCHE HOLDINGS AG - ADR COM 771195104 659,093 15,764 SH SOLE 0 15,764 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF CONV BONDS 46137V357 528,125 2,784 PRN SOLE 0 2,784 0 0
RTX CORP. COM 75513E101 13,454,336 80,406 SH SOLE 0 80,406 0 0
STARBUCKS CORP. COM 855244109 1,797,251 21,244 SH SOLE 0 21,244 0 0
CHARLES SCHWAB CORP. COM 808513105 484,033 5,070 SH SOLE 0 5,070 0 0
SHELL PLC - ADR COM 780295305 2,382,664 33,310 SH SOLE 0 33,310 0 0
SOUTHERN COMPANY COM 842587107 7,616,096 80,364 SH SOLE 0 80,364 0 0
SPDR S&P 500 ETF TRUST CONV BONDS 78462F103 3,949,781 5,929 PRN SOLE 0 5,929 0 0
SS&C TECHNOLOGIES HOLDINGS, INC. COM 78467J100 230,776 2,600 SH SOLE 0 2,600 0 0
STANLEY BLACK & DECKER, INC. COM 854502101 945,775 12,724 SH SOLE 0 12,724 0 0
STRYKER CORP. COM 863667101 5,896,976 15,952 SH SOLE 0 15,952 0 0
SYSCO CORP. COM 871829107 6,267,144 76,113 SH SOLE 0 76,113 0 0
TORONTO-DOMINION BANK COM 891160509 435,408 5,446 SH SOLE 0 5,446 0 0
TJX COMPANIES, INC. COM 872540109 231,553 1,602 SH SOLE 0 1,602 0 0
THERMO FISHER SCIENTIFIC INC. COM 883556102 8,775,952 18,094 SH SOLE 0 18,094 0 0
T. ROWE PRICE GROUP, INC. COM 74144T108 5,052,557 49,226 SH SOLE 0 49,226 0 0
TRAVELERS COMPANIES, INC. COM 89417E109 639,693 2,291 SH SOLE 0 2,291 0 0
TAIWAN SEMICONDUCTOR MFG CO. LTD. - ADR COM 874039100 550,201 1,970 SH SOLE 0 1,970 0 0
TRANE TECHNOLOGIES PLC COM G8994E103 394,533 935 SH SOLE 0 935 0 0
TEXAS INSTRUMENTS INC. COM 882508104 8,017,426 43,637 SH SOLE 0 43,637 0 0
TEXTRON INC. COM 883203101 261,919 3,100 SH SOLE 0 3,100 0 0
UBER TECHNOLOGIES, INC. COM 90353T100 623,285 6,362 SH SOLE 0 6,362 0 0
UNILEVER PLC - ADR COM 904767704 308,552 5,205 SH SOLE 0 5,205 0 0
UNITEDHEALTH GROUP INC. COM 91324P102 4,898,771 14,187 SH SOLE 0 14,187 0 0
UNION PACIFIC CORP. COM 907818108 1,593,843 6,743 SH SOLE 0 6,743 0 0
UNITED PARCEL SERVICE, INC. COM 911312106 1,440,391 17,244 SH SOLE 0 17,244 0 0
U.S. BANCORP COM 902973304 1,445,164 29,902 SH SOLE 0 29,902 0 0
VISA INC. COM 92826C839 2,504,022 7,335 SH SOLE 0 7,335 0 0
VERALTO CORP. COM 92338C103 345,736 3,243 SH SOLE 0 3,243 0 0
VANGUARD S&P 500 ETF CONV BONDS 922908363 561,552 917 PRN SOLE 0 917 0 0
VERISK ANALYTICS, INC. COM 92345Y106 420,022 1,670 SH SOLE 0 1,670 0 0
VERIZON COMMUNICATIONS INC. COM 92343V104 2,010,493 45,745 SH SOLE 0 45,745 0 0
WABTEC CORP. COM 929740108 245,576 1,225 SH SOLE 0 1,225 0 0
WEBSTER FINANCIAL CORP. COM 947890109 308,256 5,186 SH SOLE 0 5,186 0 0
WELLS FARGO & COMPANY COM 949746101 645,414 7,700 SH SOLE 0 7,700 0 0
WASTE MANAGEMENT, INC. COM 94106L109 2,056,590 9,313 SH SOLE 0 9,313 0 0
WALMART INC. COM 931142103 2,342,745 22,732 SH SOLE 0 22,732 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF CONV BONDS 81369Y803 459,714 1,631 PRN SOLE 0 1,631 0 0
EXXON MOBIL CORP. COM 30231G102 9,364,113 83,052 SH SOLE 0 83,052 0 0
ZOETIS INC. COM 98978V103 3,125,103 21,358 SH SOLE 0 21,358 0 0