The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,344,617 5,807 SH SOLE 5,807 0 0
ALPHABET INC CAP STK CL A 02079K305 451,625 1,858 SH SOLE 1,858 0 0
ALPHABET INC CAP STK CL C 02079K107 782,300 3,212 SH SOLE 3,212 0 0
AMAZON COM INC COM 023135106 1,947,063 8,868 SH SOLE 8,868 0 0
AMERICAN CENTY ETF TR AVANTIS US MID C 025072133 11,594,864 168,313 SH SOLE 168,313 0 0
APPLE INC COM 037833100 12,040,932 47,288 SH SOLE 47,288 0 0
BANK AMERICA CORP COM 060505104 250,382 4,853 SH SOLE 4,853 0 0
BAXTER INTL INC COM 071813109 264,602 11,621 SH SOLE 11,621 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,148,711 4,274 SH SOLE 4,274 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 11,476,526 215,562 SH SOLE 215,562 0 0
BOEING CO COM 097023105 989,842 4,586 SH SOLE 4,586 0 0
BROADCOM INC COM 11135F101 397,212 1,204 SH SOLE 1,204 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 435,533 11,015 SH SOLE 11,015 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 30,268,285 689,169 SH SOLE 689,169 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 44,258,649 1,494,215 SH SOLE 1,494,215 0 0
CATERPILLAR INC COM 149123101 406,474 852 SH SOLE 852 0 0
CHEVRON CORP NEW COM 166764100 635,542 4,093 SH SOLE 4,093 0 0
COCA COLA CO COM 191216100 1,739,267 26,225 SH SOLE 26,225 0 0
COSTCO WHSL CORP NEW COM 22160K105 842,149 910 SH SOLE 910 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 10,165,390 322,404 SH SOLE 322,404 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 28,021,154 607,571 SH SOLE 607,571 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 14,066,356 444,716 SH SOLE 444,716 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 18,400,353 381,829 SH SOLE 381,829 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 399,538 8,731 SH SOLE 8,731 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 12,479,633 379,320 SH SOLE 379,320 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 11,696,477 200,936 SH SOLE 200,936 0 0
DISNEY WALT CO COM 254687106 1,062,658 9,281 SH SOLE 9,281 0 0
EXXON MOBIL CORP COM 30231G102 1,478,850 13,116 SH SOLE 13,116 0 0
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 13,607,193 150,002 SH SOLE 150,002 0 0
FIRST TR EXCHANGE-TRADED FD US EQTY OPPT ETF 336920103 1,244,309 7,489 SH SOLE 7,489 0 0
GE AEROSPACE COM NEW 369604301 368,291 1,224 SH SOLE 1,224 0 0
HOME DEPOT INC COM 437076102 4,735,124 11,686 SH SOLE 11,686 0 0
INTEL CORP COM 458140100 472,561 14,085 SH SOLE 14,085 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 200,471 17,282 SH SOLE 17,282 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 209,373 3,640 SH SOLE 3,640 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,561,278 5,932 SH SOLE 5,932 0 0
INVESTMENT MANAGERS SER TR I FPA GBL EQTY ETF 30254T577 6,556,186 182,925 SH SOLE 182,925 0 0
ISHARES TR CALIF MUN BD ETF 464288356 385,590 6,760 SH SOLE 6,760 0 0
ISHARES TR CORE INTL AGGR 46435G672 365,526 7,135 SH SOLE 7,135 0 0
ISHARES TR CORE S&P SCP ETF 464287804 246,216 2,072 SH SOLE 2,072 0 0
ISHARES TR CORE S&P500 ETF 464287200 611,595 914 SH SOLE 914 0 0
ISHARES TR EAFE VALUE ETF 464288877 202,947 2,992 SH SOLE 2,992 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 11,268,294 136,206 SH SOLE 136,206 0 0
ISHARES TR PFD AND INCM SEC 464288687 428,520 13,552 SH SOLE 13,552 0 0
ISHARES TR RUS MID CAP ETF 464287499 328,302 3,400 SH SOLE 3,400 0 0
ISHARES TR RUS TP200 GR ETF 464289438 213,371 780 SH SOLE 780 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 376,037 1,554 SH SOLE 1,554 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 290,809 767 SH SOLE 767 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 6,247,661 51,753 SH SOLE 51,753 0 0
ISHARES TR S&P MC 400GR ETF 464287606 284,602 2,968 SH SOLE 2,968 0 0
ISHARES TR S&P MC 400VL ETF 464287705 265,407 2,046 SH SOLE 2,046 0 0
J P MORGAN EXCHANGE TRADED F REALTY INCOME ET 46641Q126 5,043,415 105,225 SH SOLE 105,225 0 0
JOHNSON & JOHNSON COM 478160104 1,536,100 8,284 SH SOLE 8,284 0 0
JPMORGAN CHASE & CO. COM 46625H100 4,925,892 15,616 SH SOLE 15,616 0 0
LINDE PLC SHS G54950103 214,225 451 SH SOLE 451 0 0
MCDONALDS CORP COM 580135101 315,370 1,038 SH SOLE 1,038 0 0
META PLATFORMS INC CL A 30303M102 939,272 1,279 SH SOLE 1,279 0 0
MICROSOFT CORP COM 594918104 2,198,108 4,244 SH SOLE 4,244 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 578,328 8,592 SH SOLE 8,592 0 0
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 301,248 5,760 SH SOLE 5,760 0 0
NETFLIX INC COM 64110L106 203,816 170 SH SOLE 170 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,932,794 3,172 SH SOLE 3,172 0 0
NVIDIA CORPORATION COM 67066G104 1,007,208 5,398 SH SOLE 5,398 0 0
ORACLE CORP COM 68389X105 1,025,418 3,646 SH SOLE 3,646 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 2,656,765 14,564 SH SOLE 14,564 0 0
PFIZER INC COM 717081103 312,762 12,275 SH SOLE 12,275 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 17,547,898 187,980 SH SOLE 187,980 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 14,141,253 526,872 SH SOLE 526,872 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 203,321 11,918 SH SOLE 11,918 0 0
PROCTER AND GAMBLE CO COM 742718109 295,881 1,926 SH SOLE 1,926 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,489,534 14,452 SH SOLE 14,452 0 0
RTX CORPORATION COM 75513E101 932,572 5,573 SH SOLE 5,573 0 0
S&P GLOBAL INC COM 78409V104 316,848 651 SH SOLE 651 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,122,684 32,366 SH SOLE 32,366 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,894,652 91,018 SH SOLE 91,018 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 228,539 4,882 SH SOLE 4,882 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 336,066 8,364 SH SOLE 8,364 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 861,699 1,293 SH SOLE 1,293 0 0
SPDR SERIES TRUST BLOOMBERG INTL T 78464A516 577,389 25,104 SH SOLE 25,104 0 0
SPDR SERIES TRUST ICE PFD SEC ETF 78464A292 386,149 11,677 SH SOLE 11,677 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 274,311 8,094 SH SOLE 8,094 0 0
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 280,328 4,902 SH SOLE 4,902 0 0
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 320,960 3,071 SH SOLE 3,071 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 1,879,466 33,968 SH SOLE 33,968 0 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 725,333 8,696 SH SOLE 8,696 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,509,688 17,030 SH SOLE 17,030 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 702,973 22,765 SH SOLE 22,765 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 4,975,540 131,977 SH SOLE 131,977 0 0
TESLA INC COM 88160R101 1,144,283 2,573 SH SOLE 2,573 0 0
UNION PAC CORP COM 907818108 429,012 1,815 SH SOLE 1,815 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,348,374 9,697 SH SOLE 9,697 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 246,387 2,486 SH SOLE 2,486 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,683,006 8,221 SH SOLE 8,221 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,045,482 39,000 SH SOLE 39,000 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,694,325 34,144 SH SOLE 34,144 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 266,988 3,590 SH SOLE 3,590 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 9,393,551 187,890 SH SOLE 187,890 0 0
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 5,953,324 59,670 SH SOLE 59,670 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 46,564,775 941,463 SH SOLE 941,463 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,833,350 10,078 SH SOLE 10,078 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,447,313 18,542 SH SOLE 18,542 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,575,061 26,206 SH SOLE 26,206 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,923,463 9,953 SH SOLE 9,953 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,115,356 12,200 SH SOLE 12,200 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,021,646 9,833 SH SOLE 9,833 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,854,245 13,676 SH SOLE 13,676 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,067,002 8,129 SH SOLE 8,129 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,198,382 17,467 SH SOLE 17,467 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 289,706 883 SH SOLE 883 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 8,425,771 45,181 SH SOLE 45,181 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,086,251 15,220 SH SOLE 15,220 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,471,532 45,617 SH SOLE 45,617 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,345,843 23,471 SH SOLE 23,471 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,546,542 50,860 SH SOLE 50,860 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 40,917,330 189,616 SH SOLE 189,616 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,777,102 113,103 SH SOLE 113,103 0 0
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 3,977,429 39,023 SH SOLE 39,023 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,085,379 4,181 SH SOLE 4,181 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 2,885,230 3,864 SH SOLE 3,864 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,379,096 3,427 SH SOLE 3,427 0 0
VISA INC COM CL A 92826C839 303,950 890 SH SOLE 890 0 0
WALMART INC COM 931142103 452,680 4,392 SH SOLE 4,392 0 0
WELLS FARGO CO NEW COM 949746101 1,218,200 14,534 SH SOLE 14,534 0 0