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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 253,730 1,635 SH SOLE 0 0 0 1,635
ABBVIE INC COM 00287Y109 1,043,319 4,506 SH SOLE 0 0 0 4,506
AIR LEASE CORP CL A 00912X302 244,352 3,839 SH SOLE 0 0 0 3,839
ALPHABET INC CAP STK CL C 02079K107 5,093,361 20,913 SH SOLE 0 0 0 20,913
AMAZON COM INC COM 023135106 5,052,227 23,010 SH SOLE 0 0 0 23,010
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752 33,242,053 649,957 SH SOLE 0 0 0 649,957
APPLE INC COM 037833100 12,472,452 48,983 SH SOLE 0 0 0 48,983
AT&T INC COM 00206R102 230,184 8,151 SH SOLE 0 0 0 8,151
AUTOMATIC DATA PROCESSING IN COM 053015103 561,332 1,913 SH SOLE 0 0 0 1,913
BANK AMERICA CORP COM 060505104 842,774 16,336 SH SOLE 0 0 0 16,336
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,444,322 4,862 SH SOLE 0 0 0 4,862
BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 730,509 14,417 SH SOLE 0 0 0 14,417
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 1,154,989 21,694 SH SOLE 0 0 0 21,694
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 1,396,149 29,941 SH SOLE 0 0 0 29,941
BONDBLOXX ETF TRUST BLOOMBERG TWENTY 09789C796 1,224,530 31,358 SH SOLE 0 0 0 31,358
BROADCOM INC COM 11135F101 3,496,056 10,597 SH SOLE 0 0 0 10,597
CATALYST PHARMACEUTICALS INC COM 14888U101 414,409 21,036 SH SOLE 0 0 0 21,036
CATERPILLAR INC COM 149123101 203,743 427 SH SOLE 0 0 0 427
CHECK POINT SOFTWARE TECH LT ORD M22465104 951,165 4,597 SH SOLE 0 0 0 4,597
CHEVRON CORP NEW COM 166764100 252,502 1,626 SH SOLE 0 0 0 1,626
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 6,740,087 185,524 SH SOLE 0 0 0 185,524
COSTCO WHSL CORP NEW COM 22160K105 1,005,234 1,086 SH SOLE 0 0 0 1,086
CUMMINS INC COM 231021106 218,365 517 SH SOLE 0 0 0 517
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 971,501 25,188 SH SOLE 0 0 0 25,188
ELI LILLY & CO COM 532457108 759,185 995 SH SOLE 0 0 0 995
EXXON MOBIL CORP COM 30231G102 2,375,079 21,065 SH SOLE 0 0 0 21,065
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 39,122,723 1,082,233 SH SOLE 0 0 0 1,082,233
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 7,255,013 48,021 SH SOLE 0 0 0 48,021
GE AEROSPACE COM NEW 369604301 218,696 727 SH SOLE 0 0 0 727
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 11,637,864 235,632 SH SOLE 0 0 0 235,632
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 224,931 2,645 SH SOLE 0 0 0 2,645
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,201,604 29,229 SH SOLE 0 0 0 29,229
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 19,998,972 267,045 SH SOLE 0 0 0 267,045
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 1,296,493 33,269 SH SOLE 0 0 0 33,269
HOME DEPOT INC COM 437076102 1,139,799 2,813 SH SOLE 0 0 0 2,813
INNOVATOR ETFS TRUST PREM INCM 30 BAR 45783Y616 256,847 10,424 SH SOLE 0 0 0 10,424
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 630,374 19,207 SH SOLE 0 0 0 19,207
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532 267,209 6,964 SH SOLE 0 0 0 6,964
INTEL CORP COM 458140100 201,870 6,017 SH SOLE 0 0 0 6,017
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 488,551 7,100 SH SOLE 0 0 0 7,100
INTERNATIONAL BUSINESS MACHS COM 459200101 205,846 730 SH SOLE 0 0 0 730
ISHARES INC CORE MSCI EMKT 46434G103 7,553,773 114,590 SH SOLE 0 0 0 114,590
ISHARES INC ESG AWR MSCI EM 46434G863 230,560 5,310 SH SOLE 0 0 0 5,310
ISHARES TR MSCI USA VALUE 46432F388 423,169 3,384 SH SOLE 0 0 0 3,384
ISHARES TR U.S. TECH ETF 464287721 307,696 1,571 SH SOLE 0 0 0 1,571
ISHARES TR MSCI USA QLT FCT 46432F339 1,647,999 8,473 SH SOLE 0 0 0 8,473
ISHARES TR EAFE SML CP ETF 464288273 479,730 6,253 SH SOLE 0 0 0 6,253
ISHARES TR ESG AW MSCI EAFE 46435G516 1,501,906 16,153 SH SOLE 0 0 0 16,153
ISHARES TR RUS TP200 VL ETF 464289420 35,637,713 405,527 SH SOLE 0 0 0 405,527
ISHARES TR RUS 1000 VAL ETF 464287598 212,141 1,042 SH SOLE 0 0 0 1,042
ISHARES TR RUS TP200 GR ETF 464289438 41,856,683 152,957 SH SOLE 0 0 0 152,957
ISHARES TR MORNINGSTR US EQ 464287127 462,192 5,001 SH SOLE 0 0 0 5,001
ISHARES TR ESG AWARE MSCI 46435U663 380,024 8,430 SH SOLE 0 0 0 8,430
ISHARES TR RUSSELL 2000 ETF 464287655 4,453,758 18,407 SH SOLE 0 0 0 18,407
ISHARES TR CORE MSCI EAFE 46432F842 2,647,938 30,328 SH SOLE 0 0 0 30,328
ISHARES TR RUS MID CAP ETF 464287499 3,357,140 34,771 SH SOLE 0 0 0 34,771
ISHARES TR RUS 1000 GRW ETF 464287614 369,107 788 SH SOLE 0 0 0 788
ISHARES TR MSCI INTL QUALTY 46434V456 8,603,705 194,698 SH SOLE 0 0 0 194,698
ISHARES U S ETF TR SHORT MATURITY M 46431W838 4,962,304 98,244 SH SOLE 0 0 0 98,244
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,516,817 49,612 SH SOLE 0 0 0 49,612
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 52,626,180 715,613 SH SOLE 0 0 0 715,613
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 1,032,504 9,521 SH SOLE 0 0 0 9,521
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 745,567 13,766 SH SOLE 0 0 0 13,766
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 5,006,463 98,089 SH SOLE 0 0 0 98,089
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 256,101 4,341 SH SOLE 0 0 0 4,341
JABIL INC COM 466313103 873,892 4,024 SH SOLE 0 0 0 4,024
JOHNSON & JOHNSON COM 478160104 1,251,956 6,752 SH SOLE 0 0 0 6,752
JPMORGAN CHASE & CO. COM 46625H100 2,374,557 7,528 SH SOLE 0 0 0 7,528
MASTERCARD INCORPORATED CL A 57636Q104 1,089,840 1,916 SH SOLE 0 0 0 1,916
META PLATFORMS INC CL A 30303M102 3,660,884 4,985 SH SOLE 0 0 0 4,985
MICROSOFT CORP COM 594918104 9,109,705 17,588 SH SOLE 0 0 0 17,588
MORGAN STANLEY COM NEW 617446448 269,755 1,697 SH SOLE 0 0 0 1,697
NEOS ETF TRUST NEOS ENH INC 1-3 78433H501 33,877,026 681,315 SH SOLE 0 0 0 681,315
NETFLIX INC COM 64110L106 1,297,231 1,082 SH SOLE 0 0 0 1,082
NEXTERA ENERGY INC COM 65339F101 401,305 5,316 SH SOLE 0 0 0 5,316
NVIDIA CORPORATION COM 67066G104 9,855,715 52,823 SH SOLE 0 0 0 52,823
OPERA LTD SPONSORED ADS 68373M107 716,600 34,719 SH SOLE 0 0 0 34,719
ORACLE CORP COM 68389X105 572,886 2,037 SH SOLE 0 0 0 2,037
PALANTIR TECHNOLOGIES INC CL A 69608A108 465,718 2,553 SH SOLE 0 0 0 2,553
PGIM ROCK ETF TR S&P 500 BUFFER 69420N783 12,270,129 423,947 SH SOLE 0 0 0 423,947
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 980,116 9,734 SH SOLE 0 0 0 9,734
PIMCO ETF TR MULTISECTOR BD 72201R585 1,042,412 38,838 SH SOLE 0 0 0 38,838
PROCORE TECHNOLOGIES INC COM 74275K108 1,312,560 18,000 SH SOLE 0 0 0 18,000
PROCORE TECHNOLOGIES INC COM 74275K108 41,850 18,000 SH Put SOLE 0 0 0 18,000
PROCTER AND GAMBLE CO COM 742718109 575,770 3,747 SH SOLE 0 0 0 3,747
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 252,729 9,830 SH SOLE 0 0 0 9,830
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 229,337 7,187 SH SOLE 0 0 0 7,187
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 477,439 11,158 SH SOLE 0 0 0 11,158
SPDR SERIES TRUST S&P 500 ESG ETF 78468R531 1,643,356 25,843 SH SOLE 0 0 0 25,843
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 285,636 3,542 SH SOLE 0 0 0 3,542
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,047,058 3,749 SH SOLE 0 0 0 3,749
TESLA INC COM 88160R101 2,642,971 5,943 SH SOLE 0 0 0 5,943
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 311,623 13,608 SH SOLE 0 0 0 13,608
VANECK ETF TRUST LONG MUNI ETF 92189F536 412,178 23,580 SH SOLE 0 0 0 23,580
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 928,940 5,321 SH SOLE 0 0 0 5,321
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,969,274 6,703 SH SOLE 0 0 0 6,703
VANGUARD INDEX FDS SM CP VAL ETF 922908611 466,467 2,235 SH SOLE 0 0 0 2,235
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 987,842 1,613 SH SOLE 0 0 0 1,613
VANGUARD INDEX FDS TOTAL STK MKT 922908769 499,178 1,521 SH SOLE 0 0 0 1,521
VANGUARD INDEX FDS SML CP GRW ETF 922908595 481,549 1,618 SH SOLE 0 0 0 1,618
VANGUARD INDEX FDS VALUE ETF 922908744 217,074 1,164 SH SOLE 0 0 0 1,164
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,242,696 45,435 SH SOLE 0 0 0 45,435
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,074,498 19,832 SH SOLE 0 0 0 19,832
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 816,050 13,619 SH SOLE 0 0 0 13,619
VANGUARD WORLD FD MEGA GRWTH IND 921910816 8,471,746 21,052 SH SOLE 0 0 0 21,052
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 3,647,080 26,478 SH SOLE 0 0 0 26,478
VISA INC COM CL A 92826C839 1,313,972 3,849 SH SOLE 0 0 0 3,849
WALMART INC COM 931142103 1,604,953 15,573 SH SOLE 0 0 0 15,573
WORLD GOLD TR SPDR GLD MINIS 98149E303 4,345,953 56,847 SH SOLE 0 0 0 56,847