The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 318,264 2,004 SH SOLE 0 0 2,004
ABBVIE INC COM 00287Y109 814,094 3,441 SH SOLE 0 0 3,441
ALPHABET INC CAP STK CL A 02079K305 1,456,092 5,927 SH SOLE 0 0 5,927
ALPHABET INC CAP STK CL C 02079K107 3,081,461 12,504 SH SOLE 0 0 12,504
ALTRIA GROUP INC COM 02209S103 497,891 7,572 SH SOLE 0 0 7,572
AMAZON COM INC COM 023135106 2,452,070 11,025 SH SOLE 0 0 11,025
AMERICAN EXPRESS CO COM 025816109 208,533 631 SH SOLE 0 0 631
AMETEK INC COM 031100100 1,646,134 8,844 SH SOLE 0 0 8,844
AMGEN INC COM 031162100 253,938 854 SH SOLE 0 0 854
APPLE INC COM 037833100 40,217,512 156,409 SH SOLE 0 0 156,409
ARISTA NETWORKS INC COM SHS 040413205 428,757 2,968 SH SOLE 0 0 2,968
AT&T INC COM 00206R102 236,150 8,743 SH SOLE 0 0 8,743
BANK AMERICA CORP COM 060505104 503,394 9,972 SH SOLE 0 0 9,972
BANK MONTREAL QUE COM 063671101 210,923 1,619 SH SOLE 0 0 1,619
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,279,474 2,580 SH SOLE 0 0 2,580
BLACKSTONE INC COM 09260D107 433,108 2,600 SH SOLE 0 0 2,600
BLOCK H & R INC COM 093671105 240,358 4,700 SH SOLE 0 0 4,700
BOEING CO COM 097023105 300,053 1,380 SH SOLE 0 0 1,380
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 250,024 4,776 SH SOLE 0 0 4,776
BROADCOM INC COM 11135F101 219,817 650 SH SOLE 0 0 650
BURLINGTON STORES INC COM 122017106 502,549 1,965 SH SOLE 0 0 1,965
CADENCE DESIGN SYSTEM INC COM 127387108 752,469 2,167 SH SOLE 0 0 2,167
CANADIAN IMPERIAL BANK OF CO COM 136069101 686,447 8,503 SH SOLE 0 0 8,503
CANADIAN NATL RY CO COM 136375102 566,820 6,000 SH SOLE 0 0 6,000
CANADIAN PACIFIC KANSAS CITY COM 13646K108 526,089 6,935 SH SOLE 0 0 6,935
CATERPILLAR INC COM 149123101 709,747 1,447 SH SOLE 0 0 1,447
CHEVRON CORP NEW COM 166764100 443,353 2,891 SH SOLE 0 0 2,891
CISCO SYS INC COM 17275R102 566,555 8,294 SH SOLE 0 0 8,294
CONSTELLATION ENERGY CORP COM 21037T109 401,785 1,124 SH SOLE 0 0 1,124
COSTCO WHSL CORP NEW COM 22160K105 679,878 742 SH SOLE 0 0 742
DBX ETF TR XTRACK MSCI EAFE 233051200 1,334,041 28,444 SH SOLE 0 0 28,444
DEERE & CO COM 244199105 983,122 2,129 SH SOLE 0 0 2,129
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 993,526 25,646 SH SOLE 0 0 25,646
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 243,867 7,732 SH SOLE 0 0 7,732
EATON CORP PLC SHS G29183103 296,133 786 SH SOLE 0 0 786
ELI LILLY & CO COM 532457108 3,811,483 4,649 SH SOLE 0 0 4,649
ESPERION THERAPEUTICS INC NE COM 29664W105 29,000 10,000 SH SOLE 0 0 10,000
EXXON MOBIL CORP COM 30231G102 2,333,306 20,966 SH SOLE 0 0 20,966
GE AEROSPACE COM NEW 369604301 224,288 749 SH SOLE 0 0 749
GENERAL MLS INC COM 370334104 237,007 4,710 SH SOLE 0 0 4,710
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 486,991 5,130 SH SOLE 0 0 5,130
HOME DEPOT INC COM 437076102 783,807 1,984 SH SOLE 0 0 1,984
INTEL CORP COM 458140100 413,170 11,077 SH SOLE 0 0 11,077
INTERNATIONAL BUSINESS MACHS COM 459200101 606,974 2,117 SH SOLE 0 0 2,117
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 998,854 41,671 SH SOLE 0 0 41,671
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 510,868 10,632 SH SOLE 0 0 10,632
INVESCO QQQ TR UNIT SER 1 46090E103 3,722,623 6,146 SH SOLE 0 0 6,146
ISHARES INC CORE MSCI EMKT 46434G103 22,785,118 341,350 SH SOLE 0 0 341,350
ISHARES INC EMNG MKTS EQT 46434G889 642,032 11,244 SH SOLE 0 0 11,244
ISHARES INC MSCI EMRG CHN 46434G764 3,537,846 51,776 SH SOLE 0 0 51,776
ISHARES TR 0-3 MNTH TREASRY 46436E718 8,487,832 84,557 SH SOLE 0 0 84,557
ISHARES TR 0-5 YR TIPS ETF 46429B747 361,484 3,503 SH SOLE 0 0 3,503
ISHARES TR 10-20 YR TRS ETF 464288653 14,922,310 144,582 SH SOLE 0 0 144,582
ISHARES TR 20 YR TR BD ETF 464287432 1,426,753 15,932 SH SOLE 0 0 15,932
ISHARES TR CALIF MUN BD ETF 464288356 14,549,349 255,386 SH SOLE 0 0 255,386
ISHARES TR CORE 1 5 YR USD 46432F859 244,435 5,012 SH SOLE 0 0 5,012
ISHARES TR CORE MSCI EAFE 46432F842 7,373,810 83,746 SH SOLE 0 0 83,746
ISHARES TR CORE S&P MCP ETF 464287507 9,598,980 146,393 SH SOLE 0 0 146,393
ISHARES TR CORE S&P SCP ETF 464287804 2,177,928 18,219 SH SOLE 0 0 18,219
ISHARES TR CORE S&P500 ETF 464287200 64,934,047 96,556 SH SOLE 0 0 96,556
ISHARES TR CORE TOTAL USD 46434V613 60,898,539 1,303,758 SH SOLE 0 0 1,303,758
ISHARES TR CORE US AGGBD ET 464287226 282,401 2,816 SH SOLE 0 0 2,816
ISHARES TR EAFE GRWTH ETF 464288885 15,880,765 137,211 SH SOLE 0 0 137,211
ISHARES TR EAFE VALUE ETF 464288877 26,789,718 393,619 SH SOLE 0 0 393,619
ISHARES TR ESG AW MSCI EAFE 46435G516 566,891 6,034 SH SOLE 0 0 6,034
ISHARES TR ESG AWARE MSCI 46435U663 568,641 12,503 SH SOLE 0 0 12,503
ISHARES TR ESG AWR MSCI USA 46435G425 22,218,200 151,722 SH SOLE 0 0 151,722
ISHARES TR ESG AWR US AGRGT 46435U549 9,032,180 188,092 SH SOLE 0 0 188,092
ISHARES TR ESG AWRE 1 5 YR 46435G243 264,616 10,472 SH SOLE 0 0 10,472
ISHARES TR ESG AWRE USD ETF 46435G193 1,441,303 61,111 SH SOLE 0 0 61,111
ISHARES TR ESG MSCI LEADR 46435U218 1,245,210 10,581 SH SOLE 0 0 10,581
ISHARES TR EUROPE ETF 464287861 1,332,190 20,048 SH SOLE 0 0 20,048
ISHARES TR HDG MSCI EAFE 46434V803 356,050 8,895 SH SOLE 0 0 8,895
ISHARES TR JPMORGAN USD EMG 464288281 244,682 2,571 SH SOLE 0 0 2,571
ISHARES TR MSCI INTL VLU FT 46435G409 1,064,616 29,863 SH SOLE 0 0 29,863
ISHARES TR NATIONAL MUN ETF 464288414 224,845 2,114 SH SOLE 0 0 2,114
ISHARES TR RUS 1000 GRW ETF 464287614 5,699,827 12,083 SH SOLE 0 0 12,083
ISHARES TR RUS 1000 VAL ETF 464287598 3,382,145 16,574 SH SOLE 0 0 16,574
ISHARES TR RUS 2000 GRW ETF 464287648 1,574,897 4,868 SH SOLE 0 0 4,868
ISHARES TR RUS 2000 VAL ETF 464287630 974,794 5,475 SH SOLE 0 0 5,475
ISHARES TR RUS MDCP VAL ETF 464287473 1,551,937 11,066 SH SOLE 0 0 11,066
ISHARES TR RUS MID CAP ETF 464287499 374,479 3,863 SH SOLE 0 0 3,863
ISHARES TR RUSSELL 3000 ETF 464287689 718,043 1,887 SH SOLE 0 0 1,887
ISHARES TR S&P 100 ETF 464287101 15,822,955 47,334 SH SOLE 0 0 47,334
ISHARES TR S&P 500 GRWT ETF 464287309 767,343 6,321 SH SOLE 0 0 6,321
ISHARES TR SELECT US REIT 464287564 547,011 8,924 SH SOLE 0 0 8,924
JOHNSON & JOHNSON COM 478160104 319,359 1,717 SH SOLE 0 0 1,717
JPMORGAN CHASE & CO. COM 46625H100 1,214,241 3,948 SH SOLE 0 0 3,948
KLA CORP COM NEW 482480100 427,223 375 SH SOLE 0 0 375
LAM RESEARCH CORP COM NEW 512807306 317,141 2,158 SH SOLE 0 0 2,158
LIFE360 INC COM 532206109 1,012,002 9,393 SH SOLE 0 0 9,393
MASTERCARD INCORPORATED CL A 57636Q104 1,685,952 2,920 SH SOLE 0 0 2,920
MCDONALDS CORP COM 580135101 2,918,318 9,732 SH SOLE 0 0 9,732
MERCK & CO INC COM 58933Y105 349,626 3,906 SH SOLE 0 0 3,906
META PLATFORMS INC CL A 30303M102 4,968,405 6,834 SH SOLE 0 0 6,834
MICROSOFT CORP COM 594918104 5,564,465 10,789 SH SOLE 0 0 10,789
NETFLIX INC COM 64110L106 1,965,916 1,691 SH SOLE 0 0 1,691
NEXTERA ENERGY INC COM 65339F101 251,999 3,223 SH SOLE 0 0 3,223
NORTHROP GRUMMAN CORP COM 666807102 449,522 743 SH SOLE 0 0 743
NVIDIA CORPORATION COM 67066G104 1,594,581 8,442 SH SOLE 0 0 8,442
ORACLE CORP COM 68389X105 1,167,746 4,044 SH SOLE 0 0 4,044
PALANTIR TECHNOLOGIES INC CL A 69608A108 875,768 4,682 SH SOLE 0 0 4,682
PEPSICO INC COM 713448108 226,283 1,590 SH SOLE 0 0 1,590
PROCTER AND GAMBLE CO COM 742718109 1,011,500 6,652 SH SOLE 0 0 6,652
RENOVORX INC COM NEW 75989R107 16,864 13,279 SH SOLE 0 0 13,279
ROYAL BK CDA COM 780087102 939,431 6,416 SH SOLE 0 0 6,416
S&P GLOBAL INC COM 78409V104 273,109 573 SH SOLE 0 0 573
SALESFORCE INC COM 79466L302 375,603 1,572 SH SOLE 0 0 1,572
SCHWAB CHARLES CORP COM 808513105 386,042 4,164 SH SOLE 0 0 4,164
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,054,714 87,323 SH SOLE 0 0 87,323
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 9,302,799 396,201 SH SOLE 0 0 396,201
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,775,191 303,766 SH SOLE 0 0 303,766
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,331,699 148,651 SH SOLE 0 0 148,651
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 248,782 9,388 SH SOLE 0 0 9,388
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,461,408 82,294 SH SOLE 0 0 82,294
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,635,431 6,420 SH SOLE 0 0 6,420
SELECT SECTOR SPDR TR ENERGY 81369Y506 303,606 3,433 SH SOLE 0 0 3,433
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 17,187,702 60,063 SH SOLE 0 0 60,063
SHOPIFY INC CL A SUB VTG SHS 82509L107 229,220 1,515 SH SOLE 0 0 1,515
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,039,657 4,542 SH SOLE 0 0 4,542
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 2,351,228 50,456 SH SOLE 0 0 50,456
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 11,413,017 108,551 SH SOLE 0 0 108,551
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 2,017,253 36,360 SH SOLE 0 0 36,360
SPDR SERIES TRUST SPDR S&P 500 ETF 78468R796 1,088,811 19,753 SH SOLE 0 0 19,753
STRYKER CORPORATION COM 863667101 293,531 801 SH SOLE 0 0 801
SYNOPSYS INC COM 871607107 798,120 1,694 SH SOLE 0 0 1,694
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 241,724 839 SH SOLE 0 0 839
TESLA INC COM 88160R101 2,711,048 6,218 SH SOLE 0 0 6,218
TORONTO DOMINION BK ONT COM NEW 891160509 843,282 10,590 SH SOLE 0 0 10,590
TWILIO INC CL A 90138F102 273,143 2,591 SH SOLE 0 0 2,591
UNITY SOFTWARE INC COM 91332U101 4,473,587 114,414 SH SOLE 0 0 114,414
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 529,511 2,648 SH SOLE 0 0 2,648
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,259,559 41,354 SH SOLE 0 0 41,354
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 238,690 4,831 SH SOLE 0 0 4,831
VANGUARD INDEX FDS GROWTH ETF 922908736 62,349,007 129,012 SH SOLE 0 0 129,012
VANGUARD INDEX FDS MID CAP ETF 922908629 2,113,117 7,175 SH SOLE 0 0 7,175
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 379,786 4,170 SH SOLE 0 0 4,170
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,744,944 9,338 SH SOLE 0 0 9,338
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,027,697 7,905 SH SOLE 0 0 7,905
VANGUARD INDEX FDS TOTAL STK MKT 922908769 280,093 849 SH SOLE 0 0 849
VANGUARD INDEX FDS VALUE ETF 922908744 53,444,979 286,522 SH SOLE 0 0 286,522
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 493,837 6,550 SH SOLE 0 0 6,550
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 488,331 8,932 SH SOLE 0 0 8,932
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 370,737 4,646 SH SOLE 0 0 4,646
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,743,752 28,822 SH SOLE 0 0 28,822
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 233,534 3,494 SH SOLE 0 0 3,494
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 496,445 5,502 SH SOLE 0 0 5,502
VANGUARD WORLD FD ESG INTL STK ETF 921910725 292,425 4,173 SH SOLE 0 0 4,173
VANGUARD WORLD FD ESG US STK ETF 921910733 3,293,031 27,638 SH SOLE 0 0 27,638
VANGUARD WORLD FD INF TECH ETF 92204A702 2,008,690 2,650 SH SOLE 0 0 2,650
VISA INC COM CL A 92826C839 1,209,131 3,495 SH SOLE 0 0 3,495
WALMART INC COM 931142103 514,872 5,063 SH SOLE 0 0 5,063
WELLS FARGO CO NEW COM 949746101 225,790 2,805 SH SOLE 0 0 2,805