The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M CO Common Stock 88579Y101 463,523 2,987 SH SOLE 2,987 0 0
ABBOTT LABS Common Stock 002824100 289,310 2,160 SH SOLE 2,160 0 0
ABBVIE INC Common Stock 00287Y109 742,549 3,207 SH SOLE 3,207 0 0
ADOBE SYS INC COM Common Stock 00724F101 708,322 2,008 SH SOLE 2,008 0 0
ALPHABET INC Common Stock 02079K305 3,792,360 15,600 SH SOLE 15,600 0 0
AMAZON.COM INC Common Stock 023135106 1,991,939 9,072 SH SOLE 9,072 0 0
AMERICAN ELEC PWR INC Common Stock 025537101 298,913 2,657 SH SOLE 2,657 0 0
ANALOG DEVICES, INC Common Stock 032654105 1,442,750 5,872 SH SOLE 5,872 0 0
APPLE INC Common Stock 037833100 3,520,005 13,824 SH SOLE 13,824 0 0
AT&T INC Common Stock 00206R102 646,159 22,881 SH SOLE 22,881 0 0
BANK NEW YORK MELLON CORP COM Common Stock 064058100 969,199 8,895 SH SOLE 8,895 0 0
BECTON DICKINSON & CO. Common Stock 075887109 235,834 1,260 SH SOLE 1,260 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 5,099,795 10,144 SH SOLE 10,144 0 0
BLACKROCK INC COM Common Stock 09290D101 377,742 324 SH SOLE 324 0 0
BROWN FORMAN CORP CL B Common Stock 115637209 226,930 8,380 SH SOLE 8,380 0 0
CATERPILLAR INC Common Stock 149123101 760,100 1,593 SH SOLE 1,593 0 0
CENCORA, INC COM Common Stock 03073E105 1,486,080 4,755 SH SOLE 4,755 0 0
CHARLES SCHWAB CORP Common Stock 808513105 423,219 4,433 SH SOLE 4,433 0 0
CHEVRON CORP Common Stock 166764100 647,715 4,171 SH SOLE 4,171 0 0
CISCO SYSTEMS INC Common Stock 17275R102 846,082 12,366 SH SOLE 12,366 0 0
CITIGROUP INC Common Stock 172967424 300,440 2,960 SH SOLE 2,960 0 0
CME GROUP INC COM Common Stock 12572Q105 576,585 2,134 SH SOLE 2,134 0 0
COCA COLA COMPANY Common Stock 191216100 716,190 10,799 SH SOLE 10,799 0 0
COMCAST CORP Common Stock 20030N101 907,347 28,878 SH SOLE 28,878 0 0
CONOCOPHILLIPS Common Stock 20825C104 263,906 2,790 SH SOLE 2,790 0 0
CVS HEALTH CORPORATION Common Stock 126650100 719,975 9,550 SH SOLE 9,550 0 0
DEVON ENERGY CORP. NEW Common Stock 25179M103 335,700 9,575 SH SOLE 9,575 0 0
DOLLAR GENERAL CORP NEW Common Stock 256677105 207,734 2,010 SH SOLE 2,010 0 0
ELEVANCE HEALTH INC COM Common Stock 036752103 1,033,015 3,197 SH SOLE 3,197 0 0
ENBRIDGE INC Int'l Common Stock 29250N105 1,520,108 30,125 SH SOLE 30,125 0 0
ESSENTIAL UTILS INC COM Common Stock 29670G102 558,720 14,003 SH SOLE 14,003 0 0
EXXON MOBIL CORP Common Stock 30231G102 1,771,754 15,714 SH SOLE 15,714 0 0
GARMIN LTD Common Stock H2906T109 504,751 2,050 SH SOLE 2,050 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 1,745,920 5,120 SH SOLE 5,120 0 0
GSK PLC SPONSORED ADR Int'l Common Stock 37733W204 204,147 4,730 SH SOLE 4,730 0 0
HOME DEPOT INC Common Stock 437076102 1,418,165 3,500 SH SOLE 3,500 0 0
HONEYWELL INT'L INC. Common Stock 438516106 904,519 4,297 SH SOLE 4,297 0 0
INTERNATIONAL FLAVORS & FRAGRANCES INC Common Stock 459506101 398,902 6,482 SH SOLE 6,482 0 0
INVESCO QQQ TRUST Exchange Traded Fund 46090E103 2,688,457 4,478 SH SOLE 4,478 0 0
ISHARES GLOBAL CLEAN ENERGY ETF Exchange Traded Fund 464288224 185,760 12,000 SH SOLE 12,000 0 0
ISHARES HIGH YIELD CORPORATEBOND FUND Fixed Income ETF 464288513 305,680 3,765 SH SOLE 3,765 0 0
ISHARES MICRO CAP INDEX Exchange Traded Fund 464288869 596,360 4,000 SH SOLE 4,000 0 0
ISHARES MSCI EAFE International Equity ETF 464287465 728,846 7,806 SH SOLE 7,806 0 0
ISHARES RUSSELL 2000 Exchange Traded Fund 464287655 379,635 1,569 SH SOLE 1,569 0 0
ISHARES SELECT DIVIDEND INDX Exchange Traded Fund 464287168 2,046,382 14,401 SH SOLE 14,401 0 0
ISHARES TR ISHS 5-10YR INVT Fixed Income ETF 464288638 432,720 8,000 SH SOLE 8,000 0 0
ISHARES TR U.S. PFD STK ETF Exchange Traded Fund 464288687 2,689,281 85,050 SH SOLE 85,050 0 0
JOHNSON & JOHNSON Common Stock 478160104 1,408,821 7,598 SH SOLE 7,598 0 0
JP MORGAN CHASE & CO Common Stock 46625H100 2,032,315 6,443 SH SOLE 6,443 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 389,384 780 SH SOLE 780 0 0
LOWE'S COMPANIES INC Common Stock 548661107 1,546,562 6,154 SH SOLE 6,154 0 0
MASTERCARD INC CL A Common Stock 57636Q104 1,087,565 1,912 SH SOLE 1,912 0 0
MCDONALDS CORP Common Stock 580135101 1,796,902 5,913 SH SOLE 5,913 0 0
MCKESSON CORPORATION Common Stock 58155Q103 1,147,222 1,485 SH SOLE 1,485 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103 860,493 9,035 SH SOLE 9,035 0 0
MERCK & CO INC. Common Stock 58933Y105 368,872 4,395 SH SOLE 4,395 0 0
META PLATFORMS INC Common Stock 30303M102 1,129,476 1,538 SH SOLE 1,538 0 0
MICROSOFT CORPORATION Common Stock 594918104 6,215,400 12,000 SH SOLE 12,000 0 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105 854,465 13,678 SH SOLE 13,678 0 0
NEXTERA ENERGY INC Common Stock 65339F101 335,629 4,446 SH SOLE 4,446 0 0
NIKE INC Common Stock 654106103 242,312 3,475 SH SOLE 3,475 0 0
NOVARTIS AG SPONS Int'l Common Stock 66987V109 802,782 6,260 SH SOLE 6,260 0 0
NVIDIA CORP Common Stock 67066G104 621,871 3,333 SH SOLE 3,333 0 0
OMNICOM GROUP INC COM Common Stock 681919106 522,200 6,405 SH SOLE 6,405 0 0
ORACLE CORPORATION Common Stock 68389X105 2,451,569 8,717 SH SOLE 8,717 0 0
PEPSICO INC Common Stock 713448108 1,671,798 11,904 SH SOLE 11,904 0 0
PFIZER INC Common Stock 717081103 587,238 23,047 SH SOLE 23,047 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 410,204 2,529 SH SOLE 2,529 0 0
PROCTER & GAMBLE COMPANY Common Stock 742718109 1,087,381 7,077 SH SOLE 7,077 0 0
RTX CORPORATION Common Stock 75513E101 388,038 2,319 SH SOLE 2,319 0 0
S&P CONSUMER DISCRETIONARY Exchange Traded Fund 81369Y407 263,844 1,101 SH SOLE 1,101 0 0
S&P SPDR CONSUMER STAPLES Exchange Traded Fund 81369Y308 352,116 4,493 SH SOLE 4,493 0 0
S&P SPDR INDUSTRIALS Exchange Traded Fund 81369Y704 234,430 1,520 SH SOLE 1,520 0 0
S&P SPDR MATERIALS Exchange Traded Fund 81369Y100 773,331 8,629 SH SOLE 8,629 0 0
S&P SPDR SELECT ENERGY Exchange Traded Fund 81369Y506 1,126,667 12,611 SH SOLE 12,611 0 0
S&P SPDR SELECT FINANCIALS Exchange Traded Fund 81369Y605 1,081,548 20,077 SH SOLE 20,077 0 0
S&P SPDR TECHNOLOGY SBI INT-TECH Exchange Traded Fund 81369Y803 1,711,172 6,071 SH SOLE 6,071 0 0
S&P SPDR UTILITIES Exchange Traded Fund 81369Y886 429,248 4,922 SH SOLE 4,922 0 0
SALESFORCE INC COM Common Stock 79466L302 300,753 1,269 SH SOLE 1,269 0 0
SANOFI ADR Int'l Common Stock 80105N105 748,828 15,865 SH SOLE 15,865 0 0
SELECT SECTOR SPDR TR REAL ESTATE Exchange Traded Fund 81369Y860 715,367 16,980 SH SOLE 16,980 0 0
SOUTHERN CO Common Stock 842587107 203,756 2,150 SH SOLE 2,150 0 0
SPDR DOW JONES INDUSTRIAL AVE ETF TRUST Exchange Traded Fund 78467X109 829,631 1,789 SH SOLE 1,789 0 0
SPDR GOLD TR GOLD SHS Exchange Traded Fund 78463V107 539,603 1,518 SH SOLE 1,518 0 0
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 803,413 1,206 SH SOLE 1,206 0 0
STARBUCKS CORPORATION Common Stock 855244109 362,934 4,290 SH SOLE 4,290 0 0
TAIWAN SEMICONDUCTOR MFG CO Int'l Common Stock 874039100 978,353 3,503 SH SOLE 3,503 0 0
UNILEVER PLC ADR Int'l Common Stock 904767704 707,092 11,928 SH SOLE 11,928 0 0
UNION PACIFIC CORPORATION Common Stock 907818108 737,947 3,122 SH SOLE 3,122 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 580,104 1,680 SH SOLE 1,680 0 0
VANGUARD COMMUNICATION SERVICES ETF Exchange Traded Fund 92204A884 862,995 4,597 SH SOLE 4,597 0 0
VANGUARD S&P 500 INDEX ETF Exchange Traded Fund 922908363 2,353,376 3,843 SH SOLE 3,843 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 746,227 16,979 SH SOLE 16,979 0 0
VISA INC Common Stock 92826C839 1,529,382 4,480 SH SOLE 4,480 0 0
WAL-MART STORES INC Common Stock 931142103 1,829,830 17,755 SH SOLE 17,755 0 0
WALT DISNEY CO Common Stock 254687106 393,537 3,437 SH SOLE 3,437 0 0
WELLS FARGO & CO Common Stock 949746101 2,402,616 28,664 SH SOLE 28,664 0 0