|
Page 1 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
|
I.
|
Deal Parameters
|
|
A
|
Student Loan Portfolio Characteristics
|
11/14/2013
|
07/31/2025
|
08/31/2025
|
||||||||||
|
Principal Balance
|
$
|
952,236,013.41
|
$
|
182,216,267.30
|
$
|
180,898,802.79
|
||||||||
|
Interest to be Capitalized Balance
|
19,888,623.55
|
2,673,533.78
|
2,694,649.84
|
|||||||||||
|
Pool Balance
|
$
|
972,124,636.96
|
$
|
184,889,801.08
|
$
|
183,593,452.63
|
||||||||
|
Specified Reserve Account Balance
|
4,992,316.00
|
- N/A -
|
- N/A -
|
|||||||||||
|
Adjusted Pool (1)
|
$
|
977,116,952.96
|
$
|
184,889,801.08
|
$
|
183,593,452.63
|
||||||||
|
Weighted Average Coupon (WAC)
|
6.29%
|
|
6.97%
|
|
6.97%
|
|
||||||||
|
Number of Loans
|
200,093
|
26,777
|
26,496
|
|||||||||||
|
Aggregate Outstanding Principal Balance - Tbill
|
-
|
-
|
||||||||||||
|
Aggregate Outstanding Principal Balance - SOFR
|
$
|
184,889,801.08
|
$
|
183,593,452.63
|
||||||||||
|
Pool Factor
|
0.185174389
|
0.183876045
|
||||||||||||
|
Since Issued Constant Prepayment Rate
|
(36.61)%
|
|
(38.18)%
|
|
||||||||||
| (1) |
The Specified Reserve Account balance is included in the Adjusted Pool until the Pool Balance is less than or equal to 40% of the original pool.
|
|
B
|
Debt Securities
|
Cusip/Isin
|
08/25/2025
|
09/25/2025
|
|||||||
|
A3
|
78448CAG4
|
$
|
155,640,903.07
|
$
|
154,357,518.10
|
||||||
|
B
|
78448CAH2
|
$
|
27,400,000.00
|
$
|
27,400,000.00
|
||||||
|
C
|
Account Balances
|
08/25/2025
|
09/25/2025
|
||||||
|
Reserve Account Balance
|
$
|
998,463.00
|
$
|
998,463.00
|
|||||
|
Capitalized Interest Account Balance
|
-
|
-
|
|||||||
|
Floor Income Rebate Account
|
$
|
193,891.33
|
$
|
61,711.92
|
|||||
|
Supplemental Loan Purchase Account
|
-
|
-
|
|||||||
|
D
|
Asset / Liability
|
08/25/2025
|
09/25/2025
|
||||||
|
Adjusted Pool Balance + Supplemental Loan Purchase
|
$
|
184,889,801.08
|
$
|
183,593,452.63
|
|||||
|
Total Notes
|
$
|
183,040,903.07
|
$
|
181,757,518.10
|
|||||
|
Difference
|
$
|
1,848,898.01
|
$
|
1,835,934.53
|
|||||
|
Parity Ratio
|
1.01010
|
1.01010
|
|||||||
|
Page 2 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| II. |
Trust Activity 08/01/2025 through 08/31/2025
|
|
A
|
Student Loan Principal Receipts
|
||||
|
Borrower Principal
|
481,370.72
|
||||
|
Guarantor Principal
|
631,584.35
|
||||
|
Consolidation Activity Principal
|
832,442.69
|
||||
|
Seller Principal Reimbursement
|
-
|
||||
|
Servicer Principal Reimbursement
|
-
|
||||
|
Rejected Claim Repurchased Principal
|
-
|
||||
|
Other Principal Deposits
|
-
|
||||
|
Total Principal Receipts
|
$
|
1,945,397.76
|
|||
|
B
|
Student Loan Interest Receipts
|
||||
|
Borrower Interest
|
263,993.99
|
||||
|
Guarantor Interest
|
22,258.84
|
||||
|
Consolidation Activity Interest
|
17,000.20
|
||||
|
Special Allowance Payments
|
111,945.27
|
||||
|
Interest Subsidy Payments
|
96,777.31
|
||||
|
Seller Interest Reimbursement
|
0.00
|
||||
|
Servicer Interest Reimbursement
|
0.00
|
||||
|
Rejected Claim Repurchased Interest
|
0.00
|
||||
|
Other Interest Deposits
|
16,751.08
|
||||
|
Total Interest Receipts
|
$
|
528,726.69
|
|||
|
C
|
Reserves in Excess of Requirement
|
|
-
|
||
|
D
|
Investment Income
|
$
|
14,001.36
|
||
|
E
|
Funds Borrowed from Next Collection Period
|
-
|
|||
|
F
|
Funds Repaid from Prior Collection Period
|
-
|
|||
|
G
|
Loan Sale or Purchase Proceeds
|
-
|
|||
|
H
|
Initial Deposits to Collection Account
|
-
|
|||
|
I
|
Excess Transferred from Other Accounts
|
$ |
193,891.33
|
||
|
J
|
Other Deposits
|
-
|
|||
|
K
|
Funds Released from Capitalized Interest Account
|
-
|
|||
|
L
|
Less: Funds Previously Remitted:
|
||||
|
Servicing Fees to Servicer
|
-
|
||||
|
Consolidation Loan Rebate Fees to Dept. of Education
|
-
|
||||
|
Floor Income Rebate Fees to Dept. of Education
|
$ |
(197,042.98)
|
|||
|
Funds Allocated to the Floor Income Rebate Account
|
$
|
(61,711.92)
|
|||
|
M
|
AVAILABLE FUNDS
|
$
|
2,423,262.24
|
||
|
N
|
Non-Cash Principal Activity During Collection Period
|
$
|
(627,933.25)
|
||
|
O
|
Non-Reimbursable Losses During Collection Period
|
$
|
12,568.14
|
||
|
P
|
Aggregate Purchased Amounts by the Depositor, Servicer or Seller
|
|
-
|
||
|
Q
|
Aggregate Loan Substitutions
|
- | |||
|
Page 3 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| III. |
2013-6 Portfolio Characteristics
|
|
08/31/2025
|
07/31/2025
|
||||||||||||||||||||||||||||||||
|
Wtd Avg Coupon
|
# Loans
|
Principal
|
% of Principal
|
Wtd Avg Coupon
|
# Loans
|
Principal
|
% of Principal
|
||||||||||||||||||||||||||
|
INTERIM:
|
IN SCHOOL
|
6.58%
|
|
39
|
$
|
293,640.30
|
0.162%
|
|
6.58%
|
|
39
|
$
|
293,640.30
|
0.161%
|
|
||||||||||||||||||
|
|
GRACE
|
6.63%
|
|
9
|
$
|
67,297.00
|
0.037%
|
|
6.63%
|
|
9
|
$
|
67,297.00
|
0.037%
|
|
||||||||||||||||||
|
DEFERMENT
|
6.73%
|
|
1,601
|
$
|
9,633,127.65
|
5.325%
|
|
6.77%
|
|
1,599
|
$
|
9,615,164.81
|
5.277%
|
|
|||||||||||||||||||
|
REPAYMENT:
|
CURRENT
|
6.99%
|
|
17,481
|
$
|
111,723,749.53
|
61.760%
|
|
6.99%
|
|
17,562
|
$
|
112,165,619.92
|
61.556%
|
|
||||||||||||||||||
|
|
31-60 DAYS DELINQUENT
|
6.99%
|
|
918
|
$
|
7,495,971.04
|
4.144%
|
|
6.96%
|
|
1,069
|
$
|
8,725,013.30
|
4.788%
|
|
||||||||||||||||||
|
|
61-90 DAYS DELINQUENT
|
6.92%
|
|
667
|
$
|
5,430,083.83
|
3.002%
|
|
6.89%
|
|
648
|
$
|
5,184,715.67
|
2.845%
|
|
||||||||||||||||||
|
|
91-120 DAYS DELINQUENT
|
6.93%
|
|
398
|
$
|
3,111,786.96
|
1.720%
|
|
6.85%
|
|
552
|
$
|
3,954,176.78
|
2.170%
|
|
||||||||||||||||||
|
|
> 120 DAYS DELINQUENT
|
6.86%
|
|
1,627
|
$
|
11,981,966.60
|
6.624%
|
|
6.89%
|
|
1,559
|
$
|
11,647,406.38
|
6.392%
|
|
||||||||||||||||||
|
|
FORBEARANCE
|
7.05%
|
|
3,495
|
$
|
28,903,049.79
|
15.977%
|
|
7.04%
|
|
3,550
|
$
|
29,043,621.91
|
15.939%
|
|
||||||||||||||||||
|
CLAIMS IN PROCESS
|
6.89%
|
|
261
|
$
|
2,258,130.09
|
1.248%
|
|
6.96%
|
|
190
|
$
|
1,519,611.23
|
0.834%
|
|
|||||||||||||||||||
|
TOTAL
|
26,496
|
$
|
180,898,802.79
|
100.00%
|
|
26,777
|
$
|
182,216,267.30
|
100.00%
|
|
|||||||||||||||||||||||
|
Page 4 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| IV. |
2013-6 Portfolio Characteristics (cont'd)
|
|
08/31/2025
|
07/31/2025
|
|||||||
|
Pool Balance
|
$
|
183,593,452.63
|
$
|
184,889,801.08
|
||||
|
Outstanding Borrower Accrued Interest
|
$
|
10,372,093.97
|
$
|
10,288,575.89
|
||||
|
Borrower Accrued Interest to be Capitalized
|
$
|
2,694,649.84
|
$
|
2,673,533.78
|
||||
|
Borrower Accrued Interest >30 Days Delinquent
|
$
|
1,022,689.11
|
$
|
1,031,871.94
|
||||
|
Total # Loans
|
26,496
|
26,777
|
||||||
|
Total # Borrowers
|
7,505
|
7,578
|
||||||
|
Weighted Average Coupon
|
6.97%
|
|
6.97%
|
|
||||
|
Weighted Average Remaining Term
|
201.64
|
200.82
|
||||||
|
Non-Reimbursable Losses
|
$
|
12,568.14
|
$
|
14,947.10
|
||||
|
Cumulative Non-Reimbursable Losses
|
$
|
3,147,310.04
|
$
|
3,134,741.90
|
||||
|
Since Issued Constant Prepayment Rate (CPR)
|
-38.18 %
|
|
-36.61 %
|
|
||||
|
Loan Substitutions
|
-
|
-
|
||||||
|
Cumulative Loan Substitutions
|
-
|
-
|
||||||
|
Rejected Claim Repurchases
|
-
|
-
|
||||||
|
Cumulative Rejected Claim Repurchases
|
$
|
232,854.41
|
$
|
232,854.41
|
||||
|
Unpaid Primary Servicing Fees
|
-
|
-
|
||||||
|
Unpaid Administration Fees
|
-
|
-
|
||||||
|
Unpaid Carryover Servicing Fees
|
-
|
-
|
||||||
|
Note Principal Shortfall
|
|
-
|
-
|
|||||
|
Note Interest Shortfall
|
-
|
-
|
||||||
|
Unpaid Interest Carryover
|
-
|
-
|
||||||
|
Non-Cash Principal Activity - Capitalized Interest
|
$
|
640,779.14
|
$
|
620,272.23
|
||||
|
Borrower Interest Accrued
|
$
|
1,028,051.28
|
$
|
1,038,554.34
|
||||
|
Interest Subsidy Payments Accrued
|
$
|
30,714.75
|
$
|
30,444.75
|
||||
|
Special Allowance Payments Accrued
|
$
|
45,405.57
|
$
|
45,081.94
|
||||
|
Page 5 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| V. |
2013-6 Portfolio Statistics by School and Program
|
|
A
|
LOAN TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
% *
|
||||||||||||
|
- GSL (1) - Subsidized
|
6.69%
|
|
13,820
|
61,663,808.80
|
34.087%
|
|
|||||||||||
|
- GSL - Unsubsidized
|
6.76%
|
|
11,960
|
94,724,577.67
|
52.363%
|
|
|||||||||||
|
- PLUS (2) Loans
|
8.48%
|
|
716
|
24,510,416.32
|
13.549%
|
|
|||||||||||
|
- SLS (3) Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
|
- Consolidation Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
|
Total
|
6.97%
|
|
26,496
|
$
|
180,898,802.79
|
100.000%
|
|
||||||||||
|
B
|
SCHOOL TYPE
|
Weighted
Average Coupon |
# LOANS
|
$ AMOUNT
|
% *
|
||||||||||||
|
- Four Year
|
6.99%
|
|
22,881
|
165,433,155.55
|
91.451%
|
|
|||||||||||
|
- Two Year
|
6.78%
|
|
3,042
|
12,982,547.71
|
7.177%
|
|
|||||||||||
|
- Technical
|
6.75%
|
|
532
|
2,331,461.59
|
1.289%
|
|
|||||||||||
|
- Other
|
6.70%
|
|
41
|
151,637.94
|
0.084%
|
|
|||||||||||
|
Total
|
6.97%
|
|
26,496
|
$
|
180,898,802.79
|
100.000%
|
|
||||||||||
|
(1)
|
Guaranteed Stafford Loan
|
|
(2)
|
Parent Loans for Undergraduate Students
|
|
(3)
|
Supplemental Loans to Students. The Unsubsidized Stafford Loan program replaced the SLS program on July 1, 1994.
|
|
Page 6 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| VI. |
2013-6 Waterfall for Distributions
|
|
|
Paid
|
Remaining Funds Balance
|
|||||||
|
Total Available Funds
|
$
|
2,423,262.24
|
|||||||
|
A
|
Trustee Fee |
$
|
—
|
$
|
2,423,262.24
|
||||
|
B
|
Primary Servicing Fee
|
$
|
37,110.06
|
$
|
2,386,152.18
|
||||
|
C
|
Administration Fee
|
$
|
6,667.00
|
$
|
2,379,485.18
|
||||
|
D
|
Class A Noteholders' Interest Distribution Amount
|
$
|
685,247.86
|
$
|
1,694,237.32
|
||||
|
E
|
Class B Noteholders' Interest Distribution Amount
|
140,690.60
|
$
|
1,553,546.72
|
|||||
|
F
|
Reserve Account Reinstatement
|
$
|
—
|
$ |
1,553,546.72
|
||||
|
G
|
Class A Noteholders' Principal Distribution Amount
|
1,283,384.97
|
$ |
270,161.75
|
|||||
|
H
|
Class B Noteholders' Principal Distribution Amount
|
-
|
$ |
270,161.75
|
|||||
|
I
|
Unpaid Expenses of The Trustees
|
-
|
$ |
270,161.75
|
|||||
|
J
|
Carryover Servicing Fee
|
-
|
$ |
270,161.75
|
|||||
|
K
|
Remaining Amounts to the Noteholders after the first auction date
|
-
|
270,161.75
|
||||||
| L |
Excess Distribution Certificateholder
|
$ | 270,161.75 | 0.00 |
|||||
|
Waterfall Triggers
|
|||||
|
A
|
Student Loan Principal Outstanding
|
$
|
180,898,802.79
|
||
|
B
|
Interest to be Capitalized
|
$
|
2,694,649.84
|
||
|
C
|
Capitalized Interest Account Balance
|
-
|
|||
|
D
|
Reserve Account Balance (after any reinstatement)
|
$
|
998,463.00
|
||
|
E
|
Less: Specified Reserve Account Balance
|
$
|
(998,463.00)
|
||
|
F
|
Total
|
$
|
183,593,452.63
|
||
|
G
|
Class A Notes Outstanding (after application of available funds)
|
$
|
154,357,518.10
|
||
|
H
|
Insolvency Event or Event of Default Under Indenture
|
N
|
|||
|
I
|
Available Funds Applied to Class A Noteholders’ Distribution Amount Before Any Amounts are Applied to the Class B Noteholders’ Distribution Amount (G>F or H=Y)
|
N
|
|||
|
Page 7 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| VII. |
2013-6 Distributions
|
|
A3
|
B
|
|||||||
|
Cusip/Isin
|
78448CAG4
|
78448CAH2
|
||||||
|
Beginning Balance
|
$
|
155,640,903.07
|
$
|
27,400,000.00
|
||||
|
Index
|
SOFR
|
SOFR
|
||||||
|
Spread/Fixed Rate
|
0.65%
|
|
1.50%
|
|
||||
|
Record Date (Days Prior to Distribution)
|
1 NEW YORK BUSINESS DAY
|
1 NEW YORK BUSINESS DAY
|
||||||
|
Accrual Period Begin
|
8/25/2025
|
8/25/2025
|
||||||
|
Accrual Period End
|
9/25/2025
|
9/25/2025
|
||||||
|
Daycount Fraction
|
0.08611111
|
0.08611111
|
||||||
|
Interest Rate*
|
5.11287%
|
|
5.96287%
|
|
||||
|
Accrued Interest Factor
|
0.004402749
|
0.005134693
|
||||||
|
Current Interest Due
|
$
|
685,247.86
|
$
|
140,690.60
|
||||
|
Interest Shortfall from Prior Period Plus Accrued Interest
|
-
|
-
|
||||||
|
Total Interest Due
|
$
|
685,247.86
|
$
|
140,690.60
|
||||
|
Interest Paid
|
$
|
685,247.86
|
$
|
140,690.60
|
||||
|
Interest Shortfall
|
-
|
-
|
||||||
|
Principal Paid
|
$
|
1,283,384.97
|
-
|
|||||
|
Ending Principal Balance
|
$
|
154,357,518.10
|
$
|
27,400,000.00
|
||||
|
Paydown Factor
|
0.002512992
|
0.000000000
|
||||||
|
Ending Balance Factor
|
0.302246951
|
1.000000000
|
||||||
|
Page 8 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|
| VIII. |
2013-6 Reconciliations
|
|
A
|
Principal Distribution Reconciliation
|
||||
|
Notes Outstanding Principal Balance
|
$
|
183,040,903.07
|
|||
|
Adjusted Pool Balance
|
$
|
183,593,452.63
|
|||
|
Overcollateralization Amount
|
$
|
1,835,934.53
|
|||
|
Principal Distribution Amount
|
$
|
1,283,384.97
|
|||
|
Principal Distribution Amount Paid
|
$
|
1,283,384.97
|
|||
|
B
|
Reserve Account Reconciliation
|
||||
|
Beginning Period Balance
|
$
|
998,463.00
|
|||
|
Reserve Funds Utilized
|
0.00
|
||||
|
Reserve Funds Reinstated
|
0.00
|
||||
|
Balance Available
|
$
|
998,463.00
|
|||
|
Required Reserve Acct Balance
|
$
|
998,463.00
|
|||
|
Release to Collection Account
|
|
-
|
|||
|
Ending Reserve Account Balance
|
$
|
998,463.00
|
|||
|
C
|
Floor Income Rebate Account
|
||||
|
Beginning Period Balance
|
$
|
193,891.33
|
|||
|
Deposits for the Period
|
$
|
61,711.92
|
|||
|
Release to Collection Account
|
$ |
(193,891.33)
|
|||
|
Ending Balance
|
$
|
61,711.92
|
|||
|
D
|
Supplemental Purchase Account
|
||||
|
Beginning Period Balance
|
-
|
||||
|
Supplemental Loan Purchases
|
-
|
||||
|
Transfers to Collection Account
|
-
|
||||
|
Ending Balance
|
-
|
||||
|
Page 9 of 9
|
Trust 2013-6 Monthly Servicing Report: Collection Period 08/01/2025 - 08/31/2025, Distribution Date 09/25/2025
|