Exhibit 99.6
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8034369 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8034369 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8034369 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125587 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125587 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125587 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125589 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125589 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125589 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125590 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125590 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125590 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125591 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125591 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125591 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125595 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125595 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125595 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125596 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125596 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125596 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125597 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125597 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125597 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125598 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125598 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125598 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125599 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125599 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125599 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125600 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125600 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125600 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125601 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125601 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125601 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125602 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125602 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125602 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125603 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125603 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125603 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125604 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125604 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125604 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125605 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125605 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125605 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125606 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125606 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125606 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125607 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125607 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125607 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125608 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125608 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125608 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125609 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125609 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125609 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125610 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125610 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125610 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125611 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125611 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125611 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125613 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125613 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125613 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125614 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125614 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125614 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125615 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125615 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125615 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125616 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125616 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125616 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125617 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125617 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125617 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125618 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125618 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125618 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125619 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125619 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125619 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125620 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125620 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125620 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125621 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125621 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125621 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125622 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Missing Rider/Addendum | XXXX | The following referenced Legal Addendum is missing: Exhibit “A” Legal description. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) Complete recorded DOT has been uploaded to the secure site. Rebuttal 2 (XX/XX/XXXX XXXX) Complete recorded DOT has been uploaded to the secure site. |
Response 1 (XX/XX/XXXX XXXX) The completed DOT provided is sufficient to sure the exception. (Resolved) |
3 | 1 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125622 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125622 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125623 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125623 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125623 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125625 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125625 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125625 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125626 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125626 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125626 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125627 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125627 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125627 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125628 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125628 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125628 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125629 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125629 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125629 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125630 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125630 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125630 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125632 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125632 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125632 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125633 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125633 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125633 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125635 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125635 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125635 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125636 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125636 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125636 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125637 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125637 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125637 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125638 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125638 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125638 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125639 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125639 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125639 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125640 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125640 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125640 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125641 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125641 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125641 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125642 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125642 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125642 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125643 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125643 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125643 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125644 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125644 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125644 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125645 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125645 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125645 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125646 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125646 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125646 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125647 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125647 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125647 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125648 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125648 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125648 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125649 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125649 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125649 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125651 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125651 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125651 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125652 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125652 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125652 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125653 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125653 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125653 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125655 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125655 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125655 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125656 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125656 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125656 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125657 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125657 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125657 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125658 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8125658 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as XXXX. The loan file reflects income of XXXX from the non-borrowing spouse and asset depletion of XXXX for a total of XXXX. The borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) Income documentation provided. |
Response 1 (XX/XX/XXXX XXXX) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8125658 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8125659 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125659 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125659 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125660 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8125660 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | DTI - Exceeds Guidelines | XXXX | The income data was delivered as XXXX. The loan file reflects income of XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) Income documentation provided. |
Response 1 (XX/XX/XXXX XXXX) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8125660 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8125661 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125661 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125661 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125662 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125662 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125662 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125663 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125663 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125663 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125664 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125664 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125664 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125665 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8125665 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | Income Variance | XXXX | The income data was delivered as XXXX. The loan file reflects income of XXXX, which is a -26% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8125665 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8125666 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125666 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125666 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125667 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125667 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125667 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125668 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125668 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125668 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125669 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125669 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125669 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125671 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125671 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125671 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125672 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125672 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125672 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125673 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125673 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125673 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125674 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125674 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125674 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125675 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125675 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125675 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125676 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125676 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125676 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125679 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125679 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125679 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125681 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125681 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125681 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125682 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125682 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125682 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125683 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125683 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125683 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125685 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125685 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125685 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125687 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125687 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125687 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125688 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125688 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125688 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125689 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125689 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125689 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125690 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125690 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125690 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125691 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125691 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125691 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125692 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125692 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125692 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125693 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125693 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125693 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125694 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125694 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125694 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125695 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125695 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125695 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125696 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125696 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125696 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125697 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125697 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125697 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125698 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125698 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125698 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125699 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125699 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125699 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125701 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125701 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125701 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125702 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125702 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125702 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125703 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125703 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125703 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125704 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125704 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125704 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125705 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125705 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125705 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125706 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125706 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125706 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125707 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125707 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125707 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125708 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125708 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125708 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125709 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125709 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125709 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125710 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125710 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125710 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125711 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125711 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125711 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125712 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125712 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125712 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125713 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125713 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125713 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125714 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125714 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125714 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125716 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125716 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125716 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125717 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125717 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125717 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125718 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125718 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125718 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125719 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125719 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125719 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125722 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125722 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125722 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125723 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125723 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125723 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125724 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125724 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125724 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125725 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125725 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125725 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125727 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125727 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125727 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125728 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125728 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125728 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125729 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125729 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125729 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125730 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125730 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125730 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125731 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125731 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125731 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125733 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125733 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125733 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125734 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125734 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125734 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125735 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125735 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125735 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125737 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125737 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125737 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125738 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125738 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125738 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125739 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125739 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125739 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125740 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125740 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125740 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125741 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125741 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125741 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125742 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125742 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125742 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125743 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125743 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125743 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125744 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125744 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125744 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125745 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125745 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125745 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125746 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125746 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125746 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125747 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125747 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125747 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125748 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125748 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125748 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125750 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125750 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125750 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125751 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125751 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125751 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125754 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125754 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125754 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125755 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125755 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125755 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125756 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125756 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125756 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125757 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125757 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125757 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125759 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125759 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125759 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125761 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125761 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125761 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125762 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125762 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125762 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125763 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125763 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125763 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125764 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125764 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125764 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125765 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125765 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125765 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125766 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125766 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125766 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125767 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125767 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125767 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125768 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125768 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125768 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125769 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125769 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125769 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125770 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125770 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125770 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125775 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125775 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125775 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125776 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125776 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125776 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125778 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125778 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125778 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125779 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125779 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125779 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125780 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125780 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125780 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125781 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125781 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125781 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125782 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125782 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125782 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125783 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125783 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125783 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125784 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125784 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125784 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125785 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125785 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125785 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125786 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125786 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125786 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125787 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125787 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125787 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125788 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125788 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125788 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125789 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125789 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8125789 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8125790 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125790 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125790 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125792 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125792 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125792 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125793 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125793 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125793 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125794 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125794 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125794 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125796 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125796 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125796 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8125797 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125797 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8125797 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125799 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125799 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125799 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125801 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125801 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125801 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125802 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125802 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125802 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125803 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125803 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125803 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125804 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125804 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125804 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125805 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125805 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125805 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125806 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125806 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125806 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125808 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125808 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125808 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125809 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125809 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125809 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125810 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125810 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125810 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8125811 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125811 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125811 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125812 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125812 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125812 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125813 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125813 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8125813 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8128260 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8128260 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8128260 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8128280 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8128280 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8128280 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8146761 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146761 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146761 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146823 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146823 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146823 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146824 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146824 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146824 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146825 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146825 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8146825 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147864 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147864 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147864 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147865 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147865 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147865 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147867 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147867 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147867 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147868 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147868 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147868 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147869 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147869 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147869 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147870 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147870 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147870 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147871 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147871 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147871 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147873 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147873 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147873 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147874 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147874 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147874 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147877 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147877 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147877 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147878 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147878 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147878 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147879 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147879 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147879 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147880 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147880 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147880 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147881 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147881 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147881 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147882 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147882 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147882 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147883 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147883 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147883 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147884 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147884 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147884 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147885 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147885 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147885 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147886 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147886 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147886 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147887 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147887 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147887 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147888 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147888 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147888 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147889 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147889 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147889 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147891 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147891 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147891 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147892 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147892 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147892 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147893 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147893 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147893 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147894 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147894 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147894 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147895 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147895 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147895 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147896 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147896 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147896 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147897 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147897 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147897 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147898 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147898 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147898 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147899 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147899 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147899 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147900 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147900 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147900 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147901 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147901 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147901 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147903 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147903 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147903 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147904 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147904 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147904 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147905 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147905 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147905 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147906 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147906 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147906 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147908 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147908 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147908 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147909 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147909 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147909 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147911 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147911 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147911 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147912 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8147912 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | Income Variance | XXXX | The income data was delivered as XXXX. The loan file reflects income of XXXX and asset depletion of XXXX for a total of XXXX, which is a -13% variance. The DTI of XXXX% is within the guidelines. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8147912 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147913 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following information of the Security Instrument is incomplete: The maturity date is missing. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8147913 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8147913 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8147914 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147914 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147914 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147915 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147915 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147915 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147916 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147916 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147916 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147917 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147917 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147917 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147918 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147918 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147918 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147919 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147919 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147919 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147920 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147920 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147920 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147921 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147921 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147921 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147922 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147922 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147922 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147923 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147923 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147923 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147924 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147924 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147924 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147925 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147925 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147925 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147926 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147926 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147926 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147927 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147927 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147927 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147928 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147928 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147928 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147929 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147929 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147929 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147930 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147930 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147930 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147931 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147931 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147931 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147932 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147932 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147932 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147933 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147933 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147933 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147934 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147934 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147934 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147935 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147935 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147935 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147936 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147936 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147936 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147937 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147937 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147937 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147938 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147938 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147938 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147939 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147939 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147939 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147940 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147940 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147940 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147941 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147941 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147941 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147942 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147942 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147942 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147943 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147943 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147943 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147944 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147944 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147944 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147945 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147945 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147945 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147946 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147946 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147946 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147947 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147947 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147947 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147948 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147948 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147948 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147949 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147949 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147949 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147950 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8147950 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | Program Parameters - Property Type | XXXX | The data was delivered reflecting the subject property is XXXX XXXX, the number of units is 2 and the tax exemption does not reflect Homestead. The guidelines reflect XXXX application that do not meet Homestead waterfall logic are declined. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) Homestead exemption provided. |
Response 1 (XX/XX/XXXX XXXX) Documentation is sufficient. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8147950 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8147951 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147951 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147951 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147952 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147952 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147952 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147953 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8147953 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | Program Parameters - Property Type | XXXX | The data was delivered reflecting the subject property is XXXX XXXX, the number of units is 2 and the tax exemption does not reflect Homestead. The guidelines reflect XXXX application that do not meet Homestead waterfall logic are declined. | Rebuttal 1 (XX/XX/XXXX XXXX) Homestead exemption provided. |
Response 1 (XX/XX/XXXX XXXX) Documentation is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||||||||||||||||||||
| XXXX |
8147953 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8147954 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147954 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147954 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147955 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147955 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147955 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147956 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147956 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147956 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147957 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147957 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147957 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147958 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147958 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147958 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147959 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147959 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147959 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147960 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147960 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147960 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147961 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147961 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147961 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147967 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147967 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147967 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147968 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147968 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147968 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147970 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147970 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147970 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147971 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147971 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147971 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147972 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147972 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147972 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147973 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147973 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147973 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147974 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147974 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147974 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147978 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147978 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147978 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147980 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147980 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147980 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147981 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147981 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147981 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147982 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147982 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147982 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147983 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147983 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8147983 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8147984 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147984 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147984 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147985 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147985 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147985 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147987 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147987 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147987 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147988 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147988 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8147988 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8147989 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147989 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147989 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147990 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147990 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147990 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147992 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147992 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147992 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147994 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147994 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147994 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147995 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147995 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147995 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8147996 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147996 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147996 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147997 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147997 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147997 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147998 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147998 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147998 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147999 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147999 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8147999 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148000 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148000 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148000 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148001 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148001 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148001 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148002 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148002 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148002 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148003 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148003 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148003 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148004 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148004 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148004 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148006 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148006 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148006 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148007 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148007 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148007 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8148008 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148008 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148008 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148009 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148009 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148009 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148010 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148010 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148010 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148011 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148011 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148011 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148012 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following information of the Security Instrument is incomplete: The maturity date is missing from page 1. | 2 | 2 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148012 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148012 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148014 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148014 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148014 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148015 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148015 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148015 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148016 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148016 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148016 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8148017 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following information of the Security Instrument is incomplete: The maturity date is missing from page 1. | 2 | 2 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148017 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148017 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148018 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148018 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148018 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148019 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148019 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148019 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148021 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148021 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148021 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148022 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148022 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148022 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148023 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148023 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148023 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148024 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148024 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148024 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148025 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148025 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148025 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148026 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148026 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148026 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148027 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148027 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148027 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148028 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148028 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148028 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148029 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148029 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148029 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148030 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148030 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148030 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148031 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148031 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148031 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148032 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148032 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148032 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148033 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148033 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148033 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148034 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148034 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148034 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148035 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148035 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148035 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148036 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148036 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148036 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148037 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148037 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148037 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148038 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148038 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148038 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148039 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148039 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148039 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148041 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148041 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148041 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148042 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148042 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148042 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148043 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148043 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148043 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148044 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148044 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148044 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148047 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148047 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148047 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148048 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148048 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148048 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148049 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148049 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148049 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148051 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148051 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148051 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148052 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148052 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148052 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148053 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148053 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148053 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148054 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148054 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148054 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148055 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148055 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148055 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148056 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148056 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148056 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148057 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148057 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148057 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148058 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148058 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148058 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148059 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148059 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148059 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148060 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148060 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148060 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148061 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148061 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148061 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148062 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148062 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148062 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148064 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148064 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148064 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148065 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148065 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148065 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148066 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148066 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148066 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148067 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148067 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148067 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148068 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148068 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148068 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148071 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148071 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148071 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148072 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148072 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148072 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148073 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148073 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148073 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148074 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148074 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148074 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148075 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148075 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148075 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148076 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148076 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148076 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148077 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148077 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148077 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148078 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148078 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148078 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148079 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148079 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148079 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148080 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148080 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148080 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148081 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148081 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148081 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148082 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148082 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148082 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148083 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148083 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148083 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148084 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148084 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148084 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148087 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148087 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148087 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148088 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148088 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148088 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148090 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148090 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148090 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148091 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148091 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148091 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148092 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148092 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148092 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148093 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148093 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148093 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148094 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148094 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148094 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148095 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148095 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148095 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148096 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148096 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148096 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148097 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148097 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148097 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148100 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148100 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148100 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148102 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148102 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148102 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148103 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148103 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148103 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148104 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148104 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148104 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148105 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148105 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148105 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8148106 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148106 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148106 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148107 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148107 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148107 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148108 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148108 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148108 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148109 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148109 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148109 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148110 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148110 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148110 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148111 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148111 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148111 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148112 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148112 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148112 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148113 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148113 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148113 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148114 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148114 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148114 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148115 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148115 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148115 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148116 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148116 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148116 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148117 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148117 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148117 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148118 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148118 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148118 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148119 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148119 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148119 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148122 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following information of the Security Instrument is incomplete: The maturity date is missing from page 1. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148122 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148122 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148124 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148124 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148124 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148125 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148125 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148125 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148126 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148126 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148126 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148127 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following information of the Security Instrument is incomplete: The maturity date is missing from page 1. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) Deed uploaded. |
Response 1 (XX/XX/XXXX XXXX) The documentation provided is not sufficient to clear the finding. The Mortgage provided is missing the maturity date on the first page. All amounts due under the Agreement must be paid XXXX full not later than is blank. The date the Mortgage is due XXXX full should be disclosed. (Upheld) |
2 | 2 | 2 | 2 | |||||||||||||||||||
| XXXX |
8148127 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148127 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148128 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148128 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148128 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148129 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148129 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148129 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148130 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following information of the Security Instrument is incomplete: The maturity date is missing from page 1. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148130 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148130 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8148131 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148131 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148131 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148132 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148132 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148132 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148133 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148133 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148133 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8148134 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148134 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8148134 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148135 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148135 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148135 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8148136 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148136 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148136 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148137 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148137 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148137 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8148138 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148138 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8148138 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8148139 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148139 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148139 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148140 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148140 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148140 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148141 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148141 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148141 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148142 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148142 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148142 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148144 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148144 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148144 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148145 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148145 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148145 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8148146 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148146 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148146 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148147 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148147 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148147 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148148 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148148 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148148 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148149 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148149 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148149 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148150 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148150 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148150 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148151 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148151 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148151 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148152 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148152 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8148152 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158667 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158667 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158667 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158668 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158668 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158668 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158669 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158669 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158669 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158670 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158670 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158670 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158671 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158671 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158671 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158672 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158672 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158672 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158673 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158673 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158673 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158674 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158674 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158674 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158675 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158675 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158675 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158676 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158676 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158676 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158677 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158677 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158677 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158678 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158678 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158678 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158679 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158679 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158679 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158680 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158680 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158680 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158681 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158681 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158681 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158682 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158682 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158682 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158683 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158683 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158683 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158684 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158684 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158684 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158685 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158685 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158685 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158686 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158686 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158686 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158687 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158687 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158687 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158688 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158688 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158688 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158689 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158689 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158689 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158690 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158690 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158690 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158691 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158691 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158691 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158692 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158692 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158692 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158693 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158693 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158693 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158694 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158694 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158694 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158695 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158695 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158695 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158696 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158696 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158696 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158697 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158697 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158697 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158698 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158698 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158698 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158699 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158699 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158699 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158700 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158700 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158700 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158701 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158701 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158701 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158702 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158702 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158702 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158703 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158703 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158703 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158704 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158704 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158704 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158705 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158705 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158705 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158706 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158706 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158706 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158707 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158707 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158707 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158708 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158708 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158708 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158709 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158709 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158709 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158710 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158710 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158710 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158711 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158711 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158711 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158712 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158712 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158712 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158713 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Note - Incomplete / Inaccurate | XXXX | The following section(s) of the Note is incomplete: Addendum 1 is missing (pages 16 to 18 of the 18-page document). | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) Docs uploaded. |
Response 1 (XX/XX/XXXX XXXX) The documentation provided is not sufficient to clear the finding. The recorded Mortgage has been provided; however, the missing pages are pg. 16-18 of the Note. Please provide the complete Note for review. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158713 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158713 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158714 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158714 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158714 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158715 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158715 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158715 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158716 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158716 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158716 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158717 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158717 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158717 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158718 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158718 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158718 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158719 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158719 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158719 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158720 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158720 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158720 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158721 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158721 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158721 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158722 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | State Testing | XXXX | The loan failed the origination fee test. (DC ST § 28-3301(e)(1)-(2)) The loan has an origination fee that is greater than 1% of the loan’s principal. | 2 | 2 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158722 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158722 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158723 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158723 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158723 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158724 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158724 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158724 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158725 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158725 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158725 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158726 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158726 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158726 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158727 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158727 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158727 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158728 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158728 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158728 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158729 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158729 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158729 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158730 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158730 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158730 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158731 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158731 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158731 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158732 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158732 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158732 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158733 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158733 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158733 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158734 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158734 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158734 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158735 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158735 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158735 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158736 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158736 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158736 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158737 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158737 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158737 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158738 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158738 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158738 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158739 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158739 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158739 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158740 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158740 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158740 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158741 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158741 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158741 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158742 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158742 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158742 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158743 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158743 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158743 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158744 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158744 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158744 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158745 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158745 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158745 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158746 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158746 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158746 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158747 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158747 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158747 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158748 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158748 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158748 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158749 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158749 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158749 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158750 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158750 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158750 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158751 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158751 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158751 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158752 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158752 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158752 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158753 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Trust Missing | XXXX | Title to the Property is held XXXX a Trust, but the Trust Document is missing. Unable to determine if signatures on the Security Instrument are accurate. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) Docs uploaded. |
Response 1 (XX/XX/XXXX XXXX) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8158753 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8158753 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8158754 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158754 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158754 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158755 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158755 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158755 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158756 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158756 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158756 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158757 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158757 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158757 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158758 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158758 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158758 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158759 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158759 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158759 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158760 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158760 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158760 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158761 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158761 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158761 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158762 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158762 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158762 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158763 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158763 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158763 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158764 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158764 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158764 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158765 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158765 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158765 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158766 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158766 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158766 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158767 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158767 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158767 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158768 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158768 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158768 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158769 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158769 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158769 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158770 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158770 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158770 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158771 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158771 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158771 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158772 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158772 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158772 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158773 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158773 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158773 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158774 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158774 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158774 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158775 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158775 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158775 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158776 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158776 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158776 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158777 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158777 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158777 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158778 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158778 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158778 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158779 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158779 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158779 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158780 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158780 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158780 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158781 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158781 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158781 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158782 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158782 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158782 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158783 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158783 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158783 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158784 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158784 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158784 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158785 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158785 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158785 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158786 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Name Discrepancy | XXXX | The Vested Interest on the Security Instrument could not be verified as accurate due to missing documentation showing prior Vested Interest. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) Docs uploaded. |
Response 1 (XX/XX/XXXX XXXX) The documentation provided is sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | |||||||||||||||||||
| XXXX |
8158786 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8158786 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 3 | 1 | ||||||||||||||||||||||
| XXXX |
8158787 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158787 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158787 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158788 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158788 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158788 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158789 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158789 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158789 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158790 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158790 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158790 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158791 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158791 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158791 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158792 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158792 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158792 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158793 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158793 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158793 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158794 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158794 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158794 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158795 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158795 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158795 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158796 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158796 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158796 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158797 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158797 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158797 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158798 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158798 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158798 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158799 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158799 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158799 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158800 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158800 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158800 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158801 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158801 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158801 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158802 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158802 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158802 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158803 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158803 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158803 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158804 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158804 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158804 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158805 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158805 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158805 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158806 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158806 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158806 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158807 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158807 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158807 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158808 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158808 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158808 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158809 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158809 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158809 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158810 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158810 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158810 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158811 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158811 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158811 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158812 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158812 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158812 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158813 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158813 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158813 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158814 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158814 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158814 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158815 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158815 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158815 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158816 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158816 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158816 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158817 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158817 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158817 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158818 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158818 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158818 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158819 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158819 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158819 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158820 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158820 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158820 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158821 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158821 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158821 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158822 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158822 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158822 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158823 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158823 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158823 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158824 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158824 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158824 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158825 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158825 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158825 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158826 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158826 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158826 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158827 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158827 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158827 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158828 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158828 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158828 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158829 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158829 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158829 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158830 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158830 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158830 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158831 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158831 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158831 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158832 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158832 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158832 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158833 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158833 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158833 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158834 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158834 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158834 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158835 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158835 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158835 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158836 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158836 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158836 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158837 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158837 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158837 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158838 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158838 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158838 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158839 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158839 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158839 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158840 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158840 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158840 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158841 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158841 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158841 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158842 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158842 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158842 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158843 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158843 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158843 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158844 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158844 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158844 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158845 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158845 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158845 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158846 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158846 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158846 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158847 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158847 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158847 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158848 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158848 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158848 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158849 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158849 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158849 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158850 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158850 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158850 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158851 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158851 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158851 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158852 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158852 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158852 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158853 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158853 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158853 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158854 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158854 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158854 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158855 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158855 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158855 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158856 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158856 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158856 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158857 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158857 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158857 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158858 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158858 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158858 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158859 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158859 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158859 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158860 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158860 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158860 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158861 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158861 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158861 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158862 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158862 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158862 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158863 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158863 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158863 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158864 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158864 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158864 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158865 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158865 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158865 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158866 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158866 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158866 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158867 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158867 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158867 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158868 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158868 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158868 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158869 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158869 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158869 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158870 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158870 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158870 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158871 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158871 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158871 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158872 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158872 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158872 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158873 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158873 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158873 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158874 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158874 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158874 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158875 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158875 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158875 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158876 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158876 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158876 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158877 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158877 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158877 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158878 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158878 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158878 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158879 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158879 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158879 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158880 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158880 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158880 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158881 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158881 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158881 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158882 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158882 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158882 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158883 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158883 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158883 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158884 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158884 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158884 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158885 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158885 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158885 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158886 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158886 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158886 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158887 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158887 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158887 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158888 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158888 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158888 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158889 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158889 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158889 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158890 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158890 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158890 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158891 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158891 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158891 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158892 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158892 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158892 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158893 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158893 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158893 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158894 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158894 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158894 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158895 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158895 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158895 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158896 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158896 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158896 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158897 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158897 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158897 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158898 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158898 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158898 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158899 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158899 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158899 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158900 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158900 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158900 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158901 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158901 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158901 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158902 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158902 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158902 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158903 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158903 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158903 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158904 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | State Testing | XXXX | The loan failed the origination fee test. (DC ST § 28-3301(e)(1)-(2)) The loan has an origination fee that is greater than 1% of the loan’s principal. | 2 | 2 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158904 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158904 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158905 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158905 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158905 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158906 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158906 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158906 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158907 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158907 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158907 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158908 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158908 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158908 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158909 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158909 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158909 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158910 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158910 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158910 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158911 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158911 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158911 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158912 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158912 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158912 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158913 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158913 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158913 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158914 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158914 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158914 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158915 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158915 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158915 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158916 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158916 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158916 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158917 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158917 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158917 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158918 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158918 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158918 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158919 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158919 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158919 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158920 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158920 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158920 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158921 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158921 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158921 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158922 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158922 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158922 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158923 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158923 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158923 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158924 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158924 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158924 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158925 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158925 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158925 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158926 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158926 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158926 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158927 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158927 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158927 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158928 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158928 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158928 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158929 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158929 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158929 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158930 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158930 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158930 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158931 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158931 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158931 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158932 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158932 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158932 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158933 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Maturity date is missing. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8158933 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8158933 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8158934 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158934 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158934 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158935 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158935 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158935 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158936 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158936 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158936 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158937 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158937 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158937 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158938 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158938 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158938 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158939 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158939 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158939 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158940 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158940 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158940 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158941 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158941 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158941 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158942 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158942 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158942 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158943 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158943 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158943 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158944 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158944 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158944 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158945 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158945 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158945 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158946 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158946 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158946 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158947 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158947 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158947 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158948 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158948 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158948 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158949 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158949 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158949 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158950 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158950 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158950 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158951 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158951 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158951 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158952 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158952 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158952 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158953 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158953 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158953 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did not support the origination value within 10%. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158954 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158954 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158954 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158955 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158955 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158955 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158956 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158956 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158956 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158957 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158957 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158957 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158958 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158958 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158958 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158959 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158959 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158959 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158960 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158960 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158960 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158961 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158961 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158961 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158962 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158962 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158962 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158963 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158963 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158963 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158964 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158964 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158964 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158965 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158965 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 3 | ||||||||||||||||||||||
| XXXX |
8158965 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM requested |
Response 1 (XX/XX/XXXX XXXX) The AVM did not support the origination value within a 10% variance, the AVM resulted XXXX a no hit. (Upheld) |
3 | 3 | 3 | 3 | |||||||||||||||||||
| XXXX |
8158966 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158966 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158966 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158967 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158967 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158967 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158968 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158968 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158968 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158969 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158969 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158969 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 |
| Loan Number |
Loan ID |
Finding # |
Last Name |
Note Date |
Audit Category |
Audit Issue |
Finding ID |
Exception Finding |
Remediation Status |
Exception Rebuttal |
Exception Response |
Status Comment |
Compensating Factors |
Initial Findings Grade |
Final Findings Grade |
Initial Loan Grade |
Final Loan Grade | |||||||||||||||||
| XXXX |
8158970 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158970 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158970 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158971 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158971 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 3 | 2 | ||||||||||||||||||||||
| XXXX |
8158971 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XXXX) 2nd AVM provided |
Response 1 (XX/XX/XXXX XXXX) The second AVM provided did support the origination value within 10%. (Resolved) |
3 | 2 | 3 | 2 | |||||||||||||||||||
| XXXX |
8158972 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158972 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158972 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158973 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | Security Instrument - Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Maturity date is missing. | 2 | 2 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8158973 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8158973 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 2 | 2 | ||||||||||||||||||||||
| XXXX |
8158974 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158974 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158974 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158975 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158975 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158975 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158976 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158976 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158976 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158977 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158977 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158977 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158978 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158978 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158978 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158979 | 1 of 3 | XXXX | XX/XX/XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158979 | 2 of 3 | XXXX | XX/XX/XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
8158979 | 3 of 3 | XXXX | XX/XX/XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. | 1 | 1 | 1 | 1 | ||||||||||||||||||||||
| XXXX |
XXXX | XXXX |