EXHIBIT 99.2

RRMS CREDIT REVIEW REPORT

 

Deal ID    Brean ID    Due Diligence
Results 		   Simple Id    Lender Case #    Exception Date    Exception Type        Exception           Follow-up Comments        Cleared Date    Credit
 Initial Loan 
Grade		   Credit
 Final Loan 
Grade
1   XXX   Passed   XXX   XXX                       A   A
2   XXX   Passed   XXX   XXX   7/18/2025   Value   The loan data tape has a different CDA value than the CDA document. The loan file documents is missing a copy of the CDA valuation documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/30/2025   B   A
3   XXX   Passed   XXX   XXX                       A   A
4   XXX   Passed   XXX   XXX                       A   A
5   XXX   Passed   XXX   XXX                       A   A
6   XXX   Passed   XXX   XXX                       A   A
7   XXX   Passed   XXX   XXX   7/18/2025   Credit   The Note is unsigned by the Lender.   A copy of the signed document has been added to the loan file documents.   7/23/2025   B   A
8   XXX   Passed   XXX   XXX   7/23/2025   Credit/Value   The Disbursement Confirmation is unsigned by the closing agent. The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/30/2025   B   A
9   XXX   Passed   XXX   XXX   7/18/2025   Credit/Value   The Note is unsigned by the Lender. The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/23/2025   B   A
10   XXX   Passed   XXX   XXX                       A   A
11   XXX   Passed   XXX   XXX                       A   A
12   XXX   Passed   XXX   XXX   7/17/2025   Credit   The Note is unsigned by the Lender.   A copy of the signed document has been added to the loan file documents.   7/23/2025   B   A
13   XXX   Passed   XXX   XXX   7/17/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/23/2025   B   A
14   XXX   Passed   XXX   XXX   7/23/2025   Credit   The Note is unsigned by the Lender.   A copy of the signed Allonge has been added to the loan file documents.   7/30/2025   B   A
15   XXX   Passed   XXX   XXX                       A   A
16   XXX   Passed   XXX   XXX                       A   A
17   XXX   Passed   XXX   XXX                       A   A
18   XXX   Passed   XXX   XXX   7/26/2025   Credit   The loan file documents is missing a copy of the purchase agreement.   A copy of the missing document has been added to the loan file documents.   7/30/2025   B   A
19   XXX   Passed   XXX   XXX   7/17/2025   Credit   The co-borrower indicated on both loan applications is a US citizen, the co-borrower is a resident alien.   A corrected document has been added to the loan file documents.   7/23/2025   B   A
20   XXX   Passed   XXX   XXX   9/29/2025   Credit   The loan data tape is missing the application date.   A corrected loan data tape has been added to the loan file documents.   9/29/2025   B   A
21   XXX   Passed   XXX   XXX                       A   A
22   XXX   Passed   XXX   XXX   7/17/2025   Credit   The Notice to Borrower at Loan Closing Regarding Prepayment is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   7/23/2025   B   A
23   XXX   Passed   XXX   XXX                       A   A
24   XXX   Passed   XXX   XXX   7/26/2025   Credit   The Note is unsigned by the Lender.   A copy of the signed Allonge has been added to the loan file documents.   7/30/2025   B   A
25   XXX   Passed   XXX   XXX                       A   A
26   XXX   Passed   XXX   XXX   7/26/2025   Credit   The loan data tape has an incomplete zip code (XXX). The loan data tape has a different funding date than the Disbursement Confirmation and HUD-1 Settlement Statement. The Note is unsigned by the Lender.   A corrected loan data tape has been added to the loan file documents. A copy of the signed Allonge has been added to the loan file documents.   7/30/2025   B   A
27   XXX   Passed   XXX   XXX                       A   A
28   XXX   Passed   XXX   XXX                       A   A
29   XXX   Passed   XXX   XXX   7/17/2025   Credit/Value   The loan data tape does not reflect the correct name format on the Note and Mortgage. The loan data tape has an incorrect CDA value amount.   A corrected loan data tape has been added to the loan file documents.   7/23/2025   B   A
30   XXX   Passed   XXX   XXX   7/18/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/23/2025   B   A
31   XXX   Passed   XXX   XXX   7/28/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   7/30/2025   B   A
32   XXX   Passed   XXX   XXX                       A   A
33   XXX   Passed   XXX   XXX                       A   A
34   XXX   Passed   XXX   XXX                       A   A
35   XXX   Passed   XXX   XXX                       A   A
36   XXX   Passed   XXX   XXX   7/29/2025   Credit   The loan data tape has an incorrect borrower sex.   A copy of a corrected loan data tape has been added to the loan file documents.   7/30/2025   B   A
37   XXX   Passed   XXX   XXX   7/29/2025   Value   The appraiser’s insurance expired XX/XX/XX. The completion of repairs was completed on XX/XX/XX.   A copy of an unexpired insurance has been added to the loan file documents.   7/30/2025   B   A
38   XXX   Passed   XXX   XXX                       A   A
39   XXX   Passed   XXX   XXX                       A   A
40   XXX   Passed   XXX   XXX   8/14/2025   Credit   The loan file documents is missing a copy of the credit report.   A copy of the missing document has been added to the loan file documents.   8/18/2025   B   A
41   XXX   Passed   XXX   XXX                       A   A
42   XXX   Passed   XXX   XXX                       A   A
43   XXX   Passed   XXX   XXX   9/29/2025   Credit   The loan data tape is missing the application date.   A corrected loan data tape has been added to the loan file documents.   9/29/2025   B   A
44   XXX   Passed   XXX   XXX                       A   A
45   XXX   Passed   XXX   XXX                       A   A
46   XXX   Passed   XXX   XXX                       A   A
47   XXX   Passed   XXX   XXX                       A   A
48   XXX   Passed   XXX   XXX   8/1/2025   Credit   The loan data tape has an incorrect loan application date.   A corrected loan data tape has been added to the loan file documents.   8/5/2025   B   A
49   XXX   Passed   XXX   XXX                       A   A
50   XXX   Passed   XXX   XXX                       A   A
51   XXX   Passed   XXX   XXX                       A   A
52   XXX   Passed   XXX   XXX                       A   A
53   XXX   Passed   XXX   XXX   8/1/2025   Value   The loan data tape has an incorrect appraisal amount of $XXX The XX/XX/XX appraisal is $XXX.   A corrected loan data tape has been added to the loan file documents.   8/5/2025   B   A
54   XXX   Passed   XXX   XXX                       A   A
55   XXX   Passed   XXX   XXX                       A   A
56   XXX   Passed   XXX   XXX                       A   A
57   XXX   Passed   XXX   XXX                       A   A
58   XXX   Passed   XXX   XXX                       A   A
59   XXX   Passed   XXX   XXX   8/6/2025   Credit   The loan data tape has an different funding date than the HUD-1 Settlement Statement and Disbursement confirmation.   Copies of corrected documents has been added to the loan file documents.   8/8/2025   B   A
60   XXX   Passed   XXX   XXX                       A   A
61   XXX   Passed   XXX   XXX                       A   A
62   XXX   Passed   XXX   XXX   8/8/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   8/13/2025   B   A
63   XXX   Passed   XXX   XXX   8/14/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   8/18/2025   B   A
64   XXX   Passed   XXX   XXX                       A   A
65   XXX   Passed   XXX   XXX                       A   A
66   XXX   Passed   XXX   XXX   8/9/2025   Credit   The loan file documents is missing a copy of the purchase contract, the earnest money deposit and sourcing of the $XX along with the remaining $XX balance due at closing. The supporting documentation for the funds used to purchase the property. There is no explanation for the departing residence that has a mortgage payment that was not included in the financial assessment worksheet.   Copies of the missing documents have been added to the loan file documents.   8/13/2025   B   A
67   XXX   Passed   XXX   XXX                       A   A
68   XXX   Passed   XXX   XXX   8/1/2025   Credit   The loan data tape is missing the Note amount.   A corrected loan data tape has been added to the loan file documents.   8/5/2025   B   A
69   XXX   Passed   XXX   XXX                       A   A
70   XXX   Passed   XXX   XXX                       A   A
71   XXX   Passed   XXX   XXX                       A   A
72   XXX   Passed   XXX   XXX                       A   A
73   XXX   Passed   XXX   XXX   8/13/2025   Value   The loan file documents is missing a copy of the CDA Valuation documentation.   A copy of the missing document has been added to the loan file documents.   8/18/2025   B   A
74   XXX   Passed   XXX   XXX                       A   A
75   XXX   Passed   XXX   XXX   8/13/2025   Credit   The loan file documents is missing page 8 of the Note and page 1 of the PUD rider -single family modified uniform instrument.   Copies of the missing documents have been added to the loan file documents.   8/18/2025   B   A
76   XXX   Passed   XXX   XXX                       A   A
77   XXX   Passed   XXX   XXX                       A   A
78   XXX   Passed   XXX   XXX                       A   A
79   XXX   Passed   XXX   XXX                       A   A
80   XXX   Passed   XXX   XXX   7/29/2025   Credit   The Note is unsigned by the Lender.   A copy of the signed Allonge has been added to the loan file documents.   7/30/2025   B   A
81   XXX   Passed   XXX   XXX   8/27/2025   Credit/Value   The loan data tape has a different CDA/field review/ BPO value than the BPO valuation documentation. The loan data tape has a different funding date than the HUD-1 Settlement statement and the Disbursement confirmation. The Disbursement Confirmation is unsigned by the closing agent. The loan file documents is missing a copy of the CDA valuation.   A corrected loan data tape has been added to the loan file documents. A copy of a corrected HUD-1 Settlement statement has been added to the loan file documents. A copy of the signed document has been added to the loan file documents. A copy of missing document has been added to the loan file documents.   9/4/2025   B   A
82   XXX   Passed   XXX   XXX                       A   A
83   XXX   Passed   XXX   XXX   8/14/2025   Credit   The loan data tape has an incorrect loan application date.   A corrected loan data tape has been added to the loan file documents.   8/18/2025   B   A
84   XXX   Passed   XXX   XXX                       A   A
85   XXX   Passed   XXX   XXX                       A   A
86   XXX   Passed   XXX   XXX                       A   A
87   XXX   Passed   XXX   XXX                       A   A
88   XXX   Passed   XXX   XXX                       A   A
89   XXX   Passed   XXX   XXX                       A   A
90   XXX   Passed   XXX   XXX   8/11/2025   Credit   The loan data tape has an incorrect loan application date.   A copy of the corrected loan application has been added to the loan file documents.   8/13/2025   B   A
91   XXX   Passed   XXX   XXX                       A   A
92   XXX   Passed   XXX   XXX                       A   A
93   XXX   Passed   XXX   XXX                       A   A
94   XXX   Passed   XXX   XXX                       A   A
95   XXX   Passed   XXX   XXX                       A   A
96   XXX   Passed   XXX   XXX                       A   A
97   XXX   Passed   XXX   XXX                       A   A
98   XXX   Passed   XXX   XXX                       A   A
99   XXX   Passed   XXX   XXX                       A   A
100   XXX   Passed   XXX   XXX   8/20/2025   Value   The loan data tape needs to reflect the field review value not the CDA value.   A corrected loan data tape has been added to the loan file documents.   8/30/2025   B   A
101   XXX   Passed   XXX   XXX                       A   A
102   XXX   Passed   XXX   XXX                       A   A
103   XXX   Passed   XXX   XXX   8/28/2025   Credit   The loan data tape is missing the co-borrower the suffix in his name.   A corrected loan data tape has been added to the loan file documents.   8/30/2025   B   A
104   XXX   Passed   XXX   XXX   7/28/2025   Credit   The loan file document is missing a copy the supporting earnest money deposit of $XX,and the supporting documentation for the remaining balance from the borrower of $XX from the departing REO.   Copies of the missing documents have been added to the loan file documents.   7/30/2025   B   A
105   XXX   Passed   XXX   XXX                       A   A
106   XXX   Passed   XXX   XXX                       A   A
107   XXX   Passed   XXX   XXX                       A   A
108   XXX   Passed   XXX   XXX                       A   A
109   XXX   Passed   XXX   XXX                       A   A
110   XXX   Passed   XXX   XXX                       A   A
111   XXX   Passed   XXX   XXX   8/28/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   9/2/2025   B   A
112   XXX   Passed   XXX   XXX   8/28/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   8/30/2025   B   A
113   XXX   Passed   XXX   XXX                       A   A
114   XXX   Passed   XXX   XXX                       A   A
115   XXX   Passed   XXX   XXX                       A   A
116   XXX   Passed   XXX   XXX                       A   A
117   XXX   Passed   XXX   XXX                       A   A
118   XXX   Passed   XXX   XXX                       A   A
119   XXX   Passed   XXX   XXX   8/21/2025   Credit   The Note is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   8/30/2025   B   A
120   XXX   Passed   XXX   XXX                       A   A
121   XXX   Passed   XXX   XXX                       A   A
122   XXX   Passed   XXX   XXX                       A   A
123   XXX   Passed   XXX   XXX                       A   A
124   XXX   Passed   XXX   XXX                       A   A
125   XXX   Passed   XXX   XXX                       A   A
126   XXX   Passed   XXX   XXX                       A   A
127   XXX   Passed   XXX   XXX                       A   A
128   XXX   Passed   XXX   XXX   8/23/2025   Credit   The loan file documents are missing copies of the borrower’s income tax returns used to support the rental income. The loan file documents is missing the supporting documentation that the rental properties are escrowed.   Copies of missing documents have been added to the loan file documents.   8/30/2025   B   A
129   XXX   Passed   XXX   XXX                       A   A
130   XXX   Passed   XXX   XXX                       A   A
131   XXX   Passed   XXX   XXX   8/28/2025   Credit   The loan file documents is missing copies of supporting documentation of rental leases for the rental income.   Copies of the missing documents have been added to the loan file documents.   8/30/2025   B   A
132   XXX   Passed   XXX   XXX                       A   A
133   XXX   Passed   XXX   XXX                       A   A
134   XXX   Passed   XXX   XXX                       A   A
135   XXX   Passed   XXX   XXX                       A   A
136   XXX   Passed   XXX   XXX                       A   A
137   XXX   Passed   XXX   XXX                       A   A
138   XXX   Passed   XXX   XXX                       A   A
139   XXX   Passed   XXX   XXX                       A   A
140   XXX   Passed   XXX   XXX                       A   A
141   XXX   Passed   XXX   XXX                       A   A
142   XXX   Passed   XXX   XXX                       A   A
143   XXX   Passed   XXX   XXX                       A   A
144   XXX   Passed   XXX   XXX                       A   A
145   XXX   Passed   XXX   XXX                       A   A
146   XXX   Passed   XXX   XXX                       A   A
147   XXX   Passed   XXX   XXX                       A   A
148   XXX   Passed   XXX   XXX                       A   A
149   XXX   Passed   XXX   XXX                       A   A
150   XXX   Passed   XXX   XXX   8/20/2025   Credit   The loan file documents is missing a copy of the right to cancel.   A copy of the missing document has been added to the loan file documents.   8/30/2025   B   A
151   XXX   Passed   XXX   XXX                       A   A
152   XXX   Passed   XXX   XXX                       A   A
153   XXX   Passed   XXX   XXX   9/4/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet. The Disbursement Confirmation is unsigned by the closing agent.   A copy of the missing document has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   9/8/2025   B   A
154   XXX   Passed   XXX   XXX   8/29/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   9/2/2025   B   A
155   XXX   Passed   XXX   XXX   9/7/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/8/2025   B   A
156   XXX   Passed   XXX   XXX   8/30/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   9/2/2025   B   A
157   XXX   Passed   XXX   XXX                       A   A
158   XXX   Passed   XXX   XXX                       A   A
159   XXX   Passed   XXX   XXX   9/10/2025   Credit   The loan data tape is missing the Note amount.   A corrected loan data tape has been added to the loan file documents.   9/11/2025   B   A
160   XXX   Passed   XXX   XXX                       A   A
161   XXX   Passed   XXX   XXX   9/4/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   9/8/2025   B   A
162   XXX   Passed   XXX   XXX                       A   A
163   XXX   Passed   XXX   XXX                       A   A
164   XXX   Passed   XXX   XXX   9/10/2025   Credit   The loan file documents is missing a copy of the borrower’s signed letter of explanation for property listing and credit inquiry.   A copy of the missing document has been added to the loan file documents.   9/11/2025   B   A
165   XXX   Passed   XXX   XXX                       A   A
166   XXX   Passed   XXX   XXX                       A   A
167   XXX   Passed   XXX   XXX   9/10/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/16/2025   B   A
168   XXX   Passed   XXX   XXX   9/10/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   9/11/2025   B   A
169   XXX   Passed   XXX   XXX   9/17/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
170   XXX   Passed   XXX   XXX   9/11/2025   Credit   The borrower incorrectly indicated on both loan applications she is a resident alien. The loan file documents is missing the income and social security documentation.   A corrected loan application has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   9/26/2025   B   A
171   XXX   Passed   XXX   XXX                       A   A
172   XXX   Passed   XXX   XXX   9/17/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/23/2025   B   A
173   XXX   Passed   XXX   XXX                       A   A
174   XXX   Passed   XXX   XXX                       A   A
175   XXX   Passed   XXX   XXX                       A   A
176   XXX   Passed   XXX   XXX                       A   A
177   XXX   Passed   XXX   XXX   9/12/2025   Credit   The loan file documents is missing a copy of the verification or employment. The loan file documents is missing a copy of the HOA payment history.   Copies of the missing documents have been added to the loan file documents.   9/25/2025   B   A
178   XXX   Passed   XXX   XXX                       A   A
179   XXX   Passed   XXX   XXX   9/7/2025   Credit   The loan file documents is missing a copy of the Trust.   A copy of the missing document has been added to the loan file documents.   9/8/2025   B   A
180   XXX   Passed   XXX   XXX                       A   A
181   XXX   Passed   XXX   XXX   9/10/2025   Credit   The loan file documents is missing a copy of the Trust.   A copy of the missing document has been added to the loan file documents.   9/11/2025   B   A
182   XXX   Passed   XXX   XXX                       A   A
183   XXX   Passed   XXX   XXX   9/12/2025   Credit   The Disbursement Confirmation is unsigned/unstamped by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
184   XXX   Passed   XXX   XXX                       A   A
185   XXX   Passed   XXX   XXX   9/12/2025   Credit   The borrowers ID expired XX/XX/XX. The loan file documents is missing a copy of HOA payment history. The Disbursement Confirmation is unsigned by the closing agent.   Per the lender the notary accepted ID in the presence of a witness. A copy of the missing document has been added to the loan file documents. A copy of the signed document has been added to the loan file documents   9/26/2025   B   A
186   XXX   Passed   XXX   XXX   9/16/2025   Credit   The loan data tape borrower’s FICO score are different than the 6/23/2025 credit bureau.   A updated credit bureau has been added to the loan file documents.   9/25/2025   B   A
187   XXX   Passed   XXX   XXX                       A   A
188   XXX   Passed   XXX   XXX                       A   A
189   XXX   Passed   XXX   XXX                       A   A
190   XXX   Passed   XXX   XXX                       A   A
191   XXX   Passed   XXX   XXX                       A   A
192   XXX   Passed   XXX   XXX                       A   A
193   XXX   Passed   XXX   XXX                       A   A
194   XXX   Passed   XXX   XXX   9/18/2025   Credit/Value   The loan file documents is missing a copy of the CDA valuation documentation. The Notice to Borrower at Loan Closing Regarding Prepayment is unsigned by the lender.   A copy of the missing document has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
195   XXX   Passed   XXX   XXX                       A   A
196   XXX   Passed   XXX   XXX   9/24/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
197   XXX   Passed   XXX   XXX                       A   A
198   XXX   Passed   XXX   XXX                       A   A
199   XXX   Passed   XXX   XXX                       A   A
200   XXX   Passed   XXX   XXX                       A   A
201   XXX   Passed   XXX   XXX   9/10/2025   Credit   The loan data tape has an incorrect application date. The loan file documents is missing a copy of the Trust.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/11/2025   B   A
202   XXX   Passed   XXX   XXX   9/18/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
203   XXX   Passed   XXX   XXX   9/10/2025   Credit   The Note is unsigned by the Lender.   A copy of the signed document has been added to the loan file documents.   9/11/2025   B   A
204   XXX   Passed   XXX   XXX   9/18/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
205   XXX   Passed   XXX   XXX                       A   A
206   XXX   Passed   XXX   XXX   9/18/2025   Credit   The loan file documents is missing a 24 month HOA payment history.   A copy of the missing document has been added to the loan file documents.   9/22/2025   B   A
207   XXX   Passed   XXX   XXX   9/25/2025   Credit   The loan data tape has a different closing date than the closing documents.   A corrected loan data tape has been added to the loan file documents.   9/29/2025   B   A
208   XXX   Passed   XXX   XXX   9/18/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
209   XXX   Passed   XXX   XXX   9/25/2025   Credit   The Note is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   9/26/2025   B   A
210   XXX   Passed   XXX   XXX                       A   A
211   XXX   Passed   XXX   XXX   9/18/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   9/22/2025   B   A
212   XXX   Passed   XXX   XXX                       A   A
213   XXX   Passed   XXX   XXX   9/24/2025   Credit   The loan data tape is missing the Note amount.   A corrected loan data tape has been added to the loan file documents.   9/25/2025   B   A
214   XXX   Passed   XXX   XXX                       A   A
215   XXX   Passed   XXX   XXX                       A   A
216   XXX   Passed   XXX   XXX                       A   A
217   XXX   Passed   XXX   XXX   9/19/2025   Credit/Value   The loan appraisal is missing a copy of the appraiser’s license and the appraiser’s insurance documentation.The loan file documents is missing a copy of the CDA value documentation. The loan file documents is missing a copy of the Disbursement Confirmation and Lender Closing Instructions.   Copies of this missing documents have been added to the loan file documents.   9/23/2025   B   A
218   XXX   Passed   XXX   XXX   9/19/2025   Credit/Value   The loan data tape has a different funding date than the HUD-1 Settlement Statement and the Disbursement Confirmation. The loan file documents is missing a copy of the CDA valuation documentation.   A revised HUD-1 Settlement and Disbursement Confirmation have been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
219   XXX   Passed   XXX   XXX   9/19/2025   Credit/Value   The loan file documents is missing a copy of the Security Instrument/Mortgage and CDA valuation documentation   Copies of the missing documents have been added to the loan file documents.   9/22/2025   B   A
220   XXX   Passed   XXX   XXX   9/19/2025   Credit/Value   The loan file documents is missing a copy of the CDA value documentation. The loan file documents is missing a copy of the Disbursement Confirmation and Lender Closing Instructions. The loan file documents is missing a copy of the 24 month HOA payment history.   Copies of the missing documents have been added to the loan file documents.   9/30/2025   B   A
221   XXX   Passed   XXX   XXX                       A   A
222   XXX   Passed   XXX   XXX           The Financial Assessment worksheet did not include the borrower’s property taxes, hazard insurance and condominium dues in the debt calculations and is unsigned by the underwriter. The loan file documents is missing a copy of the borrower’s ID.           A   A
223   XXX   Passed   XXX   XXX   9/20/2025   Credit       A copy of the revised Financial Assessment worksheet has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
224   XXX   Passed   XXX   XXX   9/20/2025   Credit/Value   The Financial Assessment worksheet is unsigned by the underwriter. The loan file documents is missing the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/30/2025   B   A
225   XXX   Passed   XXX   XXX                       A   A
226   XXX   Passed   XXX   XXX   9/20/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   9/25/2025   B   A
227   XXX   Passed   XXX   XXX   9/22/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation. The Note is unsigned by the Lender. The Disbursement Confirmation is unsigned by the closing agent. The Lender Certification to Completed Blank Spaces and the Notice to Borrower at Loan Closing Regarding Prepayment are unsigned by the lender.   A corrected HUD-1 Settlement Statement and Disbursement Confirmation have been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   9/30/2025   B   A
228   XXX   Passed   XXX   XXX                       A   A
229   XXX   Passed   XXX   XXX   9/22/2025   Credit/Value   The Disbursement Confirmation is unsigned by the closing agent. Certification of Settlement agent in Reverse Mortgage Loan Transaction is unsigned by the closing agent. The Security Instrument for the reverse mortgage is not notarized. The loan file documents is missing a copy of the CDA valuation documentation.   Copies of the signed documents have been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/30/2025   B   A
230   XXX   Passed   XXX   XXX   9/20/2025   Credit/Value   The loan data tape has an incorrect application date. The loan file documents is missing a copy of the CDA valuation documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
231   XXX   Passed   XXX   XXX   9/20/2025   Credit/Value   The loan file documents is missing a copy of the Financial Assessment worksheet. The loan file documents is missing a copy of the CDA valuation documentation. The loan file documents is missing a copy of the PHH mortgage payoff.   Copies of the missing documents have been added to the loan file documents.   9/25/2025   B   A
232   XXX   Passed   XXX   XXX   9/20/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   9/30/2025   B   A
233   XXX   Passed   XXX   XXX                       A   A
234   XXX   Passed   XXX   XXX                       A   A
235   XXX   Passed   XXX   XXX   9/20/2025   Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The loan file documents is missing a copy of the CDA valuation documentation.   Copies of the missing documents have been added to the loan file documents.   9/26/2025   B   A
236   XXX   Passed   XXX   XXX   9/20/2025   Credit   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
237   XXX   Passed   XXX   XXX                       A   A
238   XXX   Passed   XXX   XXX                       A   A
239   XXX   Passed   XXX   XXX   9/22/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/29/2025   B   A
240   XXX   Passed   XXX   XXX                       A   A
241   XXX   Passed   XXX   XXX   9/24/2025   Value   The loan file documents is missing a copy of the CDA valuation documents.   A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
242   XXX   Passed   XXX   XXX   9/22/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   9/26/2025   B   A
243   XXX   Passed   XXX   XXX                       A   A
244   XXX   Passed   XXX   XXX                       A   A
245   XXX   Passed   XXX   XXX                       A   A
246   XXX   Passed   XXX   XXX                       A   A
247   XXX   Passed   XXX   XXX                       A   A
248   XXX   Passed   XXX   XXX                       A   A
249   XXX   Passed   XXX   XXX                       A   A
250   XXX   Passed   XXX   XXX                       A   A
251   XXX   Passed   XXX   XXX   7/22/2025   Credit   The loan data tape should reflect the co-borrower’s FICO score as zero.   A copy of a corrected loan data tape has been added to the loan file documents.   7/23/2025   B   A
252   XXX   Passed   XXX   XXX   7/22/2025   Credit   The loan data tape has both borrower’s incorrect sex.   A copy of a corrected loan data tape has been added to the loan file documents.   7/23/2025   B   A
253   XXX   Passed   XXX   XXX   7/22/2025   Credit   The loan data tape has an incorrect sex for the co-borrower.   A copy of a corrected loan data tape has been added to the loan file documents.   7/23/2025   B   A
254   XXX   Passed   XXX   XXX   7/21/2025   Credit   The loan file documents is missing the updated hazard insurance assignee.   A copy of the missing document has been added to the loan file documents.   7/23/2025   B   A
255   XXX   Passed   XXX   XXX                       A   A
256   XXX   Passed   XXX   XXX                       A   A
257   XXX   Passed   XXX   XXX                       A   A
258   XXX   Passed   XXX   XXX                       A   A
259   XXX   Passed   XXX   XXX                       A   A
260   XXX   Passed   XXX   XXX   7/25/2025   Value   The loan file documents is missing a copy of the Completion of Repairs (XXX from the appraisal).   A copy of the missing document has been added to the loan file documents.   7/28/2025   B   A
261   XXX   Passed   XXX   XXX                       A   A
262   XXX   Passed   XXX   XXX                       A   A
263   XXX   Passed   XXX   XXX                       A   A
264   XXX   Passed   XXX   XXX                       A   A
265   XXX   Passed   XXX   XXX                       A   A
266   XXX   Passed   XXX   XXX                       A   A
267   XXX   Passed   XXX   XXX   8/19/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   8/20/2025   B   A
268   XXX   Passed   XXX   XXX   8/4/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/6/2025   B   A
269   XXX   Passed   XXX   XXX   8/19/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/20/2025   B   A
270   XXX   Passed   XXX   XXX                       A   A
271   XXX   Passed   XXX   XXX                       A   A
272   XXX   Passed   XXX   XXX   8/4/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/6/2025   B   A
273   XXX   Passed   XXX   XXX                       A   A
274   XXX   Passed   XXX   XXX                       A   A
275   XXX   Passed   XXX   XXX                       A   A
276   XXX   Passed   XXX   XXX                       A   A
277   XXX   Passed   XXX   XXX                       A   A
278   XXX   Passed   XXX   XXX   8/4/2025   Value   The appraisal is incomplete the pages are cut off at the bottom.   A complete copy of the document has been added to the loan file documents.   8/6/2025   B   A
279   XXX   Passed   XXX   XXX                       A   A
280   XXX   Passed   XXX   XXX                       A   A
281   XXX   Passed   XXX   XXX   8/5/2025   Value   The loan file documents is missing a copy of the XX/XX/XX $XX appraisal documents.   A copy of the missing document has been added to the loan file documents.   8/6/2025   B   A
282   XXX   Passed   XXX   XXX                       A   A
283   XXX   Passed   XXX   XXX                       A   A
284   XXX   Passed   XXX   XXX                       A   A
285   XXX   Passed   XXX   XXX                       A   A
286   XXX   Passed   XXX   XXX                       A   A
287   XXX   Passed   XXX   XXX                       A   A
288   XXX   Passed   XXX   XXX                       A   A
289   XXX   Passed   XXX   XXX                       A   A
290   XXX   Passed   XXX   XXX                       A   A
291   XXX   Passed   XXX   XXX   8/19/2025   Credit   The loan data tape is missing Jr. in the name. The title company’s insurance expired XX/XX/XX.   A copy of a corrected loan data tape has been added to the loan file documents. A copy of an unexpired document has been added to the loan file documents.   8/20/2025   B   A
292   XXX   Passed   XXX   XXX                       A   A
293   XXX   Passed   XXX   XXX                       A   A
294   XXX   Passed   XXX   XXX                       A   A
295   XXX   Passed   XXX   XXX   8/26/2025   Value   The appraisal is missing an unexpired copy of the insurance. The appraiser’s license expired XX/XX/XX.   A copy of an unexpired document has been added to the loan file documents.   8/27/2025   B   A
296   XXX   Passed   XXX   XXX                       A   A
297   XXX   Passed   XXX   XXX   8/26/2025   Credit   The loan file documents is missing a copy of the supporting rental income documentation for both rental properties.   Copies of the missing documents has been added to the loan file documents.   8/27/2025   B   A
298   XXX   Passed   XXX   XXX                       A   A
299   XXX   Passed   XXX   XXX                       A   A
300   XXX   Passed   XXX   XXX   9/8/2025   Credit/Value   The loan file documents is missing a copy of the Financial Assessment worksheet. The loan file documents is missing a copy of the completion of repairs.   Copies of the missing documents has been added to the loan file documents.   9/9/2025   B   A
301   XXX   Passed   XXX   XXX   9/8/2025   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   9/9/2025   B   A
302   XXX   Passed   XXX   XXX   9/8/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   9/9/2025   B   A
303   XXX   Passed   XXX   XXX                       A   A
304   XXX   Passed   XXX   XXX                       A   A
305   XXX   Passed   XXX   XXX                       A   A
306   XXX   Passed   XXX   XXX                       A   A
307   XXX   Passed   XXX   XXX                       A   A
308   XXX   Passed   XXX   XXX   9/9/2025   Credit/Value   The Financial Assessment worksheet is unsigned by the underwriter. The loan file documents is missing a copy of the second appraisal.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/10/2025   B   A
309   XXX   Passed   XXX   XXX                       A   A
310   XXX   Passed   XXX   XXX                       A   A
311   XXX   Passed   XXX   XXX   9/9/2025   Credit/Value   The loan file documents is missing a copy of the Financial Assessment worksheet.The loan file documents is missing a copy of the XX/XX/XX $XX appraisal.   A copies of the missing documents have been added to the loan file documents.   9/11/2025   B   A
312   XXX   Passed   XXX   XXX   9/9/2025   Credit   The loan data tape and the HUD-1 Settlement Statement have different closing dates. The Financial Assessment worksheet is unsigned by the underwriter.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   9/11/2025   B   A
313   XXX   Passed   XXX   XXX                       A   A
314   XXX   Passed   XXX   XXX                       A   A
315   XXX   Passed   XXX   XXX   9/9/2025   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   9/10/2025   B   A
316   XXX   Passed   XXX   XXX   9/9/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   9/10/2025   B   A
317   XXX   Passed   XXX   XXX   9/11/2025   Credit   The borrower’s ID expired XX/XX/XX.   Per the lender the underwriter ran a XX and the results matched therefore management gave approval to proceed.   9/11/2025   B   A
318   XXX   Passed   XXX   XXX                       A   A
319   XXX   Passed   XXX   XXX   9/12/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   9/17/2025   B   A
320   XXX   Passed   XXX   XXX                       A   A
321   XXX   Passed   XXX   XXX   9/12/2025   Credit   The loan file documents is missing a copy of the signed documentation for LESA $XX at closing.   A copy of the missing document has been added to the loan file documents.   9/17/2025   B   A
322   XXX   Passed   XXX   XXX                       A   A
323   XXX   Passed   XXX   XXX                       A   A
324   XXX   Passed   XXX   XXX                       A   A
325   XXX   Passed   XXX   XXX                       A   A
326   XXX   Passed   XXX   XXX   9/12/2025   Credit   The loan file documents is missing a copy of the $XX XX invoice that was paid a closing.   A copy of the missing document has been added to the loan file documents.   9/16/2025   B   A
327   XXX   Passed   XXX   XXX                       A   A
328   XXX   Passed   XXX   XXX                       A   A
329   XXX   Passed   XXX   XXX   9/15/2025   Credit   The borrower’s ID expired XX/XX/XX.   Per the lender the title company was ok with the expired ID with 2 witnesses at closing and management approved as well.   9/16/2025   B   A
330   XXX   Passed   XXX   XXX                       A   A
331   XXX   Passed   XXX   XXX                       A   A
332   XXX   Passed   XXX   XXX                       A   A
333   XXX   Passed   XXX   XXX                       A   A
334   XXX   Passed   XXX   XXX                       A   A
335   XXX   Passed   XXX   XXX                       A   A
336   XXX   Passed   XXX   XXX   9/25/2025   Credit   The loan file documents is missing a copy of the supporting documentation of SS income of $XX.   A copy of the missing document has been added to the loan file documents.   9/25/2025   B   A
337   XXX   Passed   XXX   XXX   9/25/2025   Credit   The loan data tape has an different borrower FICO score than the XX/XX/XX credit bureau.   A corrected loan data tape has been added to the loan file documents.   9/25/2025   B   A
338   XXX   Passed   XXX   XXX                       A   A
339   XXX   Passed   XXX   XXX                       A   A
340   XXX   Passed   XXX   XXX                       A   A
341   XXX   Passed   XXX   XXX   7/21/2025   Credit   The mortgage counselling certificate expired XX/XX/XX.  

Per the lender: the counseling certificate expired during the loan process. However, a new

certificate is not required in this case.

   7/23/2025   B   A
342   XXX   Passed   XXX   XXX   7/21/2025   Credit/Value   The Financial Assessment worksheet is unsigned. The appraisal is missing a copy of the appraiser’s insurance.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   7/23/2025   B   A
343   XXX   Passed   XXX   XXX   7/21/2025   Credit/Value   The loan data tape is missing a copy the 2nd appraisal. The loan file documents is missing a copy of the closing documents.   A corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   7/23/2025   B   A
344   XXX   Passed   XXX   XXX   7/21/2025   Credit   The loan file documents is missing a copy of the HUD-1 Settlement Statement.   A copy of the missing document has been added to the loan file documents.   7/23/2025   B   A
345   XXX   Passed   XXX   XXX   7/24/2025   Credit   The loan data tape has different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation. The loan file documents is missing a copy of the non-traditional mortgage credit report (NTMCR), a copy of the financial assessment worksheet, and 2 years of the borrower’s income tax to support the rental income used to qualify the loan.   A corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   8/1/2025   B   A
346   XXX   Passed   XXX   XXX   7/24/2025   Credit   The hazard insurance policy is missing a copy of the assignee.   A copy of the missing document has been added to the loan file documents.   8/1/2025   B   A
347   XXX   Passed   XXX   XXX   7/24/2025   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   8/6/2025   B   A
348   XXX   Passed   XXX   XXX                       A   A
349   XXX   Passed   XXX   XXX                       A   A
350   XXX   Passed   XXX   XXX   7/21/2025   Credit/Value   The loan file documents is missing the entire closing documents. The loan file documents is missing a copy of the CDA valuation documentation.   A copies of the missing documents have been added to the loan file documents.   7/23/2025   B   A
351   XXX   Passed   XXX   XXX                       A   A
352   XXX   Passed   XXX   XXX                       A   A
353   XXX   Passed   XXX   XXX   8/2/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/6/2025   B   A
354   XXX   Passed   XXX   XXX                       A   A
355   XXX   Passed   XXX   XXX   8/2/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter. The title company’s insurance expired XX/XX/XX. There is no letter of explanation for unpaid property taxes since XX.   A copy of the signed document has been added to the loan file documents. An unexpired insurance document has been added to the loan file documents. A letter of explanation for the delinquent property taxes has been added to the loan file documents.   8/13/2025   B   A
356   XXX   Passed   XXX   XXX   7/30/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/1/2025   B   A
357   XXX   Passed   XXX   XXX                       A   A
358   XXX   Passed   XXX   XXX   7/30/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the stamped documents have been added to the loan file documents.   8/1/2025   B   A
359   XXX   Passed   XXX   XXX                       A   A
360   XXX   Passed   XXX   XXX   8/21/2025   Credit   The Standard Flood Hazard Determination Form has an incorrect loan number.   A corrected document has been added to the loan file documents.   8/21/2025   B   A
361   XXX   Passed   XXX   XXX   8/2/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/6/2025   B   A
362   XXX   Passed   XXX   XXX   7/31/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter.   A copy of the signed document has been added to the loan file documents.   8/1/2025   B   A
363   XXX   Passed   XXX   XXX   7/31/2025   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   8/6/2025   B   A
364   XXX   Passed   XXX   XXX   8/2/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   8/6/2025   B   A
365   XXX   Passed   XXX   XXX   7/31/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/1/2025   B   A
366   XXX   Passed   XXX   XXX   8/2/2025   Credit   The loan file documents is missing a copy of the Disbursement Confirmation.   A copy of the missing document has been added to the loan file documents.   8/6/2025   B   A
367   XXX   Passed   XXX   XXX   8/2/2025   Credit   The letter of explanation (LOX) for husband passing away, and the LOX for adverse credit history, are unsigned by the borrower.   Copies of the signed documents have been added to the loan file documents.   8/14/2025   B   A
368   XXX   Passed   XXX   XXX   7/31/2025   Credit/Value   The appraiser’s insurance expired XX/XX/XX. The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent. The loan file documents is missing a copy of the HUD-1 Settlement Statement.   A copy of a unexpired appraiser’s insurance has been added to the loan file documents. Copies of the signed documents has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   8/6/2025   B   A
369   XXX   Passed   XXX   XXX   7/31/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unstamped/unsigned by the closing agent.   Copies of the stamped documents have been added to the loan file documents.   8/1/2025   B   A
370   XXX   Passed   XXX   XXX   8/26/2025   Credit   The loan data tape has an incorrect sex for the borrower.   A corrected loan data tape has been added to the loan file documents.   8/27/2025   B   A
371   XXX   Passed   XXX   XXX   8/2/2025   Credit   The co-borrower indicated she is a US Citizen on both loan applications. The co-borrower is a resident alien. The borrower indicated on the loan application he is unmarried. The Financial Assessment worksheet is missing.   Corrected loan applications have been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   8/8/2025   B   A
372   XXX   Passed   XXX   XXX   8/7/2025   Credit   The Standard Flood Hazard determination Form has an incorrect loan number. The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent. The loan file documents is missing the Investor approval for the property type.   A corrected document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   8/8/2025   B   A
373   XXX   Passed   XXX   XXX   7/31/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter. The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/1/2025   B   A
374   XXX   Passed   XXX   XXX                       A   A
375   XXX   Passed   XXX   XXX                       A   A
376   XXX   Passed   XXX   XXX                       A   A
377   XXX   Passed   XXX   XXX                       A   A
378   XXX   Passed   XXX   XXX   8/7/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent   Copies of the signed documents have been added to the loan file documents.   8/8/2025   B   A
379   XXX   Passed   XXX   XXX   8/7/2025   Credit/Value   The loan data tape is missing the second appraisal. The loan file documents is missing the closing documents.   A copy of the corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   8/13/2025   B   A
380   XXX   Passed   XXX   XXX                       A   A
381   XXX   Passed   XXX   XXX   8/13/2025   Value   The loan file documents is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   8/14/2025   B   A
382   XXX   Passed   XXX   XXX   8/13/2025   Credit/Value   The appraiser’s insurance expired XX/XX/XX.The loan file documents is missing the closing documents.   A copy of a unexpired appraiser’s insurance has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   8/15/2025   B   A
383   XXX   Passed   XXX   XXX   8/13/2025   Credit   The Financial Assessment worksheet is missing from the loan file documents.   A copy of the missing document has been added to the loan file documents.   8/14/2025   B   A
384   XXX   Passed   XXX   XXX   8/12/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/14/2025   B   A
385   XXX   Passed   XXX   XXX                       A   A
386   XXX   Passed   XXX   XXX   8/18/2025   Credit   The loan file documents is missing the closing documents.   Copies of the missing documents have been added to the loan file documents.   8/20/2025   B   A
387   XXX   Passed   XXX   XXX   8/18/2025   Credit   The Closing Instructions are unsigned by the closing agent. The Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unstamped/unsigned by the closing agent.   A copy of the stamped documents has been added to the loan file documents.   8/18/2025   B   A
388   XXX   Passed   XXX   XXX   8/12/2025   Credit   The Closing Instructions are unsigned by the closing agent. The Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/14/2025   B   A
389   XXX   Passed   XXX   XXX   8/18/2025   Credit   The loan file documents is missing a copy of the HUD1 Settlement Statement. The hazard insurance invoice is missing page 2 that lists the cost for the policy and the assignee.   Copies of the missing documents have been added to the loan file documents.   8/18/2025   B   A
390   XXX   Passed   XXX   XXX                       A   A
391   XXX   Passed   XXX   XXX   8/18/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/22/2025   B   A
392   XXX   Passed   XXX   XXX   8/26/2025   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has bene added to the loan file documents.   8/27/2025   B   A
393   XXX   Passed   XXX   XXX   8/18/2025   Credit   The Closing Instructions are unsigned by the closing agent. The Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/18/2025   B   A
394   XXX   Passed   XXX   XXX                       A   A
395   XXX   Passed   XXX   XXX   8/18/2025   Credit/Value   The loan data tape is missing an appraisal. The loan file documents is missing the closing documents.   A corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   8/20/2025   B   A
396   XXX   Passed   XXX   XXX   8/18/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   A copy of the missing document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   8/18/2025   B   A
397   XXX   Passed   XXX   XXX   8/22/2025   Credit/Value   The HUD1 Settlement statement has a different funding date than the loan data tape and disbursement confirmation. The appraisal is missing a copy of the appraiser’s insurance.   A corrected document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   8/28/2025   B   A
398   XXX   Passed   XXX   XXX   8/22/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/26/2025   B   A
399   XXX   Passed   XXX   XXX   8/22/2025   Credit/Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The Closing Instructions, The Home for Life General Instructions and the Addendum to HUD-1 Settlement Statement are missing from the loan file documents. The Disbursement Confirmation is unsigned/unstamped by the closing agent.   Copies of the missing documents have been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   8/27/2025   B   A
400   XXX   Passed   XXX   XXX                       A   A
401   XXX   Passed   XXX   XXX                       A   a
402   XXX   Passed   XXX   XXX                       A   A
403   XXX   Passed   XXX   XXX                       A   A
404   XXX   Passed   XXX   XXX   8/22/2025   Credit   The loan file documents is missing the closing documents.   Copies of the missing documents have been added to the loan file documents.   8/26/2025   B   A
405   XXX   Passed   XXX   XXX   8/25/2025   Credit   The Closing Instructions, The Home for Life General Instructions and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/28/2025   B   A
406   XXX   Passed   XXX   XXX   8/25/2025   Credit   The Closing Instructions, The Home for Life General Instructions, Addendum to HUD-1 Settlement Statement and the Disbursement Confirmation are missing from the loan file documents.   Copies of the missing documents have been added to the loan file documents.   8/28/2025   B   A
407   XXX   Passed   XXX   XXX   8/25/2025   Credit   The HUD-1 Settlement Statement has a different funding date than the Disbursement Confirmation and loan data tape.   A corrected document has been added to the loan file documents.   8/27/2025   B   A
408   XXX   Passed   XXX   XXX                       A   A
409   XXX   Passed   XXX   XXX   9/1/2025   Credit   The hazard insurance policy has incorrect assignee.   A corrected document has been added to the loan file documents.   9/9/2025   B   A
410   XXX   Passed   XXX   XXX   9/4/2025   Credit   The borrower’s ID expired XX/XX/XX.   A copy of a valid ID has been added to the loan file documents.   9/16/2025   B   A
411   XXX   Passed   XXX   XXX                       A   A
412   XXX   Passed   XXX   XXX   9/1/2025   Credit   The loan file documents is missing a copy of the Investor LESA Approval for the borrower’s credit score less the XX.   A copy of the missing document has been added to the loan file documents.   9/3/2025   B   A
413   XXX   Passed   XXX   XXX   8/25/2025   Credit   The Financial Assessment worksheet is unsigned by the underwriter. The Closing Instructions, The Home for Life General Instructions, the Addendum to the HUD-1 Settlement Statement and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   8/28/2025   B   A
414   XXX   Passed   XXX   XXX                       A   A
415   XXX   Passed   XXX   XXX   9/4/2025   Credit   The loan data tape has a different funding date than the HUD-1 Settlement statement and Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   9/9/2025   B   A
416   XXX   Passed   XXX   XXX                       A   A
417   XXX   Passed   XXX   XXX   9/1/2025   Credit   The loan file documents are missing the closing documents.   Copies of the missing documents has been added to the loan file documents.   9/3/2025   B   A
418   XXX   Passed   XXX   XXX                       A   A
419   XXX   Passed   XXX   XXX   9/1/2025   Credit   The loan data tape has an incorrect funding date.   A corrected loan data tape has been added to the loan file documents.   9/3/2025   B   A
420   XXX   Passed   XXX   XXX   9/1/2025   Credit/Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The Closing Instructions, The Home for Life General Instructions and the Disbursement Confirmation are unsigned by the closing agent.   A copy of the missing documents has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   9/3/2025   B   A
421   XXX   Passed   XXX   XXX                       A   A
422   XXX   Passed   XXX   XXX                       A   A
423   XXX   Passed   XXX   XXX   9/2/2025   Credit   The loan file documents is missing the closing documents.   Copies of the missing documents have been added to the loan file documents.   9/24/2025   B   A
424   XXX   Passed   XXX   XXX   9/2/2025   Credit   The loan data tape has an incorrect funding date. The Closing Instructions, The Home for Life General Instructions and the Disbursement Confirmation are unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   9/24/2025   B   A
425   XXX   Passed   XXX   XXX                       A   A
426   XXX   Passed   XXX   XXX                       A   A
427   XXX   Passed   XXX   XXX                       A   A
428   XXX   Passed   XXX   XXX                       A   A
429   XXX   Passed   XXX   XXX   9/2/2025   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   9/3/2025   B   A
430   XXX   Passed   XXX   XXX                       A   A
431   XXX   Passed   XXX   XXX   9/3/2025   Credit   The loan data tape has a different funding date than the HUD- Settlement statement and Disbursement Confirmation. The Closing Instructions, The Home for Life General Instructions and the Disbursement Confirmation are unsigned by the closing agent. The loan file documents is missing a copy of the initial loan application and the HUD-1 Settlement Statement.   A corrected loan data tape has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents. A copy of the missing documents have been added to the loan file documents.   9/12/2025   B   A
432   XXX   Passed   XXX   XXX   9/3/2025   Credit/Value   The Flood Hazard Determination Form has an incorrect loan number. The appraisal is missing a copy of the appraiser’s insurance.   A copy of a corrected document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   9/8/2025   B   A
433   XXX   Passed   XXX   XXX                       A   A
434   XXX   Passed   XXX   XXX                       A   A
435   XXX   Passed   XXX   XXX   9/5/2025   Credit   The loan file documents is missing a copy of the · Re-verification of employment must be completed within 10 Days prior to mortgage disbursement. The loan file documents is missing a copy of a letter of explanation from the co-borrower for the address discrepancy, the ID, the pay stubs and W2;s all have different addresses than the subject property.   A copy of the missing document has been added to the loan file documents. A copy of the letter of explanation for the various addresses has been added to the loan file.   9/17/2025   B   A
436   XXX   Passed   XXX   XXX                       A   A
437   XXX   Passed   XXX   XXX   9/3/2025   Credit   The loan file documents is missing the closing documents,   Copies of the missing documents have been added to the loan file documents.   9/8/2025   B   A
438   XXX   Passed   XXX   XXX   9/5/2025   Credit/Value   The appraisal is missing a copy of the appraiser’s license. The Closing Instructions, The Home for Life General Instructions are missing from the loan file documents. The Disbursement Confirmation is unsigned by the closing agent.   Copies of the missing documents have been added to the loan file documents. A copy of the signed document has been added to the loan file document.   9/16/2025   B   A
439   XXX   Passed   XXX   XXX                       A   A
440   XXX   Passed   XXX   XXX                       A   A
441   XXX   Passed   XXX   XXX                       A   A
442   XXX   Passed   XXX   XXX   9/4/2025   Credit   The Closing Instructions, The Home for Life General Instructions and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   9/8/2025   B   A
443   XXX   Passed   XXX   XXX                       A   A
444   XXX   Passed   XXX   XXX                       A   A
445   XXX   Passed   XXX   XXX                       A   A
446   XXX   Passed   XXX   XXX   9/5/2025   Value   The appraisal is missing an unexpired copy of the insurance. The appraiser’s insurance expired XX/XX/XX.   A copy of an unexpired document has been added to the loan file documents.   9/9/2025   B   A
447   XXX   Passed   XXX   XXX                       A   A
448   XXX   Passed   XXX   XXX                       A   A
449   XXX   Passed   XXX   XXX   9/8/2025   Value   The appraisal is missing an unexpired copy of the insurance. The appraiser’s insurance expired XX/XX/XX.   A copy of an unexpired document has been added to the loan file documents.   9/16/2025   B   A
450   XXX   Passed   XXX   XXX                       A   A
451   XXX   Passed   XXX   XXX                       A   A
452   XXX   Passed   XXX   XXX                       A   A
453   XXX   Passed   XXX   XXX   9/8/2025   Credit   The loan data tape has an different funding date than the HUD-1 Settlement Statement. The Flood Determination has an incorrect loan number. The loan file documents is missing a copy of the Financial Assessment worksheet. The Closing Instructions, The Home for Life General Instructions and Disbursement Confirmation are missing from the loan file documents.   A corrected loan data tape has been added to the loan file documents. A corrected Flood Determination has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   9/24/2025   B   A
454   XXX   Passed   XXX   XXX   9/8/2025   Credit   The Closing Instructions, The Home for Life General Instructions and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   9/16/2025   B   A
455   XXX   Passed   XXX   XXX   9/13/2025   Credit   The loan file documents is missing a copy of the Disbursement Confirmation.   A copy of the missing document has been added to the loan file documents.   9/16/2025   B   A
456   XXX   Passed   XXX   XXX                       A   A
457   XXX   Passed   XXX   XXX                       A   A
458   XXX   Passed   XXX   XXX                       A   A
459   XXX   Passed   XXX   XXX   9/13/2025   Credit/Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The loan file documentation is missing a letter of explanation for the relationship of XXX who the borrower receives XX in social security payment and how long that income will last. This payment was included as income in Financial Assessment worksheet which only designated one household member.   Copies of the missing documents have been added to the loan file documents.   9/22/2025   B   A
460   XXX   Passed   XXX   XXX                       A   A
461   XXX   Passed   XXX   XXX                       A   A
462   XXX   Passed   XXX   XXX                       A   A
463   XXX   Passed   XXX   XXX                       A   A
464   XXX   Passed   XXX   XXX                       A   A
465   XXX   Passed   XXX   XXX                       A   A
466   XXX   Passed   XXX   XXX                       A   A
467   XXX   Passed   XXX   XXX                       A   A
468   XXX   Passed   XXX   XXX                       A   A
469   XXX   Passed   XXX   XXX                       A   A
470   XXX   Passed   XXX   XXX                       A   A
471   XXX   Passed   XXX   XXX                       A   A
472   XXX   Passed   XXX   XXX                       A   A
473   XXX   Passed   XXX   XXX                       A   A
474   XXX   Passed   XXX   XXX                       A   A
475   XXX   Passed   XXX   XXX   9/23/2025   Credit   The loan file documents is missing the closing documents.   Copies of the missing documents have been added to the loan files documents.   9/24/2025   B   A
476   XXX   Passed   XXX   XXX   9/23/2025   Credit   The loan file documents are missing the closing documents. The loan file documents is missing the Investor LESA approval for borrower credit score less than 600.   Copies of the missing documents have been added to the loan files documents.   9/24/2025   B   A
477   XXX   Passed   XXX   XXX                       A   A