The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon Com, Inc. Common Stock 023135106 1,603,259 7,302 SH SOLE 0 7,301 0 0
Hewlett Packard Enterprise Co Common Stock 42824C109 392,027 15,962 SH SOLE 0 15,962 0 0
Sempra Common Stock 816851109 491,471 5,462 SH SOLE 0 5,462 0 0
Public Svc Enterprise Grp Inc Common Stock 744573106 1,866,816 22,368 SH SOLE 0 22,367 0 0
iShares Gold (TRUST) ETF 464285204 11,238,380 154,437 SH SOLE 0 154,437 0 0
Johnson & Johnson Common Stock 478160104 929,340 5,012 SH SOLE 0 5,012 0 0
Seagate Technology Holdings Plc Stock G7997R103 8,060,006 34,144 SH SOLE 0 34,143 0 0
Waste Mgmt Inc Del Common Stock 94106L109 3,735,793 16,917 SH SOLE 0 16,917 0 0
Vanguard Total Stock Market ETF ETF 922908769 354,095 1,079 SH SOLE 0 1,079 0 0
Costco Whsl Corp, New. Common Stock 22160K105 683,109 738 SH SOLE 0 737 0 0
iShares Msci Kld 400 Social ETF ETF 464288570 264,873 2,103 SH SOLE 0 2,103 0 0
Shell Plc Spon (ADS) ADR 780259305 1,488,968 20,816 SH SOLE 0 20,816 0 0
Boston Scientific, Corp. Common Stock 101137107 238,510 2,443 SH SOLE 0 2,443 0 0
iShares Latin America 40 ETF ETF 464287390 2,163,571 74,890 SH SOLE 0 74,889 0 0
Procter And Gamble Co Common Stock 742718109 600,464 3,908 SH SOLE 0 3,908 0 0
Coca Cola, Co. Common Stock 191216100 542,365 8,178 SH SOLE 0 8,178 0 0
First Trust Morningstar Dividend Leaders Index (FUND) ETF 336917109 223,301 5,144 SH SOLE 0 5,144 0 0
Truist Finl Corp Common Stock 89832Q109 1,314,359 28,748 SH SOLE 0 28,748 0 0
Invesco Bulletshares 2025 Corporate Bond ETF ETF 46138J825 1,664,366 80,443 SH SOLE 0 80,443 0 0
United Parcel Service Inc Cl (B) Stock 911312106 1,465,450 17,544 SH SOLE 0 17,544 0 0
Intel Corp Common Stock 458140100 3,338,710 99,514 SH SOLE 0 99,514 0 0
Netflix Inc Common Stock 64110L106 767,369 640 SH SOLE 0 640 0 0
Sun Life Financial Inc. Common Stock 866796105 1,120,880 18,672 SH SOLE 0 18,672 0 0
Sanofi Sponsored ADR ADR 80105N105 2,013,527 42,659 SH SOLE 0 42,659 0 0
Merck & Co Inc Common Stock 58933Y105 570,976 6,803 SH SOLE 0 6,803 0 0
SPDR S&P 500 Etf (TRUST) ETF 78462F103 632,543 950 SH SOLE 0 949 0 0
Mckesson Corp Common Stock 58155Q103 1,002,790 1,298 SH SOLE 0 1,298 0 0
Mastercard Incorporated Cl (A) Stock 57636Q104 937,291 1,648 SH SOLE 0 1,647 0 0
Illinois Tool Wks Inc Common Stock 452308109 206,522 792 SH SOLE 0 792 0 0
United Rentals Inc Common Stock 911363109 291,219 305 SH SOLE 0 305 0 0
Tyler Technologies Inc Common Stock 902252105 4,364,201 8,342 SH SOLE 0 8,342 0 0
Diageo Plc Spon, Adr. American ADR 25243Q205 1,733,352 18,164 SH SOLE 0 18,163 0 0
Annaly Capital Management Inc, Com. Real REIT 035710839 732,196 36,229 SH SOLE 0 36,229 0 0
iShares Tips Bond ETF ETF 464287176 275,930 2,481 SH SOLE 0 2,480 0 0
Corning, Inc. Common Stock 219350105 7,118,835 86,783 SH SOLE 0 86,783 0 0
iShares S&P 100 ETF ETF 464287101 450,333 1,353 SH SOLE 0 1,353 0 0
Verizon Communications Inc Stock 92343V104 352,500 8,020 SH SOLE 0 8,020 0 0
Unum Group Common Stock 91529Y106 697,764 8,971 SH SOLE 0 8,971 0 0
Pepsico Inc Common Stock 713448108 857,038 6,103 SH SOLE 0 6,102 0 0
First Trust Tcw Opportunistic Fixed Income ETF ETF 33740F805 377,526 8,499 SH SOLE 0 8,499 0 0
Honeywell Intl Inc Common Stock 438516106 2,259,530 10,734 SH SOLE 0 10,734 0 0
Trane Technologies Plc (SHS) Stock G8994E103 328,285 778 SH SOLE 0 778 0 0
Ford Mtr Co Common Stock 345370860 1,697,416 141,924 SH SOLE 0 141,924 0 0
Xcel Energy Inc Common Stock 98389B100 673,186 8,347 SH SOLE 0 8,347 0 0
SPDR Bloomberg Convertible Securities ETF ETF 78464A359 417,386 4,612 SH SOLE 0 4,612 0 0
Home Depot Inc Common Stock 437076102 1,470,773 3,630 SH SOLE 0 3,629 0 0
Invesco Short Term Treasury ETF ETF 46138G888 4,585,199 43,404 SH SOLE 0 43,404 0 0
Dupont De Nemours Inc Common Stock 26614N102 245,229 3,148 SH SOLE 0 3,148 0 0
SPDR Gold (SHARES) ETF 78463V107 1,055,390 2,969 SH SOLE 0 2,969 0 0
Southern Co Common Stock 842587107 1,808,027 19,078 SH SOLE 0 19,078 0 0
iShares Russell 1000 Growth ETF ETF 464287614 203,758 435 SH SOLE 0 435 0 0
Invesco Bulletshares 2027 Corporate Bond ETF ETF 46138J783 3,805,153 193,057 SH SOLE 0 193,057 0 0
SPDR Portfolio S&P 400 Mid Cap ETF ETF 78464A847 236,080 4,128 SH SOLE 0 4,128 0 0
JP Morgan Ultra-Short Income ETF ETF 46641Q837 2,721,462 53,646 SH SOLE 0 53,646 0 0
Invesco Bulletshares 2025 High Yield Corporate Bond ETF ETF 46138J817 242,130 10,500 SH SOLE 0 10,500 0 0
Atmos Energy, Corp. Common Stock 049560105 739,611 4,332 SH SOLE 0 4,331 0 0
Pinnacle West Cap Corp Common Stock 723484101 234,909 2,620 SH SOLE 0 2,620 0 0
Schwab U.S. Large-Cap Growth ETF ETF 808524300 2,485,594 77,894 SH SOLE 0 77,893 0 0
Berkshire Hathaway Inc Del Cl, B. Common Stock 084670702 7,938,782 15,791 SH SOLE 0 15,791 0 0
Adobe, Inc. Common Stock 00724F101 218,000 618 SH SOLE 0 618 0 0
Alphabet Inc Cap Stk, Cl. Common Stock 02079K305 3,872,826 15,931 SH SOLE 0 15,931 0 0
Fiserv Inc Common Stock 337738108 225,241 1,747 SH SOLE 0 1,747 0 0
Intuit Common Stock 461202103 1,282,505 1,878 SH SOLE 0 1,878 0 0
Unilever Plc Spon Adr ADR 904767704 3,307,747 55,799 SH SOLE 0 55,798 0 0
Newmont Corp Common Stock 651639106 1,669,507 19,802 SH SOLE 0 19,802 0 0
First Trust Smid Cap Rising Dividend Achievers ETF ETF 33741X102 444,676 11,696 SH SOLE 0 11,696 0 0
Csx, Corp. Common Stock 126408103 307,233 8,652 SH SOLE 0 8,652 0 0
Microsoft Corp Common Stock 594918104 15,962,553 30,819 SH SOLE 0 30,818 0 0
Valero Energy Corp Common Stock 91913Y100 743,894 4,369 SH SOLE 0 4,369 0 0
Invesco Bulletshares 2026 Corporate Bond ETF ETF 46138J791 3,504,996 179,192 SH SOLE 0 179,192 0 0
Simon Property Group Inc REIT 828806109 1,428,448 7,611 SH SOLE 0 7,611 0 0
Rpm Intl Inc Common Stock 749685103 927,929 7,872 SH SOLE 0 7,871 0 0
Ameriprise Financial, Inc. Common Stock 03076C106 672,642 1,369 SH SOLE 0 1,369 0 0
Invesco Bulletshares 2028 Corporate Bond ETF ETF 46138J643 3,768,280 183,193 SH SOLE 0 183,193 0 0
Vanguard Mid-Cap ETF ETF 922908629 298,293 1,016 SH SOLE 0 1,015 0 0
Tesla Inc Common Stock 88160R101 341,261 767 SH SOLE 0 767 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 308,128 6,037 SH SOLE 0 6,037 0 0
Moderna Inc Common Stock 60770K107 376,240 14,566 SH SOLE 0 14,566 0 0
Kimco Rlty Corp Common REIT 49446R109 1,710,548 78,286 SH SOLE 0 78,285 0 0
Public Storage REIT 74460D109 990,222 3,428 SH SOLE 0 3,428 0 0
Franklin FTSE Latin America ETF ETF 35473P561 2,517,178 107,406 SH SOLE 0 107,406 0 0
Distillate Us Fundamental Stability &, Value. Exchange ETF 26922A321 7,242,171 124,951 SH SOLE 0 124,951 0 0
Centerpoint Energy, Inc. Common Stock 15189T107 469,737 12,107 SH SOLE 0 12,106 0 0
Welltower Inc Common REIT 95040Q104 220,537 1,238 SH SOLE 0 1,238 0 0
SPDR S&P Global Natural Resources ETF ETF 78463X541 573,754 9,690 SH SOLE 0 9,690 0 0
Conagra Brands, Inc. Common Stock 205887102 1,084,302 59,219 SH SOLE 0 59,219 0 0
Lyondellbasell Industries NV Stock N53745100 1,688,278 34,427 SH SOLE 0 34,426 0 0
Vanguard S&P 500 ETF ETF 922908363 239,441 391 SH SOLE 0 391 0 0
Astrazeneca Plc, Sponsored. American ADR 046353108 2,366,993 30,852 SH SOLE 0 30,852 0 0
Vanguard Global Ex-U.S. Real Estate ETF ETF 922042676 2,453,072 51,384 SH SOLE 0 51,384 0 0
Invesco S&P 500 Equal Weight ETF ETF 46137V357 524,702 2,766 SH SOLE 0 2,765 0 0
Tortoise Energy Infra Corp Common CEF 89147L886 340,411 7,900 SH SOLE 0 7,900 0 0
Innovator U.S. Equity Ultra Buffer ETF - August ETF 45782C672 216,188 5,500 SH SOLE 0 5,500 0 0
Eli Lilly & Co Common Stock 532457108 1,005,720 1,318 SH SOLE 0 1,318 0 0
Datadog Inc Cl, A. Common Stock 23804L103 998,794 7,014 SH SOLE 0 7,014 0 0
Invesco Bulletshares 2029 Corporate Bond ETF ETF 46138J577 2,438,773 129,653 SH SOLE 0 129,653 0 0
Schwab U.S. Mid-Cap ETF ETF 808524508 292,522 9,869 SH SOLE 0 9,869 0 0
908 DEVICES INC COM Stock 65443P102 338,390 38,629 SH SOLE 0 38,629 0 0
Ppl Corp Common Stock 69351T106 1,187,189 31,948 SH SOLE 0 31,948 0 0
SPDR S&P Emerging Markets Dividend ETF ETF 78463X533 2,814,243 72,439 SH SOLE 0 72,438 0 0
Innovator U.S. Equity Power Buffer ETF - December ETF 45782C540 447,513 10,650 SH SOLE 0 10,650 0 0
Innovator U.S. Equity Ultra Buffer ETF - December ETF 45782C532 647,494 16,875 SH SOLE 0 16,875 0 0
Invesco Senior Loan ETF ETF 46138G508 3,006,583 143,649 SH SOLE 0 143,649 0 0
Duke Energy Corp Stock 26441C204 2,447,755 19,780 SH SOLE 0 19,779 0 0
iShares Ibonds Dec 2027 Term Treasury ETF ETF 46436E841 7,222,705 320,724 SH SOLE 0 320,724 0 0
Ft Vest U.S. Equity Deep Buffer Etf - (AUGUST) ETF 33740F854 262,981 6,028 SH SOLE 0 6,028 0 0
iShares Ibonds Dec 2026 Term Treasury ETF ETF 46436E858 2,070,090 90,200 SH SOLE 0 90,200 0 0
iShares Ibonds Dec 2029 Term Treasury ETF ETF 46436E825 581,171 26,471 SH SOLE 0 26,471 0 0
Micron Technology Inc Common Stock 595112103 678,189 4,053 SH SOLE 0 4,053 0 0
Chipotle Mexican Grill, Inc. Common Stock 169656105 224,441 5,727 SH SOLE 0 5,727 0 0
Dicks Sporting Goods, Inc. Common Stock 253393102 252,664 1,137 SH SOLE 0 1,137 0 0
Quanta Svcs Inc Common Stock 74762E102 1,637,001 3,950 SH SOLE 0 3,950 0 0
Abrdn Global Infrastructure Income Fund CEF 00326W106 1,121,874 53,094 SH SOLE 0 53,093 0 0
Edison Intl Common Stock 281020107 1,645,133 29,760 SH SOLE 0 29,760 0 0
Schwab Us Dividend Equity ETF ETF 808524797 6,924,731 253,653 SH SOLE 0 253,653 0 0
iShares IBonds Dec 2030 Term Treasury ETF ETF 46436E593 1,263,395 63,567 SH SOLE 0 63,567 0 0
Applied Finance, Valuation Large Cap ETF ETF 26923N405 7,316,171 171,371 SH SOLE 0 171,371 0 0
Invesco Ftse Rafi Us 1000 ETF ETF 46137V613 205,706 4,550 SH SOLE 0 4,550 0 0
Visa Inc Com Cl (A) Stock 92826C839 1,168,660 3,423 SH SOLE 0 3,423 0 0
PIMCO Active Bond ETF ETF 72201R775 203,082 2,175 SH SOLE 0 2,175 0 0
T. ROWE PRICE ULTRA SHORT-TERM BOND ETF ETF 87283Q701 348,880 7,000 SH SOLE 0 7,000 0 0
Vanguard Growth ETF ETF 922908736 246,175 513 SH SOLE 0 513 0 0
Phillips 66 Common Stock 718546104 265,103 1,949 SH SOLE 0 1,949 0 0
Constellation Energy, Corp. Common Stock 21037T109 228,704 695 SH SOLE 0 695 0 0
Meta Platforms Inc Cl (A) Stock 30303M102 1,913,189 2,605 SH SOLE 0 2,605 0 0
Bce Inc, Com. Common Stock 05534B760 1,650,399 70,560 SH SOLE 0 70,560 0 0
Toll Brothers Inc Common Stock 889478103 316,064 2,288 SH SOLE 0 2,288 0 0
First Trust Nasdaq-100 Technology Sector Index (FUND) ETF 337345102 380,923 1,659 SH SOLE 0 1,659 0 0
Haleon Plc Spon (ADS) ADR 405552100 107,837 12,022 SH SOLE 0 12,022 0 0
Wp Carey Inc Common REIT 92936U109 640,369 9,477 SH SOLE 0 9,477 0 0
Broadcom, Inc. Common Stock 11135F101 6,975,662 21,144 SH SOLE 0 21,144 0 0
iShares Asia/Pacific Dividend ETF ETF 464286293 2,333,757 55,500 SH SOLE 0 55,499 0 0
Innovator Equity Managed Floor ETF ETF 45783Y673 333,097 9,245 SH SOLE 0 9,245 0 0
Metlife Inc Common Stock 59156R108 1,422,253 17,267 SH SOLE 0 17,266 0 0
Hsbc Hldgs Plc Spon Adr ADR 404280406 4,206,336 59,261 SH SOLE 0 59,260 0 0
Novartis Ag Sponsored ADR ADR 66987V109 2,654,715 20,701 SH SOLE 0 20,701 0 0
iShares Core Msci Eafe ETF ETF 46432F842 4,369,346 50,044 SH SOLE 0 50,044 0 0
Royal Bk Cda Common Stock 780087102 2,750,865 18,673 SH SOLE 0 18,672 0 0
Totalenergies Se Sponsored (ADS) ADR 89151E109 2,007,531 33,633 SH SOLE 0 33,632 0 0
GE Healthcare Technologies Inc Common (STOCK) Stock 36266G107 216,823 2,887 SH SOLE 0 2,887 0 0
Kroger Co Common Stock 501044101 292,088 4,333 SH SOLE 0 4,333 0 0
Enbridge Inc Common Stock 29250N105 2,544,513 50,426 SH SOLE 0 50,426 0 0
SPDR Bloomberg Investment Grade Floating Rate ETF ETF 78468R200 1,164,383 37,731 SH SOLE 0 37,731 0 0
Nvidia Corporation Common Stock 67066G104 7,316,495 39,214 SH SOLE 0 39,213 0 0
Archer Daniels Midland, Co. Common Stock 039483102 968,385 16,210 SH SOLE 0 16,210 0 0
Cummins, Inc. Common Stock 231021106 229,391 543 SH SOLE 0 543 0 0
Genuine Parts Co Common Stock 372460105 2,178,739 15,720 SH SOLE 0 15,719 0 0
Abbvie, Inc. Common Stock 00287Y109 291,090 1,257 SH SOLE 0 1,257 0 0
National Grid Plc Sponsored Adr ADR 636274409 3,650,511 50,234 SH SOLE 0 50,234 0 0
Vanguard Total Bond Market ETF ETF 921937835 1,420,393 19,099 SH SOLE 0 19,099 0 0
National Fuel Gas Co Common Stock 636180101 2,772,793 30,018 SH SOLE 0 30,018 0 0
Potlatchdeltic Corporation Common REIT 737630103 687,764 16,878 SH SOLE 0 16,877 0 0
Zoetis Inc Cl (A) Stock 98978V103 240,645 1,645 SH SOLE 0 1,644 0 0
Taiwan Semiconductor Mfg Ltd Sponsored (ADS) ADR 874039100 754,921 2,703 SH SOLE 0 2,703 0 0
Blackstone, Inc. Common Stock 09260D107 989,734 5,793 SH SOLE 0 5,792 0 0
Stryker Corporation Common Stock 863667101 306,456 829 SH SOLE 0 829 0 0
Qualcomm Inc Common Stock 747525103 322,406 1,938 SH SOLE 0 1,938 0 0
T-Mobile Us Inc Common Stock 872590104 302,802 1,265 SH SOLE 0 1,264 0 0
Mcdonalds Corp Common Stock 580135101 320,908 1,056 SH SOLE 0 1,056 0 0
Cisco Sys, Inc. Common Stock 17275R102 3,898,232 56,975 SH SOLE 0 56,975 0 0
ALPS/Smith Core Plus, Bond. Exchange ETF 00162Q346 7,846,125 299,928 SH SOLE 0 299,928 0 0
Capital One Finl, Corp. Common Stock 14040H105 255,521 1,202 SH SOLE 0 1,202 0 0
At&T, Inc. Common Stock 00206R102 2,881,215 102,026 SH SOLE 0 102,026 0 0
GE Vernova Inc Common Stock 36828A101 904,518 1,471 SH SOLE 0 1,471 0 0
Global X Mlp & Energy Infrastructure ETF ETF 37954Y293 4,824,210 76,929 SH SOLE 0 76,928 0 0
GE Aerospace Stock 369604301 1,688,103 5,612 SH SOLE 0 5,611 0 0
iShares S&P 500 Growth ETF ETF 464287309 1,000,345 8,286 SH SOLE 0 8,286 0 0
iShares Core S&P 500 ETF ETF 464287200 5,138,321 7,677 SH SOLE 0 7,677 0 0
Oneok Inc New Common Stock 682680103 876,074 12,006 SH SOLE 0 12,005 0 0
Union Pac Corp Common Stock 907818108 483,849 2,047 SH SOLE 0 2,047 0 0
Rio Tinto Plc Sponsored ADR ADR 767204100 1,898,382 28,759 SH SOLE 0 28,759 0 0
Ecolab Inc Common Stock 278865100 293,852 1,073 SH SOLE 0 1,073 0 0
Darden Restaurants, Inc. Common Stock 237194105 471,671 2,478 SH SOLE 0 2,477 0 0
IDEXX Labs, Inc. Common Stock 45168D104 3,329,256 5,211 SH SOLE 0 5,211 0 0
IDEXX Labs, Inc. Common Stock 45168D104 1,341,669 2,100 SH Put SOLE 0 2,100 0 0
Thermo Fisher Scientific Inc Common Stock 883556102 640,918 1,321 SH SOLE 0 1,321 0 0
Lockheed Martin Corp Common Stock 539830109 1,581,497 3,168 SH SOLE 0 3,168 0 0
JP Morgan Chase & Co. Common Stock 46625H100 8,028,275 25,452 SH SOLE 0 25,451 0 0
International Paper Co Common Stock 460146103 2,805,983 60,474 SH SOLE 0 60,473 0 0
Chevron Corp, New. Common Stock 166764100 2,981,481 19,199 SH SOLE 0 19,199 0 0
Conocophil, Conocophillips. Common Stock 20825C104 595,432 6,295 SH SOLE 0 6,294 0 0
M & T Bk Corp Common Stock 55261F104 1,540,989 7,798 SH SOLE 0 7,797 0 0
Tjx Cos Inc New Common Stock 872540109 204,210 1,413 SH SOLE 0 1,412 0 0
Bank America, Corp. Common Stock 060505104 814,314 15,784 SH SOLE 0 15,784 0 0
Ellsworth Growth & Income Fd L Common CEF 289074106 174,949 15,082 SH SOLE 0 15,081 0 0
Walmart Inc Common Stock 931142103 2,300,221 22,319 SH SOLE 0 22,319 0 0
First Trust Rising Dividend Achievers ETF ETF 33738R506 373,226 5,549 SH SOLE 0 5,549 0 0
International Business Machs Common Stock 459200101 5,821,129 20,631 SH SOLE 0 20,630 0 0
Oracle Corp Common Stock 68389X105 1,259,507 4,478 SH SOLE 0 4,478 0 0
Rtx Corporation Common Stock 75513E101 392,449 2,345 SH SOLE 0 2,345 0 0
Texas Instrs Inc Common Stock 882508104 215,883 1,175 SH SOLE 0 1,175 0 0
Target Corp Common Stock 87612E106 727,469 8,110 SH SOLE 0 8,110 0 0
Vanguard High Dividend Yield Index ETF ETF 921946406 3,017,732 21,410 SH SOLE 0 21,409 0 0
Pfizer Inc Common Stock 717081103 2,692,474 105,670 SH SOLE 0 105,670 0 0
Kla Corp Com (NEW) Stock 482480100 509,099 472 SH SOLE 0 472 0 0
Hp Inc Common Stock 40434L105 220,835 8,110 SH SOLE 0 8,110 0 0
Gilead Sciences Inc Common Stock 375558103 1,188,144 10,704 SH SOLE 0 10,704 0 0
Caterpillar, Inc. Common Stock 149123101 3,560,970 7,463 SH SOLE 0 7,463 0 0
Alphabet Inc Cap Stk, Cl. Common Stock 02079K107 226,258 929 SH SOLE 0 929 0 0
American Express, Co. Common Stock 025816109 423,836 1,276 SH SOLE 0 1,276 0 0
Amgen, Inc. Common Stock 031162100 365,167 1,294 SH SOLE 0 1,294 0 0
Applied Matls, Inc. Common Stock 038222105 597,022 2,916 SH SOLE 0 2,916 0 0
Wisdomtree Emerging Markets High Dividend ETF 97717W315 2,937,657 63,876 SH SOLE 0 63,876 0 0
Arista Networks, Inc. Common Stock 040413205 638,356 4,381 SH SOLE 0 4,381 0 0
Wisdomtree Europe Quality Dividend Growth ETF 97717X610 1,029,654 29,243 SH SOLE 0 29,242 0 0
Vanguard Dividend Appreciation ETF ETF 921908844 262,631 1,217 SH SOLE 0 1,217 0 0
iShares Core U.S. Aggregate Bond ETF ETF 464287226 280,500 2,798 SH SOLE 0 2,798 0 0
Eaton Corp Plc (SHS) Stock G29183103 203,592 544 SH SOLE 0 544 0 0
Alibaba Group Hldg Ltd, Sponsored. ADR ADR 01609W102 411,973 2,305 SH SOLE 0 2,305 0 0
Citizens Finl Group, Inc. Common Stock 174610105 2,236,175 42,065 SH SOLE 0 42,065 0 0
Vanguard Short-Term Bond ETF ETF 921937827 2,438,070 30,897 SH SOLE 0 30,896 0 0
Nucor Corp Common Stock 670346105 297,946 2,200 SH SOLE 0 2,200 0 0
iShares International Developed Real Estate ETF ETF 464288489 1,785,866 77,562 SH SOLE 0 77,562 0 0
Roper Technologies Inc Common Stock 776696106 306,196 614 SH SOLE 0 614 0 0
Pnc Finl Svcs Group Inc Common Stock 693475105 1,414,793 7,041 SH SOLE 0 7,041 0 0
Bristol-Myers Squibb, Co. Common Stock 110122108 1,671,824 37,069 SH SOLE 0 37,069 0 0
Dominion Energy Inc Common Stock 25746U109 226,818 3,708 SH SOLE 0 3,708 0 0
American Wtr Wks Co Inc, New. Common Stock 030420103 1,676,315 12,043 SH SOLE 0 12,043 0 0
Exxon Mobil Corp Common Stock 30231G102 1,143,982 10,146 SH SOLE 0 10,146 0 0
Unitedhealth Group Inc Common Stock 91324P102 218,230 632 SH SOLE 0 632 0 0
Travelers Companies Inc Common Stock 89417E109 333,668 1,195 SH SOLE 0 1,195 0 0
Lowes Cos Inc Common Stock 548661107 852,192 3,391 SH SOLE 0 3,391 0 0
Deere &, Co. Common Stock 244199105 321,911 704 SH SOLE 0 704 0 0
Sprott Physical Gold & Silver Tr (UNIT) CEF 85208R101 621,565 16,941 SH SOLE 0 16,941 0 0
First Trust Value Line Dividend Index ETF ETF 33734H106 447,696 9,682 SH SOLE 0 9,682 0 0
Vodafone Group Plc New Sponsored ADR ADR 92857W308 2,540,162 218,979 SH SOLE 0 218,979 0 0
Rayonier Inc Common REIT 754907103 1,791,106 67,487 SH SOLE 0 67,487 0 0
Schwab Charles Corp Common Stock 808513105 716,751 7,508 SH SOLE 0 7,507 0 0
Cardinal Health, Inc. Common Stock 14149Y108 1,776,002 11,315 SH SOLE 0 11,315 0 0
Toronto Dominion Bk Ont Com (NEW) Stock 891160509 564,847 7,065 SH SOLE 0 7,065 0 0
Blackrock, Inc. Common Stock 09290D101 493,163 423 SH SOLE 0 423 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 1,021,744 15,657 SH SOLE 0 15,656 0 0
Apple, Inc. Common Stock 037833100 8,701,262 34,172 SH SOLE 0 34,172 0 0
Gsk Plc Sponsored ADR ADR 37733W204 2,913,939 67,515 SH SOLE 0 67,514 0 0
Abbott Labs Common Stock 002824100 212,295 1,585 SH SOLE 0 1,585 0 0
Disney Walt, Co. Common Stock 254687106 741,954 6,480 SH SOLE 0 6,479 0 0
Virtus Reaves Utilities ETF ETF 26923G806 1,697,518 20,344 SH SOLE 0 20,344 0 0
Oaktree Specialty Lending Corp CEF 67401P405 1,651,347 126,540 SH SOLE 0 126,539 0 0