MARK KARPE

Assistant Vice President and Assistant Secretary

Office: (949) 219-3224

Fax: (949) 219-3706

E-mail: Mark.Karpe@PacificLife.com

October 1, 2025

Via EDGAR Electronic Transmission

U.S. Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

Attn: Filing Desk

Dear Sir or Madam:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, this letter serves as certification on behalf of Registrant that (1) the forms of Prospectus and Statement of Additional Information of Registrant that would have been filed under paragraph (c) of Rule 497 would not have differed from those contained in Post-Effective Amendment No. 177 to Registrant’s Registration Statement on Form N-1A, and (2) Post-Effective Amendment No. 177, the most recent amendment to Registrant’s Registration Statement, was filed electronically with the U.S. Securities and Exchange Commission on October 1, 2025 with an effective date of October 1, 2025.

If you have any questions regarding this filing, please contact me at (949) 219-3224.

Sincerely,

/s/ Mark Karpe

Mark Karpe