Exhibit 99.1

 

World Omni Auto Receivables Trust 2022-D      
Monthly Servicer Certificate      
August 31, 2025      
       
Dates Covered      
Collections Period 08/01/25 - 08/31/25    
Interest Accrual Period 08/15/25 - 09/14/25    
30/360 Days 30    
Actual/360 Days 31    
Distribution Date 09/15/25    

 

Collateral Pool Balance Data  $ Amount   # of Accounts     
Pool Balance at 07/31/25   277,724,416.90    17,669      
Yield Supplement Overcollateralization Amount 07/31/25   19,710,501.79    0      
Receivables Balance 07/31/25   297,434,918.69    17,669      
Principal Payments   13,467,328.13    585      
Defaulted Receivables   285,313.71    13      
Repurchased Accounts   0.00    0      
Yield Supplement Overcollateralization Amount at 08/31/25   18,327,127.66    0      
Pool Balance at 08/31/25   265,355,149.19    17,071      

 

Pool Statistics   $ Amount    # of Accounts      
Pool Factor   24.53%          
Prepayment ABS Speed   1.10%          
Aggregate Starting Principal Balance   1,156,658,989.82    50,043      
                
Delinquent Receivables:               
Past Due 31-60 days   5,705,142.51    259      
Past Due 61-90 days   2,180,248.30    87      
Past Due 91-120 days   578,858.60    24      
Past Due 121+ days   0.00    0      
 Total   8,464,249.41    370      
                
Total 31+ Delinquent as % Aggregate Ending Principal Balance   2.98%          
Total 61+ Delinquent as % Aggregate Ending Principal Balance   0.97%          
Delinquency Trigger Occurred   NO           
                
Recoveries   209,599.84           
Aggregate Net Losses/(Gains) - August 2025   75,713.87           
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):               
Current Net Losses/(Gains) Ratio   0.31%          
Prior Net Losses/(Gains) Ratio   0.16%          
Second Prior Net Losses/(Gains) Ratio   0.58%          
Third Prior Net Losses/(Gains) Ratio   -0.06%          
Four Month Average   0.25%          
                
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   0.71%          
                
Overcollateralization Target Amount   5,106,453.81           
Actual Overcollateralization   5,106,453.81           
Weighted Average Contract Rate   5.26%          
Weighted Average Contract Rate, Yield Adjusted   10.20%          
Weighted Average Remaining Term   34.12           

 

Flow of Funds   $ Amount           
Collections   14,949,560.92           
Investment Earnings on Cash Accounts   22,492.34           
Servicing Fee   (247,862.43)          
Transfer to Collection Account   -           
Available Funds   14,724,190.83           
                
Distributions of Available Funds               
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per year)   -           
    (2)  Class A Interest   1,066,957.23           
    (3)  Noteholders' First Priority Principal Distributable Amount   -           
    (4)  Class B Interest   -           
    (5)  Noteholders' Second Priority Principal Distributable Amount   -           
    (6)  Class C Interest   -           
    (7)  Noteholders' Third Priority Principal Distributable Amount   7,262,813.90           
    (8)  Required Reserve Account   -           
    (9)  Noteholders' Principal Distributable Amount   5,106,453.81           
   (10)  Asset Representation Reviewer Amounts (in excess of 1)   -           
   (11)  Distribution to Certificateholders   1,287,965.89           
                
Total Distributions of Available Funds   14,724,190.83           
                
Servicing Fee   247,862.43           
Unpaid Servicing Fee   -           
Change in amount of the unpaid servicing fee from the prior period   -           

 

 

 

 

Note Balances & Note Factors   $ Amount           
Original Class A   975,300,000.00           
Original Class B   30,630,000.00           
Original Class C   15,360,000.00           
                
Total Class A, B, & C               
Note Balance @ 08/15/25   272,617,963.09           
Principal Paid   12,369,267.71           
Note Balance @ 09/15/25   260,248,695.38           
                
Class A-1               
Note Balance @ 08/15/25   0.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   0.00           
Note Factor @ 09/15/25   0.0000000%          
                
Class A-2a               
Note Balance @ 08/15/25   0.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   0.00           
Note Factor @ 09/15/25   0.0000000%          
                
Class A-2b               
Note Balance @ 08/15/25   0.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   0.00           
Note Factor @ 09/15/25   0.0000000%          
                
Class A-3               
Note Balance @ 08/15/25   127,007,963.09           
Principal Paid   12,369,267.71           
Note Balance @ 09/15/25   114,638,695.38           
Note Factor @ 09/15/25   37.3586311%          
                
Class A-4               
Note Balance @ 08/15/25   99,620,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   99,620,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class B               
Note Balance @ 08/15/25   30,630,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   30,630,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class C               
Note Balance @ 08/15/25   15,360,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   15,360,000.00           
Note Factor @ 09/15/25   100.0000000%          

 

Interest & Principal Payments   $ Amount           
Total Interest Paid   1,066,957.23           
Total Principal Paid   12,369,267.71           
Total Paid   13,436,224.94           
                
Class A-1               
Coupon   4.42600%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-1 Holders   0.00           
                
Class A-2a               
Coupon   5.51000%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-2a Holders   0.00           
                
Class A-2b               
One-Month SOFR   4.34270%          
Coupon   5.19270%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-2b Holders   0.00           
                
Class A-3               
Coupon   5.61000%          
Interest Paid   593,762.23           
Principal Paid   12,369,267.71           
Total Paid to A-3 Holders   12,963,029.94           
                
Class A-4               
Coupon   5.70000%          
Interest Paid   473,195.00           
Principal Paid   0.00           
Total Paid to A-4 Holders   473,195.00           
                
Class B               
Coupon   0.00000%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to B Holders   0.00           
                
Class C               
Coupon   0.00000%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to C Holders   0.00           

 

 

 

 

Distribution per $1,000 of Notes   Total            
Total Interest Distribution Amount   1.0447152           
Total Interest Carryover Shortfall   0.0000000           
Total Principal Distribution Amount   12.1114157           
Total Distribution Amount   13.1561309           
                
A-1 Interest Distribution Amount   0.0000000           
A-1 Interest Carryover Shortfall   0.0000000           
A-1 Principal Distribution Amount   0.0000000           
Total A-1 Distribution Amount   0.0000000           
                
A-2a  Interest Distribution Amount   0.0000000           
A-2a Interest Carryover Shortfall   0.0000000           
A-2a  Principal Distribution Amount   0.0000000           
Total A-2a  Distribution Amount   0.0000000           
                
A-2b  Interest Distribution Amount   0.0000000           
A-2b Interest Carryover Shortfall   0.0000000           
A-2b  Principal Distribution Amount   0.0000000           
Total A-2b  Distribution Amount   0.0000000           
                
A-3 Interest Distribution Amount   1.9349613           
A-3 Interest Carryover Shortfall   0.0000000           
A-3 Principal Distribution Amount   40.3091563           
Total A-3 Distribution Amount   42.2441176           
                
A-4 Interest Distribution Amount   4.7500000           
A-4 Interest Carryover Shortfall   0.0000000           
A-4 Principal Distribution Amount   0.0000000           
Total A-4 Distribution Amount   4.7500000           
                
B Interest Distribution Amount   0.0000000           
B Interest Carryover Shortfall   0.0000000           
B Principal Distribution Amount   0.0000000           
Total B Distribution Amount   0.0000000           
                
C Interest Distribution Amount   0.0000000           
C Interest Carryover Shortfall   0.0000000           
C Principal Distribution Amount   0.0000000           
Total C Distribution Amount   0.0000000           
                
Noteholders' First Priority Principal Distributable Amount   0.00           
Noteholders' Second Priority Principal Distributable Amount   0.00           
Noteholders' Third Priority Principal Distributable Amount   587.17           
Noteholders' Principal Distributable Amount   412.83           
                
Account Balances   $ Amount           
Reserve Account               
Balance as of 08/15/25   5,106,453.81           
Investment Earnings   18,497.16           
Investment Earnings Paid   (18,497.16)          
Deposit/(Withdrawal)   -           
Balance as of 09/15/25   5,106,453.81           
Change   -           
                
Required Reserve Amount   5,106,453.81           
                
Other Servicing Information   Current Month    Prior Month    Two Months Prior 
Principal Balance of Receivables extended during the Collection Period  $1,965,265.41   $2,269,654.25   $1,590,385.46 
Number of Extensions   88    106    69 
Ratio of extensions to Beginning of Period Receivables Balance   0.66%   0.72%   0.48%