Exhibit 99.1
World Omni Auto Receivables Trust 2024-B | ||
Monthly Servicer Certificate | ||
August 31, 2025 |
Dates Covered | ||||||||||||
Collections Period | 08/01/25 - 08/31/25 | |||||||||||
Interest Accrual Period | 08/15/25 - 09/14/25 | |||||||||||
30/360 Days | 30 | |||||||||||
Actual/360 Days | 31 | |||||||||||
Distribution Date | 09/15/25 |
Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
Pool Balance at 07/31/25 | 666,627,659.17 | 31,079 | ||||||||||
Yield Supplement Overcollateralization Amount 07/31/25 | 44,449,028.88 | 0 | ||||||||||
Receivables Balance 07/31/25 | 711,076,688.05 | 31,079 | ||||||||||
Principal Payments | 29,001,303.47 | 1,345 | ||||||||||
Defaulted Receivables | 1,347,521.41 | 47 | ||||||||||
Repurchased Accounts | 0.00 | 0 | ||||||||||
Yield Supplement Overcollateralization Amount at 08/31/25 | 41,932,695.25 | 0 | ||||||||||
Pool Balance at 08/31/25 | 638,795,167.92 | 29,687 |
Pool Statistics | $ Amount | # of Accounts | ||||||||||
Pool Factor | 50.99 | % | ||||||||||
Prepayment ABS Speed | 1.66 | % | ||||||||||
Aggregate Starting Principal Balance | 1,335,109,741.10 | 47,844 | ||||||||||
Delinquent Receivables: | ||||||||||||
Past Due 31-60 days | 10,605,443.60 | 410 | ||||||||||
Past Due 61-90 days | 3,648,832.89 | 122 | ||||||||||
Past Due 91-120 days | 847,028.34 | 28 | ||||||||||
Past Due 121+ days | 0.00 | 0 | ||||||||||
Total | 15,101,304.83 | 560 | ||||||||||
Total 31+ Delinquent as % Aggregate Ending Principal Balance | 2.22 | % | ||||||||||
Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.66 | % | ||||||||||
Delinquency Trigger Occurred | NO | |||||||||||
Recoveries | 973,477.19 | |||||||||||
Aggregate Net Losses/(Gains) - August 2025 | 374,044.22 | |||||||||||
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
Current Net Losses/(Gains) Ratio | 0.63 | % | ||||||||||
Prior Net Losses/(Gains) Ratio | 0.87 | % | ||||||||||
Second Prior Net Losses/(Gains) Ratio | 0.17 | % | ||||||||||
Third Prior Net Losses/(Gains) Ratio | 0.89 | % | ||||||||||
Four Month Average | 0.64 | % | ||||||||||
Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.56 | % | ||||||||||
Overcollateralization Target Amount | 6,161,793.76 | |||||||||||
Actual Overcollateralization | 6,161,793.76 | |||||||||||
Weighted Average Contract Rate | 7.42 | % | ||||||||||
Weighted Average Contract Rate, Yield Adjusted | 10.91 | % | ||||||||||
Weighted Average Remaining Term | 49.11 |
Flow of Funds | $ Amount | |||||||||||
Collections | 34,326,079.39 | |||||||||||
Investment Earnings on Cash Accounts | 20,086.49 | |||||||||||
Servicing Fee | (592,563.91 | ) | ||||||||||
Transfer to Collection Account | - | |||||||||||
Available Funds | 33,753,601.97 | |||||||||||
Distributions of Available Funds | ||||||||||||
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
(2) Class A Interest | 2,647,868.66 | |||||||||||
(3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
(4) Class B Interest | 165,883.33 | |||||||||||
(5) Noteholders' Second Priority Principal Distributable Amount | 3,170,697.49 | |||||||||||
(6) Class C Interest | 84,329.17 | |||||||||||
(7) Noteholders' Third Priority Principal Distributable Amount | 18,500,000.00 | |||||||||||
(8) Required Reserve Account | - | |||||||||||
(9) Noteholders' Principal Distributable Amount | 6,161,793.76 | |||||||||||
(10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
(11) Distribution to Certificateholders | 3,023,029.56 | |||||||||||
Total Distributions of Available Funds | 33,753,601.97 | |||||||||||
Servicing Fee | 592,563.91 | |||||||||||
Unpaid Servicing Fee | - | |||||||||||
Change in amount of the unpaid servicing fee from the prior period | - |
Note Balances & Note Factors | $ Amount | |||||||||||
Original Class A | 1,176,800,000.00 | |||||||||||
Original Class B | 37,000,000.00 | |||||||||||
Original Class C | 18,500,000.00 | |||||||||||
Total Class A, B, & C | ||||||||||||
Note Balance @ 08/15/25 | 660,465,865.41 | |||||||||||
Principal Paid | 27,832,491.25 | |||||||||||
Note Balance @ 09/15/25 | 632,633,374.16 | |||||||||||
Class A-1 | ||||||||||||
Note Balance @ 08/15/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 0.00 | |||||||||||
Note Factor @ 09/15/25 | 0.0000000 | % | ||||||||||
Class A-2a | ||||||||||||
Note Balance @ 08/15/25 | 40,450,812.31 | |||||||||||
Principal Paid | 12,990,661.03 | |||||||||||
Note Balance @ 09/15/25 | 27,460,151.28 | |||||||||||
Note Factor @ 09/15/25 | 13.7300756 | % | ||||||||||
Class A-2b | ||||||||||||
Note Balance @ 08/15/25 | 46,215,053.10 | |||||||||||
Principal Paid | 14,841,830.22 | |||||||||||
Note Balance @ 09/15/25 | 31,373,222.88 | |||||||||||
Note Factor @ 09/15/25 | 13.7300757 | % | ||||||||||
Class A-3 | ||||||||||||
Note Balance @ 08/15/25 | 428,500,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 428,500,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Class A-4 | ||||||||||||
Note Balance @ 08/15/25 | 89,800,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 89,800,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Class B | ||||||||||||
Note Balance @ 08/15/25 | 37,000,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 37,000,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Class C | ||||||||||||
Note Balance @ 08/15/25 | 18,500,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 18,500,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % |
Interest & Principal Payments | $ Amount | |||||||||||
Total Interest Paid | 2,898,081.16 | |||||||||||
Total Principal Paid | 27,832,491.25 | |||||||||||
Total Paid | 30,730,572.41 | |||||||||||
Class A-1 | ||||||||||||
Coupon | 5.53400 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-1 Holders | 0.00 | |||||||||||
Class A-2a | ||||||||||||
Coupon | 5.48000 | % | ||||||||||
Interest Paid | 184,725.38 | |||||||||||
Principal Paid | 12,990,661.03 | |||||||||||
Total Paid to A-2a Holders | 13,175,386.41 | |||||||||||
Class A-2b | ||||||||||||
SOFR Rate | 4.34270 | % | ||||||||||
Coupon | 4.77270 | % | ||||||||||
Interest Paid | 189,935.78 | |||||||||||
Principal Paid | 14,841,830.22 | |||||||||||
Total Paid to A-2b Holders | 15,031,766.00 | |||||||||||
Class A-3 | ||||||||||||
Coupon | 5.27000 | % | ||||||||||
Interest Paid | 1,881,829.17 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-3 Holders | 1,881,829.17 | |||||||||||
Class A-4 | ||||||||||||
Coupon | 5.23000 | % | ||||||||||
Interest Paid | 391,378.33 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-4 Holders | 391,378.33 | |||||||||||
Class B | ||||||||||||
Coupon | 5.38000 | % | ||||||||||
Interest Paid | 165,883.33 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to B Holders | 165,883.33 | |||||||||||
Class C | ||||||||||||
Coupon | 5.47000 | % | ||||||||||
Interest Paid | 84,329.17 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to C Holders | 84,329.17 |
Distribution per $1,000 of Notes | Total | |||||||||||
Total Interest Distribution Amount | 2.3517659 | |||||||||||
Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
Total Principal Distribution Amount | 22.5858080 | |||||||||||
Total Distribution Amount | 24.9375739 | |||||||||||
A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-1 Distribution Amount | 0.0000000 | |||||||||||
A-2a Interest Distribution Amount | 0.9236269 | |||||||||||
A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2a Principal Distribution Amount | 64.9533052 | |||||||||||
Total A-2a Distribution Amount | 65.8769321 | |||||||||||
A-2b Interest Distribution Amount | 0.8312288 | |||||||||||
A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2b Principal Distribution Amount | 64.9533051 | |||||||||||
Total A-2b Distribution Amount | 65.7845339 | |||||||||||
A-3 Interest Distribution Amount | 4.3916667 | |||||||||||
A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-3 Distribution Amount | 4.3916667 | |||||||||||
A-4 Interest Distribution Amount | 4.3583333 | |||||||||||
A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-4 Distribution Amount | 4.3583333 | |||||||||||
B Interest Distribution Amount | 4.4833332 | |||||||||||
B Interest Carryover Shortfall | 0.0000000 | |||||||||||
B Principal Distribution Amount | 0.0000000 | |||||||||||
Total B Distribution Amount | 4.4833332 | |||||||||||
C Interest Distribution Amount | 4.5583335 | |||||||||||
C Interest Carryover Shortfall | 0.0000000 | |||||||||||
C Principal Distribution Amount | 0.0000000 | |||||||||||
Total C Distribution Amount | 4.5583335 | |||||||||||
Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Second Priority Principal Distributable Amount | 113.92 | |||||||||||
Noteholders' Third Priority Principal Distributable Amount | 664.69 | |||||||||||
Noteholders' Principal Distributable Amount | 221.39 |
Account Balances | $ Amount | |||||||||||
Reserve Account | ||||||||||||
Balance as of 08/15/25 | 3,080,896.88 | |||||||||||
Investment Earnings | 11,159.97 | |||||||||||
Investment Earnings Paid | (11,159.97 | ) | ||||||||||
Deposit/(Withdrawal) | - | |||||||||||
Balance as of 09/15/25 | 3,080,896.88 | |||||||||||
Change | - | |||||||||||
Required Reserve Amount | 3,080,896.88 |