Exhibit 99.1

 

World Omni Auto Receivables Trust 2025-A
Monthly Servicer Certificate
August 31, 2025

 

Dates Covered      
Collections Period 08/01/25 - 08/31/25    
Interest Accrual Period 08/15/25 - 09/14/25    
30/360 Days 30    
Actual/360 Days 31    
Distribution Date 09/15/25    

 

Collateral Pool Balance Data  $ Amount   # of Accounts     
Pool Balance at 07/31/25   949,557,920.09    38,403      
Yield Supplement Overcollateralization Amount 07/31/25   56,779,350.65    0      
Receivables Balance 07/31/25   1,006,337,270.74    38,403      
Principal Payments   38,492,223.77    843      
Defaulted Receivables   1,536,047.40    48      
Repurchased Accounts   0.00    0      
Yield Supplement Overcollateralization Amount at 08/31/25   53,834,941.62    0      
Pool Balance at 08/31/25   912,474,057.95    37,512      
                
Pool Statistics   $ Amount    # of Accounts      
Pool Factor   74.01%          
Prepayment ABS Speed   1.85%          
Aggregate Starting Principal Balance   1,305,673,100.29    45,263      
                
Delinquent Receivables:               
Past Due 31-60 days   10,183,186.00    332      
Past Due 61-90 days   4,054,804.57    121      
Past Due 91-120 days   620,715.75    24      
Past Due 121+ days   0.00    0      
Total   14,858,706.32    477      
                
Total 31+ Delinquent as % Aggregate Ending Principal Balance   1.54%          
Total 61+ Delinquent as % Aggregate Ending Principal Balance   0.48%          
Delinquency Trigger Occurred   NO           
                
Recoveries   1,053,326.68           
Aggregate Net Losses/(Gains) - August 2025   482,720.72           
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):               
Current Net Losses/(Gains) Ratio   0.58%          
Prior Net Losses/(Gains) Ratio   0.73%          
Second Prior Net Losses/(Gains) Ratio   0.64%          
Third Prior Net Losses/(Gains) Ratio   1.09%          
Four Month Average   0.76%          
                
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   0.27%          
                
Overcollateralization Target Amount   8,212,266.52           
Actual Overcollateralization   8,212,266.52           
Weighted Average Contract Rate   6.63%          
Weighted Average Contract Rate, Yield Adjusted   9.51%          
Weighted Average Remaining Term   54.69           
                
Flow of Funds   $ Amount           
Collections   45,029,482.42           
Investment Earnings on Cash Accounts   16,678.25           
Servicing Fee   (838,614.39)          
Transfer to Collection Account   -           
Available Funds   44,207,546.28           
                
Distributions of Available Funds               
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per year)   -           
    (2)  Class A Interest   3,453,974.35           
    (3)  Noteholders' First Priority Principal Distributable Amount   -           
    (4)  Class B Interest   155,617.33           
    (5)  Noteholders' Second Priority Principal Distributable Amount   10,157,840.86           
    (6)  Class C Interest   79,187.17           
    (7)  Noteholders' Third Priority Principal Distributable Amount   18,380,000.00           
    (8)  Required Reserve Account   -           
    (9)  Noteholders' Principal Distributable Amount   8,212,266.52           
   (10)  Asset Representation Reviewer Amounts (in excess of 1)   -           
   (11)  Distribution to Certificateholders   3,768,660.05           
                
Total Distributions of Available Funds   44,207,546.28           
                
Servicing Fee   838,614.39           
Unpaid Servicing Fee   -           
Change in amount of the unpaid servicing fee from the prior period   -           

 

 

 

 

Note Balances & Note Factors  $ Amount         
Original Class A   1,170,220,000.00           
Original Class B   36,760,000.00           
Original Class C   18,380,000.00           
                
Total Class A, B, & C               
Note Balance @ 08/15/25   941,011,898.81           
Principal Paid   36,750,107.38           
Note Balance @ 09/15/25   904,261,791.43           
                
Class A-1               
Note Balance @ 08/15/25   0.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   0.00           
Note Factor @ 09/15/25   0.0000000%          
                
Class A-2a               
Note Balance @ 08/15/25   278,066,642.31           
Principal Paid   27,119,576.10           
Note Balance @ 09/15/25   250,947,066.21           
Note Factor @ 09/15/25   81.0133866%          
                
Class A-2b               
Note Balance @ 08/15/25   98,745,256.50           
Principal Paid   9,630,531.28           
Note Balance @ 09/15/25   89,114,725.22           
Note Factor @ 09/15/25   81.0133866%          
                
Class A-3               
Note Balance @ 08/15/25   419,760,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   419,760,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class A-4               
Note Balance @ 08/15/25   89,300,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   89,300,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class B               
Note Balance @ 08/15/25   36,760,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   36,760,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class C               
Note Balance @ 08/15/25   18,380,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   18,380,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Interest & Principal Payments   $ Amount           
Total Interest Paid   3,688,778.85           
Total Principal Paid   36,750,107.38           
Total Paid   40,438,886.23           
                
Class A-1               
Coupon   4.41100%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-1 Holders   0.00           
                
Class A-2a               
Coupon   4.49000%          
Interest Paid   1,040,432.69           
Principal Paid   27,119,576.10           
Total Paid to A-2a Holders   28,160,008.79           
                
Class A-2b               
SOFR Rate   4.34270%          
Coupon   4.67270%          
Interest Paid   397,322.66           
Principal Paid   9,630,531.28           
Total Paid to A-2b Holders   10,027,853.94           
                
Class A-3               
Coupon   4.73000%          
Interest Paid   1,654,554.00           
Principal Paid   0.00           
Total Paid to A-3 Holders   1,654,554.00           
                
Class A-4               
Coupon   4.86000%          
Interest Paid   361,665.00           
Principal Paid   0.00           
Total Paid to A-4 Holders   361,665.00           
                
Class B               
Coupon   5.08000%          
Interest Paid   155,617.33           
Principal Paid   0.00           
Total Paid to B Holders   155,617.33           
                
Class C               
Coupon   5.17000%          
Interest Paid   79,187.17           
Principal Paid   0.00           
Total Paid to C Holders   79,187.17           

 

 

 

 

Distribution per $1,000 of Notes   Total            
Total Interest Distribution Amount   3.0103634           
Total Interest Carryover Shortfall   0.0000000           
Total Principal Distribution Amount   29.9912739           
Total Distribution Amount   33.0016373           
                
A-1 Interest Distribution Amount   0.0000000           
A-1 Interest Carryover Shortfall   0.0000000           
A-1 Principal Distribution Amount   0.0000000           
Total A-1 Distribution Amount   0.0000000           
                
A-2a  Interest Distribution Amount   3.3588349           
A-2a Interest Carryover Shortfall   0.0000000           
A-2a  Principal Distribution Amount   87.5502844           
Total A-2a  Distribution Amount   90.9091193           
                
A-2b  Interest Distribution Amount   3.6120242           
A-2b Interest Carryover Shortfall   0.0000000           
A-2b  Principal Distribution Amount   87.5502844           
Total A-2b  Distribution Amount   91.1623086           
                
A-3 Interest Distribution Amount   3.9416667           
A-3 Interest Carryover Shortfall   0.0000000           
A-3 Principal Distribution Amount   0.0000000           
Total A-3 Distribution Amount   3.9416667           
                
A-4 Interest Distribution Amount   4.0500000           
A-4 Interest Carryover Shortfall   0.0000000           
A-4 Principal Distribution Amount   0.0000000           
Total A-4 Distribution Amount   4.0500000           
                
B Interest Distribution Amount   4.2333332           
B Interest Carryover Shortfall   0.0000000           
B Principal Distribution Amount   0.0000000           
Total B Distribution Amount   4.2333332           
                
C Interest Distribution Amount   4.3083335           
C Interest Carryover Shortfall   0.0000000           
C Principal Distribution Amount   0.0000000           
Total C Distribution Amount   4.3083335           
                
Noteholders' First Priority Principal Distributable Amount   0.00           
Noteholders' Second Priority Principal Distributable Amount   276.40           
Noteholders' Third Priority Principal Distributable Amount   500.13           
Noteholders' Principal Distributable Amount   223.47           
                
Account Balances   $ Amount           
Reserve Account               
Balance as of 08/15/25   3,063,404.27           
Investment Earnings   11,051.37           
Investment Earnings Paid   (11,051.37)          
Deposit/(Withdrawal)   -           
Balance as of 09/15/25   3,063,404.27           
Change   -           
                
Required Reserve Amount   3,063,404.27