Exhibit 99.1

 

World Omni Auto Receivables Trust 2025-C    
Monthly Servicer Certificate    
August 31, 2025    

 

Dates Covered        
Collections Period   07/11/25 - 08/31/25        
Interest Accrual Period   08/13/25 - 09/14/25        
30/360 Days   32        
Actual/360 Days   33        
Distribution Date   09/15/25        

 

Collateral Pool Balance Data   $ Amount    # of Accounts   
Original Pool Balance   1,218,522,276.88    45,742   
Original Yield Supplement Overcollateralization Amount   84,412,635.98    0   
Aggregate Starting Principal Balance   1,302,934,912.86    45,742   
Principal Payments   69,962,902.14    1,385   
Defaulted Receivables   419,149.95    8   
Repurchased Accounts   0.00    0   
Yield Supplement Overcollateralization Amount at 08/31/25   78,401,942.11    0   
Pool Balance at 08/31/25   1,154,150,918.66    44,349   

 

Pool Statistics   $ Amount    # of Accounts   
Pool Factor   94.60%       
Prepayment ABS Speed   1.28%       
Aggregate Starting Principal Balance   1,302,934,912.86    45,742   

 

Delinquent Receivables:            
Past Due 31-60 days   7,114,277.38    286   
Past Due 61-90 days   1,622,610.69    49   
Past Due 91-120 days   0.00    0   
Past Due 121+ days   0.00    0   
Total   8,736,888.07    335   
             
Total 31+ Delinquent as % Aggregate Ending Principal Balance   0.71%       
Total 61+ Delinquent as % Aggregate Ending Principal Balance   0.13%       
Delinquency Trigger Occurred   NO        
             
Recoveries   268,134.77        
Aggregate Net Losses/(Gains) - August 2025   151,015.18        
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):            
Current Net Losses/(Gains) Ratio   0.14 %       
Prior Net Losses/(Gains) Ratio   N/A        
Second Prior Net Losses/(Gains) Ratio   N/A        
Third Prior Net Losses/(Gains) Ratio   N/A        
Four Month Average   N/A        

 

Cumulative Net Loss as a % of Aggregate Starting Principal Balance   0.01%       
             
Overcollateralization Target Amount   10,387,358.27        
Actual Overcollateralization   10,387,358.27        
Weighted Average Contract Rate   6.32%       
Weighted Average Contract Rate, Yield Adjusted   9.34%       
Weighted Average Remaining Term   60.48        

 

Flow of Funds   $ Amount        
Collections   81,271,403.81        
Investment Earnings on Cash Accounts   6,720.58        
Servicing Fee   (1,809,631.82)       
Transfer to Collection Account   -        
Available Funds   79,468,492.57        

 

Distributions of Available Funds            
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per year)   -        
    (2)  Class A Interest   4,466,341.49        
    (3)  Noteholders' First Priority Principal Distributable Amount   9,559,081.34        
    (4)  Class B Interest   143,443.73        
    (5)  Noteholders' Second Priority Principal Distributable Amount   36,510,000.00        
    (6)  Class C Interest   75,152.00        
    (7)  Noteholders' Third Priority Principal Distributable Amount   18,300,000.00        
    (8)  Required Reserve Account   -        
    (9)  Noteholders' Principal Distributable Amount   10,387,358.27        
   (10) Asset Representation Reviewer Amounts (in excess of 1)   -        
   (11) Distribution to Certificateholders   27,115.74        
             
Total Distributions of Available Funds   79,468,492.57        
             
Servicing Fee   1,809,631.82        
Unpaid Servicing Fee   -        
Change in amount of the unpaid servicing fee from the prior period   -        

 

 

 

 

Note Balances & Note Factors   $ Amount       
Original Class A   1,163,710,000.00        
Original Class B   36,510,000.00        
Original Class C   18,300,000.00        
             
Total Class A, B, & C            
Original Note Balance   1,218,520,000.00        
Principal Paid   74,756,439.61        
Note Balance @ 09/15/25   1,143,763,560.39        
             
Class A-1            
Original Note Balance   245,900,000.00        
Principal Paid   74,756,439.61        
Note Balance @ 09/15/25   171,143,560.39        
Note Factor @ 09/15/25   69.5988452%       
             
Class A-2a            
Original Note Balance   233,000,000.00        
Principal Paid   0.00        
Note Balance @ 09/15/25   233,000,000.00        
Note Factor @ 09/15/25   100.0000000%       
             
Class A-2b            
Original Note Balance   185,000,000.00        
Principal Paid   0.00        
Note Balance @ 09/15/25   185,000,000.00        
Note Factor @ 09/15/25   100.0000000%       
             
Class A-3            
Original Note Balance   418,000,000.00        
Principal Paid   0.00        
Note Balance @ 09/15/25   418,000,000.00        
Note Factor @ 09/15/25   100.0000000%       
             
Class A-4            
Original Note Balance   81,810,000.00        
Principal Paid   0.00        
Note Balance @ 09/15/25   81,810,000.00        
Note Factor @ 09/15/25   100.0000000%       
             
Class B            
Original Note Balance   36,510,000.00        
Principal Paid   0.00        
Note Balance @ 09/15/25   36,510,000.00        
Note Factor @ 09/15/25   100.0000000%       
             
Class C            
Original Note Balance   18,300,000.00        
Principal Paid   0.00        
Note Balance @ 09/15/25   18,300,000.00        
Note Factor @ 09/15/25   100.0000000%       

 

Interest & Principal Payments   $ Amount       
Total Interest Paid   4,684,937.22        
Total Principal Paid   74,756,439.61        
Total Paid   79,441,376.83        
             
Class A-1            
Coupon   4.35900%       
Interest Paid   982,554.93        
Principal Paid   74,756,439.61        
Total Paid to A-1 Holders   75,738,994.54        
             
Class A-2a            
Coupon   4.19000%       
Interest Paid   867,795.56        
Principal Paid   0.00        
Total Paid to A-2a Holders   867,795.56        
             
Class A-2b            
SOFR Rate   4.34001%       
Coupon   4.69001%       
Interest Paid   795,347.53        
Principal Paid   0.00        
Total Paid to A-2b Holders   795,347.53        
             
Class A-3            
Coupon   4.08000%       
Interest Paid   1,515,946.67        
Principal Paid   0.00        
Total Paid to A-3 Holders   1,515,946.67        
             
Class A-4            
Coupon   4.19000%       
Interest Paid   304,696.80        
Principal Paid   0.00        
Total Paid to A-4 Holders   304,696.80        
             
Class B            
Coupon   4.42000%       
Interest Paid   143,443.73        
Principal Paid   0.00        
Total Paid to B Holders   143,443.73        

 

 

 

 

Class C            
Coupon   4.62000%       
Interest Paid   75,152.00        
Principal Paid   0.00        
Total Paid to C Holders   75,152.00        

 

Distribution per $1,000 of Notes   Total         
Total Interest Distribution Amount   3.8447766        
Total Interest Carryover Shortfall   0.0000000        
Total Principal Distribution Amount   61.3501950        
Total Distribution Amount   65.1949716        
             
A-1 Interest Distribution Amount   3.9957500        
A-1 Interest Carryover Shortfall   0.0000000        
A-1 Principal Distribution Amount   304.0115478        
Total A-1 Distribution Amount   308.0072978        
             
A-2a  Interest Distribution Amount   3.7244445        
A-2a Interest Carryover Shortfall   0.0000000        
A-2a  Principal Distribution Amount   0.0000000        
Total A-2a  Distribution Amount   3.7244445        
             
A-2b  Interest Distribution Amount   4.2991758        
A-2b Interest Carryover Shortfall   0.0000000        
A-2b  Principal Distribution Amount   0.0000000        
Total A-2b  Distribution Amount   4.2991758        
             
A-3 Interest Distribution Amount   3.6266667        
A-3 Interest Carryover Shortfall   0.0000000        
A-3 Principal Distribution Amount   0.0000000        
Total A-3 Distribution Amount   3.6266667        
             
A-4 Interest Distribution Amount   3.7244444        
A-4 Interest Carryover Shortfall   0.0000000        
A-4 Principal Distribution Amount   0.0000000        
Total A-4 Distribution Amount   3.7244444        
             
B Interest Distribution Amount   3.9288888        
B Interest Carryover Shortfall   0.0000000        
B Principal Distribution Amount   0.0000000        
Total B Distribution Amount   3.9288888        
             
C Interest Distribution Amount   4.1066667        
C Interest Carryover Shortfall   0.0000000        
C Principal Distribution Amount   0.0000000        
Total C Distribution Amount   4.1066667        
             
Noteholders' First Priority Principal Distributable Amount   127.87        
Noteholders' Second Priority Principal Distributable Amount   488.39        
Noteholders' Third Priority Principal Distributable Amount   244.79        
Noteholders' Principal Distributable Amount   138.95        

 

Account Balances   $ Amount        
Reserve Account            
Balance as of 08/13/25   3,046,305.69        
Investment Earnings   6,720.58        
Investment Earnings Paid   (6,720.58)       
Deposit/(Withdrawal)   -        
Balance as of 09/15/25   3,046,305.69        
Change   -        
             
Required Reserve Amount   3,046,305.69