Exhibit 99.1
World Omni Auto Receivables Trust 2024-C |
Monthly Servicer Certificate |
August 31, 2025 |
Dates Covered | |||
Collections Period | 08/01/25 - 08/31/25 | ||
Interest Accrual Period | 08/15/25 - 09/14/25 | ||
30/360 Days | 30 | ||
Actual/360 Days | 31 | ||
Distribution Date | 09/15/25 |
Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
Pool Balance at 07/31/25 | 745,191,121.13 | 33,524 | ||||||||||
Yield Supplement Overcollateralization Amount 07/31/25 | 52,702,636.78 | 0 | ||||||||||
Receivables Balance 07/31/25 | 797,893,757.91 | 33,524 | ||||||||||
Principal Payments | 31,857,793.92 | 895 | ||||||||||
Defaulted Receivables | 1,740,605.66 | 48 | ||||||||||
Repurchased Accounts | 0.00 | 0 | ||||||||||
Yield Supplement Overcollateralization Amount at 08/31/25 | 49,857,834.50 | 0 | ||||||||||
Pool Balance at 08/31/25 | 714,437,523.83 | 32,581 | ||||||||||
Pool Statistics | $ Amount | # of Accounts | ||||||||||
Pool Factor | 58.23 | % | ||||||||||
Prepayment ABS Speed | 1.76 | % | ||||||||||
Aggregate Starting Principal Balance | 1,312,595,946.50 | 46,537 | ||||||||||
Delinquent Receivables: | ||||||||||||
Past Due 31-60 days | 11,086,820.36 | 372 | ||||||||||
Past Due 61-90 days | 3,977,417.11 | 131 | ||||||||||
Past Due 91-120 days | 643,470.31 | 26 | ||||||||||
Past Due 121+ days | 0.00 | 0 | ||||||||||
Total | 15,707,707.78 | 529 | ||||||||||
Total 31+ Delinquent as % Aggregate Ending Principal Balance | 2.06 | % | ||||||||||
Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.60 | % | ||||||||||
Delinquency Trigger Occurred | NO | |||||||||||
Recoveries | 1,002,576.96 | |||||||||||
Aggregate Net Losses/(Gains) - August 2025 | 738,028.70 | |||||||||||
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
Current Net Losses/(Gains) Ratio | 1.11 | % | ||||||||||
Prior Net Losses/(Gains) Ratio | 0.84 | % | ||||||||||
Second Prior Net Losses/(Gains) Ratio | 1.18 | % | ||||||||||
Third Prior Net Losses/(Gains) Ratio | 0.69 | % | ||||||||||
Four Month Average | 0.96 | % | ||||||||||
Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.54 | % | ||||||||||
Overcollateralization Target Amount | 6,429,937.71 | |||||||||||
Actual Overcollateralization | 6,429,937.71 | |||||||||||
Weighted Average Contract Rate | 6.74 | % | ||||||||||
Weighted Average Contract Rate, Yield Adjusted | 10.27 | % | ||||||||||
Weighted Average Remaining Term | 51.26 | |||||||||||
Flow of Funds | $ Amount | |||||||||||
Collections | 37,275,481.75 | |||||||||||
Investment Earnings on Cash Accounts | 15,568.25 | |||||||||||
Servicing Fee | (664,911.46 | ) | ||||||||||
Transfer to Collection Account | - | |||||||||||
Available Funds | 36,626,138.54 | |||||||||||
Distributions of Available Funds | ||||||||||||
(1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
(2) Class A Interest | 2,609,789.34 | |||||||||||
(3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
(4) Class B Interest | 141,648.00 | |||||||||||
(5) Noteholders' Second Priority Principal Distributable Amount | 5,886,877.21 | |||||||||||
(6) Class C Interest | 73,094.00 | |||||||||||
(7) Noteholders' Third Priority Principal Distributable Amount | 18,160,000.00 | |||||||||||
(8) Required Reserve Account | - | |||||||||||
(9) Noteholders' Principal Distributable Amount | 6,429,937.71 | |||||||||||
(10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
(11) Distribution to Certificateholders | 3,324,792.28 | |||||||||||
Total Distributions of Available Funds | 36,626,138.54 | |||||||||||
Servicing Fee | 664,911.46 | |||||||||||
Unpaid Servicing Fee | - | |||||||||||
Change in amount of the unpaid servicing fee from the prior period | - |
Note Balances & Note Factors | $ Amount | |||||||||||
Original Class A | 1,156,070,000.00 | |||||||||||
Original Class B | 36,320,000.00 | |||||||||||
Original Class C | 18,160,000.00 | |||||||||||
Total Class A, B, & C | ||||||||||||
Note Balance @ 08/15/25 | 738,484,401.04 | |||||||||||
Principal Paid | 30,476,814.92 | |||||||||||
Note Balance @ 09/15/25 | 708,007,586.12 | |||||||||||
Class A-1 | ||||||||||||
Note Balance @ 08/15/25 | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 0.00 | |||||||||||
Note Factor @ 09/15/25 | 0.0000000 | % | ||||||||||
Class A-2a | ||||||||||||
Note Balance @ 08/15/25 | 94,177,854.52 | |||||||||||
Principal Paid | 13,080,178.08 | |||||||||||
Note Balance @ 09/15/25 | 81,097,676.44 | |||||||||||
Note Factor @ 09/15/25 | 40.5488382 | % | ||||||||||
Class A-2b | ||||||||||||
Note Balance @ 08/15/25 | 125,256,546.52 | |||||||||||
Principal Paid | 17,396,636.84 | |||||||||||
Note Balance @ 09/15/25 | 107,859,909.68 | |||||||||||
Note Factor @ 09/15/25 | 40.5488382 | % | ||||||||||
Class A-3 | ||||||||||||
Note Balance @ 08/15/25 | 403,000,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 403,000,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Class A-4 | ||||||||||||
Note Balance @ 08/15/25 | 61,570,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 61,570,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Class B | ||||||||||||
Note Balance @ 08/15/25 | 36,320,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 36,320,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Class C | ||||||||||||
Note Balance @ 08/15/25 | 18,160,000.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Note Balance @ 09/15/25 | 18,160,000.00 | |||||||||||
Note Factor @ 09/15/25 | 100.0000000 | % | ||||||||||
Interest & Principal Payments | $ Amount | |||||||||||
Total Interest Paid | 2,824,531.34 | |||||||||||
Total Principal Paid | 30,476,814.92 | |||||||||||
Total Paid | 33,301,346.26 | |||||||||||
Class A-1 | ||||||||||||
Coupon | 5.36900 | % | ||||||||||
Interest Paid | 0.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-1 Holders | 0.00 | |||||||||||
Class A-2a | ||||||||||||
Coupon | 4.78000 | % | ||||||||||
Interest Paid | 375,141.79 | |||||||||||
Principal Paid | 13,080,178.08 | |||||||||||
Total Paid to A-2a Holders | 13,455,319.87 | |||||||||||
Class A-2b | ||||||||||||
SOFR Rate | 4.34270 | % | ||||||||||
Coupon | 4.81270 | % | ||||||||||
Interest Paid | 519,096.88 | |||||||||||
Principal Paid | 17,396,636.84 | |||||||||||
Total Paid to A-2b Holders | 17,915,733.72 | |||||||||||
Class A-3 | ||||||||||||
Coupon | 4.43000 | % | ||||||||||
Interest Paid | 1,487,741.67 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-3 Holders | 1,487,741.67 | |||||||||||
Class A-4 | ||||||||||||
Coupon | 4.44000 | % | ||||||||||
Interest Paid | 227,809.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to A-4 Holders | 227,809.00 | |||||||||||
Class B | ||||||||||||
Coupon | 4.68000 | % | ||||||||||
Interest Paid | 141,648.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to B Holders | 141,648.00 | |||||||||||
Class C | ||||||||||||
Coupon | 4.83000 | % | ||||||||||
Interest Paid | 73,094.00 | |||||||||||
Principal Paid | 0.00 | |||||||||||
Total Paid to C Holders | 73,094.00 |
Distribution per $1,000 of Notes | Total | |||||||||||
Total Interest Distribution Amount | 2.3332628 | |||||||||||
Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
Total Principal Distribution Amount | 25.1760067 | |||||||||||
Total Distribution Amount | 27.5092695 | |||||||||||
A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-1 Distribution Amount | 0.0000000 | |||||||||||
A-2a Interest Distribution Amount | 1.8757090 | |||||||||||
A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2a Principal Distribution Amount | 65.4008904 | |||||||||||
Total A-2a Distribution Amount | 67.2765994 | |||||||||||
A-2b Interest Distribution Amount | 1.9514920 | |||||||||||
A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-2b Principal Distribution Amount | 65.4008904 | |||||||||||
Total A-2b Distribution Amount | 67.3523824 | |||||||||||
A-3 Interest Distribution Amount | 3.6916667 | |||||||||||
A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-3 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-3 Distribution Amount | 3.6916667 | |||||||||||
A-4 Interest Distribution Amount | 3.7000000 | |||||||||||
A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
Total A-4 Distribution Amount | 3.7000000 | |||||||||||
B Interest Distribution Amount | 3.9000000 | |||||||||||
B Interest Carryover Shortfall | 0.0000000 | |||||||||||
B Principal Distribution Amount | 0.0000000 | |||||||||||
Total B Distribution Amount | 3.9000000 | |||||||||||
C Interest Distribution Amount | 4.0250000 | |||||||||||
C Interest Carryover Shortfall | 0.0000000 | |||||||||||
C Principal Distribution Amount | 0.0000000 | |||||||||||
Total C Distribution Amount | 4.0250000 | |||||||||||
Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
Noteholders' Second Priority Principal Distributable Amount | 193.16 | |||||||||||
Noteholders' Third Priority Principal Distributable Amount | 595.86 | |||||||||||
Noteholders' Principal Distributable Amount | 210.98 |
Account Balances | $ Amount | |||||||||||
Reserve Account | ||||||||||||
Balance as of 08/15/25 | 3,026,385.22 | |||||||||||
Investment Earnings | 10,917.83 | |||||||||||
Investment Earnings Paid | (10,917.83 | ) | ||||||||||
Deposit/(Withdrawal) | - | |||||||||||
Balance as of 09/15/25 | 3,026,385.22 | |||||||||||
Change | - | |||||||||||
Required Reserve Amount | 3,026,385.22 |