Exhibit 99.1

 

World Omni Auto Receivables Trust 2022-A
Monthly Servicer Certificate
August 31, 2025

 

Dates Covered            
Collections Period   08/01/25 - 08/31/25           
Interest Accrual Period   08/15/25 - 09/14/25           
30/360 Days   30           
Actual/360 Days   31           
Distribution Date   09/15/25           

 

Collateral Pool Balance Data  $ Amount   # of Accounts     
Pool Balance at 07/31/25   151,687,632.69    13,446      
Yield Supplement Overcollateralization Amount 07/31/25   2,024,349.93    0      
Receivables Balance 07/31/25   153,711,982.62    13,446      
Principal Payments   8,965,325.73    474      
Defaulted Receivables   217,892.97    13      
Repurchased Accounts   0.00    0      
Yield Supplement Overcollateralization Amount at 08/31/25   1,828,974.32    0      
Pool Balance at 08/31/25   142,699,789.60    12,959      

 

Pool Statistics  $ Amount   # of Accounts     
Pool Factor   14.99%          
Prepayment ABS Speed   1.08%          
Aggregate Starting Principal Balance   964,210,703.53    37,826      
                
Delinquent Receivables:               
Past Due 31-60 days   4,952,150.95    307      
Past Due 61-90 days   1,199,516.83    73      
Past Due 91-120 days   182,675.64    11      
Past Due 121+ days   0.00    0      
 Total   6,334,343.42    391      
                
Total 31+ Delinquent as % Aggregate Ending Principal Balance   4.38%          
Total 61+ Delinquent as % Aggregate Ending Principal Balance   0.96%          
Delinquency Trigger Occurred   NO           
                
Recoveries   124,712.54           
Aggregate Net Losses/(Gains) - August 2025   93,180.43           
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):           
Current Net Losses/(Gains) Ratio   0.73%          
Prior Net Losses/(Gains) Ratio   -0.31%          
Second Prior Net Losses/(Gains) Ratio   -0.38%          
Third Prior Net Losses/(Gains) Ratio   -0.87%          
Four Month Average   -0.21%          
                
Cumulative Net Loss as a % of Aggregate Starting Principal Balance   0.66%          
                
Overcollateralization Target Amount   4,644,197.93           
Actual Overcollateralization   4,644,197.93           
Weighted Average Contract Rate   4.60%          
Weighted Average Contract Rate, Yield Adjusted   5.94%          
Weighted Average Remaining Term   24.86           

 

Flow of Funds  $ Amount         
Collections   9,680,063.93           
Investment Earnings on Cash Accounts   9,624.99           
Servicing Fee   (128,093.32)          
Transfer to Collection Account   -           
Available Funds   9,561,595.60           
                
Distributions of Available Funds               
    (1)  Asset Representation Reviewer Amounts (up to $150,000 per year)   -           
    (2)  Class A Interest   161,416.75           
    (3)  Noteholders' First Priority Principal Distributable Amount   -           
    (4)  Class B Interest   52,256.25           
    (5)  Noteholders' Second Priority Principal Distributable Amount   -           
    (6)  Class C Interest   29,601.25           
    (7)  Noteholders' Third Priority Principal Distributable Amount   4,343,645.16           
    (8)  Required Reserve Account   -           
    (9)  Noteholders' Principal Distributable Amount   4,644,197.93           
   (10)  Asset Representation Reviewer Amounts (in excess of 1)   -           
   (11)  Distribution to Certificateholders   330,478.26           
                
Total Distributions of Available Funds   9,561,595.60           
                
Servicing Fee   128,093.32           
Unpaid Servicing Fee   -           
Change in amount of the unpaid servicing fee from the prior period   -           

 

 

 

 

Note Balances & Note Factors  $ Amount         
Original Class A   884,710,000.00           
Original Class B   27,870,000.00           
Original Class C   13,930,000.00           
                
Total Class A, B, & C               
Note Balance @ 08/15/25   147,043,434.76           
Principal Paid   8,987,843.09           
Note Balance @ 09/15/25   138,055,591.67           
                
Class A-1               
Note Balance @ 08/15/25   0.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   0.00           
Note Factor @ 09/15/25   0.0000000%          
                
Class A-2               
Note Balance @ 08/15/25   0.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   0.00           
Note Factor @ 09/15/25   0.0000000%          
                
Class A-3               
Note Balance @ 08/15/25   26,093,434.76           
Principal Paid   8,987,843.09           
Note Balance @ 09/15/25   17,105,591.67           
Note Factor @ 09/15/25   5.5940845%          
                
Class A-4               
Note Balance @ 08/15/25   79,150,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   79,150,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class B               
Note Balance @ 08/15/25   27,870,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   27,870,000.00           
Note Factor @ 09/15/25   100.0000000%          
                
Class C               
Note Balance @ 08/15/25   13,930,000.00           
Principal Paid   0.00           
Note Balance @ 09/15/25   13,930,000.00           
Note Factor @ 09/15/25   100.0000000%          

 

Interest & Principal Payments    $ Amount         
Total Interest Paid   243,274.25           
Total Principal Paid   8,987,843.09           
Total Paid   9,231,117.34           
                
Class A-1               
Coupon   0.39629%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-1 Holders   0.00           
                
Class A-2               
Coupon   1.15000%          
Interest Paid   0.00           
Principal Paid   0.00           
Total Paid to A-2 Holders   0.00           
                
Class A-3               
Coupon   1.66000%          
Interest Paid   36,095.92           
Principal Paid   8,987,843.09           
Total Paid to A-3 Holders   9,023,939.01           
                
Class A-4               
Coupon   1.90000%          
Interest Paid   125,320.83           
Principal Paid   0.00           
Total Paid to A-4 Holders   125,320.83           
                
Class B               
Coupon   2.25000%          
Interest Paid   52,256.25           
Principal Paid   0.00           
Total Paid to B Holders   52,256.25           
                
Class C               
Coupon   2.55000%          
Interest Paid   29,601.25           
Principal Paid   0.00           
Total Paid to C Holders   29,601.25           

 

 

 

 

Distribution per $1,000 of Notes  Total         
Total Interest Distribution Amount   0.2625706           
Total Interest Carryover Shortfall   0.0000000           
Total Principal Distribution Amount   9.7007513           
Total Distribution Amount   9.9633219           
                
A-1 Interest Distribution Amount   0.0000000           
A-1 Interest Carryover Shortfall   0.0000000           
A-1 Principal Distribution Amount   0.0000000           
Total A-1 Distribution Amount   0.0000000           
                
A-2  Interest Distribution Amount   0.0000000           
A-2 Interest Carryover Shortfall   0.0000000           
A-2  Principal Distribution Amount   0.0000000           
Total A-2  Distribution Amount   0.0000000           
                
A-3 Interest Distribution Amount   0.1180454           
A-3 Interest Carryover Shortfall   0.0000000           
A-3 Principal Distribution Amount   29.3931686           
Total A-3 Distribution Amount   29.5112140           
                
A-4 Interest Distribution Amount   1.5833333           
A-4 Interest Carryover Shortfall   0.0000000           
A-4 Principal Distribution Amount   0.0000000           
Total A-4 Distribution Amount   1.5833333           
                
B Interest Distribution Amount   1.8750000           
B Interest Carryover Shortfall   0.0000000           
B Principal Distribution Amount   0.0000000           
Total B Distribution Amount   1.8750000           
                
C Interest Distribution Amount   2.1250000           
C Interest Carryover Shortfall   0.0000000           
C Principal Distribution Amount   0.0000000           
Total C Distribution Amount   2.1250000           
                
Noteholders' First Priority Principal Distributable Amount   0.00           
Noteholders' Second Priority Principal Distributable Amount   0.00           
Noteholders' Third Priority Principal Distributable Amount   483.28           
Noteholders' Principal Distributable Amount   516.72           
             
Account Balances  $ Amount         
Reserve Account               
Balance as of 08/15/25   2,322,098.97           
Investment Earnings   8,377.08           
Investment Earnings Paid   (8,377.08)          
Deposit/(Withdrawal)   -           
Balance as of 09/15/25   2,322,098.97           
Change   -           
                
Required Reserve Amount   2,322,098.97           
                
Other Servicing Information   Current Month    Prior Month    Two Months Prior 
Principal Balance of Receivables extended during the Collection Period  $1,175,461.22   $1,158,008.24   $1,227,354.09 
Number of Extensions   74    74    74 
Ratio of extensions to Beginning of Period Receivables Balance   0.76%   0.71%   0.71%