CONSENT OF INDEPENDENT AUDITOR

We consent to the incorporation by reference in this Pre-Effective Amendment No. 1 to

Registration Statement No. 333-288103 on Form N-4 of our report dated March 14, 2025,

relating to the statutory basis financial statements of MEMBERS Life Insurance Company,

appearing on Form N-VPFS filed with the SEC by the Company on April 1, 2025. We also

consent to the reference to us under the heading "Experts" in the Statement of Additional

Information, which is part of such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois

September 26, 2025