MEMBERS Life Insurance Company

CERTIFICATION OF CORPORATE RECORDS

I, the undersigned, DO HEREBY CERTIFY that I am a duly appointed Assistant Secretary of

MEMBERS Life Insurance Company (“MLIC” or the “Company”) and that as such officer I have access

to MLIC’s books and records and that I have authority to make this certification; and

I further certify that via Unanimous Written Consent dated and effective June 2, 2025, the Board of

Directors of MLIC adopted the following resolutions which have not been modified or rescinded and

are now in full force and effect:

WHEREAS, the Company’s Board of Directors previously adopted, on July 1, 2019, resolutions

authorizing the President or the President’s designee to take certain actions with respect to writing

modified guaranteed annuity business, including the establishment of separate accounts to be used

in connection with this business, pursuant to Iowa Statute 508A.1, one of which is designated the

“Risk Control Separate Account” (the “Account”), and

WHEREAS, the Company has developed a new TruStage™ ZoneChoice Income Annuity Contract

(the “Contract” or “Contracts”);

NOW THEREFORE, BE IT RESOLVED, that the Company’s Board of Directors hereby adopts the

following resolutions authorizing the President or the President’s designee to take certain actions

with respect to writing modified guaranteed annuity business; be it further, 

RESOLVED, that:

1.the Contract is acknowledged as a Contract registered with the Securities and Exchange

Commission (“SEC”), which the Account was established to support;

2.premiums and other amounts the Company receives on account of the Contracts with

respect to the investment options described as Risk Control Accounts in the Contracts shall

be allocated to the Account, for purposes of providing benefits related to or arising under the

Contracts;

3.the President, or the President’s designee (with such assistance from the Company’s

independent certified public accountants, legal counsel and independent consultants or

others as the President may require), be, and hereby is, authorized and directed to take all

action necessary to comply with the Investment Company Act of 1940, the Securities

Exchange Act of 1934, the Securities Act of 1933 (the “1933 Act”), and other applicable

federal and state laws including to: (a) register the Contract in such amounts, which may be

an indefinite amount, as may from time to time be deemed appropriate under the 1933 Act;

and (b) file any amendments to registration statements, any undertakings, and any

applications for exemptions from the securities laws or other applicable laws as shall be

deemed necessary or appropriate;

4.the President, or the President’s designee, be, and hereby is, authorized and empowered to

prepare, execute and cause to be filed with the SEC on the Company and Account’s behalf

notifications of registration, registration statements registering the Contract under the 1933

Act, and any and all amendments to the foregoing on the Company and Account’s behalf and

on behalf of and as attorneys-in-fact for the principal executive officer and/or the principal

financial officer and/or the principal accounting officer and/or any other officer of the

Company;

5.the President, or the President’s designee, be, and hereby is, authorized on the Company

and the Account’s behalf to take any and all action that each of them may deem necessary or

advisable to offer and sell the Contracts, including any registrations, exemptive applications,

filings and qualifications both of the Company, its officers, agents and employees, and of the

Contracts, under the insurance and securities laws of any of the states of the United States

of America or other jurisdictions, and in connection therewith to prepare, execute, deliver and

file all such applications, reports, covenants, resolutions, applications for exemptions,

consents to service of process and other papers and instruments as may be required under

such laws, and to take any and all further action which the President or the Company’s legal

counsel may deem necessary or desirable (including entering into whatever agreements and

contracts may be necessary) in order to maintain such registrations or qualifications for as

long as the President or legal counsel deem it to be in the Account and Company’s best

interests;

6.the President, or the President’s designee, be, and hereby is, authorized on the Company

and Account’s behalf to execute and file irrevocable written consents to be used in such

states wherein such consents to service of process may be requisite under the insurance or

securities laws therein in connection with the registration or qualification of the Contract and

to appoint the appropriate state official, or such other person as may be allowed by insurance

or securities laws, agent of the Account and of the Company for the purpose of receiving and

accepting process;

7.the President, or the President’s designee, be, and hereby is, authorized to execute an

agreement or agreements as deemed necessary and appropriate (i) with CUNA Brokerage

Services, Inc. (“CBSI”) or other qualified entity or entities under which CBSI or such other

entity or entities will be appointed principal underwriter and distributor for the Contracts, and

(ii) with one or more qualified banks or other qualified entities to provide administrative and/or

custody services in connection with the establishment and maintenance of the Account and

the design, issuance, and administration of the Contracts;

8.the President, or the President’s designee, be, and hereby is, authorized to execute and

deliver these agreements and other documents and do such acts and things as may be

necessary or desirable to carry out the foregoing resolutions and the intent and purposes

thereof; and be it further

RESOLVED, that the foregoing resolution will remain in full force and effect until otherwise revoked

by the Company’s Board of Directors; and

RESOLVED, that if any resolution in any form different from, but generally consistent with the

foregoing is required, such other resolution shall be deemed to have been duly approved and

adopted hereby; and

RESOLVED, that the Company is authorized to seek additional regulatory authority to underwrite,

issue, solicit and sell modified guaranteed annuity products or variable annuity products as

necessary in the various states where the Company is now licensed to conduct its insurance

business; and

RESOLVED, that:

1.the appropriate officers of the Company are hereby authorized on the Company’s behalf to

develop suitability standards for the guidance of field agents and brokers, as well as

underwriters, for the purpose of dealing with suitability issues affecting applicants and

potential applicants for annuity products and/or authorized to execute an agreement or

agreements as deemed necessary and appropriate with CBSI or other qualified entity or

entities under which CBSI or such other entity or entities will perform such duties.

2.the suitability standards shall take into consideration all pertinent factors of potential

applicants and at a minimum, require reasonable inquiry of every applicant for annuity

contracts, so that prior to any recommendation by an agent or broker, a reasonable judgment

can be made as to the suitability of the product being offered in light of the applicant’s

financial situation and needs, as well as the applicant’s insurance and investment objectives

and provided further, that lapse ratios and other relevant information shall be monitored on a

broader scale from time to time, with a view toward determining whether suitability guidelines

are, in fact, being utilized as a general business practice among agents and brokers in the

field.

WITNESS MY HAND and the seal of the company this 3rd day of September, 2025.

/s/Katherine L. Castro

_________________________________

Katherine L. Castro, Assistant Secretary

MEMBERS Life Insurance Company

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