Variable Interest Entity (Tables)

12 Months Ended

Jul. 31, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Net Income and Aggregate Funding Repaid to the Company by VIE

The Disbursement Payments VIE’s net income and aggregate funding provided by the Company were as follows:

Year ended July 31 (in thousands)		2025				2024				2023
Net income of the Disbursement Payments VIE		$	940			$	513			$	322
Aggregate funding provided by the Company, net		$	488			$	215			$	112

VIE’s Summarized Consolidated Balance Sheet

The Disbursement Payments VIE’s summarized consolidated balance sheet amounts are as follows:

July 31 (in thousands)		2025				2024
ASSETS
Cash and cash equivalents		$	3,116			$	2,626
Restricted cash			11,000				7,426
Trade accounts receivable, net			244				74
Disbursement prefunding			1,400				2,587
Prepaid expenses			431				258
Other current assets			224				294
Property, plant, and equipment, net			204				179
Other intangibles, net			432				584
TOTAL ASSETS		$	17,051			$	14,028
LIABILITIES AND NONCONTROLLING INTERESTS
Trade accounts payable		$	27			$	4
Accrued expenses			159				124
Customer funds deposits			10,701				9,195
Due to the Company			729				241
Accumulated other comprehensive income			58				27
Noncontrolling interests			5,377				4,437
TOTAL LIABILITIES AND NONCONTROLLING INTERESTS		$	17,051			$	14,028