Exhibit 16

 

910 North Last Chance Gulch

Suite A 

Helena, MT 59601

406 442 .5520

wipfli.com

 

 

September 22, 2025

 

Securities and Exchange Commission

Washington, D.C. 20549

 

We have read the statements of Pioneer Federal under the heading “Change in Auditor” in the prospectus contained in the Registration Statement on Form S-1 filed by PSB Financial, Inc. on September 22, 2025, and are in agreement with the statements contained therein with respect to our firm.

 

 

Wipfli LLP

September 22, 2025

Helena, MT