N-4
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Sep. 19, 2025
USD ($)
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| Prospectus: |
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| Document Type |
N-4
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| Entity Registrant Name |
RIVERSOURCE VARIABLE ACCOUNT 10
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| Entity Central Index Key |
0001000191
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| Entity Investment Company Type |
N-4
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| Document Period End Date |
Sep. 19, 2025
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| Amendment Flag |
false
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| RVS RAVA 5 Access |
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| Prospectus: |
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| Fees and Expenses [Text Block] |
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FEES, EXPENSES, AND ADJUSTMENTS |
Location in Statutory Prospectus |
Are There Charges or Adjustments for Early Withdrawals? |
Yes. A positive or negative MVA is assessed if any portion of a GPA is surrendered or transferred more than thirty days before the end of its guarantee period. You could lose up to 100% of the amount withdrawn from a GPA as a result of a negative MVA. For example, if you allocate $100,000 to a GPA with a 3-year guarantee period and later withdraw the entire amount before the 3 years have ended, you could lose up to $100,000 of your investment. This loss will be greater if you also have to pay taxes and tax penalties. The following transactions when applied to a GPA, which we refer to as "early surrenders", are subject to an MVA when they occur more than 30 days prior to the end of the guarantee period, unless an exception applies: (i) surrenders (including full and partial surrenders, systematic withdrawals, and required minimum distributions), (ii) transfers, and (iii) annuitization. We will not apply a negative MVA to the payment of the death benefit. An MVA may increase the death benefit but will not decrease it. |
Charges and Adjustments – Transaction Expenses – Surender Charge for Fixed Annuity Payout Plans Charges and Adjustments – Adjustments – Market Value Adjustments |
Are There Transaction Charges? |
No. Other than negative MVAs, we do not assess any transaction charges. |
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Are There Ongoing Fees and Expenses? |
Yes. The table below describes the current fees and expenses that you may pay each year, depending on the investment options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. |
Fee Table and Examples Charges and Adjustments – Annual Contract Expenses Appendix A: Investment Options Available Under the Contract |
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Base Contract (varies by size of |
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Fund options (Funds fees and expenses)(2) |
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Optional benefits available for an additional charge (for a single optional benefit, if |
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(1) As a percentage of average daily contract value in the variable account. Includes the Mortality and Expense Fee and contract administrative charge. (2) As a percentage of Fund net assets. (3) As a percentage of Contract Value or the greater of Contract Value or applicable guaranteed benefit amount (varies by optional benefit). The Minimum is a percentage of average daily Contract value in the Variable Account. The Maximum is a percentage of the greater of Contract value or guaranteed death benefit. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add negative MVAs that substantially increase costs. |
Lowest Annual Cost: $1,225 |
Highest Annual Cost: $2,530 |
Assumes: •Investment of $100,000 •5% annual appreciation •Least expensive combination of Contract features and Fund fees and expenses •No optional benefits •No sales charge •No additional purchase payments, transfers or withdrawals |
Assumes: •Investment of $100,000 •5% annual appreciation •Most expensive combination of Contract features, optional benefits and Fund fees and expenses •No sales charge •No additional purchase payments, transfers or withdrawals |
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| Charges for Early Withdrawals [Text Block] |
Are There Charges or Adjustments for Early Withdrawals? |
Yes. A positive or negative MVA is assessed if any portion of a GPA is surrendered or transferred more than thirty days before the end of its guarantee period. You could lose up to 100% of the amount withdrawn from a GPA as a result of a negative MVA. For example, if you allocate $100,000 to a GPA with a 3-year guarantee period and later withdraw the entire amount before the 3 years have ended, you could lose up to $100,000 of your investment. This loss will be greater if you also have to pay taxes and tax penalties. The following transactions when applied to a GPA, which we refer to as "early surrenders", are subject to an MVA when they occur more than 30 days prior to the end of the guarantee period, unless an exception applies: (i) surrenders (including full and partial surrenders, systematic withdrawals, and required minimum distributions), (ii) transfers, and (iii) annuitization. We will not apply a negative MVA to the payment of the death benefit. An MVA may increase the death benefit but will not decrease it. |
Charges and Adjustments – Transaction Expenses – Surender Charge for Fixed Annuity Payout Plans Charges and Adjustments – Adjustments – Market Value Adjustments |
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| Transaction Charges [Text Block] |
Are There Transaction Charges? |
No. Other than negative MVAs, we do not assess any transaction charges. |
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| Ongoing Fees and Expenses [Table Text Block] |
Are There Ongoing Fees and Expenses? |
Yes. The table below describes the current fees and expenses that you may pay each year, depending on the investment options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. |
Fee Table and Examples Charges and Adjustments – Annual Contract Expenses Appendix A: Investment Options Available Under the Contract |
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Base Contract (varies by size of |
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Fund options (Funds fees and expenses)(2) |
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Optional benefits available for an additional charge (for a single optional benefit, if |
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(1) As a percentage of average daily contract value in the variable account. Includes the Mortality and Expense Fee and contract administrative charge. (2) As a percentage of Fund net assets. (3) As a percentage of Contract Value or the greater of Contract Value or applicable guaranteed benefit amount (varies by optional benefit). The Minimum is a percentage of average daily Contract value in the Variable Account. The Maximum is a percentage of the greater of Contract value or guaranteed death benefit. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add negative MVAs that substantially increase costs. |
Lowest Annual Cost: $1,225 |
Highest Annual Cost: $2,530 |
Assumes: •Investment of $100,000 •5% annual appreciation •Least expensive combination of Contract features and Fund fees and expenses •No optional benefits •No sales charge •No additional purchase payments, transfers or withdrawals |
Assumes: •Investment of $100,000 •5% annual appreciation •Most expensive combination of Contract features, optional benefits and Fund fees and expenses •No sales charge •No additional purchase payments, transfers or withdrawals |
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| Base Contract (of Other Amount) (N-4) Minimum [Percent] |
0.96%
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| Base Contract (of Other Amount) (N-4) Maximum [Percent] |
0.96%
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| Base Contract (N-4) Footnotes [Text Block] |
(1) As a percentage of average daily contract value in the variable account. Includes the Mortality and Expense Fee and contract administrative charge.
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| Investment Options (of Average Annual Net Assets) Minimum [Percent] |
0.38%
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| Investment Options (of Average Annual Net Assets) Maximum [Percent] |
2.44%
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| Investment Options Footnotes [Text Block] |
As a percentage of Fund net assets.
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| Optional Benefits Minimum [Percent] |
0.10%
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| Optional Benefits Maximum [Percent] |
1.00%
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| Optional Benefits Footnotes [Text Block] |
As a percentage of Contract Value or the greater of Contract Value or applicable guaranteed benefit amount (varies by optional benefit). The Minimum is a percentage of average daily Contract value in the Variable Account. The Maximum is a percentage of the greater of Contract value or guaranteed death benefit.
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| Lowest Annual Cost [Dollars] |
$ 1,225
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| Highest Annual Cost [Dollars] |
$ 2,530
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| Risks [Table Text Block] |
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Is There a Risk of Loss from Poor Performance? |
Yes. You can lose money by investing in this Contract including loss of principal. |
Principal Risks of Investing in the Contract |
Is this a Short-Term Investment? |
No. •The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. •Surrenders may also be subject to taxes and tax penalties. •Surrenders from a GPA prior to 30 days before the end of the guarantee period may also result in a negative MVA. During the 30-day period ending on the last day of the guarantee period, you may choose to start a new guarantee period of the same length, transfer the contract value from the current GPA to any of the investment options available under the Contract, apply the contract value to an annuity payout plan, or surrender the value from the current GPA(all subject to applicable surrender, transfer, and annuitization provisions). If we do not receive any instructions by the end of the guarantee period, we will automatically transfer the contract value from the current GPA into the shortest GPA term available. •The benefits of tax deferral and long-term income mean the contract is generally more beneficial to investors with a long term investment horizon. |
Principal Risks of Investing in the Contract Charges and Adjustments – Adjustments – Market Value Adjustments |
What Are the Risks Associated with the Investment Options? |
•An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract. •Each investment option (including under the GPAs and any Fixed Account investment options) investment options has its own unique risks. •You should review the investment options before making any investment decisions. |
Principal Risks of Investing in the Contract The Variable Account and the Funds The “Nonunitized” Separate Account and Guarantee Period Accounts (GPAs) The Fixed Account |
What Are the Risks Related to the Insurance Company? |
An investment in the Contract is subject to the risks related to us. Any obligations (including under the Fixed Account) or guarantees and benefits of the Contract that exceed the assets of the Separate Account are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about RiverSource Life, including our financial strength ratings, is available by contacting us at 1-800-862-7919. |
Principal Risks of Investing in the Contract The General Account |
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| Investment Restrictions [Text Block] |
Yes.•Subject to certain restrictions, you may transfer your Contract value among the subaccounts without charge at any time before the annuitization start date, and once per contract year after the annuitization start date.•Certain transfers out of the GPAs will be subject to an MVA.•GPAs(available for applications dated prior to 12/5/2022) are subject to certain restrictions•We reserve the right to modify, restrict or suspend your transfer privileges if we determine that your transfer activity constitutes market timing.•We reserve the right to add, remove or substitute Funds as investment options. We also reserve the right, upon notification to you, to close or restrict any Funds.
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| Optional Benefit Restrictions [Text Block] |
Yes.•Certain optional benefits limit or restrict the investment options you may select under the Contract. If you later decide you do not want to invest in those approved investment options, you must request a full surrender.•We may stop offering an optional benefit at any time for new sales.
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| Tax Implications [Text Block] |
•Consult with a tax advisor to determine the tax implications of an investment in and payments and withdrawals received under this Contract.•If you purchase the Contract through a tax-qualified plan or individual retirement account, you do not get any additional tax benefit.•Earnings under your contract are taxed at ordinary income tax rates generally when withdrawn. You may have to pay a tax penalty if you take a withdrawal before age 59½.
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| Investment Professional Compensation [Text Block] |
Your investment professional may receive compensation for selling this Contract to you, in the form of commissions, additional cash benefits (e.g., bonuses), and non-cash compensation. This financial incentive may influence your investment professional to recommend this Contract over another investment for which the investment professional is not compensated or compensated less.
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| Exchanges [Text Block] |
If you already own an annuity or insurance Contract, some investment professionals may have a financial incentive to offer you a new Contract in place of the one you own. You should only exchange a Contract you already own if you determine, after comparing the features, fees, and risks of both Contracts, that it is better for you to purchase the new Contract rather than continue to own your existing Contract.
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| Item 4. Fee Table [Text Block] |
Fee Table and ExamplesThe following tables describe the fees, expenses and adjustments that you will pay when buying, owning, surrendering, or making withdrawals from an investment option or from the Contract. Please refer to your Contract Data page for information about the specific fees you will pay each year based on the options you have elected. The first table describes the fees and expenses that you will pay at the time that you buy the Contract, surrender or make withdrawals from the Contract. State premium taxes also may be deducted.
Transaction ExpensesSurrender Charge for Fixed Annuity Payout Plans(As a percentage of the present value of the remaining guaranteed payouts.)
Number of Completed Years Since Annuitization* |
Surrender charge percentage |
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| *We do not permit surrenders in the first year after annuitization.The next table describes the adjustments, in addition to any transaction expenses, that apply if all or a portion of contract value is removed from an investment option before the expiration of a specified period.
Adjustments
MVA Maximum Potential Loss (as a percentage of amount withdrawn from a GPA)(1) |
| (1)The following transactions when applied to a GPA, which we refer to as "early surrenders", are subject to an MVA when they occur more than 30 days prior to the end of the guarantee period, unless an exception applies: (i) surrenders (including full and partial surrenders, systematic withdrawals, and required minimum distributions), (ii) transfers, and (iii) annuitization. We will not apply a negative MVA to the payment of the death benefit. An MVA may increase the death benefit but will not decrease it. The next table describes the fees and expenses that you will pay each year during the time that you own the contract (not including Funds fees and expenses). If you choose to purchase an optional benefit, you will pay additional charges, as shown below.
Annual Contract ExpensesAdministrative Expenses
(assessed annually and upon full surrender)
Annual contract administrative charge* |
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Annual contract administrative charge if your contract value equals or exceeds $50,000 |
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| * Upon full surrender of the contract, we will assess this charge even if your contract value equals or exceeds $50,000.Base Contract Expenses(1) (As a percentage of average daily contract value in the variable account)
(1) Base Contract Expenses are called Mortality and Expense Risk Fees in the Contract and elsewhere in this prospectus.Optional Benefit Expenses Optional Death Benefits You may select one of the following optional death benefit riders for an additional fee.
If you choose one of the above optional death benefits, we will add the rider fee to your mortality and expense risk fee.
Benefit Protector Death Benefit rider fee |
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| (As a percentage of contract value charged annually on the contract anniversary.)
Enhanced LegacySM Benefit fee |
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| (Charged annually on the contract anniversary. Prior to age 86, the charge is calculated by multiplying the annual rider fee by the greater of the ROPP value, Accumulation Death Benefit (ADB) value (after any increase is added) or MAV or the contract value. On or following age 86, the charge is calculated by multiplying the annual rider fee by the greater of the ROPP value, ADB value (after any increase is added) or MAV.) *For contracts with application dates before 10/16/2023, the Current fee is 0.95%.The next table shows the minimum and maximum total operating expenses charged by the funds that you may pay periodically during the time that you own the contract. Expenses shown may change over time and may be higher or lower in the future. A complete list of funds available under the contract, including their annual expenses, may be found in Appendix A.
Annual Fund Expenses(1)
Total Annual Fund Expenses |
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(expenses deducted from the Fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses) |
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| (1)Total annual Fund operating expenses are deducted from amounts that are allocated to the Fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contractowner services provided on behalf of the Fund. The amount of these payments will vary by Fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of Fund shares. Because 12b-1 fees are paid out of Fund assets on an ongoing basis, you may pay more if you select Subaccounts investing in Funds that have adopted 12b-1 plans than if you select Subaccounts investing in Funds that have not adopted 12b-1 plans. For a more complete description of each Fund’s fees and expenses and important disclosure regarding payments the Fund and/or its affiliates make, please review the Fund’s prospectus and SAI.
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| Transaction Expenses [Table Text Block] |
Transaction ExpensesSurrender Charge for Fixed Annuity Payout Plans(As a percentage of the present value of the remaining guaranteed payouts.)
Number of Completed Years Since Annuitization* |
Surrender charge percentage |
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| *We do not permit surrenders in the first year after annuitization.
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| Annual Contract Expenses [Table Text Block] |
Annual Contract ExpensesAdministrative Expenses
(assessed annually and upon full surrender)
Annual contract administrative charge* |
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Annual contract administrative charge if your contract value equals or exceeds $50,000 |
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| * Upon full surrender of the contract, we will assess this charge even if your contract value equals or exceeds $50,000.Base Contract Expenses(1) (As a percentage of average daily contract value in the variable account)
(1) Base Contract Expenses are called Mortality and Expense Risk Fees in the Contract and elsewhere in this prospectus.Optional Benefit Expenses Optional Death Benefits You may select one of the following optional death benefit riders for an additional fee.
If you choose one of the above optional death benefits, we will add the rider fee to your mortality and expense risk fee.
Benefit Protector Death Benefit rider fee |
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| (As a percentage of contract value charged annually on the contract anniversary.)
Enhanced LegacySM Benefit fee |
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| (Charged annually on the contract anniversary. Prior to age 86, the charge is calculated by multiplying the annual rider fee by the greater of the ROPP value, Accumulation Death Benefit (ADB) value (after any increase is added) or MAV or the contract value. On or following age 86, the charge is calculated by multiplying the annual rider fee by the greater of the ROPP value, ADB value (after any increase is added) or MAV.) *For contracts with application dates before 10/16/2023, the Current fee is 0.95%.
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| Administrative Expense, Maximum [Dollars] |
$ 50
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| Administrative Expense, Current [Dollars] |
$ 50
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| Administrative Expense, Footnotes [Text Block] |
* Upon full surrender of the contract, we will assess this charge even if your contract value equals or exceeds $50,000.
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| Annual Portfolio Company Expenses [Table Text Block] |
Annual Fund Expenses(1)
Total Annual Fund Expenses |
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(expenses deducted from the Fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses) |
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| (1)Total annual Fund operating expenses are deducted from amounts that are allocated to the Fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contractowner services provided on behalf of the Fund. The amount of these payments will vary by Fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of Fund shares. Because 12b-1 fees are paid out of Fund assets on an ongoing basis, you may pay more if you select Subaccounts investing in Funds that have adopted 12b-1 plans than if you select Subaccounts investing in Funds that have not adopted 12b-1 plans. For a more complete description of each Fund’s fees and expenses and important disclosure regarding payments the Fund and/or its affiliates make, please review the Fund’s prospectus and SAI.
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| Portfolio Company Expenses [Text Block] |
(expenses deducted from the Fund assets, including management fees, distribution and/or service (12b-1) fees and other expenses)
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| Portfolio Company Expenses Minimum [Percent] |
0.38%
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| Portfolio Company Expenses Maximum [Percent] |
2.44%
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| Portfolio Company Expenses, Footnotes [Text Block] |
Total annual Fund operating expenses are deducted from amounts that are allocated to the Fund. They include management fees and other expenses and may include distribution (12b-1) fees. Other expenses may include service fees that may be used to compensate service providers, including us and our affiliates, for administrative and contractowner services provided on behalf of the Fund. The amount of these payments will vary by Fund and may be significant. See “The Variable Account and the Funds” for additional information, including potential conflicts of interest these payments may create. Distribution (12b-1) fees are used to finance any activity that is primarily intended to result in the sale of Fund shares. Because 12b-1 fees are paid out of Fund assets on an ongoing basis, you may pay more if you select Subaccounts investing in Funds that have adopted 12b-1 plans than if you select Subaccounts investing in Funds that have not adopted 12b-1 plans. For a more complete description of each Fund’s fees and expenses and important disclosure regarding payments the Fund and/or its affiliates make, please review the Fund’s prospectus and SAI.
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| Surrender Expense, 1 Year, Maximum [Dollars] |
$ 3,068
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| Surrender Expense, 1 Year, Minimum [Dollars] |
1,413
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| Surrender Expense, 3 Years, Maximum [Dollars] |
9,284
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| Surrender Expense, 3 Years, Minimum [Dollars] |
4,290
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| Surrender Expense, 5 Years, Maximum [Dollars] |
15,750
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| Surrender Expense, 5 Years, Minimum [Dollars] |
7,380
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| Surrender Expense, 10 Years, Maximum [Dollars] |
33,068
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| Surrender Expense, 10 Years, Minimum [Dollars] |
16,144
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| Annuitized Expense, 1 Year, Maximum [Dollars] |
3,018
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| Annuitized Expense, 1 Year, Minimum [Dollars] |
1,363
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| Annuitized Expense, 3 Years, Maximum [Dollars] |
9,234
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| Annuitized Expense, 3 Years, Minimum [Dollars] |
4,240
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| Annuitized Expense, 5 Years, Maximum [Dollars] |
15,700
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| Annuitized Expense, 5 Years, Minimum [Dollars] |
7,330
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| Annuitized Expense, 10 Years, Maximum [Dollars] |
33,018
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| Annuitized Expense, 10 Years, Minimum [Dollars] |
16,094
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| No Surrender Expense, 1 Year, Maximum [Dollars] |
3,018
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| No Surrender Expense, 1 Year, Minimum [Dollars] |
1,363
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| No Surrender Expense, 3 Years, Maximum [Dollars] |
9,234
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| No Surrender Expense, 3 Years, Minimum [Dollars] |
4,240
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| No Surrender Expense, 5 Years, Maximum [Dollars] |
15,700
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| No Surrender Expense, 5 Years, Minimum [Dollars] |
7,330
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| No Surrender Expense, 10 Years, Maximum [Dollars] |
33,018
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| No Surrender Expense, 10 Years, Minimum [Dollars] |
$ 16,094
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| Item 5. Principal Risks [Table Text Block] |
Principal Risks of Investing in the ContractRisk of Loss. Variable annuities involve risks, including possible loss of principal. Your losses could be significant. This contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This contract is not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency. Short-Term Investment Risk. This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income mean that this contract is more beneficial to investors with a long-term investment horizon. Withdrawal Risk. You should carefully consider the risks associated with withdrawals under the contract. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A positive or negative MVA is assessed if any portion of a Guarantee Period Account is surrendered or transferred more than thirty days before the end of its guarantee period. You could lose up to 100% of your investment in a GPA as a result of a negative MVA. A withdrawal may reduce the value of your standard and optional benefits. A total withdrawal (surrender) will result in the termination of your contract. Subaccount Risk. Amounts that you invest in the subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the subaccounts that you select make money, your contract value goes up, and if they lose money, your contract value goes down. Each subaccount’s performance depends on the performance of its underlying Fund. Each underlying Fund has its own investment risks, and you are exposed to the Fund’s investment risks when you invest in a subaccount. You are responsible for selecting subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. For risks associated with any Fixed Account options, see Financial Strength and Claims-Paying Ability Risk below. GPA Risk. Each GPA pays an interest rate declared by us when you make an allocation to that account and is fixed for the guarantee period you choose. We will periodically change the declared interest rate for future allocations to these accounts at our discretion based, in part, on various factors including, but not limited to, the interest rate environment, returns earned on investments backing these annuities, the rates currently in effect for new and existing RiverSource Life annuities, product design, competition, and RiverSource Life's revenues and expenses. We guarantee the contract value allocated to the GPAs, including interest credited, if you do not make any transfers or surrenders from the GPA prior to 30 days before the end of the guarantee period. At all other times, and unless an exception applies, we will apply a MVA if you surrender or transfer contract value from a GPA or you elect an annuity payout plan while you have contract value invested in a GPA. The MVA may be negative, positive or result in no change depending on how the guaranteed interest rate on your GPA compares to the new interest rate of a new GPA for the same number of years as the guarantee period remaining on your GPA. You bear the risk of loss of principal due to a negative MVA. Partial surrenders will reduce certain death benefits proportionally based on the percentage of contract value that is withdrawn and if you request a partial surrender from the GPAs that will give you the net amount you requested after we apply any applicable MVA, a negative MVA will increase the impact of the partial surrender on the value of the death benefit. Selection Risk. The optional benefits under the contract were designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose, or may not have chosen, the benefit or benefits (if any) that are best suited for you based on your present or future needs and circumstances, and the benefits that are more suited for you (if any) may not be elected after your contract is issued. In addition, if you elected an optional benefit and if the contingencies upon which the benefit depend never occur, you will have paid for an optional benefit that did not provide a financial benefit. There is also a risk that any financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit. Investment Restrictions Risk. Certain optional benefits limit the investment options that are available to you and limit your ability to take certain actions under the contract. These investment requirements are designed to reduce our risk that we will have to make payments to you from our own assets. In turn, they may also limit the potential growth of your contract value and the potential growth of your guaranteed benefits. This may conflict with your personal investment objectives. Managed Volatility Fund Risk. The Portfolio Stabilizer funds are managed volatility funds that employ a strategy designed to reduce overall volatility and downside risk. These risk management techniques help us manage our financial risks associated with the contract’s guarantees, like death benefits, because they reduce the incidence of extreme outcomes including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your contract value and the potential growth of your guaranteed benefits and may therefore conflict with your personal investment objectives. Certain Funds advised by our affiliate, Columbia Management, employ such risk management strategies. If you elect certain optional benefits under the contract, we require you to invest in these funds, which may limit your ability to increase your benefit. Costs associated with running a managed volatility strategy may also adversely impact the performance of managed volatility funds. Purchase Payment Risk. Your ability to make subsequent purchase payments is subject to restrictions. We reserve the right to limit or restrict purchase payments in certain contract years or based on age, and in conjunction with certain optional death benefit riders with advance notice. Also, our prior approval may be required before accepting certain purchase payments. We reserve the right to limit certain annuity features (for example, investment options) if prior approval is required. There is no guarantee that you will always be permitted to make purchase payments. Contract Changes Risk. We reserve the right to make certain changes in the future, subject to applicable law. During the annuity payout period, we reserve the right to limit the number of subaccounts in which you may invest. We reserve the right to add, remove or substitute approved investment options at any time and in our sole discretion. We reserve the right to close or restrict approved investment options in our sole discretion. For certain optional living benefits, we also reserve the right to add, remove or modify allocation plans and requirements in our sole discretion. Financial Strength and Claims-Paying Ability Risk. All guarantees under the contract that are paid from our general account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. Cybersecurity Risk. Increasingly, businesses are dependent on the continuity, security, and effective operation of various technology systems. The nature of our business depends on the continued effective operation of our systems and those of our business partners. This dependence makes us susceptible to operational and information security risks from cyber-attacks. These risks may include the following: •the corruption or destruction of data; •theft, misuse or dissemination of data to the public, including your information we hold; and •denial of service attacks on our website or other forms of attacks on our systems and the software and hardware we use to run them. These attacks and their consequences can negatively impact your contract, your privacy, your ability to conduct transactions on your contract, or your ability to receive timely service from us. The risk of cyberattacks may be higher during periods of geopolitical turmoil. There can be no assurance that we, the underlying funds in your contract, or our other business partners will avoid losses affecting your contract due to any successful cyber-attacks or information security breaches. Potential Adverse Tax Consequences. Tax considerations vary by individual facts and circumstances. Tax rules may change without notice. Generally, earnings under your contract are taxed at ordinary income tax rates when withdrawn. You may have to pay a tax penalty if you take a withdrawal before age 59 ½. If you purchase a qualified annuity to fund a retirement plan that is tax-deferred, your contract will not provide any necessary or additional tax deferral beyond what is provided in that retirement plan. Consult a tax professional.
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| Item 10. Benefits Available (N-4) [Text Block] |
Benefits Available Under the ContractThe following table summarizes information about the benefits available under the Contract.
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Brief Description of Restrictions/ Limitations |
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Allows the systematic transfer of a specified dollar amount among the subaccounts |
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•Transfers not available to or from the GPAs |
Special Dollar Cost Averaging (SDCA) |
Allows the systematic transfer from the Special DCA fixed account to one or more eligible subaccounts |
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•Must be funded with a purchase payment, not transferred contract value •Only 6-month and 12-month options are available •Transfers occur on a monthly basis and the first monthly transfer occurs one day after we receive your purchase payment •You may not use the GPA account or the Special DCA fixed account as a destination for the Special DCA monthly transfer. |
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Allows you to have your investments periodically rebalanced among the subaccounts to your pre-selected percentages |
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•You must have $2,000 in Contract Value to participate. •We require 30 days notice for you to change or cancel the program •You can request rebalancing to be done either quarterly, semiannually or annually |
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Provides withdrawal monitoring and reporting to help you monitor your withdrawals with the goal of taking withdrawals over your lifetime |
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•Contract owners must be at least age 50 and no older than age 85 •Available only if the servicing broker-dealer on your contract is Ameriprise Financial Services, LLC •Not available if you are making substantially equal withdrawals •Not available if you have more than one systematic withdrawal program in place •Systematic withdrawals must be set up according to the all the terms of Income Guide •Your contract cannot have any loans |
Automated Partial Surrenders/ Systematic Withdrawals |
Allows automated partial surrenders from the contract |
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•Additional systematic payments are not allowed with automated partial surrenders •May result in income taxes and penalty on all or a portion of the amounts surrendered |
Standard Death Benefit (For applications dated prior to |
Provides a guaranteed death benefit equal to the greater of the Return of Purchase |
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•Annuitizing the Contract terminates the benefit. •Withdrawals will proportionately reduce the benefit, which means |
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Brief Description of Restrictions/ Limitations |
12/5/2022, available for contract owners age 79 and younger. For applications dated on or after 12/5/2022, available for contract owners age 80 and younger.) |
Payment Value (ROPP), Contract Value after any rider charges have been deducted, or the Full Surrender Value |
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your benefit could be reduced by more than the dollar amount of your withdrawals, and such reductions could be significant |
Standard Death Benefit (For applications dated prior to 12/5/2022, available for contract owners age 80 and older. For applications dated on or after 12/5/2022, available for contract owners age 81 and older.) |
Provides a guaranteed death benefit equal to the greater of the Contract Value after any rider charges have been deducted, or the Full Surrender Value |
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•Annuitizing the Contract terminates the benefit. |
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Provides a guaranteed death benefit equal to the greater of the Return of Purchase Payment Value (ROPP),Contract Value after any rider charges have been deducted, or the Full Surrender Value |
0.35% of average daily contract value in the variable account |
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•For contracts with applications dated on or after 12/5/2022, available if any owner is age 81 and older •For contracts with applications dated prior to 12/5/2022, available if any owner is age 80 and older •Must be elected at contract issue •Not available with Enhanced Legacy Benefit •Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals, and such reductions could be significant •Annuitizing the Contract terminates the benefit |
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Increases the guaranteed death benefit to the highest anniversary contract value, adjusted for any partial surrenders |
0.25% of average daily contract value in the variable account |
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•Available to owners age 79 and younger •Must be elected at contract issue •Not available with Enhanced Legacy Benefit •No longer eligible to increase on any contract anniversary on/after your 81st birthday. •Withdrawals will proportionately |
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Brief Description of Restrictions/ Limitations |
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reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant. •Annuitizing the Contract terminates the benefit |
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Increases the guaranteed death benefit to the highest 5th anniversary contract value, adjusted for any partial surrenders |
0.10% of average daily contract value in the variable account |
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•Available to owners age 75 and younger •Must be elected at contract issue •Not available with Enhanced Legacy Benefit •No longer eligible to increase on any contract anniversary on/after your 81st birthday •Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant •Annuitizing the Contract terminates the benefit |
Benefit Protector Death Benefit |
Provides an additional death benefit, based on a percentage of contract earnings, to help offset expenses after death such as funeral expenses or federal and state taxes |
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•Available to owners age 75 and younger •Must be elected at contract issue •Only available if elected with Standard death benefit (for owners age 79 or younger), MAV or 5-year MAV •For contract owners under age 70 at issue, the benefit is 40% of earnings •For contract owners age 70 and older at issue with application dates on or after 10/16/2023, the benefit is 25% of earnings •For contract owners age 70 and older at issue with application dates prior to 10/16/2023, the benefit is 15% of earnings •Annuitizing the Contract terminates the benefit |
Enhanced LegacySM Benefit |
Increases the guaranteed death benefit to the greater of the MAV (i.e. the highest anniversary contract value) and ADB value (i.e purchase payments compounded at 5%), adjusted for any partial surrenders |
1.75% of the greater of contract value and guaranteed death benefit (On or after age 86, 1.75% of guaranteed death benefit). |
For application dates on or after 10/16/2023: 1.00% For application dates prior to 10/16/2023: 0.95% |
•Available to owners age 75 and younger •Must be elected at contract issue •Not available with any other death benefit rider •Subject to Investment Allocation restrictions •No longer eligible to increase on any contract anniversary following your 81st (for ADB value) or 86th |
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Brief Description of Restrictions/ Limitations |
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(for MAV) birthday •Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant •Annuitizing the Contract terminates the benefit |
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| Benefits Available [Table Text Block] |
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Brief Description of Restrictions/ Limitations |
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Allows the systematic transfer of a specified dollar amount among the subaccounts |
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•Transfers not available to or from the GPAs |
Special Dollar Cost Averaging (SDCA) |
Allows the systematic transfer from the Special DCA fixed account to one or more eligible subaccounts |
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•Must be funded with a purchase payment, not transferred contract value •Only 6-month and 12-month options are available •Transfers occur on a monthly basis and the first monthly transfer occurs one day after we receive your purchase payment •You may not use the GPA account or the Special DCA fixed account as a destination for the Special DCA monthly transfer. |
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Allows you to have your investments periodically rebalanced among the subaccounts to your pre-selected percentages |
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•You must have $2,000 in Contract Value to participate. •We require 30 days notice for you to change or cancel the program •You can request rebalancing to be done either quarterly, semiannually or annually |
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Provides withdrawal monitoring and reporting to help you monitor your withdrawals with the goal of taking withdrawals over your lifetime |
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•Contract owners must be at least age 50 and no older than age 85 •Available only if the servicing broker-dealer on your contract is Ameriprise Financial Services, LLC •Not available if you are making substantially equal withdrawals •Not available if you have more than one systematic withdrawal program in place •Systematic withdrawals must be set up according to the all the terms of Income Guide •Your contract cannot have any loans |
Automated Partial Surrenders/ Systematic Withdrawals |
Allows automated partial surrenders from the contract |
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•Additional systematic payments are not allowed with automated partial surrenders •May result in income taxes and penalty on all or a portion of the amounts surrendered |
Standard Death Benefit (For applications dated prior to |
Provides a guaranteed death benefit equal to the greater of the Return of Purchase |
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•Annuitizing the Contract terminates the benefit. •Withdrawals will proportionately reduce the benefit, which means |
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Brief Description of Restrictions/ Limitations |
12/5/2022, available for contract owners age 79 and younger. For applications dated on or after 12/5/2022, available for contract owners age 80 and younger.) |
Payment Value (ROPP), Contract Value after any rider charges have been deducted, or the Full Surrender Value |
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your benefit could be reduced by more than the dollar amount of your withdrawals, and such reductions could be significant |
Standard Death Benefit (For applications dated prior to 12/5/2022, available for contract owners age 80 and older. For applications dated on or after 12/5/2022, available for contract owners age 81 and older.) |
Provides a guaranteed death benefit equal to the greater of the Contract Value after any rider charges have been deducted, or the Full Surrender Value |
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•Annuitizing the Contract terminates the benefit. |
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Provides a guaranteed death benefit equal to the greater of the Return of Purchase Payment Value (ROPP),Contract Value after any rider charges have been deducted, or the Full Surrender Value |
0.35% of average daily contract value in the variable account |
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•For contracts with applications dated on or after 12/5/2022, available if any owner is age 81 and older •For contracts with applications dated prior to 12/5/2022, available if any owner is age 80 and older •Must be elected at contract issue •Not available with Enhanced Legacy Benefit •Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals, and such reductions could be significant •Annuitizing the Contract terminates the benefit |
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Increases the guaranteed death benefit to the highest anniversary contract value, adjusted for any partial surrenders |
0.25% of average daily contract value in the variable account |
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•Available to owners age 79 and younger •Must be elected at contract issue •Not available with Enhanced Legacy Benefit •No longer eligible to increase on any contract anniversary on/after your 81st birthday. •Withdrawals will proportionately |
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Brief Description of Restrictions/ Limitations |
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reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant. •Annuitizing the Contract terminates the benefit |
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Increases the guaranteed death benefit to the highest 5th anniversary contract value, adjusted for any partial surrenders |
0.10% of average daily contract value in the variable account |
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•Available to owners age 75 and younger •Must be elected at contract issue •Not available with Enhanced Legacy Benefit •No longer eligible to increase on any contract anniversary on/after your 81st birthday •Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant •Annuitizing the Contract terminates the benefit |
Benefit Protector Death Benefit |
Provides an additional death benefit, based on a percentage of contract earnings, to help offset expenses after death such as funeral expenses or federal and state taxes |
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•Available to owners age 75 and younger •Must be elected at contract issue •Only available if elected with Standard death benefit (for owners age 79 or younger), MAV or 5-year MAV •For contract owners under age 70 at issue, the benefit is 40% of earnings •For contract owners age 70 and older at issue with application dates on or after 10/16/2023, the benefit is 25% of earnings •For contract owners age 70 and older at issue with application dates prior to 10/16/2023, the benefit is 15% of earnings •Annuitizing the Contract terminates the benefit |
Enhanced LegacySM Benefit |
Increases the guaranteed death benefit to the greater of the MAV (i.e. the highest anniversary contract value) and ADB value (i.e purchase payments compounded at 5%), adjusted for any partial surrenders |
1.75% of the greater of contract value and guaranteed death benefit (On or after age 86, 1.75% of guaranteed death benefit). |
For application dates on or after 10/16/2023: 1.00% For application dates prior to 10/16/2023: 0.95% |
•Available to owners age 75 and younger •Must be elected at contract issue •Not available with any other death benefit rider •Subject to Investment Allocation restrictions •No longer eligible to increase on any contract anniversary following your 81st (for ADB value) or 86th |
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Brief Description of Restrictions/ Limitations |
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(for MAV) birthday •Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant •Annuitizing the Contract terminates the benefit |
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| Name of Benefit [Text Block] |
Name of Benefit
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| Purpose of Benefit [Text Block] |
Purpose
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| Brief Restrictions / Limitations [Text Block] |
Brief Description of Restrictions/ Limitations
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| Name of Benefit [Text Block] |
Name of Benefit
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| Item 17. Portfolio Companies (N-4) [Text Block] |
Appendix A: Investment Options Available Under the ContractThe following is a list of funds available under the contract. More information about the funds is available in the prospectuses for the funds, which may be amended from time to time and can be found online at riversource.com. You can also request this information at no cost by calling 1-800-862-7919 or by sending an email request to riversource.annuityservice@ampf.com. Depending on the optional benefits you choose, you may not be able to invest in certain funds. See table below "Funds Available Under the Enhanced Legacy Benefit." The current expenses and performance information below reflects fee and expenses of the funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance.
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| Prospectuses Available [Text Block] |
The following is a list of funds available under the contract. More information about the funds is available in the prospectuses for the funds, which may be amended from time to time and can be found online at riversource.com. You can also request this information at no cost by calling 1-800-862-7919 or by sending an email request to riversource.annuityservice@ampf.com. Depending on the optional benefits you choose, you may not be able to invest in certain funds. See table below "Funds Available Under the Enhanced Legacy Benefit." The current expenses and performance information below reflects fee and expenses of the funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance.
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| Portfolio Companies [Table Text Block] |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks to maximize total return consistent with AllianceBernstein’s determination of reasonable risk. |
AB VPS Dynamic Asset Allocation Portfolio AllianceBernstein L.P. |
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Seeks long-term growth of capital. |
AB VPS Large Cap Growth Portfolio (Class B) AllianceBernstein L.P. |
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Seeks long-term growth of capital. |
AB VPS Relative Value Portfolio (Class B)3 AllianceBernstein L.P. |
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Seeks long-term growth of capital. |
AB VPS Sustainable Global Thematic AllianceBernstein L.P. |
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Seeks long-term capital appreciation. |
Allspring VT Opportunity Fund - Class 21 Allspring Funds Management, LLC, adviser; Allspring Global Investments, LLC, sub-adviser. |
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Seeks long-term capital appreciation. |
Allspring VT Small Cap Growth Fund - Class 2 Allspring Funds Management, LLC, adviser; Allspring Global Investments, LLC, sub-adviser. |
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The Portfolio seeks investment results that correspond (before fees and expenses) generally to the price and yield performance of its underlying index, the Alerian Midstream Energy Select Index (the “Index”). |
ALPS | Alerian Energy Infrastructure Portfolio: Class III ALPS Advisors, Inc. |
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Seeks long-term growth of capital. |
BlackRock Advantage SMID Cap V.I. Fund BlackRock Advisors, LLC |
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Seeks high total investment return. |
BlackRock Global Allocation V.I. Fund (Class III) BlackRock Advisors, LLC, adviser; BlackRock (Singapore) Limited and BlackRock International Limited, sub-advisers. |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks long-term capital appreciation. |
BNY Mellon Sustainable U.S. Equity Portfolio, Inc. - Service Shares3 BNY Mellon Investment Adviser, Inc., adviser; Newton Investment Management Limited, sub-adviser. |
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Seeks to achieve a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity. |
Calvert VP SRI Balanced Portfolio - Class F3 Calvert Research and Management |
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Seeks maximum total investment return through a combination of capital growth and current income. |
Columbia Variable Portfolio - Balanced Fund (Class 2)(available for contract applications signed on or after 5/3/2021) Columbia Management Investment Advisers, LLC |
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Seeks maximum total investment return through a combination of capital growth and current income. |
Columbia Variable Portfolio - Balanced Fund (Class 3)(available for contract applications signed on or after 5/3/2021) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with total return. |
Columbia Variable Portfolio - Commodity Strategy Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks total return, consisting of long-term capital appreciation and current income. |
Columbia Variable Portfolio - Contrarian Core Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with high total return through income and growth of capital. |
Columbia Variable Portfolio - Corporate Bond Fund (Class 2)(previously Columbia Variable Portfolio - Global Strategic Income Fund (Class 2)) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with capital appreciation. |
Columbia Variable Portfolio - Disciplined Core Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with a high level of current income and, as a secondary objective, steady growth of capital. |
Columbia Variable Portfolio - Dividend Opportunity Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Non-diversified fund that seeks to provide shareholders with high total return through current income and, secondarily, through capital appreciation. |
Columbia Variable Portfolio - Emerging Markets Bond Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term capital growth. |
Columbia Variable Portfolio - Emerging Markets Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with maximum current income consistent with liquidity and stability of principal. |
Columbia Variable Portfolio - Government Money Market Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with high current income as its primary objective and, as its secondary objective, capital growth. |
Columbia Variable Portfolio - High Yield Bond Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with a high total return through current income and capital appreciation. |
Columbia Variable Portfolio - Income Opportunities Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with a high level of current income while attempting to conserve the value of the investment for the longest period of time. |
Columbia Variable Portfolio - Intermediate Bond Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term capital growth. |
Columbia Variable Portfolio - Large Cap Growth Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term capital appreciation. |
Columbia Variable Portfolio - Large Cap Index Fund (Class 2)(available for contract applications signed on or after 5/3/2021) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term capital appreciation. |
Columbia Variable Portfolio - Large Cap Index Fund (Class 3)(available for contract applications signed on or after 5/3/2021) Columbia Management Investment Advisers, LLC |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks to provide shareholders with a level of current income consistent with preservation of capital. |
Columbia Variable Portfolio - Limited Duration Credit Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks total return, consisting of current income and capital appreciation. |
Columbia Variable Portfolio - Long Government/Credit Bond Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with capital appreciation. |
Columbia Variable Portfolio - Overseas Core Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks long-term capital appreciation. |
Columbia Variable Portfolio - Select Large Cap Equity Fund (Class 2)3 Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term growth of capital. |
Columbia Variable Portfolio - Select Large Cap Value Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with growth of capital. |
Columbia Variable Portfolio - Select Mid Cap Growth Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term growth of capital. |
Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term capital growth. |
Columbia Variable Portfolio - Select Small Cap Value Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with long-term capital appreciation. |
Columbia Variable Portfolio - Seligman Global Technology Fund (Class 2)3 Columbia Management Investment Advisers, LLC |
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Seeks long-term capital appreciation. |
Columbia Variable Portfolio - Small Cap Columbia Management Investment Advisers, LLC |
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Seeks total return, consisting of current income and capital appreciation. |
Columbia Variable Portfolio - Strategic Income Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with current income as its primary objective and, as its secondary objective, preservation of capital. |
Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 2) Columbia Management Investment Advisers, LLC |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks to provide shareholders with a high level of current income. |
CTIVP® - American Century Diversified Bond Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; American Century Investment Management, Inc., subadviser. |
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Non-diversified fund that seeks to provide shareholders with total return that exceeds the rate of inflation over the long term. |
CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; BlackRock Financial Management, Inc., subadviser; BlackRock International Limited, sub-subadviser. |
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Seeks to provide shareholders with current income and capital appreciation. |
CTIVP® - CenterSquare Real Estate Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; CenterSquare Investment Management LLC, subadviser. |
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Seeks to provide shareholders with long-term capital growth. |
CTIVP® - Principal Blue Chip Growth Fund (Class 2) (on or about June 1, 2025 to be known as CTIVP® - Principal Large Cap Growth Fund (Class 2)) Columbia Management Investment Advisers, LLC, adviser; Principal Global Investors, LLC, subadviser. |
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Seeks to provide shareholders with long-term growth of capital and income. |
CTIVP® - T. Rowe Price Large Cap Value Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; T. Rowe Price Associates, Inc., subadviser. |
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Seeks to provide shareholders with total return through current income and capital appreciation. |
CTIVP® - TCW Core Plus Bond Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; TCW Investment Management Company LLC, subadviser. |
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Seeks to provide shareholders with long-term growth of capital. |
CTIVP® - Victory Sycamore Established Value Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Victory Capital Management Inc., subadviser. |
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Seeks to provide shareholders with long-term capital growth. |
CTIVP® - Wellington Large Cap Value Fund (Class 2) (previously CTIVP® - MFS® Value Fund (Class 2)) Columbia Management Investment Advisers, LLC, adviser; Wellington Management Company LLP, subadviser. |
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Seeks to provide shareholders with long-term capital growth. |
CTIVP® - Westfield Mid Cap Growth Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Westfield Capital Management Company, L.P., subadviser. |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks to provide shareholders with long-term capital growth. |
CTIVP® - Westfield Select Large Cap Growth Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Westfield Capital Management Company, L.P., subadviser. |
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Seeks investment results that correspond to the total return performance of common stocks as represented by the MSCI EAFE Index. |
CVT EAFE International Index Portfolio - Calvert Research and Management |
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Seeks investment results that correspond to the investment performance of U.S. common stocks, as represented by the NASDAQ 100 Index. |
CVT Nasdaq 100 Index Portfolio - Class F3 Calvert Research and Management, adviser; Ameritas Investment Partners, Inc, subadviser. |
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Seeks investment results that correspond to the investment performance of U.S. common stocks, as represented by the Russell 2000® Index. |
CVT Russell 2000® Small Cap Index Calvert Research and Management, adviser; Ameritas Investment Partners, Inc, subadviser. |
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Seeks capital appreciation. |
DWS Alternative Asset Allocation VIP, Class B DWS Investment Management Americas Inc., adviser; RREEF America L.L.C., subadvisor. |
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Seeks high level of current income. |
Eaton Vance VT Floating-Rate Income Fund - Eaton Vance Management |
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Seeks long-term capital appreciation. |
Fidelity® VIP Contrafund® Portfolio Service Class 2 Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers. |
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Seeks capital appreciation. |
Fidelity® VIP Emerging Markets Portfolio Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, FIL Investment Advisers, FIL Investment Advisers (UK) Limited and FIL Investments (Japan) Limited, subadvisers. |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks capital appreciation. |
Fidelity® VIP Energy Portfolio Service Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers. |
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Seeks high total return through a combination of current income and capital appreciation. |
Fidelity® VIP Growth & Income Portfolio Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers. |
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Seeks to provide capital growth. |
Fidelity® VIP Growth Opportunities Portfolio Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers. |
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Seeks capital appreciation. |
Fidelity® VIP International Capital Appreciation Portfolio Service Class 23 Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, FIL Investment Advisers, FIL Investment Advisers (UK) Limited and FIL Investments (Japan) Limited, subadvisers. |
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Seeks as high level of current income as is consistent with the preservation of capital. |
Fidelity® VIP Investment Grade Bond Portfolio Service Class 23 Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers. |
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Seeks long-term growth of capital. |
Fidelity® VIP Mid Cap Portfolio Service Class 2 Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers. |
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Seeks a high level of current income and may also seek capital appreciation. |
Fidelity® VIP Strategic Income Portfolio Service Class 2 Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, FIL Investment Advisers, FIL Investment Advisers (UK) Limited and FIL Investments (Japan) Limited, subadvisers. |
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Seeks to maximize income while maintaining prospects for capital appreciation. Under normal market conditions, the fund invests in a diversified portfolio of equity and debt securities. |
Franklin Income VIP Fund - Class 21 Franklin Advisers, Inc. |
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Seeks to maximize income while maintaining prospects for capital appreciation. Under normal market conditions, the fund invests in a diversified portfolio of equity and debt securities. |
Franklin Income VIP Fund - Class 43 Franklin Advisers, Inc. |
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Seeks capital appreciation. |
Franklin Mutual Global Discovery VIP Fund - Franklin Mutual Advisers, LLC |
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Seeks capital appreciation, with income as a secondary goal. Under normal market conditions, the fund invests primarily in U.S. and foreign equity securities that the investment manager believes are undervalued. |
Franklin Mutual Shares VIP Fund - Class 21 Franklin Mutual Advisers, LLC |
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Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies. |
Franklin Small Cap Value VIP Fund - Class 21 Franklin Mutual Advisers, LLC |
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Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies. |
Franklin Small Cap Value VIP Fund - Class 43 Franklin Mutual Advisers, LLC |
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Seeks long-term growth of capital. |
Goldman Sachs VIT Small Cap Equity Insights Fund - Service Shares3 Goldman Sachs Asset Management, L.P. |
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Seeks total return with a low to moderate correlation to traditional financial market indices. |
Invesco V.I. Balanced-Risk Allocation Fund, Invesco Advisers, Inc. |
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Seeks capital growth and income through investments in equity securities, including common stocks, preferred stocks and securities convertible into common and preferred stocks. |
Invesco V.I. Comstock Fund, Series II Invesco Advisers, Inc. |
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Seeks total return, comprised of current income and capital appreciation. |
Invesco V.I. Core Plus Bond Fund, Series II Invesco Advisers, Inc. |
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Seeks capital appreciation. |
Invesco V.I. Global Fund, Series II Shares Invesco Advisers, Inc. |
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Invesco V.I. Global Strategic Income Fund, Invesco Advisers, Inc. |
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Seeks capital appreciation. |
Invesco V.I. Main Street Small Cap Fund®, Series II Shares Invesco Advisers, Inc. |
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Seeks long-term growth of capital. |
Invesco V.I. Technology Fund, Series II Invesco Advisers, Inc. |
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Seeks long-term capital growth, consistent with preservation of capital and balanced by current income. |
Janus Henderson Balanced Portfolio: Service Shares Janus Henderson Investors US LLC |
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Seeks to obtain maximum total return, consistent with preservation of capital. |
Janus Henderson Flexible Bond Portfolio: Service Shares Janus Henderson Investors US LLC |
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Seeks long-term growth of capital. |
Janus Henderson Forty Portfolio: Service Janus Henderson Investors US LLC |
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Seeks long-term growth of capital. |
Janus Henderson Global Technology and Innovation Portfolio: Service Shares3 Janus Henderson Investors US LLC |
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Seeks long-term growth of capital. |
Janus Henderson Overseas Portfolio: Janus Henderson Investors US LLC |
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Seeks long-term growth of capital. |
Janus Henderson Research Portfolio: Janus Henderson Investors US LLC |
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Seeks long-term capital appreciation. |
Lazard Retirement Emerging Markets Equity Portfolio - Service Shares3 Lazard Asset Management, LLC |
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Lazard Retirement Global Dynamic Multi-Asset Portfolio - Service Shares Lazard Asset Management, LLC |
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Seeks high current income and the opportunity for capital appreciation to produce a high total return. |
Lord Abbett Series Fund Bond Debenture Lord, Abbett & Co LLC |
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Seeks a high level of income consistent with preservation of capital. |
Lord Abbett Series Fund Short Duration Income Portfolio - Class VC3 Lord, Abbett & Co LLC |
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LVIP American Century International Fund, Lincoln Financial Investments Corporation, investment adviser; American Century Investment Management, Inc., investment sub-adviser. |
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Seeks long-term capital growth. Income is a secondary objective. |
LVIP American Century Mid Cap Value Fund, Lincoln Financial Investments Corporation, investment adviser; American Century Investment Management, Inc., investment sub-adviser. |
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Seeks long-term capital growth. Income is a secondary objective. |
LVIP American Century Value Fund, Service Class Lincoln Financial Investments Corporation, investment adviser; American Century Investment Management, Inc., investment sub-adviser. |
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Fund and Adviser/Sub-Adviser |
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Seeks to provide high total return from a portfolio of selected equity securities. |
LVIP JPMorgan U.S. Equity Fund - Service Class Lincoln Investment Advisors Corporation, adviser; J.P. Morgan Investment Management Inc., subadviser. |
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Seeks to provide total return. |
Macquarie VIP Asset Strategy Series - Service Class Ivy Investment Management Company |
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Seeks high current income. |
Macquarie VIP Fund for Income Series - Delaware Management Company, adviser; Macquarie Investment Management Global Limited, Macquarie Investment Management Austria Kapitalanlage AG and Macquarie Investment Management Europe Limited, subadvisers. |
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Seeks long-term capital growth. |
Macquarie VIP International Core Equity Delaware Management Company, adviser; Macquarie Funds Management HK Ltd., Macquarie Investment Management Global Limited, subadvisers. |
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MFS® Global Real Estate Portfolio - Service Massachusetts Financial Services Company |
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Seeks capital appreciation. |
MFS® International Growth Portfolio - Massachusetts Financial Services Company |
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Seeks capital appreciation. |
MFS® Research International Portfolio - Massachusetts Financial Services Company |
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MFS® Utilities Series - Service Class Massachusetts Financial Services Company |
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The Fund seeks long-term capital growth by investing primarily in common stocks and other equity securities. |
Morgan Stanley VIF Discovery Portfolio, Class II Shares Morgan Stanley Investment Management Inc. |
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Seeks long-term growth of capital by investing primarily in securities of companies that meet the Fund’s environmental, social and governance (ESG) criteria. |
Neuberger Berman AMT Sustainable Equity Portfolio (Class S) Neuberger Berman Investment Advisers LLC |
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Seeks maximum real return, consistent with preservation of real capital and prudent investment management. |
PIMCO VIT All Asset Portfolio, Advisor Class Pacific Investment Management Company LLC (PIMCO) |
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Fund and Adviser/Sub-Adviser |
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Seeks total return which exceeds that of a blend of 60% MSCI World Index/40% Barclays U.S. Aggregate Index. |
PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class1 Pacific Investment Management Company LLC (PIMCO) |
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Seeks maximum total return, consistent with preservation of capital and prudent investment management. |
PIMCO VIT Total Return Portfolio, Advisor Class Pacific Investment Management Company LLC (PIMCO) |
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Seeks capital appreciation. |
Putnam VT Global Health Care Fund - Class IB Shares Putnam Investment Management, LLC, investment advisor; Sub-advisers-Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC |
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Seeks capital growth. Current income is a secondary objective. |
Putnam VT International Value Fund - Class IB Shares Putnam Investment Management, LLC, investment advisor. Sub-advisers- Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC |
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Seeks capital growth and current income. |
Putnam VT Large Cap Value Fund - Class IB Shares Putnam Investment Management, LLC, investment advisor; Sub-advisers- Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
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Seeks long-term capital appreciation. |
Putnam VT Sustainable Future Fund - Class IB Shares Putnam Investment Management, LLC, investment advisor; Sub-advisers- Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
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Seeks long-term capital appreciation. |
Putnam VT Sustainable Leaders Fund - Class IB Shares Putnam Investment Management, LLC, investment advisor. Sub-advisers- Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited |
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Seeks high current income, consistent with preservation of capital, with capital appreciation as a secondary consideration. Under normal market conditions, the fund invests at least 80% of its net assets in debt securities of any maturity. |
Templeton Global Bond VIP Fund - Class 21 Franklin Advisers, Inc. |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
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Seeks long-term capital appreciation by investing in common stocks of gold-mining companies. The Fund may take current income into consideration when choosing investments. |
VanEck VIP Global Gold Fund (Class S Shares) Van Eck Associates Corporation |
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Seeks to provide a high level of total return that is consistent with an aggressive level of risk. |
Variable Portfolio - Aggressive Portfolio Columbia Management Investment Advisers, LLC |
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Seeks to provide a high level of total return that is consistent with a conservative level of risk. |
Variable Portfolio - Conservative Portfolio Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - Managed Risk Fund Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - Managed Risk U.S. Fund Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - Managed Volatility Conservative Fund (Class 2)4,5 Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - Managed Volatility Conservative Growth Fund (Class 2)4,5 Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - Managed Volatility Growth Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 2)4,5 Columbia Management Investment Advisers, LLC |
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Seeks to provide a high level of total return that is consistent with a moderate level of risk. |
Variable Portfolio - Moderate Portfolio Columbia Management Investment Advisers, LLC |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks to provide a high level of total return that is consistent with a moderately aggressive level of risk. |
Variable Portfolio - Moderately Aggressive Columbia Management Investment Advisers, LLC |
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Seeks to provide a high level of total return that is consistent with a moderately conservative level of risk. |
Variable Portfolio - Moderately Conservative Columbia Management Investment Advisers, LLC |
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Seeks to provide shareholders with a high level of current income while conserving the value of the investment for the longest period of time. |
Variable Portfolio - Partners Core Bond Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; J.P. Morgan Investment Management Inc. and Allspring Global Investments, LLC, subadvisers. |
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Seeks to provide shareholders with long-term capital growth. |
Variable Portfolio - Partners Core Equity Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; J.P. Morgan Investment Management Inc. and T. Rowe Price Associates, Inc., subadvisers. |
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Seeks to provide shareholders with long-term growth of capital. |
Variable Portfolio - Partners International Core Equity Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Schroder Investment Management North America Inc., subadviser; Schroder Investment Management North America Limited, sub-subadviser. |
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Seeks to provide shareholders with long-term capital growth. |
Variable Portfolio - Partners International Growth Fund (Class 2) Columbia Management Investment Advisers LLC, adviser; William Blair Investment Management, LLC and Walter Scott & Partners Limited, subadvisers. |
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Seeks to provide shareholders with long-term capital growth. |
Variable Portfolio - Partners International Value Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Pzena Investment Management, LLC and Thompson, Siegel & Walmsley LLC, subadvisers. |
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Seeks to provide shareholders with long-term capital growth. |
Variable Portfolio - Partners Small Cap Growth Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Goldman Sachs Asset Management, LP and Segall Bryant & Hamill LLC, subadvisers. |
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Fund and Adviser/Sub-Adviser |
Current Expenses Ratio [NET] |
Average Annual Total Returns (as of 12/31/2024) |
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Seeks to provide shareholders with long-term capital appreciation. |
Variable Portfolio - Partners Small Cap Value Fund (Class 2) Columbia Management Investment Advisers, LLC, adviser; Segall Bryant & Hamill, LLC and William Blair Investment Management, LLC, subadvisers. |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - U.S. Flexible Conservative Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - U.S. Flexible Growth Fund Columbia Management Investment Advisers, LLC |
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Pursues total return while seeking to manage the Fund’s exposure to equity market volatility. |
Variable Portfolio - U.S. Flexible Moderate Columbia Management Investment Advisers, LLC |
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Seeks long-term capital appreciation. |
Wanger Acorn (on or about June 1, 2025 to be known as Columbia Variable Portfolio - Acorn Fund) Columbia Wanger Asset Management, LLC |
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Seeks long-term capital appreciation. |
Wanger International (on or about June 1, 2025 to be known as Columbia Variable Portfolio - Acorn International Fund) Columbia Wanger Asset Management, LLC |
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Seeks to maximize total return. |
Western Asset Variable Global High Yield Bond Portfolio - Class II Franklin Templeton Fund Adviser, LLC, adviser; Western Asset Management Company, LLC, subadviser. |
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| Benefits Available for Portfolio Companies [Table Text Block] |
Funds Available Under the Enhanced Legacy Benefit For contracts issued with the Enhanced Legacy Benefit, you are required to invest your contract value in the Portfolio Stabilizer and Portfolio Navigator funds listed below: 1. Variable Portfolio – Managed Risk Fund (Class 2) 2. Variable Portfolio – Managed Risk U.S. Fund (Class 2) 3. Variable Portfolio – Managed Volatility Growth Fund (Class 2) 4. Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2) 5. Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2) 6. Variable Portfolio – Managed Volatility Conservative Fund (Class 2) 7. Variable Portfolio – U.S. Flexible Growth Fund (Class 2) 8. Variable Portfolio – U.S. Flexible Moderate Growth Fund (Class 2) 9. Variable Portfolio – U.S. Flexible Conservative Growth Fund (Class 2) The Portfolio Navigator funds* currently available are: 1. Variable Portfolio – Conservative Portfolio (Class 2) 2. Variable Portfolio – Moderate Conservative Portfolio (Class 2) 3. Variable Portfolio – Moderate Portfolio (Class 2) 4. Variable Portfolio – Moderately Aggressive Portfolio (Class 2) *Available for application dates on or after 10/16/2023.
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| Temporary Fee Reductions, Current Expenses [Text Block] |
This Fund and its investment adviser and/or affiliates have entered into a temporary expense reimbursement arrangement and/or fee waiver. The Fund’s annual expenses reflect temporary fee reductions. Please see the Fund’s prospectus for additional information.
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| RVS RAVA 5 Access | ShortTermInvestmentRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Short-Term Investment Risk. This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. The benefits of tax deferral and long-term income mean that this contract is more beneficial to investors with a long-term investment horizon.
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| RVS RAVA 5 Access | EarlyWithdrawalRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Withdrawal Risk. You should carefully consider the risks associated with withdrawals under the contract. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A positive or negative MVA is assessed if any portion of a Guarantee Period Account is surrendered or transferred more than thirty days before the end of its guarantee period. You could lose up to 100% of your investment in a GPA as a result of a negative MVA. A withdrawal may reduce the value of your standard and optional benefits. A total withdrawal (surrender) will result in the termination of your contract.
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| RVS RAVA 5 Access | SubaccountRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Subaccount Risk. Amounts that you invest in the subaccounts are subject to the risk of poor investment performance. You assume the investment risk. Generally, if the subaccounts that you select make money, your contract value goes up, and if they lose money, your contract value goes down. Each subaccount’s performance depends on the performance of its underlying Fund. Each underlying Fund has its own investment risks, and you are exposed to the Fund’s investment risks when you invest in a subaccount. You are responsible for selecting subaccounts that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. For risks associated with any Fixed Account options, see Financial Strength and Claims-Paying Ability Risk below.
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| RVS RAVA 5 Access | GPARiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
GPA Risk. Each GPA pays an interest rate declared by us when you make an allocation to that account and is fixed for the guarantee period you choose. We will periodically change the declared interest rate for future allocations to these accounts at our discretion based, in part, on various factors including, but not limited to, the interest rate environment, returns earned on investments backing these annuities, the rates currently in effect for new and existing RiverSource Life annuities, product design, competition, and RiverSource Life's revenues and expenses. We guarantee the contract value allocated to the GPAs, including interest credited, if you do not make any transfers or surrenders from the GPA prior to 30 days before the end of the guarantee period. At all other times, and unless an exception applies, we will apply a MVA if you surrender or transfer contract value from a GPA or you elect an annuity payout plan while you have contract value invested in a GPA. The MVA may be negative, positive or result in no change depending on how the guaranteed interest rate on your GPA compares to the new interest rate of a new GPA for the same number of years as the guarantee period remaining on your GPA. You bear the risk of loss of principal due to a negative MVA. Partial surrenders will reduce certain death benefits proportionally based on the percentage of contract value that is withdrawn and if you request a partial surrender from the GPAs that will give you the net amount you requested after we apply any applicable MVA, a negative MVA will increase the impact of the partial surrender on the value of the death benefit.
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| RVS RAVA 5 Access | SelectionRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Selection Risk. The optional benefits under the contract were designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose, or may not have chosen, the benefit or benefits (if any) that are best suited for you based on your present or future needs and circumstances, and the benefits that are more suited for you (if any) may not be elected after your contract is issued. In addition, if you elected an optional benefit and if the contingencies upon which the benefit depend never occur, you will have paid for an optional benefit that did not provide a financial benefit. There is also a risk that any financial return of an optional benefit, if any, will ultimately be less than the amount you paid for the benefit.
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| RVS RAVA 5 Access | InvestmentRestrictionsRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Investment Restrictions Risk. Certain optional benefits limit the investment options that are available to you and limit your ability to take certain actions under the contract. These investment requirements are designed to reduce our risk that we will have to make payments to you from our own assets. In turn, they may also limit the potential growth of your contract value and the potential growth of your guaranteed benefits. This may conflict with your personal investment objectives.
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| RVS RAVA 5 Access | ManagedVolatilityFundRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Managed Volatility Fund Risk. The Portfolio Stabilizer funds are managed volatility funds that employ a strategy designed to reduce overall volatility and downside risk. These risk management techniques help us manage our financial risks associated with the contract’s guarantees, like death benefits, because they reduce the incidence of extreme outcomes including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your contract value and the potential growth of your guaranteed benefits and may therefore conflict with your personal investment objectives. Certain Funds advised by our affiliate, Columbia Management, employ such risk management strategies. If you elect certain optional benefits under the contract, we require you to invest in these funds, which may limit your ability to increase your benefit. Costs associated with running a managed volatility strategy may also adversely impact the performance of managed volatility funds.
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| RVS RAVA 5 Access | PurchasePaymentRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Purchase Payment Risk. Your ability to make subsequent purchase payments is subject to restrictions. We reserve the right to limit or restrict purchase payments in certain contract years or based on age, and in conjunction with certain optional death benefit riders with advance notice. Also, our prior approval may be required before accepting certain purchase payments. We reserve the right to limit certain annuity features (for example, investment options) if prior approval is required. There is no guarantee that you will always be permitted to make purchase payments.
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| RVS RAVA 5 Access | ContractChangesRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Contract Changes Risk. We reserve the right to make certain changes in the future, subject to applicable law. During the annuity payout period, we reserve the right to limit the number of subaccounts in which you may invest. We reserve the right to add, remove or substitute approved investment options at any time and in our sole discretion. We reserve the right to close or restrict approved investment options in our sole discretion. For certain optional living benefits, we also reserve the right to add, remove or modify allocation plans and requirements in our sole discretion.
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| RVS RAVA 5 Access | FinancialStrengthandClaimsPayingAbilityRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Financial Strength and Claims-Paying Ability Risk. All guarantees under the contract that are paid from our general account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you.
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| RVS RAVA 5 Access | CybersecurityRiskMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Cybersecurity Risk. Increasingly, businesses are dependent on the continuity, security, and effective operation of various technology systems. The nature of our business depends on the continued effective operation of our systems and those of our business partners. This dependence makes us susceptible to operational and information security risks from cyber-attacks. These risks may include the following: •the corruption or destruction of data; •theft, misuse or dissemination of data to the public, including your information we hold; and •denial of service attacks on our website or other forms of attacks on our systems and the software and hardware we use to run them. These attacks and their consequences can negatively impact your contract, your privacy, your ability to conduct transactions on your contract, or your ability to receive timely service from us. The risk of cyberattacks may be higher during periods of geopolitical turmoil. There can be no assurance that we, the underlying funds in your contract, or our other business partners will avoid losses affecting your contract due to any successful cyber-attacks or information security breaches.
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| RVS RAVA 5 Access | PotentialAdverseTaxConsequencesMember |
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| Prospectus: |
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| Principal Risk [Text Block] |
Potential Adverse Tax Consequences. Tax considerations vary by individual facts and circumstances. Tax rules may change without notice. Generally, earnings under your contract are taxed at ordinary income tax rates when withdrawn. You may have to pay a tax penalty if you take a withdrawal before age 59 ½. If you purchase a qualified annuity to fund a retirement plan that is tax-deferred, your contract will not provide any necessary or additional tax deferral beyond what is provided in that retirement plan. Consult a tax professional.
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| RVS RAVA 5 Access | Risk of Loss [Member] |
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| Prospectus: |
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| Risk [Text Block] |
Yes. You can lose money by investing in this Contract including loss of principal.
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| Principal Risk [Text Block] |
Risk of Loss. Variable annuities involve risks, including possible loss of principal. Your losses could be significant. This contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This contract is not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.
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| RVS RAVA 5 Access | Not Short Term Investment Risk [Member] |
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| Prospectus: |
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| Risk [Text Block] |
No.•The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.•Surrenders may also be subject to taxes and tax penalties.•Surrenders from a GPA prior to 30 days before the end of the guarantee period may also result in a negative MVA. During the 30-day period ending on the last day of the guarantee period, you may choose to start a new guarantee period of the same length, transfer the contract value from the current GPA to any of the investment options available under the Contract, apply the contract value to an annuity payout plan, or surrender the value from the current GPA(all subject to applicable surrender, transfer, and annuitization provisions). If we do not receive any instructions by the end of the guarantee period, we will automatically transfer the contract value from the current GPA into the shortest GPA term available.•The benefits of tax deferral and long-term income mean the contract is generally more beneficial to investors with a long term investment horizon.
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| RVS RAVA 5 Access | Investment Options Risk [Member] |
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| Prospectus: |
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| Risk [Text Block] |
•An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract.•Each investment option (including under the GPAs and any Fixed Account investment options) investment options has its own unique risks.•You should review the investment options before making any investment decisions.
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| RVS RAVA 5 Access | Insurance Company Risk [Member] |
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| Prospectus: |
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| Risk [Text Block] |
An investment in the Contract is subject to the risks related to us. Any obligations (including under the Fixed Account) or guarantees and benefits of the Contract that exceed the assets of the Separate Account are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about RiverSource Life, including our financial strength ratings, is available by contacting us at 1-800-862-7919.
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| RVS RAVA 5 Access | ABVPSDynamicAssetAllocationPortfolioClassBMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to maximize total return consistent with AllianceBernstein’s determination of reasonable risk.
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| Portfolio Company Name [Text Block] |
AB VPS Dynamic Asset Allocation Portfolio (Class B)
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| Portfolio Company Adviser [Text Block] |
AllianceBernstein L.P.
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| Current Expenses [Percent] |
1.10%
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| Average Annual Total Returns, 1 Year [Percent] |
10.43%
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| Average Annual Total Returns, 5 Years [Percent] |
3.15%
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| Average Annual Total Returns, 10 Years [Percent] |
3.82%
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| RVS RAVA 5 Access | ABVPSLargeCapGrowthPortfolioClassBMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
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| Portfolio Company Name [Text Block] |
AB VPS Large Cap Growth Portfolio (Class B)
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| Portfolio Company Adviser [Text Block] |
AllianceBernstein L.P.
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| Current Expenses [Percent] |
0.90%
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| Average Annual Total Returns, 1 Year [Percent] |
24.95%
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| Average Annual Total Returns, 5 Years [Percent] |
15.87%
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| Average Annual Total Returns, 10 Years [Percent] |
15.67%
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| RVS RAVA 5 Access | ABVPSRelativeValuePortfolioClassBMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
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| Portfolio Company Name [Text Block] |
AB VPS Relative Value Portfolio (Class B)
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| Portfolio Company Adviser [Text Block] |
AllianceBernstein L.P.
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| Current Expenses [Percent] |
0.86%
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| Average Annual Total Returns, 1 Year [Percent] |
12.76%
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| Average Annual Total Returns, 5 Years [Percent] |
9.54%
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| Average Annual Total Returns, 10 Years [Percent] |
9.39%
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| RVS RAVA 5 Access | ABVPSSustainableGlobalThematicPortfolioClassBMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
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| Portfolio Company Name [Text Block] |
AB VPS Sustainable Global Thematic Portfolio (Class B)
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| Portfolio Company Adviser [Text Block] |
AllianceBernstein L.P.
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| Current Expenses [Percent] |
1.16%
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| Average Annual Total Returns, 1 Year [Percent] |
5.96%
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| Average Annual Total Returns, 5 Years [Percent] |
8.77%
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| Average Annual Total Returns, 10 Years [Percent] |
9.45%
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| RVS RAVA 5 Access | AllspringVTOpportunityFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
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| Portfolio Company Name [Text Block] |
Allspring VT Opportunity Fund - Class 2
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| Portfolio Company Adviser [Text Block] |
Allspring Funds Management, LLC, adviser; Allspring Global Investments, LLC, sub-adviser.
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| Current Expenses [Percent] |
1.00%
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| Average Annual Total Returns, 1 Year [Percent] |
15.05%
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| Average Annual Total Returns, 5 Years [Percent] |
11.72%
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| Average Annual Total Returns, 10 Years [Percent] |
10.78%
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| RVS RAVA 5 Access | AllspringVTSmallCapGrowthFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
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| Portfolio Company Name [Text Block] |
Allspring VT Small Cap Growth Fund - Class 2
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| Portfolio Company Adviser [Text Block] |
Allspring Funds Management, LLC, adviser; Allspring Global Investments, LLC, sub-adviser.
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| Current Expenses [Percent] |
1.17%
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| Average Annual Total Returns, 1 Year [Percent] |
18.70%
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| Average Annual Total Returns, 5 Years [Percent] |
6.60%
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| Average Annual Total Returns, 10 Years [Percent] |
8.65%
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| RVS RAVA 5 Access | ALPSAlerianEnergyInfrastructurePortfolioClassIIIMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
The Portfolio seeks investment results that correspond (before fees and expenses) generally to the price and yield performance of its underlying index, the Alerian Midstream Energy Select Index (the “Index”).
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| Portfolio Company Name [Text Block] |
ALPS | Alerian Energy Infrastructure Portfolio: Class III
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| Portfolio Company Adviser [Text Block] |
ALPS Advisors, Inc.
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| Current Expenses [Percent] |
1.30%
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| Average Annual Total Returns, 1 Year [Percent] |
40.60%
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| Average Annual Total Returns, 5 Years [Percent] |
14.15%
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| Average Annual Total Returns, 10 Years [Percent] |
5.07%
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| RVS RAVA 5 Access | BlackRockAdvantageSMIDCapVIFundClassIIIMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
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| Portfolio Company Name [Text Block] |
BlackRock Advantage SMID Cap V.I. Fund (Class III)
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| Portfolio Company Adviser [Text Block] |
BlackRock Advisors, LLC
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| Current Expenses [Percent] |
0.80%
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| Average Annual Total Returns, 1 Year [Percent] |
11.70%
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| Average Annual Total Returns, 5 Years [Percent] |
8.41%
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| Average Annual Total Returns, 10 Years [Percent] |
8.94%
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| RVS RAVA 5 Access | BlackRockGlobalAllocationVIFundClassIIIMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks high total investment return.
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| Portfolio Company Name [Text Block] |
BlackRock Global Allocation V.I. Fund (Class III)
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| Portfolio Company Adviser [Text Block] |
BlackRock Advisors, LLC, adviser; BlackRock (Singapore) Limited and BlackRock International Limited, sub-advisers.
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| Current Expenses [Percent] |
1.02%
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| Average Annual Total Returns, 1 Year [Percent] |
9.01%
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| Average Annual Total Returns, 5 Years [Percent] |
5.74%
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| Average Annual Total Returns, 10 Years [Percent] |
5.33%
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| RVS RAVA 5 Access | BNYMellonSustainableUSEquityPortfolioIncServiceSharesMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
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| Portfolio Company Name [Text Block] |
BNY Mellon Sustainable U.S. Equity Portfolio, Inc. - Service Shares
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| Portfolio Company Adviser [Text Block] |
BNY Mellon Investment Adviser, Inc., adviser; Newton Investment Management Limited, sub-adviser.
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| Current Expenses [Percent] |
0.92%
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| Average Annual Total Returns, 1 Year [Percent] |
24.58%
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| Average Annual Total Returns, 5 Years [Percent] |
13.18%
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| Average Annual Total Returns, 10 Years [Percent] |
11.25%
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| RVS RAVA 5 Access | CalvertVPSRIBalancedPortfolioClassFMember |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to achieve a competitive total return through an actively managed portfolio of stocks, bonds and money market instruments which offer income and capital growth opportunity.
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| Portfolio Company Name [Text Block] |
Calvert VP SRI Balanced Portfolio - Class F
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| Portfolio Company Adviser [Text Block] |
Calvert Research and Management
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| Current Expenses [Percent] |
0.89%
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| Average Annual Total Returns, 1 Year [Percent] |
18.91%
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| Average Annual Total Returns, 5 Years [Percent] |
9.02%
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| Average Annual Total Returns, 10 Years [Percent] |
8.04%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioBalancedFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks maximum total investment return through a combination of capital growth and current income.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Balanced Fund (Class 2)(available for contract applications signed on or after 5/3/2021)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
1.00%
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| Average Annual Total Returns, 1 Year [Percent] |
14.30%
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| Average Annual Total Returns, 5 Years [Percent] |
4.79%
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| Average Annual Total Returns, 10 Years [Percent] |
9.15%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioBalancedFundClass3Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks maximum total investment return through a combination of capital growth and current income.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Balanced Fund (Class 3)(available for contract applications signed on or after 5/3/2021)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.88%
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| Average Annual Total Returns, 1 Year [Percent] |
14.43%
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| Average Annual Total Returns, 5 Years [Percent] |
4.92%
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| Average Annual Total Returns, 10 Years [Percent] |
9.28%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioCommodityStrategyFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with total return.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Commodity Strategy Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
1.00%
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| Average Annual Total Returns, 1 Year [Percent] |
7.09%
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| Average Annual Total Returns, 5 Years [Percent] |
5.69%
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| Average Annual Total Returns, 10 Years [Percent] |
8.94%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioContrarianCoreFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks total return, consisting of long-term capital appreciation and current income.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Contrarian Core Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.95%
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| Average Annual Total Returns, 1 Year [Percent] |
23.09%
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| Average Annual Total Returns, 5 Years [Percent] |
9.62%
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| Average Annual Total Returns, 10 Years [Percent] |
14.78%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioCorporateBondFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with high total return through income and growth of capital.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Corporate Bond Fund (Class 2)(previously Columbia Variable Portfolio - Global Strategic Income Fund (Class 2))
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.72%
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| Average Annual Total Returns, 1 Year [Percent] |
3.30%
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| Average Annual Total Returns, 5 Years [Percent] |
(0.78%)
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| Average Annual Total Returns, 10 Years [Percent] |
0.63%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioDisciplinedCoreFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Disciplined Core Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.92%
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| Average Annual Total Returns, 1 Year [Percent] |
25.74%
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| Average Annual Total Returns, 5 Years [Percent] |
8.14%
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| Average Annual Total Returns, 10 Years [Percent] |
13.77%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioDividendOpportunityFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with a high level of current income and, as a secondary objective, steady growth of capital.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Dividend Opportunity Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.98%
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| Average Annual Total Returns, 1 Year [Percent] |
15.12%
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| Average Annual Total Returns, 5 Years [Percent] |
5.97%
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| Average Annual Total Returns, 10 Years [Percent] |
8.62%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioEmergingMarketsBondFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Non-diversified fund that seeks to provide shareholders with high total return through current income and, secondarily, through capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Emerging Markets Bond Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
1.00%
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| Average Annual Total Returns, 1 Year [Percent] |
6.13%
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| Average Annual Total Returns, 5 Years [Percent] |
(0.70%)
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| Average Annual Total Returns, 10 Years [Percent] |
0.46%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioEmergingMarketsFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Emerging Markets Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
1.34%
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| Average Annual Total Returns, 1 Year [Percent] |
5.45%
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| Average Annual Total Returns, 5 Years [Percent] |
(8.32%)
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| Average Annual Total Returns, 10 Years [Percent] |
(1.01%)
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioGovernmentMoneyMarketFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with maximum current income consistent with liquidity and stability of principal.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Government Money Market Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.61%
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| Average Annual Total Returns, 1 Year [Percent] |
4.71%
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| Average Annual Total Returns, 5 Years [Percent] |
3.42%
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| Average Annual Total Returns, 10 Years [Percent] |
2.09%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioHighYieldBondFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with high current income as its primary objective and, as its secondary objective, capital growth.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - High Yield Bond Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.89%
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| Average Annual Total Returns, 1 Year [Percent] |
6.88%
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| Average Annual Total Returns, 5 Years [Percent] |
2.18%
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| Average Annual Total Returns, 10 Years [Percent] |
3.51%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioIncomeOpportunitiesFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with a high total return through current income and capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Income Opportunities Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.89%
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| Average Annual Total Returns, 1 Year [Percent] |
5.71%
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| Average Annual Total Returns, 5 Years [Percent] |
1.86%
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| Average Annual Total Returns, 10 Years [Percent] |
3.07%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioIntermediateBondFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with a high level of current income while attempting to conserve the value of the investment for the longest period of time.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Intermediate Bond Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.77%
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| Average Annual Total Returns, 1 Year [Percent] |
1.73%
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| Average Annual Total Returns, 5 Years [Percent] |
(3.72%)
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| Average Annual Total Returns, 10 Years [Percent] |
(0.06%)
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioLargeCapGrowthFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Large Cap Growth Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.97%
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| Average Annual Total Returns, 1 Year [Percent] |
31.01%
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| Average Annual Total Returns, 5 Years [Percent] |
8.59%
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| Average Annual Total Returns, 10 Years [Percent] |
17.18%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioLargeCapIndexFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Large Cap Index Fund (Class 2)(available for contract applications signed on or after 5/3/2021)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.50%
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| Average Annual Total Returns, 1 Year [Percent] |
24.40%
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| Average Annual Total Returns, 5 Years [Percent] |
8.39%
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| Average Annual Total Returns, 10 Years [Percent] |
13.94%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioLargeCapIndexFundClass3Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Large Cap Index Fund (Class 3)(available for contract applications signed on or after 5/3/2021)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.38%
|
| Average Annual Total Returns, 1 Year [Percent] |
24.54%
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| Average Annual Total Returns, 5 Years [Percent] |
8.52%
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| Average Annual Total Returns, 10 Years [Percent] |
14.07%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioLimitedDurationCreditFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with a level of current income consistent with preservation of capital.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Limited Duration Credit Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.66%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.64%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.48%
|
| Average Annual Total Returns, 10 Years [Percent] |
1.81%
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| RVS RAVA 5 Access | ColumbiaVariablePortfolioLongGovernmentCreditBondFundClass2Member |
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| Prospectus: |
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| Portfolio Company Objective [Text Block] |
Seeks total return, consisting of current income and capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Long Government/Credit Bond Fund (Class 2)
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| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
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| Current Expenses [Percent] |
0.72%
|
| Average Annual Total Returns, 1 Year [Percent] |
(4.39%)
|
| Average Annual Total Returns, 5 Years [Percent] |
(9.65%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(3.58%)
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioOverseasCoreFundClass2Member |
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| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Overseas Core Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.04%
|
| Average Annual Total Returns, 1 Year [Percent] |
3.16%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.41%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.87%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSelectLargeCapEquityFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
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| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Select Large Cap Equity Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.92%
|
| Average Annual Total Returns, 1 Year [Percent] |
23.82%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.26%
|
| Average Annual Total Returns, 10 Years [Percent] |
14.35%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSelectLargeCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Select Large Cap Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
12.58%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.04%
|
| Average Annual Total Returns, 10 Years [Percent] |
9.29%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSelectMidCapGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with growth of capital.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Select Mid Cap Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
23.37%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.06%
|
| Average Annual Total Returns, 10 Years [Percent] |
10.80%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSelectMidCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Select Mid Cap Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
12.27%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.73%
|
| Average Annual Total Returns, 10 Years [Percent] |
9.58%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSelectSmallCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Select Small Cap Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.10%
|
| Average Annual Total Returns, 1 Year [Percent] |
13.66%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.95%
|
| Average Annual Total Returns, 10 Years [Percent] |
9.19%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSeligmanGlobalTechnologyFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Seligman Global Technology Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.18%
|
| Average Annual Total Returns, 1 Year [Percent] |
26.58%
|
| Average Annual Total Returns, 5 Years [Percent] |
7.71%
|
| Average Annual Total Returns, 10 Years [Percent] |
20.37%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioSmallCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Small Cap Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.13%
|
| Average Annual Total Returns, 1 Year [Percent] |
8.67%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.37%
|
| Average Annual Total Returns, 10 Years [Percent] |
10.98%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioStrategicIncomeFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return, consisting of current income and capital appreciation.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - Strategic Income Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.51%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.33%
|
| Average Annual Total Returns, 10 Years [Percent] |
1.82%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioUSGovernmentMortgageFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with current income as its primary objective and, as its secondary objective, preservation of capital.
|
| Portfolio Company Name [Text Block] |
Columbia Variable Portfolio - U.S. Government Mortgage Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.71%
|
| Average Annual Total Returns, 1 Year [Percent] |
1.33%
|
| Average Annual Total Returns, 5 Years [Percent] |
(2.91%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(1.06%)
|
| RVS RAVA 5 Access | CTIVPAmericanCenturyDiversifiedBondFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with a high level of current income.
|
| Portfolio Company Name [Text Block] |
CTIVP® - American Century Diversified Bond Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; American Century Investment Management, Inc., subadviser.
|
| Current Expenses [Percent] |
0.75%
|
| Average Annual Total Returns, 1 Year [Percent] |
1.53%
|
| Average Annual Total Returns, 5 Years [Percent] |
(3.33%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(0.39%)
|
| RVS RAVA 5 Access | CTIVPBlackRockGlobalInflationProtectedSecuritiesFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Non-diversified fund that seeks to provide shareholders with total return that exceeds the rate of inflation over the long term.
|
| Portfolio Company Name [Text Block] |
CTIVP® - BlackRock Global Inflation-Protected Securities Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; BlackRock Financial Management, Inc., subadviser; BlackRock International Limited, sub-subadviser.
|
| Current Expenses [Percent] |
0.87%
|
| Average Annual Total Returns, 1 Year [Percent] |
(1.20%)
|
| Average Annual Total Returns, 5 Years [Percent] |
(5.46%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(0.78%)
|
| RVS RAVA 5 Access | CTIVPCenterSquareRealEstateFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with current income and capital appreciation.
|
| Portfolio Company Name [Text Block] |
CTIVP® - CenterSquare Real Estate Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; CenterSquare Investment Management LLC, subadviser.
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.86%
|
| Average Annual Total Returns, 5 Years [Percent] |
(1.90%)
|
| Average Annual Total Returns, 10 Years [Percent] |
4.79%
|
| RVS RAVA 5 Access | CTIVPPrincipalBlueChipGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
CTIVP® - Principal Blue Chip Growth Fund (Class 2) (on or about June 1, 2025 to be known as CTIVP® - Principal Large Cap Growth Fund (Class 2))
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Principal Global Investors, LLC, subadviser.
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
21.12%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.58%
|
| Average Annual Total Returns, 10 Years [Percent] |
13.51%
|
| RVS RAVA 5 Access | CTIVPTRowePriceLargeCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term growth of capital and income.
|
| Portfolio Company Name [Text Block] |
CTIVP® - T. Rowe Price Large Cap Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; T. Rowe Price Associates, Inc., subadviser.
|
| Current Expenses [Percent] |
0.95%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.68%
|
| Average Annual Total Returns, 5 Years [Percent] |
4.99%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.18%
|
| RVS RAVA 5 Access | CTIVPTCWCorePlusBondFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with total return through current income and capital appreciation.
|
| Portfolio Company Name [Text Block] |
CTIVP® - TCW Core Plus Bond Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; TCW Investment Management Company LLC, subadviser.
|
| Current Expenses [Percent] |
0.74%
|
| Average Annual Total Returns, 1 Year [Percent] |
0.51%
|
| Average Annual Total Returns, 5 Years [Percent] |
(3.13%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(0.53%)
|
| RVS RAVA 5 Access | CTIVPVictorySycamoreEstablishedValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
CTIVP® - Victory Sycamore Established Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Victory Capital Management Inc., subadviser.
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.62%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.26%
|
| Average Annual Total Returns, 10 Years [Percent] |
10.59%
|
| RVS RAVA 5 Access | CTIVPWellingtonLargeCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
CTIVP® - Wellington Large Cap Value Fund (Class 2) (previously CTIVP® - MFS® Value Fund (Class 2))
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Wellington Management Company LLP, subadviser.
|
| Current Expenses [Percent] |
0.87%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.44%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.99%
|
| Average Annual Total Returns, 10 Years [Percent] |
7.77%
|
| RVS RAVA 5 Access | CTIVPWestfieldMidCapGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
CTIVP® - Westfield Mid Cap Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Westfield Capital Management Company, L.P., subadviser.
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
17.19%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.87%
|
| Average Annual Total Returns, 10 Years [Percent] |
10.02%
|
| RVS RAVA 5 Access | CTIVPWestfieldSelectLargeCapGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
CTIVP® - Westfield Select Large Cap Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Westfield Capital Management Company, L.P., subadviser.
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
27.15%
|
| Average Annual Total Returns, 5 Years [Percent] |
(0.79%)
|
| Average Annual Total Returns, 10 Years [Percent] |
10.38%
|
| RVS RAVA 5 Access | CVTEAFEInternationalIndexPortfolioClassFMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks investment results that correspond to the total return performance of common stocks as represented by the MSCI EAFE Index.
|
| Portfolio Company Name [Text Block] |
CVT EAFE International Index Portfolio - Class F
|
| Portfolio Company Adviser [Text Block] |
Calvert Research and Management
|
| Current Expenses [Percent] |
0.68%
|
| Average Annual Total Returns, 1 Year [Percent] |
2.95%
|
| Average Annual Total Returns, 5 Years [Percent] |
4.18%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.60%
|
| RVS RAVA 5 Access | CVTNasdaq100IndexPortfolioClassFMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks investment results that correspond to the investment performance of U.S. common stocks, as represented by the NASDAQ 100 Index.
|
| Portfolio Company Name [Text Block] |
CVT Nasdaq 100 Index Portfolio - Class F
|
| Portfolio Company Adviser [Text Block] |
Calvert Research and Management, adviser; Ameritas Investment Partners, Inc, subadviser.
|
| Current Expenses [Percent] |
0.73%
|
| Average Annual Total Returns, 1 Year [Percent] |
24.89%
|
| Average Annual Total Returns, 5 Years [Percent] |
19.29%
|
| Average Annual Total Returns, 10 Years [Percent] |
17.64%
|
| RVS RAVA 5 Access | CVTRussell2000SmallCapIndexPortfolioClassFMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks investment results that correspond to the investment performance of U.S. common stocks, as represented by the Russell 2000® Index.
|
| Portfolio Company Name [Text Block] |
CVT Russell 2000® Small Cap Index Portfolio - Class F
|
| Portfolio Company Adviser [Text Block] |
Calvert Research and Management, adviser; Ameritas Investment Partners, Inc, subadviser.
|
| Current Expenses [Percent] |
0.59%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.00%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.93%
|
| Average Annual Total Returns, 10 Years [Percent] |
7.24%
|
| RVS RAVA 5 Access | DWSAlternativeAssetAllocationVIPClassBMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
DWS Alternative Asset Allocation VIP, Class B
|
| Portfolio Company Adviser [Text Block] |
DWS Investment Management Americas Inc., adviser; RREEF America L.L.C., subadvisor.
|
| Current Expenses [Percent] |
1.26%
|
| Average Annual Total Returns, 1 Year [Percent] |
5.30%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.97%
|
| Average Annual Total Returns, 10 Years [Percent] |
2.83%
|
| RVS RAVA 5 Access | EatonVanceVTFloatingRateIncomeFundInitialClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks high level of current income.
|
| Portfolio Company Name [Text Block] |
Eaton Vance VT Floating-Rate Income Fund - Initial Class
|
| Portfolio Company Adviser [Text Block] |
Eaton Vance Management
|
| Current Expenses [Percent] |
1.19%
|
| Average Annual Total Returns, 1 Year [Percent] |
7.68%
|
| Average Annual Total Returns, 5 Years [Percent] |
4.24%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.92%
|
| RVS RAVA 5 Access | FidelityVIPContrafundPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Contrafund® Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.81%
|
| Average Annual Total Returns, 1 Year [Percent] |
33.45%
|
| Average Annual Total Returns, 5 Years [Percent] |
16.74%
|
| Average Annual Total Returns, 10 Years [Percent] |
13.33%
|
| RVS RAVA 5 Access | FidelityVIPEmergingMarketsPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Emerging Markets Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, FIL Investment Advisers, FIL Investment Advisers (UK) Limited and FIL Investments (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
1.13%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.71%
|
| Average Annual Total Returns, 5 Years [Percent] |
4.09%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.78%
|
| RVS RAVA 5 Access | FidelityVIPEnergyPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Energy Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.85%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.02%
|
| Average Annual Total Returns, 5 Years [Percent] |
12.13%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.19%
|
| RVS RAVA 5 Access | FidelityVIPGrowthIncomePortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks high total return through a combination of current income and capital appreciation.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Growth & Income Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.74%
|
| Average Annual Total Returns, 1 Year [Percent] |
21.91%
|
| Average Annual Total Returns, 5 Years [Percent] |
13.10%
|
| Average Annual Total Returns, 10 Years [Percent] |
11.11%
|
| RVS RAVA 5 Access | FidelityVIPGrowthOpportunitiesPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide capital growth.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Growth Opportunities Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.82%
|
| Average Annual Total Returns, 1 Year [Percent] |
38.54%
|
| Average Annual Total Returns, 5 Years [Percent] |
18.46%
|
| Average Annual Total Returns, 10 Years [Percent] |
17.93%
|
| RVS RAVA 5 Access | FidelityVIPInternationalCapitalAppreciationPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP International Capital Appreciation Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, FIL Investment Advisers, FIL Investment Advisers (UK) Limited and FIL Investments (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
1.03%
|
| Average Annual Total Returns, 1 Year [Percent] |
7.92%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.61%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.01%
|
| RVS RAVA 5 Access | FidelityVIPInvestmentGradeBondPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks as high level of current income as is consistent with the preservation of capital.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Investment Grade Bond Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.63%
|
| Average Annual Total Returns, 1 Year [Percent] |
1.50%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.20%
|
| Average Annual Total Returns, 10 Years [Percent] |
1.68%
|
| RVS RAVA 5 Access | FidelityVIPMidCapPortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Mid Cap Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.82%
|
| Average Annual Total Returns, 1 Year [Percent] |
17.18%
|
| Average Annual Total Returns, 5 Years [Percent] |
11.06%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.94%
|
| RVS RAVA 5 Access | FidelityVIPStrategicIncomePortfolioServiceClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks a high level of current income and may also seek capital appreciation.
|
| Portfolio Company Name [Text Block] |
Fidelity® VIP Strategic Income Portfolio Service Class 2
|
| Portfolio Company Adviser [Text Block] |
Fidelity Management & Research Company (the Adviser) is the fund’s manager. Fidelity Management & Research Company (UK) Limited, Fidelity Management & Research Company (Hong Kong) Limited, Fidelity Management & Research Company (Japan) Limited, FIL Investment Advisers, FIL Investment Advisers (UK) Limited and FIL Investments (Japan) Limited, subadvisers.
|
| Current Expenses [Percent] |
0.89%
|
| Average Annual Total Returns, 1 Year [Percent] |
5.78%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.54%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.34%
|
| RVS RAVA 5 Access | FranklinIncomeVIPFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to maximize income while maintaining prospects for capital appreciation. Under normal market conditions, the fund invests in a diversified portfolio of equity and debt securities.
|
| Portfolio Company Name [Text Block] |
Franklin Income VIP Fund - Class 2
|
| Portfolio Company Adviser [Text Block] |
Franklin Advisers, Inc.
|
| Current Expenses [Percent] |
0.72%
|
| Average Annual Total Returns, 1 Year [Percent] |
7.20%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.29%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.27%
|
| RVS RAVA 5 Access | FranklinIncomeVIPFundClass4Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to maximize income while maintaining prospects for capital appreciation. Under normal market conditions, the fund invests in a diversified portfolio of equity and debt securities.
|
| Portfolio Company Name [Text Block] |
Franklin Income VIP Fund - Class 4
|
| Portfolio Company Adviser [Text Block] |
Franklin Advisers, Inc.
|
| Current Expenses [Percent] |
0.82%
|
| Average Annual Total Returns, 1 Year [Percent] |
7.08%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.17%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.16%
|
| RVS RAVA 5 Access | FranklinMutualGlobalDiscoveryVIPFundClass4Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Franklin Mutual Global Discovery VIP Fund - Class 4
|
| Portfolio Company Adviser [Text Block] |
Franklin Mutual Advisers, LLC
|
| Current Expenses [Percent] |
1.26%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.58%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.31%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.76%
|
| RVS RAVA 5 Access | FranklinMutualSharesVIPFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation, with income as a secondary goal. Under normal market conditions, the fund invests primarily in U.S. and foreign equity securities that the investment manager believes are undervalued.
|
| Portfolio Company Name [Text Block] |
Franklin Mutual Shares VIP Fund - Class 2
|
| Portfolio Company Adviser [Text Block] |
Franklin Mutual Advisers, LLC
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.27%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.75%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.83%
|
| RVS RAVA 5 Access | FranklinSmallCapValueVIPFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies.
|
| Portfolio Company Name [Text Block] |
Franklin Small Cap Value VIP Fund - Class 2
|
| Portfolio Company Adviser [Text Block] |
Franklin Mutual Advisers, LLC
|
| Current Expenses [Percent] |
0.90%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.71%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.36%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.17%
|
| RVS RAVA 5 Access | FranklinSmallCapValueVIPFundClass4Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies.
|
| Portfolio Company Name [Text Block] |
Franklin Small Cap Value VIP Fund - Class 4
|
| Portfolio Company Adviser [Text Block] |
Franklin Mutual Advisers, LLC
|
| Current Expenses [Percent] |
1.00%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.60%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.27%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.07%
|
| RVS RAVA 5 Access | GoldmanSachsVITSmallCapEquityInsightsFundServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Goldman Sachs VIT Small Cap Equity Insights Fund - Service Shares
|
| Portfolio Company Adviser [Text Block] |
Goldman Sachs Asset Management, L.P.
|
| Current Expenses [Percent] |
1.06%
|
| Average Annual Total Returns, 1 Year [Percent] |
18.82%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.73%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.69%
|
| RVS RAVA 5 Access | InvescoVIBalancedRiskAllocationFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return with a low to moderate correlation to traditional financial market indices.
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Balanced-Risk Allocation Fund, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
1.06%
|
| Average Annual Total Returns, 1 Year [Percent] |
3.56%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.51%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.57%
|
| RVS RAVA 5 Access | InvescoVIComstockFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital growth and income through investments in equity securities, including common stocks, preferred stocks and securities convertible into common and preferred stocks.
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Comstock Fund, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
1.01%
|
| Average Annual Total Returns, 1 Year [Percent] |
14.87%
|
| Average Annual Total Returns, 5 Years [Percent] |
11.31%
|
| Average Annual Total Returns, 10 Years [Percent] |
9.21%
|
| RVS RAVA 5 Access | InvescoVICorePlusBondFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return, comprised of current income and capital appreciation.
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Core Plus Bond Fund, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
0.87%
|
| Average Annual Total Returns, 1 Year [Percent] |
2.72%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.08%
|
| Average Annual Total Returns, 10 Years [Percent] |
1.98%
|
| RVS RAVA 5 Access | InvescoVIGlobalFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Global Fund, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
1.06%
|
| Average Annual Total Returns, 1 Year [Percent] |
15.78%
|
| Average Annual Total Returns, 5 Years [Percent] |
9.21%
|
| Average Annual Total Returns, 10 Years [Percent] |
9.58%
|
| RVS RAVA 5 Access | InvescoVIGlobalStrategicIncomeFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Global Strategic Income Fund, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
1.18%
|
| Average Annual Total Returns, 1 Year [Percent] |
3.02%
|
| Average Annual Total Returns, 5 Years [Percent] |
(0.43%)
|
| Average Annual Total Returns, 10 Years [Percent] |
1.28%
|
| RVS RAVA 5 Access | InvescoVIMainStreetSmallCapFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Main Street Small Cap Fund®, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
1.11%
|
| Average Annual Total Returns, 1 Year [Percent] |
12.41%
|
| Average Annual Total Returns, 5 Years [Percent] |
10.21%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.73%
|
| RVS RAVA 5 Access | InvescoVITechnologyFundSeriesIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Invesco V.I. Technology Fund, Series II Shares
|
| Portfolio Company Adviser [Text Block] |
Invesco Advisers, Inc.
|
| Current Expenses [Percent] |
1.22%
|
| Average Annual Total Returns, 1 Year [Percent] |
33.86%
|
| Average Annual Total Returns, 5 Years [Percent] |
14.36%
|
| Average Annual Total Returns, 10 Years [Percent] |
14.11%
|
| RVS RAVA 5 Access | JanusHendersonBalancedPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital growth, consistent with preservation of capital and balanced by current income.
|
| Portfolio Company Name [Text Block] |
Janus Henderson Balanced Portfolio: Service Shares
|
| Portfolio Company Adviser [Text Block] |
Janus Henderson Investors US LLC
|
| Current Expenses [Percent] |
0.87%
|
| Average Annual Total Returns, 1 Year [Percent] |
15.15%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.06%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.40%
|
| RVS RAVA 5 Access | JanusHendersonFlexibleBondPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to obtain maximum total return, consistent with preservation of capital.
|
| Portfolio Company Name [Text Block] |
Janus Henderson Flexible Bond Portfolio: Service Shares
|
| Portfolio Company Adviser [Text Block] |
Janus Henderson Investors US LLC
|
| Current Expenses [Percent] |
0.82%
|
| Average Annual Total Returns, 1 Year [Percent] |
1.63%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.09%
|
| Average Annual Total Returns, 10 Years [Percent] |
1.35%
|
| RVS RAVA 5 Access | JanusHendersonFortyPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Janus Henderson Forty Portfolio: Service Shares
|
| Portfolio Company Adviser [Text Block] |
Janus Henderson Investors US LLC
|
| Current Expenses [Percent] |
0.83%
|
| Average Annual Total Returns, 1 Year [Percent] |
28.14%
|
| Average Annual Total Returns, 5 Years [Percent] |
15.12%
|
| Average Annual Total Returns, 10 Years [Percent] |
15.36%
|
| RVS RAVA 5 Access | JanusHendersonGlobalTechnologyandInnovationPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Janus Henderson Global Technology and Innovation Portfolio: Service Shares
|
| Portfolio Company Adviser [Text Block] |
Janus Henderson Investors US LLC
|
| Current Expenses [Percent] |
0.97%
|
| Average Annual Total Returns, 1 Year [Percent] |
31.76%
|
| Average Annual Total Returns, 5 Years [Percent] |
17.80%
|
| Average Annual Total Returns, 10 Years [Percent] |
19.06%
|
| RVS RAVA 5 Access | JanusHendersonOverseasPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Janus Henderson Overseas Portfolio: Service Shares
|
| Portfolio Company Adviser [Text Block] |
Janus Henderson Investors US LLC
|
| Current Expenses [Percent] |
1.13%
|
| Average Annual Total Returns, 1 Year [Percent] |
5.58%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.95%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.29%
|
| RVS RAVA 5 Access | JanusHendersonResearchPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Janus Henderson Research Portfolio: Service Shares
|
| Portfolio Company Adviser [Text Block] |
Janus Henderson Investors US LLC
|
| Current Expenses [Percent] |
0.92%
|
| Average Annual Total Returns, 1 Year [Percent] |
34.96%
|
| Average Annual Total Returns, 5 Years [Percent] |
16.49%
|
| Average Annual Total Returns, 10 Years [Percent] |
14.25%
|
| RVS RAVA 5 Access | LazardRetirementEmergingMarketsEquityPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Lazard Retirement Emerging Markets Equity Portfolio - Service Shares
|
| Portfolio Company Adviser [Text Block] |
Lazard Asset Management, LLC
|
| Current Expenses [Percent] |
1.40%
|
| Average Annual Total Returns, 1 Year [Percent] |
7.43%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.03%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.26%
|
| RVS RAVA 5 Access | LazardRetirementGlobalDynamicMultiAssetPortfolioServiceSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return.
|
| Portfolio Company Name [Text Block] |
Lazard Retirement Global Dynamic Multi-Asset Portfolio - Service Shares
|
| Portfolio Company Adviser [Text Block] |
Lazard Asset Management, LLC
|
| Current Expenses [Percent] |
1.05%
|
| Average Annual Total Returns, 1 Year [Percent] |
8.60%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.33%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.35%
|
| RVS RAVA 5 Access | LordAbbettSeriesFundBondDebenturePortfolioClassVCMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks high current income and the opportunity for capital appreciation to produce a high total return.
|
| Portfolio Company Name [Text Block] |
Lord Abbett Series Fund Bond Debenture Portfolio - Class VC
|
| Portfolio Company Adviser [Text Block] |
Lord, Abbett & Co LLC
|
| Current Expenses [Percent] |
0.99%
|
| Average Annual Total Returns, 1 Year [Percent] |
6.72%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.90%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.73%
|
| RVS RAVA 5 Access | LordAbbettSeriesFundShortDurationIncomePortfolioClassVCMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks a high level of income consistent with preservation of capital.
|
| Portfolio Company Name [Text Block] |
Lord Abbett Series Fund Short Duration Income Portfolio - Class VC
|
| Portfolio Company Adviser [Text Block] |
Lord, Abbett & Co LLC
|
| Current Expenses [Percent] |
0.84%
|
| Average Annual Total Returns, 1 Year [Percent] |
5.14%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.70%
|
| Average Annual Total Returns, 10 Years [Percent] |
2.09%
|
| RVS RAVA 5 Access | LVIPAmericanCenturyInternationalFundServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital growth.
|
| Portfolio Company Name [Text Block] |
LVIP American Century International Fund, Service Class
|
| Portfolio Company Adviser [Text Block] |
Lincoln Financial Investments Corporation, investment adviser; American Century Investment Management, Inc., investment sub-adviser.
|
| Current Expenses [Percent] |
1.10%
|
| Average Annual Total Returns, 1 Year [Percent] |
2.46%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.39%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.77%
|
| RVS RAVA 5 Access | LVIPAmericanCenturyMidCapValueFundServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital growth. Income is a secondary objective.
|
| Portfolio Company Name [Text Block] |
LVIP American Century Mid Cap Value Fund, Service Class
|
| Portfolio Company Adviser [Text Block] |
Lincoln Financial Investments Corporation, investment adviser; American Century Investment Management, Inc., investment sub-adviser.
|
| Current Expenses [Percent] |
1.01%
|
| Average Annual Total Returns, 1 Year [Percent] |
8.52%
|
| Average Annual Total Returns, 5 Years [Percent] |
7.13%
|
| Average Annual Total Returns, 10 Years [Percent] |
7.87%
|
| RVS RAVA 5 Access | LVIPAmericanCenturyValueFundServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital growth. Income is a secondary objective.
|
| Portfolio Company Name [Text Block] |
LVIP American Century Value Fund, Service Class
|
| Portfolio Company Adviser [Text Block] |
Lincoln Financial Investments Corporation, investment adviser; American Century Investment Management, Inc., investment sub-adviser.
|
| Current Expenses [Percent] |
0.86%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.29%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.41%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.01%
|
| RVS RAVA 5 Access | LVIPJPMorganUSEquityFundServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide high total return from a portfolio of selected equity securities.
|
| Portfolio Company Name [Text Block] |
LVIP JPMorgan U.S. Equity Fund - Service Class
|
| Portfolio Company Adviser [Text Block] |
Lincoln Investment Advisors Corporation, adviser; J.P. Morgan Investment Management Inc., subadviser.
|
| Current Expenses [Percent] |
0.90%
|
| Average Annual Total Returns, 1 Year [Percent] |
23.68%
|
| Average Annual Total Returns, 5 Years [Percent] |
15.45%
|
| Average Annual Total Returns, 10 Years [Percent] |
13.11%
|
| RVS RAVA 5 Access | MacquarieVIPAssetStrategySeriesServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide total return.
|
| Portfolio Company Name [Text Block] |
Macquarie VIP Asset Strategy Series - Service Class
|
| Portfolio Company Adviser [Text Block] |
Ivy Investment Management Company
|
| Current Expenses [Percent] |
0.85%
|
| Average Annual Total Returns, 1 Year [Percent] |
12.44%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.56%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.27%
|
| RVS RAVA 5 Access | MacquarieVIPFundforIncomeSeriesServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks high current income.
|
| Portfolio Company Name [Text Block] |
Macquarie VIP Fund for Income Series - Service Class
|
| Portfolio Company Adviser [Text Block] |
Delaware Management Company, adviser; Macquarie Investment Management Global Limited, Macquarie Investment Management Austria Kapitalanlage AG and Macquarie Investment Management Europe Limited, subadvisers.
|
| Current Expenses [Percent] |
1.05%
|
| Average Annual Total Returns, 1 Year [Percent] |
6.30%
|
| RVS RAVA 5 Access | MacquarieVIPInternationalCoreEquitySeriesServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital growth.
|
| Portfolio Company Name [Text Block] |
Macquarie VIP International Core Equity Series - Service Class
|
| Portfolio Company Adviser [Text Block] |
Delaware Management Company, adviser; Macquarie Funds Management HK Ltd., Macquarie Investment Management Global Limited, subadvisers.
|
| Current Expenses [Percent] |
1.11%
|
| Average Annual Total Returns, 1 Year [Percent] |
3.73%
|
| Average Annual Total Returns, 5 Years [Percent] |
4.70%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.23%
|
| RVS RAVA 5 Access | MFSGlobalRealEstatePortfolioServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return.
|
| Portfolio Company Name [Text Block] |
MFS® Global Real Estate Portfolio - Service Class
|
| Portfolio Company Adviser [Text Block] |
Massachusetts Financial Services Company
|
| Current Expenses [Percent] |
1.15%
|
| Average Annual Total Returns, 1 Year [Percent] |
(2.92%)
|
| Average Annual Total Returns, 5 Years [Percent] |
0.66%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.47%
|
| RVS RAVA 5 Access | MFSInternationalGrowthPortfolioServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
MFS® International Growth Portfolio - Service Class
|
| Portfolio Company Adviser [Text Block] |
Massachusetts Financial Services Company
|
| Current Expenses [Percent] |
1.13%
|
| Average Annual Total Returns, 1 Year [Percent] |
8.76%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.84%
|
| Average Annual Total Returns, 10 Years [Percent] |
7.56%
|
| RVS RAVA 5 Access | MFSResearchInternationalPortfolioServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
MFS® Research International Portfolio - Service Class
|
| Portfolio Company Adviser [Text Block] |
Massachusetts Financial Services Company
|
| Current Expenses [Percent] |
1.14%
|
| Average Annual Total Returns, 1 Year [Percent] |
2.78%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.64%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.95%
|
| RVS RAVA 5 Access | MFSUtilitiesSeriesServiceClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return.
|
| Portfolio Company Name [Text Block] |
MFS® Utilities Series - Service Class
|
| Portfolio Company Adviser [Text Block] |
Massachusetts Financial Services Company
|
| Current Expenses [Percent] |
1.04%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.34%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.61%
|
| Average Annual Total Returns, 10 Years [Percent] |
6.02%
|
| RVS RAVA 5 Access | MorganStanleyVIFDiscoveryPortfolioClassIISharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
The Fund seeks long-term capital growth by investing primarily in common stocks and other equity securities.
|
| Portfolio Company Name [Text Block] |
Morgan Stanley VIF Discovery Portfolio, Class II Shares
|
| Portfolio Company Adviser [Text Block] |
Morgan Stanley Investment Management Inc.
|
| Current Expenses [Percent] |
1.05%
|
| Average Annual Total Returns, 1 Year [Percent] |
41.73%
|
| Average Annual Total Returns, 5 Years [Percent] |
11.11%
|
| Average Annual Total Returns, 10 Years [Percent] |
12.02%
|
| RVS RAVA 5 Access | NeubergerBermanAMTSustainableEquityPortfolioClassSMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term growth of capital by investing primarily in securities of companies that meet the Fund’s environmental, social and governance (ESG) criteria.
|
| Portfolio Company Name [Text Block] |
Neuberger Berman AMT Sustainable Equity Portfolio (Class S)
|
| Portfolio Company Adviser [Text Block] |
Neuberger Berman Investment Advisers LLC
|
| Current Expenses [Percent] |
1.15%
|
| Average Annual Total Returns, 1 Year [Percent] |
25.52%
|
| Average Annual Total Returns, 5 Years [Percent] |
13.68%
|
| Average Annual Total Returns, 10 Years [Percent] |
11.18%
|
| RVS RAVA 5 Access | PIMCOVITAllAssetPortfolioAdvisorClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks maximum real return, consistent with preservation of real capital and prudent investment management.
|
| Portfolio Company Name [Text Block] |
PIMCO VIT All Asset Portfolio, Advisor Class
|
| Portfolio Company Adviser [Text Block] |
Pacific Investment Management Company LLC (PIMCO)
|
| Current Expenses [Percent] |
2.37%
|
| Average Annual Total Returns, 1 Year [Percent] |
3.57%
|
| Average Annual Total Returns, 5 Years [Percent] |
4.31%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.25%
|
| RVS RAVA 5 Access | PIMCOVITGlobalManagedAssetAllocationPortfolioAdvisorClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks total return which exceeds that of a blend of 60% MSCI World Index/40% Barclays U.S. Aggregate Index.
|
| Portfolio Company Name [Text Block] |
PIMCO VIT Global Managed Asset Allocation Portfolio, Advisor Class
|
| Portfolio Company Adviser [Text Block] |
Pacific Investment Management Company LLC (PIMCO)
|
| Current Expenses [Percent] |
1.28%
|
| Average Annual Total Returns, 1 Year [Percent] |
10.75%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.03%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.75%
|
| RVS RAVA 5 Access | PIMCOVITTotalReturnPortfolioAdvisorClassMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks maximum total return, consistent with preservation of capital and prudent investment management.
|
| Portfolio Company Name [Text Block] |
PIMCO VIT Total Return Portfolio, Advisor Class
|
| Portfolio Company Adviser [Text Block] |
Pacific Investment Management Company LLC (PIMCO)
|
| Current Expenses [Percent] |
0.89%
|
| Average Annual Total Returns, 1 Year [Percent] |
2.43%
|
| Average Annual Total Returns, 5 Years [Percent] |
(0.13%)
|
| Average Annual Total Returns, 10 Years [Percent] |
1.43%
|
| RVS RAVA 5 Access | PutnamVTGlobalHealthCareFundClassIBSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital appreciation.
|
| Portfolio Company Name [Text Block] |
Putnam VT Global Health Care Fund - Class IB Shares
|
| Portfolio Company Adviser [Text Block] |
Putnam Investment Management, LLC, investment advisor; Sub-advisers-Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
|
| Current Expenses [Percent] |
0.98%
|
| Average Annual Total Returns, 1 Year [Percent] |
1.43%
|
| Average Annual Total Returns, 5 Years [Percent] |
7.94%
|
| Average Annual Total Returns, 10 Years [Percent] |
7.65%
|
| RVS RAVA 5 Access | PutnamVTInternationalValueFundClassIBSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital growth. Current income is a secondary objective.
|
| Portfolio Company Name [Text Block] |
Putnam VT International Value Fund - Class IB Shares
|
| Portfolio Company Adviser [Text Block] |
Putnam Investment Management, LLC, investment advisor. Sub-advisers- Franklin Advisers, Inc., Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
5.21%
|
| Average Annual Total Returns, 5 Years [Percent] |
6.81%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.46%
|
| RVS RAVA 5 Access | PutnamVTLargeCapValueFundClassIBSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks capital growth and current income.
|
| Portfolio Company Name [Text Block] |
Putnam VT Large Cap Value Fund - Class IB Shares
|
| Portfolio Company Adviser [Text Block] |
Putnam Investment Management, LLC, investment advisor; Sub-advisers- Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
|
| Current Expenses [Percent] |
0.80%
|
| Average Annual Total Returns, 1 Year [Percent] |
19.14%
|
| Average Annual Total Returns, 5 Years [Percent] |
12.45%
|
| Average Annual Total Returns, 10 Years [Percent] |
10.88%
|
| RVS RAVA 5 Access | PutnamVTSustainableFutureFundClassIBSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Putnam VT Sustainable Future Fund - Class IB Shares
|
| Portfolio Company Adviser [Text Block] |
Putnam Investment Management, LLC, investment advisor; Sub-advisers- Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
|
| Current Expenses [Percent] |
1.06%
|
| Average Annual Total Returns, 1 Year [Percent] |
14.88%
|
| Average Annual Total Returns, 5 Years [Percent] |
9.54%
|
| Average Annual Total Returns, 10 Years [Percent] |
8.84%
|
| RVS RAVA 5 Access | PutnamVTSustainableLeadersFundClassIBSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Putnam VT Sustainable Leaders Fund - Class IB Shares
|
| Portfolio Company Adviser [Text Block] |
Putnam Investment Management, LLC, investment advisor. Sub-advisers- Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited
|
| Current Expenses [Percent] |
0.88%
|
| Average Annual Total Returns, 1 Year [Percent] |
23.02%
|
| Average Annual Total Returns, 5 Years [Percent] |
13.72%
|
| Average Annual Total Returns, 10 Years [Percent] |
13.50%
|
| RVS RAVA 5 Access | TempletonGlobalBondVIPFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks high current income, consistent with preservation of capital, with capital appreciation as a secondary consideration. Under normal market conditions, the fund invests at least 80% of its net assets in debt securities of any maturity.
|
| Portfolio Company Name [Text Block] |
Templeton Global Bond VIP Fund - Class 2
|
| Portfolio Company Adviser [Text Block] |
Franklin Advisers, Inc.
|
| Current Expenses [Percent] |
0.75%
|
| Average Annual Total Returns, 1 Year [Percent] |
(11.37%)
|
| Average Annual Total Returns, 5 Years [Percent] |
(4.85%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(2.03%)
|
| RVS RAVA 5 Access | VanEckVIPGlobalGoldFundClassSSharesMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation by investing in common stocks of gold-mining companies. The Fund may take current income into consideration when choosing investments.
|
| Portfolio Company Name [Text Block] |
VanEck VIP Global Gold Fund (Class S Shares)
|
| Portfolio Company Adviser [Text Block] |
Van Eck Associates Corporation
|
| Current Expenses [Percent] |
1.45%
|
| Average Annual Total Returns, 1 Year [Percent] |
14.41%
|
| Average Annual Total Returns, 5 Years [Percent] |
5.46%
|
| Average Annual Total Returns, 10 Years [Percent] |
6.69%
|
| RVS RAVA 5 Access | VariablePortfolioAggressivePortfolioClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide a high level of total return that is consistent with an aggressive level of risk.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Aggressive Portfolio (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.04%
|
| Average Annual Total Returns, 1 Year [Percent] |
13.20%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.78%
|
| Average Annual Total Returns, 10 Years [Percent] |
7.64%
|
| RVS RAVA 5 Access | VariablePortfolioConservativePortfolioClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide a high level of total return that is consistent with a conservative level of risk.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Conservative Portfolio (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.87%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.42%
|
| Average Annual Total Returns, 5 Years [Percent] |
(1.47%)
|
| Average Annual Total Returns, 10 Years [Percent] |
1.46%
|
| RVS RAVA 5 Access | VariablePortfolioManagedRiskFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Managed Risk Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.02%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.41%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.49%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.90%
|
| RVS RAVA 5 Access | VariablePortfolioManagedRiskUSFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Managed Risk U.S. Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.99%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.70%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.93%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.68%
|
| RVS RAVA 5 Access | VariablePortfolioManagedVolatilityConservativeFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Managed Volatility Conservative Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.95%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.31%
|
| Average Annual Total Returns, 5 Years [Percent] |
(1.86%)
|
| Average Annual Total Returns, 10 Years [Percent] |
0.96%
|
| RVS RAVA 5 Access | VariablePortfolioManagedVolatilityConservativeGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Managed Volatility Conservative Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.98%
|
| Average Annual Total Returns, 1 Year [Percent] |
6.80%
|
| Average Annual Total Returns, 5 Years [Percent] |
(0.87%)
|
| Average Annual Total Returns, 10 Years [Percent] |
2.32%
|
| RVS RAVA 5 Access | VariablePortfolioManagedVolatilityGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Managed Volatility Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.01%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.98%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.11%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.18%
|
| RVS RAVA 5 Access | VariablePortfolioManagedVolatilityModerateGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Managed Volatility Moderate Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.98%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.41%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.18%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.82%
|
| RVS RAVA 5 Access | VariablePortfolioModeratePortfolioClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide a high level of total return that is consistent with a moderate level of risk.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Moderate Portfolio (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.97%
|
| Average Annual Total Returns, 1 Year [Percent] |
8.72%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.80%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.73%
|
| RVS RAVA 5 Access | VariablePortfolioModeratelyAggressivePortfolioClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide a high level of total return that is consistent with a moderately aggressive level of risk.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Moderately Aggressive Portfolio (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
1.01%
|
| Average Annual Total Returns, 1 Year [Percent] |
11.00%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.68%
|
| Average Annual Total Returns, 10 Years [Percent] |
6.13%
|
| RVS RAVA 5 Access | VariablePortfolioModeratelyConservativePortfolioClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide a high level of total return that is consistent with a moderately conservative level of risk.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Moderately Conservative Portfolio (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
6.41%
|
| Average Annual Total Returns, 5 Years [Percent] |
(0.45%)
|
| Average Annual Total Returns, 10 Years [Percent] |
2.98%
|
| RVS RAVA 5 Access | VariablePortfolioPartnersCoreBondFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with a high level of current income while conserving the value of the investment for the longest period of time.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners Core Bond Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; J.P. Morgan Investment Management Inc. and Allspring Global Investments, LLC, subadvisers.
|
| Current Expenses [Percent] |
0.73%
|
| Average Annual Total Returns, 1 Year [Percent] |
2.01%
|
| Average Annual Total Returns, 5 Years [Percent] |
(2.22%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(0.10%)
|
| RVS RAVA 5 Access | VariablePortfolioPartnersCoreEquityFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners Core Equity Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; J.P. Morgan Investment Management Inc. and T. Rowe Price Associates, Inc., subadvisers.
|
| Current Expenses [Percent] |
0.93%
|
| Average Annual Total Returns, 1 Year [Percent] |
23.10%
|
| Average Annual Total Returns, 5 Years [Percent] |
8.09%
|
| Average Annual Total Returns, 10 Years [Percent] |
13.75%
|
| RVS RAVA 5 Access | VariablePortfolioPartnersInternationalCoreEquityFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term growth of capital.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners International Core Equity Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Schroder Investment Management North America Inc., subadviser; Schroder Investment Management North America Limited, sub-subadviser.
|
| Current Expenses [Percent] |
1.07%
|
| Average Annual Total Returns, 1 Year [Percent] |
5.58%
|
| Average Annual Total Returns, 5 Years [Percent] |
(0.14%)
|
| Average Annual Total Returns, 10 Years [Percent] |
4.57%
|
| RVS RAVA 5 Access | VariablePortfolioPartnersInternationalGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners International Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers LLC, adviser; William Blair Investment Management, LLC and Walter Scott & Partners Limited, subadvisers.
|
| Current Expenses [Percent] |
1.06%
|
| Average Annual Total Returns, 1 Year [Percent] |
(1.41%)
|
| Average Annual Total Returns, 5 Years [Percent] |
(6.20%)
|
| Average Annual Total Returns, 10 Years [Percent] |
2.17%
|
| RVS RAVA 5 Access | VariablePortfolioPartnersInternationalValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners International Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Pzena Investment Management, LLC and Thompson, Siegel & Walmsley LLC, subadvisers.
|
| Current Expenses [Percent] |
1.05%
|
| Average Annual Total Returns, 1 Year [Percent] |
4.30%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.49%
|
| Average Annual Total Returns, 10 Years [Percent] |
2.87%
|
| RVS RAVA 5 Access | VariablePortfolioPartnersSmallCapGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital growth.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners Small Cap Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Goldman Sachs Asset Management, LP and Segall Bryant & Hamill LLC, subadvisers.
|
| Current Expenses [Percent] |
1.10%
|
| Average Annual Total Returns, 1 Year [Percent] |
18.70%
|
| Average Annual Total Returns, 5 Years [Percent] |
(3.47%)
|
| Average Annual Total Returns, 10 Years [Percent] |
6.11%
|
| RVS RAVA 5 Access | VariablePortfolioPartnersSmallCapValueFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to provide shareholders with long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - Partners Small Cap Value Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC, adviser; Segall Bryant & Hamill, LLC and William Blair Investment Management, LLC, subadvisers.
|
| Current Expenses [Percent] |
1.09%
|
| Average Annual Total Returns, 1 Year [Percent] |
7.70%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.28%
|
| Average Annual Total Returns, 10 Years [Percent] |
5.98%
|
| RVS RAVA 5 Access | VariablePortfolioUSFlexibleConservativeGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - U.S. Flexible Conservative Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.95%
|
| Average Annual Total Returns, 1 Year [Percent] |
9.41%
|
| Average Annual Total Returns, 5 Years [Percent] |
0.44%
|
| Average Annual Total Returns, 10 Years [Percent] |
2.89%
|
| RVS RAVA 5 Access | VariablePortfolioUSFlexibleGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - U.S. Flexible Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.94%
|
| Average Annual Total Returns, 1 Year [Percent] |
17.15%
|
| Average Annual Total Returns, 5 Years [Percent] |
3.60%
|
| Average Annual Total Returns, 10 Years [Percent] |
6.12%
|
| RVS RAVA 5 Access | VariablePortfolioUSFlexibleModerateGrowthFundClass2Member |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Pursues total return while seeking to manage the Fund’s exposure to equity market volatility.
|
| Portfolio Company Name [Text Block] |
Variable Portfolio - U.S. Flexible Moderate Growth Fund (Class 2)
|
| Portfolio Company Adviser [Text Block] |
Columbia Management Investment Advisers, LLC
|
| Current Expenses [Percent] |
0.93%
|
| Average Annual Total Returns, 1 Year [Percent] |
13.19%
|
| Average Annual Total Returns, 5 Years [Percent] |
2.05%
|
| Average Annual Total Returns, 10 Years [Percent] |
4.57%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioAcornFundMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Wanger Acorn (on or about June 1, 2025 to be known as Columbia Variable Portfolio - Acorn Fund)
|
| Portfolio Company Adviser [Text Block] |
Columbia Wanger Asset Management, LLC
|
| Current Expenses [Percent] |
0.91%
|
| Average Annual Total Returns, 1 Year [Percent] |
14.18%
|
| Average Annual Total Returns, 5 Years [Percent] |
(2.57%)
|
| Average Annual Total Returns, 10 Years [Percent] |
4.58%
|
| RVS RAVA 5 Access | ColumbiaVariablePortfolioAcornInternationalFundMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks long-term capital appreciation.
|
| Portfolio Company Name [Text Block] |
Wanger International (on or about June 1, 2025 to be known as Columbia Variable Portfolio - Acorn International Fund)
|
| Portfolio Company Adviser [Text Block] |
Columbia Wanger Asset Management, LLC
|
| Current Expenses [Percent] |
1.08%
|
| Average Annual Total Returns, 1 Year [Percent] |
(8.25%)
|
| Average Annual Total Returns, 5 Years [Percent] |
(10.79%)
|
| Average Annual Total Returns, 10 Years [Percent] |
(0.72%)
|
| RVS RAVA 5 Access | WesternAssetVariableGlobalHighYieldBondPortfolioClassIIMember |
|
| Prospectus: |
|
| Portfolio Company Objective [Text Block] |
Seeks to maximize total return.
|
| Portfolio Company Name [Text Block] |
Western Asset Variable Global High Yield Bond Portfolio - Class II
|
| Portfolio Company Adviser [Text Block] |
Franklin Templeton Fund Adviser, LLC, adviser; Western Asset Management Company, LLC, subadviser.
|
| Current Expenses [Percent] |
1.06%
|
| Average Annual Total Returns, 1 Year [Percent] |
6.70%
|
| Average Annual Total Returns, 5 Years [Percent] |
1.81%
|
| Average Annual Total Returns, 10 Years [Percent] |
3.45%
|
| RVS RAVA 5 Access | ContractValueEqualsorExceeds50000Member |
|
| Prospectus: |
|
| Administrative Expense, Maximum [Dollars] |
$ 20
|
| Administrative Expense, Current [Dollars] |
$ 0
|
| RVS RAVA 5 Access | ROPPDeathBenefitMember |
|
| Prospectus: |
|
| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.35%
|
| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.35%
|
| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.35%
|
| Name of Benefit [Text Block] |
ROPP Death Benefit
|
| Purpose of Benefit [Text Block] |
Provides a guaranteed death benefit equal to the greater of the Return of Purchase Payment Value (ROPP),Contract Value after any rider charges have been deducted, or the Full Surrender Value
|
| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.35%
|
| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.35%
|
| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.35%
|
| Brief Restrictions / Limitations [Text Block] |
•For contracts with applications dated on or after 12/5/2022, available if any owner is age 81 and older•For contracts with applications dated prior to 12/5/2022, available if any owner is age 80 and older•Must be elected at contract issue•Not available with Enhanced Legacy Benefit•Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals, and such reductions could be significant•Annuitizing the Contract terminates the benefit
|
| Name of Benefit [Text Block] |
ROPP Death Benefit
|
| Operation of Benefit [Text Block] |
Return of Purchase Payments (ROPP) Death Benefit The ROPP Death Benefit will pay your beneficiaries no less than your purchase payments, adjusted for surrenders. If you die before the annuitization start date and while this contract is in force, the death benefit will be the greatest of: 1.the contract value after any rider charges have been deducted, 2.the ROPP Value, or 3.the Full Surrender Value. If the contract application is dated on or after 12/5/2022, for a spouse who continues the contract and is age 81 or older, we reset the ROPP value to the contract value on the date of the continuation and after any increase to the contract value due to the death benefit that would otherwise have been paid. If the spouse who continues the contract is age 80 or younger, the optional ROPP Death Benefit will terminate and the Standard ROPP Death Benefit will apply. After a covered life change other than for the spouse who continues the contract, if any owner is age 81 or older we reset the ROPP value on the valuation date we receive your request for the ownership change to the contract value, if the contract value is less. If all owners are age 80 or younger, the optional ROPP Death Benefit will terminate and the Standard ROPP Death Benefit will apply. If the contract application is dated prior to 12/5/2022, for a spouse who continues the contract and is age 80 or older, we reset the ROPP value to the contract value on the date of the continuation and after any increase to the contract value due to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value). If the spouse who continues the contract is age 79 or younger, the optional ROPP Death Benefit will terminate and the Standard ROPP Death Benefit will apply. After a covered life change other than for the spouse who continues the contract, if any owner is age 80 or older we reset the ROPP value on the valuation date we receive your request for the ownership change to the contract value, if the contract value is less. If all owners are age 79 or younger, the optional ROPP Death Benefit will terminate and the Standard ROPP Death Benefit will apply. If you are age 75 or younger at contract issue, you may select one of the following optional death benefits: MAV Death Benefit, 5-Year MAV Death Benefit, Benefit Protector Death Benefit or Enhanced Legacy Benefit. The Benefit Protector Death Benefit may only be selected in combination with the MAV Death Benefit or the 5-Year MAV Death Benefit (or the Standard Death Benefit). If you select the MAV Death Benefit or 5-Year MAV Death Benefit, you may also select the Benefit Protector Death Benefit. If you are between ages 76-79 at contract issue, you may only select the MAV Death Benefit. The death benefits do not provide any additional benefit before the first contract anniversary and may not be appropriate for certain older issue ages because the benefit values may be limited after age 80. Be sure to discuss with your financial advisor whether or not these death benefits are appropriate for your situation.
|
| Calculation Method of Benefit [Text Block] |
Example – ROPP Death Benefit Assumptions: •You purchase the contract with a payment of $25,000; and •During the second contract year the contract value falls to $22,000 and you take a $1,500 partial surrender; and •During the third contract year the contract value grows to $23,000.
We calculate the ROPP Death Benefit as follows: |
|
|
| |
|
|
Purchase payments minus adjusted partial surrenders: |
|
|
| |
|
|
|
| |
minus adjusted partial surrenders, calculated as: |
|
|
| |
|
|
|
|
| |
|
|
|
| |
|
|
|
The ROPP Death Benefit, calculated as the greatest of these two values: |
|
|
|
| RVS RAVA 5 Access | MAVDeathBenefitMember |
|
| Prospectus: |
|
| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.25%
|
| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.25%
|
| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.25%
|
| Name of Benefit [Text Block] |
MAV Death Benefit
|
| Purpose of Benefit [Text Block] |
Increases the guaranteed death benefit to the highest anniversary contract value, adjusted for any partial surrenders
|
| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.25%
|
| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.25%
|
| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.25%
|
| Brief Restrictions / Limitations [Text Block] |
•Available to owners age 79 and younger•Must be elected at contract issue•Not available with Enhanced Legacy Benefit•No longer eligible to increase on any contract anniversary on/after your 81st birthday.•Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant.•Annuitizing the Contract terminates the benefit
|
| Name of Benefit [Text Block] |
MAV Death Benefit
|
| Operation of Benefit [Text Block] |
Maximum Anniversary Value (MAV) Death Benefit The MAV Death Benefit provides that if you die while the contract is in force and before the annuitization start date, the death benefit will be the greatest of these values: 1.the contract value after any rider charges have been deducted; 2.the ROPP value; 3.the MAV; or 4.the Full Surrender Value. The MAV equals the ROPP value prior to the first contract anniversary. Every contract anniversary prior to the earlier of your 81st birthday or your death, we compare the MAV to the current contract value and we reset the MAV to the higher amount. The MAV is increased by any additional purchase payments and reduced by adjusted partial surrenders as described above in the “Benefits in Case of Death — Standard Death Benefit” section. For a spouse who is age 79 or younger and continues the contract, we reset the MAV to the contract value on the date of the continuation after any rider charges have been deducted and after any increase to the contract value due to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value). If your spouse is age 80 or older when the contract is continued, the MAV death benefit will terminate and the Standard Death Benefit will apply. After a covered life change other than for a spouse who continues the contract, if all owners are age 79 or younger, we reset the MAV on the valuation date we receive your request for the ownership change to the lesser of these two values: (a)the contract value after any rider charges have been deducted, or (b)the MAV on that date, but prior to the reset. If any owner is age 80 or older at the time of the covered life change, the MAV death benefit will terminate and the Standard Death Benefit will apply.
|
| Calculation Method of Benefit [Text Block] |
Example – MAV Death Benefit Assumptions: •You purchase the contract with a payment of $25,000. •On the first contract anniversary the contract value grows to $26,000. •During the second contract year the contract value falls to $22,000, at which point you take a $1,500 partial surrender, leaving a contract value of $20,500.
We calculate the MAV death benefit, which is based on the greater of three values, as follows: |
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Purchase payments minus adjusted partial surrenders: |
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minus adjusted partial surrenders, calculated as: |
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The MAV immediately preceding the date of death: |
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Greatest of your contract anniversary values: |
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plus purchase payments made since the prior anniversary: |
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minus adjusted partial surrenders, calculated as: |
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The MAV Death Benefit, calculated as the greatest of these three values, which is the MAV: |
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| RVS RAVA 5 Access | FiveYearMAVDeathBenefitMember |
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| Prospectus: |
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| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.10%
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| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.10%
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| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.10%
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| Name of Benefit [Text Block] |
5-year MAV Death Benefit
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| Purpose of Benefit [Text Block] |
Increases the guaranteed death benefit to the highest 5th anniversary contract value, adjusted for any partial surrenders
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| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.10%
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| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.10%
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| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.10%
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| Brief Restrictions / Limitations [Text Block] |
•Available to owners age 75 and younger•Must be elected at contract issue•Not available with Enhanced Legacy Benefit•No longer eligible to increase on any contract anniversary on/after your 81st birthday•Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant•Annuitizing the Contract terminates the benefit
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| Name of Benefit [Text Block] |
5-year MAV Death Benefit
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| Operation of Benefit [Text Block] |
5-Year Maximum Anniversary Value (5-Year MAV) Death Benefit The 5-year MAV Death Benefit provides that if you die while the contract is in force and before the annuitization start date, the death benefit will be the greatest of these values: 1.the contract value after any rider charges have been deducted; 2.the ROPP value; 3.the 5-year MAV; or 4.the Full Surrender Value. The 5-year MAV equals the ROPP value prior to the fifth contract anniversary. Every fifth contract anniversary prior to the earlier of your 81st birthday or your death, we compare the 5-year MAV to the current contract value and we reset the 5-Year MAV to the higher amount. The 5-year MAV is increased by any additional purchase payments and reduced by adjusted partial surrenders as described above in the “Benefits in Case of Death — Standard Death Benefit” section. For a spouse who is age 75 or younger and continues the contract, we reset the 5-Year MAV to the contract value on the date of the continuation after any rider charges have been deducted and after any increase to the contract value due to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value). If your spouse is age 76 or older when the contract was continued, the 5-year MAV death benefit will terminate and the Standard Death Benefit will apply. After a covered life change other than for a spouse who continues the contract, if all owners are age 75 or younger, we reset the 5-Year MAV on the valuation date we receive your request for the ownership change to the lesser of these two values: (a)the contract value after any rider charges have been deducted, or (b)the 5-Year MAV on that date, but prior to the reset. If any owner is age 76 or older at the time of the covered life change, the 5-year MAV death benefit will terminate and the Standard Death Benefit will apply.
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| Calculation Method of Benefit [Text Block] |
Example – 5-Year MAV Death Benefit Assumptions: •You purchase the contract with a payment of $25,000. •On the fifth contract anniversary the contract value grows to $26,000. •During the sixth contract year the contract value falls to $22,000, at which point you take a $1,500 partial surrender, leaving a contract value at $20,500.
We calculate the 5-Year MAV death benefit, which is based on the greater of three values, as follows: |
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Purchase payments minus adjusted partial surrenders: |
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minus adjusted partial surrenders, calculated as: |
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The 5-Year MAV immediately preceding the date of death: |
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Greatest of your contract anniversary values: |
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plus purchase payments made since the prior anniversary: |
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minus adjusted partial surrenders, calculated as: |
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The 5-Year MAV Death Benefit, calculated as the greatest of these three values, which is the 5-Year MAV: |
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| RVS RAVA 5 Access | BenefitProtectorDeathBenefitMember |
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| Prospectus: |
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| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.25%
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| Optional Benefit Expense (of Benefit Base), Current [Percent] |
0.25%
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| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.25%
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| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.25%
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| Name of Benefit [Text Block] |
Benefit Protector Death Benefit
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| Purpose of Benefit [Text Block] |
Provides an additional death benefit, based on a percentage of contract earnings, to help offset expenses after death such as funeral expenses or federal and state taxes
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| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
0.25%
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| Optional Benefit Expense (of Benefit Base), Current [Percent] |
0.25%
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| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
0.25%
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| Optional Benefit Expense (of Other Amount), Current [Percent] |
0.25%
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| Brief Restrictions / Limitations [Text Block] |
•Available to owners age 75 and younger•Must be elected at contract issue•Only available if elected with Standard death benefit (for owners age 79 or younger), MAV or 5-year MAV•For contract owners under age 70 at issue, the benefit is 40% of earnings•For contract owners age 70 and older at issue with application dates on or after 10/16/2023, the benefit is 25% of earnings•For contract owners age 70 and older at issue with application dates prior to 10/16/2023, the benefit is 15% of earnings•Annuitizing the Contract terminates the benefit
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| Name of Benefit [Text Block] |
Benefit Protector Death Benefit
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| Operation of Benefit [Text Block] |
Benefit Protector Death Benefit The Benefit Protector is intended to provide an additional death benefit to your beneficiary if there are earnings in the annuity. This will help offset expenses after your death such as funeral expenses or federal and state taxes. This is an optional benefit that you may select for an additional annual charge (see “Charges and Adjustments”). It is only available if you have selected the MAV Death Benefit, 5 year MAV Death Benefit or Standard Death Benefit. The Benefit Protector provides reduced benefits if you are age 70 or older at the rider effective date. The Benefit Protector does not provide any additional benefit before the first rider anniversary. If you are age 75 or younger at contract issue, you may choose to add the Benefit Protector to your contract. You cannot elect the optional Benefit Protector Death Benefit if you have elected the Enhanced Legacy Benefit. Qualified annuities have minimum distribution rules that govern the timing and amount of distributions from the annuity contract (see “Taxes – Qualified Annuities – Required Minimum Distributions”). Since the benefit paid by the rider is determined by the amount of earnings at death, the amount of the benefit paid may be reduced as a result of taking any surrenders including RMDs and Required Distributions. Be sure to discuss with your investment professional and tax advisor whether or not the Benefit Protector is appropriate for your situation. The Benefit Protector provides that if you die after the first rider anniversary, but before the annuitization start date, and while this contract is in force, we will pay the beneficiary: For contracts with application dates on or after 10/16/2023 •the applicable death benefit, plus: •40% of your earnings at death if you were under age 70 on the rider effective date; or •25% of your earnings at death if you were age 70 or older on the rider effective date. For contracts with application dates prior to 10/16/2023 •the applicable death benefit, plus: •40% of your earnings at death if you were under age 70 on the rider effective date; or •15% of your earnings at death if you were age 70 or older on the rider effective date. If there has been a covered life change, remaining purchase payments is set as the contract value on the date of the most recent covered life change. Thereafter, remaining purchase payments is increased by the amount of each additional purchase payment and adjusted for each partial surrender. Earnings at death: Earnings at death is equal to the death benefit that is otherwise payable (without this rider), less remaining purchase payments. We set maximum earnings at death of 250% of purchase payments not previously withdrawn that are one or more years old. Earnings at death cannot be less than zero. Terminating the Benefit Protector •You may terminate the rider within 30 days after the first rider anniversary. •You may terminate the rider within 30 days after any rider anniversary beginning with the seventh rider anniversary. •The rider will terminate when you make a full surrender from the contract or on the annuitization start date. •Your spouse may terminate the rider within 30 days following the effective date of the spousal continuation if your spouse is age 75 or younger. •You may terminate the rider within 30 days following the effective date of an ownership change if you are age 75 or younger. •The rider will terminate for a spousal continuation or ownership change if the spouse or any owner is age 76 or older at the time of the change. •The rider will terminate after the death benefit is payable, unless the spouse continues the contract under spousal continuation provision. •The rider will terminate when beneficiary elects an alternative payment plan which is an inherited IRA. If your spouse is the sole beneficiary and you die before the annuitization start date, your spouse may keep the contract as owner. Your spouse will be subject to all the limitations and restrictions of the rider just as if they were purchasing a new contract and the age of the spouse at the time of the change will be used to determine the earnings at death percentage going forward. If your spouse does not qualify for the rider on the basis of age we will terminate the rider and the Standard Death Benefit will apply. If they do qualify for the rider on the basis of age we will set the contract value equal to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value) and we will substitute this new contract value on the date of death for “remaining purchase payments” used in calculating earnings at death. After a covered life change other than a spouse that continues the contract, all owners will be subject to all of the limitations and restrictions of the rider just as if they were purchasing a new contract; and the age of all owners at the time of the change will be used to determine the earnings at death percentage going forward. If any owner does not qualify for the rider on the basis of age, we will terminate the rider and the Standard Death Benefit will apply. If they do qualify for the rider on the basis of age, we will substitute the contract value on the date of the ownership change for remaining purchase payments used in calculating earnings at death. For an example, please see Appendix C.
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| Calculation Method of Benefit [Text Block] |
Example — Benefit Protector Assumptions: •You purchase the contract with a payment of $100,000 and you are under age 70. You select the MAV and the Benefit Protector. •During the first contract year the contract value grows to $105,000. The death benefit equals the standard death benefit, which is the contract value, or $105,000. You have not reached the first contract anniversary so the Benefit Protector does not provide any additional benefit at this time. •On the first contract anniversary the contract value grows to $110,000. The death benefit equals:
MAV death benefit amount (contract value): |
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plus the Benefit Protector which equals 40% of earnings at death (MAV death benefit amount minus remaining purchase payments): |
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0.40 × ($110,000 – $100,000) = |
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| •On the second contract anniversary the contract value falls to $105,000. The death benefit equals:
MAV death benefit amount (maximum anniversary value): |
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plus the Benefit Protector (40% of earnings at death): |
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0.40 × ($110,000 – $100,000) = |
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| •During the third contract year the contract value remains at $105,000 and you request a partial surrender of $50,000. We calculate remaining purchase payments as $100,000 – $45,000 = $55,000 (remember that $5,000 of the partial surrender is contract earnings). The death benefit equals:
MAV death benefit amount (maximum anniversary value adjusted for partial surrenders): |
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plus the Benefit Protector (40% of earnings at death): |
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0.40 × ($57,619 – $55,000) = |
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| •On the third contract anniversary the contract value falls by $40,000. The death benefit remains at $58,667. The reduction in contract value has no effect. •On the ninth contract anniversary the contract value grows to a new high of $200,000. Earnings at death reaches its maximum of 250% of remaining purchase payments that are one or more years old. The death benefit equals:
MAV death benefit amount (contract value): |
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plus the Benefit Protector (40% of earnings at death) |
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0.40 × 2.50 × ($55,000) = |
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| RVS RAVA 5 Access | EnhancedLegacyBenefitMember |
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| Prospectus: |
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| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
1.75%
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| Optional Benefit Expense (of Benefit Base), Current [Percent] |
1.00%
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| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
1.75%
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| Offered Starting [Date] |
Oct. 16, 2023
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| Name of Benefit [Text Block] |
Enhanced LegacySM Benefit
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| Purpose of Benefit [Text Block] |
Increases the guaranteed death benefit to the greater of the MAV (i.e. the highest anniversary contract value) and ADB value (i.e purchase payments compounded at 5%), adjusted for any partial surrenders
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| Optional Benefit Expense (of Benefit Base), Maximum [Percent] |
1.75%
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| Optional Benefit Expense (of Benefit Base), Current [Percent] |
1.00%
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| Optional Benefit Expense (of Other Amount), Maximum [Percent] |
1.75%
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| Brief Restrictions / Limitations [Text Block] |
•Available to owners age 75 and younger•Must be elected at contract issue•Not available with any other death benefit rider•Subject to Investment Allocation restrictions•No longer eligible to increase on any contract anniversary following your 81st (for ADB value) or 86th (for MAV) birthday•Withdrawals will proportionately reduce the benefit, which means your benefit could be reduced by more than the dollar amount of your withdrawals. Such reductions could be significant•Annuitizing the Contract terminates the benefit
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| Name of Benefit [Text Block] |
Enhanced LegacySM Benefit
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| Operation of Benefit [Text Block] |
Enhanced Legacy Benefit The Enhanced Legacy Benefit is an optional death benefit that you can add to your contract for an additional charge. The Enhanced Legacy Benefit may not be purchased with MAV, 5-year MAV or Benefit Protector Death Benefit riders. Also, loans will not be available if you purchase this optional benefit. This benefit is intended to provide additional guarantees that may increase the death benefit provided in the contract. If you are age 75 or younger at contract issue, you may choose to add this rider to your contract. The rider will terminate upon assignment or a change in ownership of the contract unless the new assignee or owner meets the qualifications specified in the Assignment and Change of Ownership section below (does not apply to contracts issued in California). The Enhanced Legacy Benefit provides that if you die while the contract is in force and before the annuitization start date, the death benefit will be the greatest of these values: 1.contract value after any rider charges have been deducted; or 2.the ROPP value; or 3.the Accumulation Death Benefit (ADB) value; or 4.the MAV. The Accumulation Death Benefit (ADB) is a component of the death benefit that is based on purchase payments increased by 5% on each anniversary through age 80 (adjusted for partial surrenders). For contracts issued in California, the following applies: •The benefits provided under this rider are only payable at the annuitant’s death and terms “you” or “your” refer to annuitant. •If the owner is a natural person, the owner and the annuitant must be the same at issue. The key terms and provisions of the Enhanced Legacy Benefit are: Covered Life Change: is either the continuation of the contract by a spouse under the spouse's option to continue contract provision or, in all states except California, an ownership change where an owner after the ownership change was not an owner prior to the change. Adjustments for Partial Surrenders: Adjustments for partial surrenders are calculated for the ROPP value, ADB value and MAV separately for each partial surrender using the following formula:
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the amount the contract value is reduced by the partial surrender |
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the applicable ROPP value, ADB value or MAV on the date of (but prior to) the partial surrender |
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the contract value on the date of (but prior to) the partial surrender. | ROPP Value, ADB Value and MAV: are the total purchase payments on the contract issue date. Additional purchase payments will be added to the ROPP value, ADB value and MAV. Adjustments for partial surrenders (as calculated above) will be subtracted from the ROPP value, ADB value and MAV. The ROPP value, ADB value and MAV cannot be withdrawn in a lump sum. On each contract anniversary prior to your date of death the ADB value and MAV will be adjusted as follows: 1.On the first contract anniversary, we increase the ADB value by 5%, multiplied by the ADB value as of 60 days after the contract date. 2.On each contract anniversary after the first and prior to you reaching age 81, we increase the ADB value by 5%, multiplied by the prior contract anniversary’s ADB value. 3.On each contract anniversary prior to you reaching age 86, the MAV will be increased to the contract value (after rider charges are deducted) if greater. For a spouse who is age 75 or younger and continues the contract, the Enhanced Legacy Benefit will continue and the ROPP value, ADB value and MAV are reset to the contract value on the date of continuation after any rider charges have been deducted and after any increase to the contract value due to the death benefit that would otherwise have been paid. If your spouse is age 76 or older when the contract is continued, the Enhanced Legacy Benefit will terminate and the Standard Death Benefit will apply. After a covered life change other than for a spouse who continues the contract, if the owner is age 75 or younger, the Enhanced Legacy Benefit will continue and the ROPP value, ADB value and MAV are reset on the valuation date we receive your written request for the covered life change to the lesser of the contract value on that date after any rider charges have been deducted, and the applicable ROPP value, ADB value and MAV on that date (but prior to the reset). If the owner is age 76 or older at the time of the covered life change, the Enhanced Legacy Benefit will terminate and the Standard Death Benefit will apply. You should consider whether the Enhanced Legacy Benefit is appropriate for you because: •Investment Allocation Restrictions: This rider requires 100% allocation of purchase payments and your contract value to approved investment options, which are currently Portfolio Stabilizer funds and for application dates on or after 10/16/2023 certain Portfolio Navigator funds. This means that you will not be able to allocate contract value to all of the subaccounts and GPAs, that are available under the contract to contract owners who do not elect the rider. (See “Appendix A: Funds Available Under the Enhanced Legacy Benefit”). You may allocate purchase payments to the Special DCA fixed account, when available, and we will make monthly transfers into the investment option you have chosen. We reserve the right to limit the number of investment option changes per contract year. We also reserve the right to limit elective investment option changes if required to comply with the written instructions of a fund (see “Making the Most of Your Contract – Transferring Among Accounts – Market Timing”). We reserve the right to add, remove or substitute approved investment options at any time and in our sole discretion. Any substitution of funds may be subject to the SEC or state insurance departments approval. (See “Substitution of Investments”). •Limitation on Purchase payments: We reserve the right to limit the cumulative amount of purchase payments, subject to state restrictions. This may limit your ability to increase the contract value and death benefit. For current purchase payment restrictions, please see “Buying Your Contract — Purchase Payments”. Assignment and Change of Ownership Joint ownership and joint annuitants are not allowed while this rider is in force. In all states, except California, this rider will continue and the benefit amount may be reset if there is an assignment or a change of ownership and the owner or assignee is age 75 or younger. An assignment or change of ownership may also be made to a non-natural owner (e.g. an individual ownership changed to an irrevocable trust) or to a revocable trust, with either holding for the sole benefit of the prior owner. Assignments and ownership changes other than these will terminate the rider. For contracts issued in California, the benefits provided under this rider are only payable at the annuitant’s death. You may not change the annuitant while this rider is in force, unless you are the annuitant and your spouse becomes the owner and annuitant under the spousal continuation provision. Termination of the Rider The rider can only be terminated under the following circumstances: 1.After the death benefit is payable, unless the spouse continues the contract as described in the spouse’s option to continue contract provision, the rider will terminate. 2.For contracts issued in California, after the death benefit is payable, if you are not the annuitant, the rider will terminate. 3.Certain assignment and ownership changes as described in the Assignment and Change of Ownership provision will terminate the rider (does not apply to contracts issued in California). 4.On the annuitization start date the rider will terminate. 5.In relation to certain increases to the annual rider fee as described in the Enhanced Legacy Benefit Charge provision, your written request will terminate the rider. 6.Reduction of the contract value to zero will terminate the rider. 7.Termination of the contract for any reason will terminate the rider. Upon termination of this rider, any additional death benefit provided by the rider will not be payable upon your death. Upon termination, this rider may not be reinstated. For an example, please see Appendix C.
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| Calculation Method of Benefit [Text Block] |
Example – Enhanced Legacy Benefit Assumptions: •You purchase the contract with a payment of $25,000; and •on the first contract anniversary the total contract value is $25,750; and •100 days into the second contract year the total contract value is $24,300. You take a $1,500 partial surrender, leaving the contract value at $22,800. The partial year fee for the Enhanced Legacy Benefit on that day would be $64.10 ($24,629.63 x 0.95% x 100 / 365).
The death benefit, which is based on the greatest of four values, is calculated as follows: |
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Contract value death benefit (contract value minus rider fees):$22,800.00 - $64.10 = $22,735.90 |
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Purchase payments minus adjusted partial surrenders: |
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minus adjusted partial surrenders, calculated as: |
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The MAV immediately preceding the date of death: |
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The MAV on the immediately preceding anniversary: |
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plus purchase payments made since that anniversary: |
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minus adjusted partial surrenders, calculated as: |
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The Accumulation Death Benefit value: |
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The ADB value on the first contract anniversary calculated as: 1.05 × $25,000 = |
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plus purchase payments made since that anniversary: |
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minus adjusted partial surrender calculated as: |
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Enhanced Legacy Benefit, calculated as the greatest of these four values, which is the Accumulation Death Benefit value: |
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| RVS RAVA 5 Access | DollarCostAveragingMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Dollar Cost Averaging
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| Purpose of Benefit [Text Block] |
Allows the systematic transfer of a specified dollar amount among the subaccounts
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| Brief Restrictions / Limitations [Text Block] |
•Transfers not available to or from the GPAs
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| Name of Benefit [Text Block] |
Dollar Cost Averaging
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| RVS RAVA 5 Access | SpecialDollarCostAveragingSDCAMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Special Dollar Cost Averaging (SDCA)
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| Purpose of Benefit [Text Block] |
Allows the systematic transfer from the Special DCA fixed account to one or more eligible subaccounts
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| Brief Restrictions / Limitations [Text Block] |
•Must be funded with a purchase payment, not transferred contract value•Only 6-month and 12-month options are available•Transfers occur on a monthly basis and the first monthly transfer occurs one day after we receive your purchase payment•You may not use the GPA account or the Special DCA fixed account as a destination for the Special DCA monthly transfer.
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| Name of Benefit [Text Block] |
Special Dollar Cost Averaging (SDCA)
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| RVS RAVA 5 Access | AssetRebalancingMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Asset Rebalancing
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| Purpose of Benefit [Text Block] |
Allows you to have your investments periodically rebalanced among the subaccounts to your pre-selected percentages
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| Brief Restrictions / Limitations [Text Block] |
•You must have $2,000 in Contract Value to participate.•We require 30 days notice for you to change or cancel the program•You can request rebalancing to be done either quarterly, semiannually or annually
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| Name of Benefit [Text Block] |
Asset Rebalancing
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| RVS RAVA 5 Access | IncomeGuideMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Income Guide
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| Purpose of Benefit [Text Block] |
Provides withdrawal monitoring and reporting to help you monitor your withdrawals with the goal of taking withdrawals over your lifetime
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| Brief Restrictions / Limitations [Text Block] |
•Contract owners must be at least age 50 and no older than age 85•Available only if the servicing broker-dealer on your contract is Ameriprise Financial Services, LLC•Not available if you are making substantially equal withdrawals•Not available if you have more than one systematic withdrawal program in place•Systematic withdrawals must be set up according to the all the terms of Income Guide•Your contract cannot have any loans
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| Name of Benefit [Text Block] |
Income Guide
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| RVS RAVA 5 Access | AutomatedPartialSurrendersSystematicWithdrawalsMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Automated Partial Surrenders/Systematic Withdrawals
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| Purpose of Benefit [Text Block] |
Allows automated partial surrenders from the contract
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| Brief Restrictions / Limitations [Text Block] |
•Additional systematic payments are not allowed with automated partial surrenders•May result in income taxes and penalty on all or a portion of the amounts surrendered
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| Name of Benefit [Text Block] |
Automated Partial Surrenders/Systematic Withdrawals
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| RVS RAVA 5 Access | StandardDeathBenefitavailableforownersage79andyoungerMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Standard Death Benefit (For applications dated prior to
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| Purpose of Benefit [Text Block] |
Provides a guaranteed death benefit equal to the greater of the Return of Purchase
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| Brief Restrictions / Limitations [Text Block] |
•Annuitizing the Contract terminates the benefit.•Withdrawals will proportionately reduce the benefit, which means 12/5/2022, available for contract owners age 79 and younger. For applications dated on or after 12/5/2022, available for contract owners age 80 and younger.)Payment Value (ROPP),Contract Value after any rider charges have been deducted, or the Full Surrender Valueyour benefit could be reduced by more than the dollar amount of your withdrawals, and such reductions could be significant
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| Name of Benefit [Text Block] |
Standard Death Benefit (For applications dated prior to
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| RVS RAVA 5 Access | StandardDeathBenefitavailableforownersage80andyoungerMember |
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| Prospectus: |
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| Name of Benefit [Text Block] |
Standard Death Benefit (For applications dated prior to 12/5/2022, available for contract owners age 80 and older. For applications dated on or after 12/5/2022, available for contract owners age 81 and older.)
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| Purpose of Benefit [Text Block] |
Provides a guaranteed death benefit equal to the greater of the Contract Value after any rider charges have been deducted, or the Full Surrender Value
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| Brief Restrictions / Limitations [Text Block] |
•Annuitizing the Contract terminates the benefit.
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| Name of Benefit [Text Block] |
Standard Death Benefit (For applications dated prior to 12/5/2022, available for contract owners age 80 and older. For applications dated on or after 12/5/2022, available for contract owners age 81 and older.)
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| RVS RAVA 5 Access | Standard Death Benefit [Member] |
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| Prospectus: |
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| Base Contract Expense (of Average Account Value), Maximum [Percent] |
0.95%
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| Base Contract Expense, Footnotes [Text Block] |
Base Contract Expenses are called Mortality and Expense Risk Fees in the Contract and elsewhere in this prospectus.
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| Operation of Benefit [Text Block] |
Benefits in Case of Death – Standard Death Benefit We will pay the death benefit to your beneficiary upon your death if you die before the annuitization start date with the contract value greater than zero. If a contract has more than one person as the owner, we will pay benefits upon the first to die of any owner. For contracts with applications dated on or after 12/5/2022: If you are age 80 or younger on the date we issue the contract or the date of the most recent covered life change, the beneficiary receives the greater of: •the contract value after any rider charges have been deducted or •the Return of Purchase Payments (ROPP) value. If you are age 81 or older on the date we issue the contract or the date of the most recent covered life change, the beneficiary receives the contract value after any rider charges have been deducted. For contracts with applications dated prior to 12/5/2022: If you are age 79 or younger on the date we issue the contract or the date of the most recent covered life change, the beneficiary receives the greater of: •the contract value after any rider charges have been deducted; •the Return of Purchase Payments (ROPP) value; or •the Full Surrender Value. If you are age 80 or older on the date we issue the contract or the date of the most recent covered life change, the beneficiary receives the greater of contract value after any rider charges have been deducted or the Full Surrender Value. For all contracts: Here are some terms that are used to describe the Standard Death Benefit and optional death benefits: ROPP Value: is the total purchase payments on the contract issue date. Additional purchase payments will be added to the ROPP value. Adjusted partial surrenders will be subtracted from the ROPP value.
Adjusted partial surrenders |
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the amount your contract value is reduced by the partial surrender. |
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the applicable ROPP value, MAV value or 5-year MAV value on the date of (but prior to) the partial surrender. |
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the contract value on the date of (but prior to) the partial surrender. | If you take a partial surrender, the applicable ROPP, MAV, or 5-year MAV value will be reduced proportionally based on the percentage of contract value that is withdrawn. This means that if the contract value is higher than the ROPP, MAV, or 5-year MAV value at the time of a partial surrender, then the ROPP, MAV, or 5-year MAV Value is reduced by an amount that is less than the dollar amount withdrawn. Conversely, if the contract value is lower than the ROPP, MAV, or 5-year MAV value at the time of a partial surrender, then the ROPP, MAV, or 5-year MAV value is reduced by an amount that is more than the dollar amount withdrawn. Covered Life Change: is either continuation of the contract by a spouse under the spousal continuation provision, or an ownership change where any owner after the ownership change was not an owner prior to the change. Full Surrender Value: is the contract value immediately prior to the surrender (immediately prior to payment of a death claim for death benefits) less: •pro rata rider charges, •the contract charge, and plus: •any positive or negative market value adjustment. For contracts with applications dated on or after 12/5/2022: For a spouse who continues the contract and is age 80 or younger, we set the ROPP value to the contract value on the date of the continuation after any rider charges have been deducted and after any increase to the contract value due to the death benefit that would otherwise have been paid, but with no reduction for rider charges on riders that remain in force. For contracts with applications dated prior to 12/5/2022: For a spouse who continues the contract and is age 79 or younger, we set the ROPP value to the contract value on the date of the continuation after any rider charges have been deducted and after any increase to the contract value due to the death benefit that would otherwise have been paid, but with no reduction for rider charges on riders that remain in force and without regard to the Full Surrender Value. For all contracts: After a covered life change other than for the spouse who continues the contract, if the prior owner and all current owners are eligible for the ROPP Death Benefit, we reset the ROPP value on the valuation date we receive your written request for the ownership change to the contract value after any rider charges have been deducted, if the contract value is less. If the prior owner was not eligible for the ROPP Death Benefit, but the new owner is eligible, we reset the ROPP value to the contract value after any rider charges have been deducted on the valuation date we receive your request for the ownership change. If You Die Before the Annuitization Start Date When paying the beneficiary, we will process the death claim on the valuation date our death claim requirements are fulfilled. We will determine the contract’s value using the accumulation unit value we calculate on that valuation date. We pay interest, if any, at a rate no less than required by law. We will mail payment to the beneficiary within seven days after our death claim requirements are fulfilled. Death claim requirements generally include due proof of death and will be detailed in the claim materials we send upon notification of death. When paying multiple beneficiaries, we will process the death claim of each beneficiary on the valuation date when a beneficiary provides us with complete death claim requirements. We will determine a beneficiary's proceeds using the accumulation unit value we calculate on that valuation date. The remaining contract value remains invested as was specified at time of death. We pay interest, if any, at a rate no less than required by law. We will mail payment to a beneficiary within seven days after our death claim requirements are fulfilled. Nonqualified annuities Spousal continuation: If your spouse is sole primary beneficiary and you die before the annuitization start date, your spouse may keep the contract as owner with the contract value equal to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value). To do this your spouse must, on the date our death claim requirements are fulfilled, give us written instructions to continue the contract as owner. If you elected any optional contract features or riders, your spouse will be subject to all limitations and/or restrictions of those features or riders just as if they were purchasing a new contract and the values may be reset (see “Optional Benefits – Optional Death Benefits” and “Benefits in the Case of Death – Standard Death Benefit”). If the death benefit applicable to the contract changes due to spousal continuation, the mortality and expense risk fee may change as well (see “Charges and Adjustments – Annual Contract Expenses – Mortality and Expense Risk Fee”). If your beneficiary is not your spouse, or your spouse does not elect spousal continuation, we will pay the beneficiary in a single sum unless you give us other written instructions. Generally, we must fully distribute the death benefit within five years of your death. However, the beneficiary may receive payouts under any annuity payout plan available under this contract if: •the beneficiary elects in writing, and payouts begin, no later than one year after your death, or other date as permitted by the IRS; and •the payout period does not extend beyond the beneficiary’s life or life expectancy. Inherited Nonqualified Stretch Annuities. For inherited nonqualified stretch annuities, your spouse may not choose to continue the contract under the spouse's option to continue contract provision. If you die before the full distribution of your interest in this contract, your beneficiary will receive the death benefit as determined by the contract or any attached riders in a lump sum or if We allow, may elect to continue to receive the Required Distributions under this contract. Required Distributions must continue at least as rapidly as Section 72(s)(2) of the Code required prior to your death. Your beneficiary may not elect an annuity payment plan. Qualified annuities The information below has been revised to reflect proposed regulations issued by the Internal Revenue Service that describe the requirements for required minimum distributions when a person or entity inherit assets held in an IRA, 403(b) or qualified retirement plan. This proposal is not final and may change. Contract owners are advised to work with a tax professional to understand their required minimum distribution obligations under the proposed regulations and federal law. The proposed regulations can be found in the Federal Register, Vol. 87, No. 37, dated Thursday, February 24, 2022. •Spouse beneficiary: If you have not elected an annuity payout plan, and if your spouse is the sole primary beneficiary, your spouse may either elect to treat the contract as his/her own (spousal continuation), so long as he or she is eligible to do so, or elect an annuity payout plan or another plan agreed to by us. If your spouse elects a payout option, the payouts must begin no later than the year in which you would have reached age 73. If you attained age 73 at the time of death, payouts must begin no later than Dec. 31 of the year following the year of your death. Your spouse may elect to assume ownership of the contract with the contract value equal to the death benefit that would otherwise have been paid (without regard to the Full Surrender Value). To do this your spouse must, on the date our death claim requirements are fulfilled, give us written instructions to continue the contract as owner. If you elected any optional contract features or riders, your spouse will be subject to all limitations and/or restrictions of those features or riders just as if they were purchasing a new contract and the values may be reset (see “Optional Benefits – Optional Death Benefits” and “Benefits in the Case of Death – Standard Death Benefit”). If the death benefit applicable to the contract changes due to spousal continuation, the mortality and expense risk fee may change as well (see “Charges and Adjustments – Annual Contract Expenses – Mortality and Expense Risk Fee”). If you purchased this contract as an inherited IRA and your spouse is the sole beneficiary, he or she can elect to continue this contract as an inherited IRA. Your spouse must follow the schedule of minimum surrenders established based on your life expectancy and must withdraw his or her entire inherited interest by December 31 of the 10th year following your date of death. If you purchased this contract as an inherited IRA and your spouse is not the sole beneficiary, he or she can elect an alternative payment plan for his or her share of the death benefit and all optional death benefits will terminate. Your spouse beneficiary must submit the applicable investment options form. No additional purchase payments will be accepted. The death benefit payable on the death of the spouse beneficiary is the greater of the contract value after any rider charges have been deducted and the Full Surrender Value; the mortality and expense risk fee will be the same as is applicable to the Standard Death Benefit. Your spouse must follow the schedule of minimum surrenders established based on your life expectancy and must withdraw his or her entire inherited interest by December 31 of the 10th year following your date of death. •Non-spouse beneficiary: If you have not elected an annuity payout plan, and if death occurs on or after Jan. 1, 2020, the beneficiary is required to withdraw his or her entire inherited interest by December 31 of the 10th year following your date of death unless they qualify as an “eligible designated beneficiary.” Your beneficiary may be required to take distributions during the 10-year period if you died after your Required Beginning Date. Eligible designated beneficiaries may continue to take proceeds out over your life expectancy if you died prior to your Required Beginning Date or over the greater of your life expectancy or their life expectancy if you died after your Required Beginning Date. Eligible designated beneficiaries include the surviving spouse: •the surviving spouse; •a lawful child of the owner under the age of 21 (remaining amount must be withdrawn by the earlier of the end of the year the minor turns 31 or end of the 10th year following the minor's death); •disabled within the meaning of Code section 72(m)(7); •chronically ill within the meaning of Code section 7702B(c)(2); •any other person who is not more than 10 years younger than the owner. However, non-natural beneficiaries, such as estates and charities, are subject to a five-year rule to distribute the IRA if you died prior to your Required Beginning Date. We will pay the beneficiary in a single sum unless the beneficiary elects to receive payouts under a payout plan available under this contract and: •the beneficiary elects in writing, and payouts begin, no later than one year following the year of your death; and •the payout period does not extend beyond December 31 of the 10th year following your death or the applicable life expectancy for an eligible designated beneficiary. •Spouse and Non-spouse beneficiary: If a beneficiary elects an alternative payment plan which is an inherited IRA, all optional death benefits will terminate. The beneficiary must submit the applicable investment options form. No additional purchase payments will be accepted. The death benefit payable on the death of the beneficiary is the greater of the contract value and the Full Surrender Value; the mortality and expense risk fee will be the same as is applicable to the Standard Death Benefit. •Annuity payout plan: If you elect an annuity payout plan, the payouts to your beneficiary may continue depending on the annuity payout plan you elect, subject to adjustment to comply with the IRS rules and regulations. If You Die After the Annuitization Start Date If you die after the annuitization start date, the amount payable, if any, will depend on the annuity payment plan then in effect. Payments to beneficiaries are subject to adjustment to comply with the IRS rules and regulations. Death of the owner: If the owner is the annuitant and dies after the annuitization start date, payments cease for lifetime only payment plans. Payments continue to the owner’s beneficiaries for the remainder of any guarantee period or for the lifetime of a surviving joint annuitant, if any. If the owner is not the annuitant and dies after the annuitization start date, payments continue to the beneficiaries according to the payment plan in effect. Death of the annuitant or of a beneficiary receiving payments under an annuity payment plan: If the owner is not the annuitant and the annuitant dies after the annuitization start date, payments cease for lifetime payment plans. Payments continue to the owner for the remainder of any guarantee period or for the lifetime of a surviving joint annuitant, if any. If a beneficiary elects an annuity payment plan as provided under the payment options provision above and dies after payments begin, payments continue to beneficiaries named by the deceased beneficiary as provided under the change of beneficiary provision for the remainder of any guarantee period (see “Annuity Payout Plans”). In any event, amounts remaining payable must be paid at least as rapidly as payments were being made at the time of such death.
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| Calculation Method of Benefit [Text Block] |
Example of standard death benefit calculation when you are age 79 or younger on the contract effective date: Assumptions: •You purchase the contract with a payment of $20,000 •During the second contract year the contract value falls to $18,000, at which point you take a $1,500 partial surrender, leaving a contract value of $16,500.
We calculate the death benefit as follows: |
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The total purchase payments minus adjustments for partial surrenders: |
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Total purchase payments minus adjusted partial surrenders, calculated as: |
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for a standard death benefit of: |
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since this is greater than your contract value of $16,500 |
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