| Schedule Of Earnings Per Common Share |
| | | | | | | | | | | | | | | Three Months Ended June 30, | | Six Months Ended June 30, | (In thousands, except per share amounts) | | 2025 | | 2024 | | 2025 | | 2024 | Net income | | $ | 5,797 | | $ | 3,466 | | $ | 11,233 | | $ | 8,712 | Total weighted average shares outstanding - basic | | | 7,534,264 | | | 7,426,949 | | | 7,511,285 | | | 7,406,794 | Basic earnings per common share | | $ | 0.77 | | $ | 0.47 | | $ | 1.50 | | $ | 1.18 | | | | | | | | | | | | | | Net income | | $ | 5,797 | | $ | 3,466 | | $ | 11,233 | | $ | 8,712 | Total weighted average shares outstanding - basic | | | 7,534,264 | | | 7,426,949 | | | 7,511,285 | | | 7,406,794 | Add: dilutive impact of restricted stock | | | 152,121 | | | 151,664 | | | 173,691 | | | 158,271 | Total weighted average shares outstanding - diluted | | | 7,686,385 | | | 7,578,613 | | | 7,684,976 | | | 7,565,065 | Diluted earnings per common share | | $ | 0.75 | | $ | 0.46 | | $ | 1.46 | | $ | 1.15 | Anti-dilutive awards (1) | | | – | | | – | | | 3 | | | – | (1) Represents the total number of shares related to restricted stock awards that have been excluded from the computation of diluted earnings per share because the impact would have been anti-dilutive. These awards were considered anti-dilutive because the assumed proceeds divided by the weighted average shares issuable were higher than the average price of the shares. |
|
| Schedule Of Regulatory Capital |
| | | | | | | | | | | | | | | June 30, 2025 | | December 31, 2024 | | | | | | | | | | | | | | (In thousands) | | Amount | | Ratio | | Amount | | Ratio | Leverage Ratio | | | | | | | | | | | | | Avidbank Holdings, Inc. | | $ | 249,544 | | | 10.53% | | $ | 237,700 | | | 10.35% | | | | | | | | | | | | | | Avidbank | | $ | 264,167 | | | 11.18% | | $ | 253,437 | | | 11.07% | Minimum requirement for "Well-Capitalized" institution | | $ | 113,101 | | | 5.00% | | $ | 114,510 | | | 5.00% | Minimum regulatory requirement | | $ | 90,481 | | | 4.00% | | $ | 91,608 | | | 4.00% | | | | | | | | | | | | | | Common Equity Tier I | | | | | | | | | | | | | Avidbank Holdings, Inc. | | $ | 249,544 | | | 11.02% | | $ | 237,700 | | | 10.59% | Minimum regulatory requirement | | $ | 101,944 | | | 4.50% | | $ | 101,018 | | | 4.50% | | | | | | | | | | | | | | Avidbank | | $ | 264,167 | | | 11.68% | | $ | 253,437 | | | 11.32% | Minimum requirement for "Well-Capitalized" institution | | $ | 147,031 | | | 6.50% | | $ | 145,515 | | | 6.50% | Minimum regulatory requirement | | $ | 101,791 | | | 4.50% | | $ | 100,741 | | | 4.50% | | | | | | | | | | | | | | Tier 1 Risk-Based Capital Ratio | | | | | | | | | | | | | Avidbank Holdings, Inc. | | $ | 249,544 | | | 11.02% | | $ | 237,700 | | | 10.59% | Minimum regulatory requirement | | $ | 135,925 | | | 6.00% | | $ | 134,690 | | | 6.00% | | | | | | | | | | | | | | Avidbank | | $ | 264,167 | | | 11.68% | | $ | 253,437 | | | 11.32% | Minimum requirement for "Well-Capitalized" institution | | $ | 180,961 | | | 8.00% | | $ | 179,095 | | | 8.00% | Minimum regulatory requirement | | $ | 135,721 | | | 6.00% | | $ | 134,322 | | | 6.00% | | | | | | | | | | | | | | Total Risk-Based Capital Ratio | | | | | | | | | | | | | Avidbank Holdings, Inc. | | $ | 289,048 | | | 12.76% | | $ | 276,225 | | | 12.30% | Minimum regulatory requirement | | $ | 181,233 | | | 8.00% | | $ | 179,587 | | | 8.00% | | | | | | | | | | | | | | Avidbank | | $ | 286,071 | | | 12.65% | | $ | 274,362 | | | 12.26% | Minimum requirement for "Well-Capitalized" institution | | $ | 226,202 | | | 10.00% | | $ | 223,869 | | | 10.00% | Minimum regulatory requirement | | $ | 180,961 | | | 8.00% | | $ | 179,095 | | | 8.00% |
|