v3.25.2
Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Interest and dividend income:    
Interest and fees on loans $ 7,307 $ 7,020
Interest and dividends on debt securities    
Taxable 4,322 3,736
Tax exempt 288 363
Interest on short-term investments 1,176 552
Total interest and dividend income 13,093 11,671
Interest expense:    
Deposits 5,641 4,513
Borrowings 473 453
Total interest expense 6,114 4,966
Net interest income 6,979 6,705
Provision for (reversal of) credit losses:    
Securities held to maturity 55 (127)
Off-balance sheet credit exposures-loans (3) 8
Loans (6) (203)
Total provision for (reversal of) credit losses: 46 (322)
Net interest income after provision for (reversal of) credit losses 6,933 7,027
Non-interest income:    
Customer service fees 149 155
Income on bank-owned life insurance 286 268
Other income 244 242
Total non-interest income 679 665
Non-interest expense:    
Salaries and employee benefits 4,361 4,558
Occupancy and equipment 974 975
Advertising 141 140
Data processing 402 369
Deposit insurance 138 133
Other general and administrative 1,889 1,523
Total non-interest expense 7,905 7,698
Loss before income taxes (293) (6)
Benefit for income taxes (28) (39)
Net (loss) income $ (265) $ 33
Net (loss) income per share:    
Basic $ (0.04) $ 0.01
Earnings (loss) per common share, Diluted $ (0.04) $ 0.01
Weighted average shares outstanding:    
Basic 6,267,146 6,291,529
Diluted 6,267,146 6,291,529