| Summary of Bank's Actual Capital Amounts and Ratios |
The Bank’s actual capital amounts and ratios as of June 30, 2025 and 2024 are also presented in the table below.
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Actual |
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Minimum Capital Requirement |
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Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions |
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(Dollars in thousands) |
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Amount |
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Ratio |
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Amount |
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Ratio |
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Amount |
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Ratio |
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June 30, 2025 |
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Total capital (to risk weighted assets) |
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$ |
66,255 |
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34.2 |
% |
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$ |
15,489 |
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8.0 |
% |
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$ |
19,362 |
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10.0 |
% |
Common equity Tier 1 capital (to risk weighted assets) |
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64,476 |
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33.3 |
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8,713 |
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4.5 |
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12,585 |
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6.5 |
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Tier 1 capital (to risk weighted assets) |
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64,476 |
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33.3 |
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11,617 |
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6.0 |
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15,489 |
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8.0 |
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Tier 1 capital (to adjusted total assets) |
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64,476 |
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17.8 |
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14,461 |
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4.0 |
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18,076 |
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5.0 |
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June 30, 2024 |
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Total capital (to risk weighted assets) |
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$ |
65,532 |
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33.8 |
% |
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$ |
15,501 |
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8.0 |
% |
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$ |
19,377 |
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10.0 |
% |
Common equity Tier 1 capital (to risk weighted assets) |
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63,799 |
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32.9 |
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8,719 |
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4.5 |
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12,595 |
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6.5 |
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Tier 1 capital (to risk weighted assets) |
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63,799 |
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32.9 |
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11,626 |
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6.0 |
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15,501 |
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8.0 |
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Tier 1 capital (to adjusted total assets) |
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63,799 |
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17.8 |
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14,317 |
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4.0 |
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17,896 |
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5.0 |
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