| Deposits |
6. Deposits A summary of deposit balances, by type, is as follows:
|
|
|
|
|
|
|
|
|
(In thousands) |
|
June 30, 2025 |
|
|
June 30, 2024 |
|
NOW and demand |
|
$ |
61,187 |
|
|
$ |
62,386 |
|
Regular and other |
|
|
53,462 |
|
|
|
54,192 |
|
Money market deposits |
|
|
19,160 |
|
|
|
21,956 |
|
Total non-certificate accounts |
|
|
133,809 |
|
|
|
138,534 |
|
Term certificates of $250,000 or more |
|
|
28,055 |
|
|
|
26,113 |
|
Term certificates less than $250,000 |
|
|
112,311 |
|
|
|
106,194 |
|
Total certificate accounts |
|
|
140,366 |
|
|
|
132,307 |
|
Total deposits |
|
$ |
274,175 |
|
|
$ |
270,841 |
|
A summary of certificate accounts by maturity is as follows:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
June 30, 2025 |
|
|
June 30, 2024 |
|
(Dollars in thousands) |
|
Amount |
|
|
Weighted Average Rate |
|
|
Amount |
|
|
Weighted Average Rate |
|
Due within 3 months |
|
$ |
69,689 |
|
|
|
4.16 |
% |
|
$ |
47,453 |
|
|
|
4.84 |
% |
Over 3 months to 1 year |
|
|
65,289 |
|
|
|
3.39 |
|
|
|
74,112 |
|
|
|
4.17 |
|
Over 1 year to 2 years |
|
|
3,946 |
|
|
|
1.55 |
|
|
|
8,200 |
|
|
|
2.43 |
|
Over 2 years to 3 years |
|
|
866 |
|
|
|
0.55 |
|
|
|
2,231 |
|
|
|
2.44 |
|
Over 3 years to 5 years |
|
|
576 |
|
|
|
0.65 |
|
|
|
311 |
|
|
|
0.65 |
|
|
|
$ |
140,366 |
|
|
|
3.69 |
% |
|
$ |
132,307 |
|
|
|
4.27 |
% |
|