v3.25.2
Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income:        
Loans, including fees $ 18,441 $ 17,876 $ 36,380 $ 35,199
Debt securities:        
Taxable 649 613 1,231 1,393
Tax-exempt 379 383 750 776
Mortgage loans held for sale, including fees 350 340 639 654
Dividends 63 101 147 212
Other 226 78 491 146
Total interest income 20,108 19,391 39,638 38,380
Interest expense:        
Deposits 6,959 7,525 14,091 14,600
Federal Home Loan Bank advances and other borrowings 725 1,014 1,307 2,229
Securities sold under agreements to repurchase 180 234 358 454
Total interest expense 7,864 8,773 15,756 17,283
Net interest income 12,244 10,618 23,882 21,097
Credit loss (recovery) of credit loss expense on loans 103 (53) 334 (1,042)
Credit loss (recovery) of credit loss expense on off-balance sheet credit exposures (216) 153 54 (145)
Net interest income after credit loss expense 12,357 10,518 23,494 22,284
Non-interest income:        
Total non-interest income 4,658 4,117 8,254 7,130
Non-interest expenses:        
Salaries and employee benefits 7,906 7,553 15,458 15,128
Occupancy 666 725 1,335 1,444
Furniture and equipment 292 295 575 593
Other 3,358 2,978 6,154 5,575
Total non-interest expenses 12,222 11,551 23,522 22,740
Income before income taxes 4,793 3,084 8,226 6,674
Income tax expense 1,286 779 2,165 1,694
Net income $ 3,507 $ 2,305 $ 6,061 $ 4,980
Earnings per common share:        
Basic $ 1.47 $ 0.96 $ 2.54 $ 2.06
Diluted $ 1.46 $ 0.95 $ 2.52 $ 2.04
Fiduciary and Trust [Member]        
Non-interest income:        
Other $ 65 $ 67 $ 102 $ 111
Service [Member]        
Non-interest income:        
Other 319 300 624 577
Mortgage Banking [Member]        
Non-interest income:        
Other 3,310 2,718 5,488 4,483
Financial Service, Other [Member]        
Non-interest income:        
Other 319 299 728 529
Non Interest Income Other [Member]        
Non-interest income:        
Other $ 645 $ 733 $ 1,312 $ 1,430