| Schedule of Capital Amounts and Ratios for the Bank |
The
actual capital amounts and ratios for the Bank are also presented in the following table as of June 30, 2025 and December 31, 2024:
Schedule
of Capital Amounts and Ratios for the Bank
| | |
Actual | | |
For Capital Adequacy Purposes | | |
To Be Well Capitalized Under Prompt Corrective Action Provisions | |
| | |
Amount | | |
Ratio | | |
Amount | | |
Ratio | | |
Amount | | |
Ratio | |
| As of June 30, 2025: | |
| | |
| | |
| | |
| | |
| | |
| |
| Common equity Tier 1 capital (to Risk-Weighted Assets) Bank | |
$ | 159,095 | | |
| 13.8 | % | |
$ | >52,053 | | |
| >4.5 | % | |
$ | >75,188 | | |
| >6.5 | % |
| Total Capital (to Risk-Weighted Assets) Bank | |
$ | 172,679 | | |
| 14.9 | % | |
$ | >92,538 | | |
| >8.0 | % | |
$ | >115,673 | | |
| >10.0 | % |
| Tier-I Capital (to Risk-Weighted Assets) Bank | |
$ | 159,095 | | |
| 13.8 | % | |
$ | >69,404 | | |
| >6.0 | % | |
$ | >92,538 | | |
| >8.0 | % |
| Tier-I Capital (To Average Assets) Bank | |
$ | 159,095 | | |
| 10.4 | % | |
$ | >61,028 | | |
| >4.0 | % | |
$ | >76,285 | | |
| >5.0 | % |
| As of December 31, 2024: | |
| | | |
| | | |
| | | |
| | | |
| | | |
| | |
| Common equity Tier 1 capital (to Risk-Weighted Assets) Bank | |
$ | 155,252 | | |
| 13.4 | % | |
$ | >52,170 | | |
| >4.5 | % | |
$ | >75,357 | | |
| >6.5 | % |
| Total Capital (to Risk-Weighted Assets) Bank | |
$ | 167,534 | | |
| 14.5 | % | |
$ | >92,747 | | |
| >8.0 | % | |
$ | >115,934 | | |
| >10.0 | % |
| Tier-I Capital (to Risk-Weighted Assets) Bank | |
$ | 155,252 | | |
| 13.4 | % | |
$ | >69,560 | | |
| >6.0 | % | |
$ | >92,747 | | |
| >8.0 | % |
| Tier-I Capital (To Average Assets) Bank | |
$ | 155,252 | | |
| 10.3 | % | |
$ | >60,519 | | |
| >4.0 | % | |
$ | >75,648 | | |
| >5.0 | % |
|