JPMorgan Trust II

J.P. MORGAN INCOME FUNDS

JPMorgan Core Bond Fund

JPMorgan High Yield Fund

(each, a “Fund” and collectively, the “Funds”)

(each a series of JPMorgan Trust II)

(All Share Classes)

Supplement dated September 15, 2025

to the current Summary Prospectuses and Prospectuses, as supplemented

Effective November 1, 2025, the Board of Trustees of JPMorgan Trust II has approved net expense ratio reductions for the Funds. Therefore, the “Annual Fund Operating Expenses” and “Example” tables in the Summary Prospectuses and Prospectuses for the Funds are hereby deleted in their entirety and replaced with the corresponding tables below:

Core Bond Fund

Class A, Class C and Class I Shares



ANNUAL FUND OPERATING EXPENSES (Expenses that you pay each year as a percentage of the value of your investment)

	Class A			Class C			Class I
Management Fees		0.28	%		0.28	%		0.28	%

Distribution (Rule 12b-1) Fees		0.25			0.75			NONE

Other Expenses		0.30			0.30			0.30

Service Fees		0.25			0.25			0.25

Remainder of Other Expenses		0.05			0.05			0.05

Acquired Fund Fees and Expenses		0.01			0.01			0.01


Total Annual Fund Operating Expenses		0.84			1.34			0.59

Fee Waivers and/or Expense Reimbursements¹		-0.14			-0.14			-0.14


Total Annual Fund Operating Expenses after Fee Waivers and/or Expense Reimbursements¹		0.70			1.20			0.45

The Fund’s adviser and/or its affiliates have contractually agreed to waive fees and/or reimburse expenses to the extent Total Annual Fund Operating Expenses (excluding Acquired Fund Fees and Expenses other than certain money market fund fees as described below, dividend and interest expenses related to short sales, interest, taxes, expenses related to litigation and potential litigation, expenses related to trustee elections, and extraordinary expenses) exceed 0.70%, 1.20% and 0.45% of the average daily net assets of Class A, Class C and Class I Shares, respectively. The Fund may invest in one or more money market funds advised by the adviser or its affiliates (affiliated money market funds). The Fund’s adviser, shareholder servicing agent and/or administrator have contractually agreed to waive fees and/or reimburse expenses in an amount sufficient to offset the respective net fees each collects from the affiliated money market funds on the Fund’s investment in such money market funds. These waivers are in effect through 10/31/26, at which time it will be determined whether such waivers will be renewed or revised. To the extent that the Fund engages in securities lending, affiliated money market fund fees and expenses resulting from the Fund’s investment of cash received from securities lending borrowers are not included in Total Annual Fund Operating Expenses and therefore, the above waivers do not apply to such investments.

Example

This Example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The Example assumes that you invest $10,000 in the Fund for the time periods indicated. The Example also assumes that your investment has a 5% return each year and that the Fund’s operating expenses are equal to the total annual fund operating expenses after fee waivers and expense reimbursements shown in the fee table through 10/31/26 and total annual fund operating expenses thereafter. Your actual costs may be higher or lower.

SUP-INC-925



IF YOU SELL YOUR SHARES, YOUR COST WOULD BE:

	1 Year		3 Years		5 Years		10 Years
CLASS A SHARES ($)		444		620		810		1,361

CLASS C SHARES ($)		222		411		721		1,463

CLASS I SHARES ($)		46		175		315		725



IF YOU DO NOT SELL YOUR SHARES, YOUR COST WOULD BE:

	1 Year		3 Years		5 Years		10 Years
CLASS A SHARES ($)		444		620		810		1,361

CLASS C SHARES ($)		122		411		721		1,463

CLASS I SHARES ($)		46		175		315		725

Class R2, Class R3, Class R4, Class R5 and Class R6 Shares



ANNUAL FUND OPERATING EXPENSES (Expenses that you pay each year as a percentage of the value of your investment)

	Class R2			Class R3			Class R4			Class R5			Class R6
Management Fees		0.28	%		0.28	%		0.28	%		0.28	%		0.28	%

Distribution (Rule 12b-1) Fees		0.50			0.25			NONE			NONE			NONE

Other Expenses		0.31			0.30			0.30			0.15			0.05

Service Fees		0	.25		0	.25		0	.25		0.	10		N	ONE

Remainder of Other Expenses		0	.06		0	.05		0	.05		0	.05		0	.05

Acquired Fund Fees and Expenses		0.01			0.01			0.01			0.01			0.01


Total Annual Fund Operating Expenses		1.10			0.84			0.59			0.44			0.34

Fee Waivers and/or Expense Reimbursements¹		-0.05			-0.04			-0.04			-0.04			-0.04


Total Annual Fund Operating Expenses after Fee Waivers and/or Expense Reimbursements¹		1.05			0.80			0.55			0.40			0.30

The Fund’s adviser and/or its affiliates have contractually agreed to waive fees and/or reimburse expenses to the extent Total Annual Fund Operating Expenses (excluding acquired fund fees and expenses other than certain money market fund fees as described below, dividend and interest expenses related to short sales, interest, taxes, expenses related to litigation and potential litigation, expenses related to trustee elections, and extraordinary expenses) exceed 1.05%, 0.80%, 0.55%, 0.40% and 0.30% of the average daily net assets of Class R2, Class R3, Class R4, Class R5 and Class R6 Shares, respectively. The Fund may invest in one or more money market funds advised by the adviser or its affiliates (affiliated money market funds). The Fund’s adviser, shareholder servicing agent and/or administrator have contractually agreed to waive fees and/or reimburse expenses in an amount sufficient to offset the respective net fees each collects from the affiliated money market funds on the Fund’s investment in such money market funds. These waivers are in effect through 10/31/26, at which time it will be determined whether such waivers will be renewed or revised. To the extent that the Fund engages in securities lending, affiliated money market fund fees and expenses resulting from the Fund’s investment of cash received from securities lending borrowers are not included in Total Annual Fund Operating Expenses and therefore, the above waivers do not apply to such investments.

Example



WHETHER OR NOT YOU SELL YOUR SHARES, YOUR COST WOULD BE:

	1 Year		3 Years		5 Years		10 Years
CLASS R2 SHARES ($)		107		345		601		1,336
CLASS R3 SHARES ($)		82		264		462		1,033
CLASS R4 SHARES ($)		56		185		325		734
CLASS R5 SHARES ($)		41		137		242		551

CLASS R6 SHARES ($)		31		105		187		427

High Yield Fund

Class A, Class C and Class I Shares



ANNUAL FUND OPERATING EXPENSES (Expenses that you pay each year as a percentage of the value of your investment)

	Class A			Class C			Class I
Management Fees		0.50	%		0.50	%		0.50	%

Distribution (Rule 12b-1) Fees		0.25			0.75			NONE

Other Expenses		0.35			0.35			0.34

Service Fees		0.	25		0.	25		0.	25

Remainder of Other Expenses		0.	10		0.	10		0.	09


Acquired Fund Fees and Expenses		0.01			0.01			0.01

Total Annual Fund Operating Expenses		1.11			1.61			0.85

Fee Waivers and/or Expense Reimbursements¹		-0.26			-0.26			-0.25


Total Annual Fund Operating Expenses after Fee Waivers and/or Expense Reimbursements¹		0.85			1.35			0.60

The Fund’s adviser and/or its affiliates have contractually agreed to waive fees and/or reimburse expenses to the extent Total Annual Fund Operating Expenses (excluding Acquired Fund Fees and Expenses other than certain money market fund fees as described below, dividend and interest expenses related to short sales, interest, taxes, expenses related to litigation and potential litigation, expenses related to trustee elections, and extraordinary expenses) exceed 0.85%, 1.35% and 0.60% of the average daily net assets of Class A, Class C and Class I Shares, respectively. The Fund may invest in one or more money market funds advised by the adviser or its affiliates (affiliated money market funds). The Fund’s adviser, shareholder servicing agent and/or administrator have contractually agreed to waive fees and/or reimburse expenses in an amount sufficient to offset the respective net fees each collects from the affiliated money market funds on the Fund’s investment in such money market funds for all Share Classes. These waivers are in effect through 10/31/26, at which time it will be determined whether such waivers will be renewed or revised. To the extent that the Fund engages in securities lending, affiliated money market fund fees and expenses resulting from the Fund’s investment of cash received from securities lending borrowers are not included in Total Annual Fund Operating Expenses and therefore, the above waivers do not apply to such investments.

Example



IF YOU SELL YOUR SHARES, YOUR COST WOULD BE:

	1 Year		3 Years		5 Years		10 Years
CLASS A SHARES ($)		459		690		939		1,654

CLASS C SHARES ($)		237		483		852		1,755

CLASS I SHARES ($)		61		246		447		1,026



IF YOU DO NOT SELL YOUR SHARES, YOUR COST WOULD BE:

	1 Year		3 Years		5 Years		10 Years
CLASS A SHARES ($)		459		690		939		1,654

CLASS C SHARES ($)		137		483		852		1,755

CLASS I SHARES ($)		61		246		447		1,026

Class R2, Class R3, Class R4, Class R5 and Class R6 Shares



ANNUAL FUND OPERATING EXPENSES (Expenses that you pay each year as a percentage of the value of your investment)

	Class R2			Class R3			Class R4			Class R5			Class R6
Management Fees		0.50	%		0.50	%		0.50	%		0.50	%		0.50	%

Distribution (Rule 12b-1) Fees		0.50			0.25			NONE			NONE			NONE

Other Expenses		0.40			0.35			0.46			0.21			0.09

Service Fees			0.25			0.25			0.25			0.10			NONE

Remainder of Other Expenses			0.15			0.10			0.21			0.11			0.09

Acquired Fund Fees and Expenses		0.01			0.01			0.01			0.01			0.01


Total Annual Fund Operating Expenses		1.41			1.11			0.97			0.72			0.60

Fee Waivers and/or Expense Reimbursements³		-0.21			-0.16			-0.27			-0.17			-0.15


Total Annual Fund Operating Expenses after Fee Waivers and/or Expense Reimbursements¹		1.20			0.95			0.70			0.55			0.45

The Fund’s adviser and/or its affiliates have contractually agreed to waive fees and/or reimburse expenses to the extent Total Annual Fund Operating Expenses (excluding Acquired Fund Fees and Expenses other than certain money market fund fees as described below, dividend and interest expenses related to short sales, interest, taxes, expenses related to litigation and potential litigation, expenses related to trustee elections, and extraordinary expenses) exceed 1.20%, 0.95%, 0.70%, 0.55% and 0.45% of the average daily net assets of Class R2, Class R3, Class R4, Class R5 and Class R6 Shares, respectively. The Fund may invest in one or more money market funds advised by the adviser or its affiliates (affiliated money market funds). The Fund’s adviser, shareholder servicing agent and/or administrator have contractually agreed to waive fees and/or reimburse expenses in an amount sufficient to offset the respective net fees each collects from the affiliated money market funds on the Fund’s investment in such money market funds. These waivers are in effect through 10/31/26 at which time it will be determined whether such waivers will be renewed or revised. To the extent that the Fund engages in securities lending, affiliated money market fund fees and expenses resulting from the Fund’s investment of cash received from securities lending borrowers are not included in Total Annual Fund Operating Expenses and therefore, the above waivers do not apply to such investments.

Example



WHETHER OR NOT YOU SELL YOUR SHARES, YOUR COST WOULD BE:

	1 Year		3 Years		5 Years		10 Years
CLASS R2 SHARES ($)		122		426		751		1,673

CLASS R3 SHARES ($)		97		337		596		1,337

CLASS R4 SHARES ($)		72		282		510		1,165

CLASS R5 SHARES ($)		56		213		384		879

CLASS R6 SHARES ($)		46		177		320		736

In addition, the information pertaining to each of the Funds in the “Additional Fee and Expense Information” section in the Prospectuses of the Funds are hereby deleted in their entirety and replaced with the following:

Class A, Class C and Class I Shares


	Class		Net Expense Ratio		Gross Expense Ratio
JPMorgan Core Bond Fund		A		0.70%		0.84%
		C		1.20%		1.34%
		I		0.45%		0.59%
JPMorgan High Yield Fund		A		0.85%		1.11%
		C		1.35%		1.61%
		I		0.60%		0.85%

A Fund’s annual return is reduced by its fees and expenses for that year. The examples below are intended to help you understand the annual and cumulative impact of the Fund’s fees and expenses on your investment through a hypothetical investment of $10,000 held for the next 10 years. The examples assume the following:

•

On 11/1/25, you invest $10,000 in the Fund and you will hold the shares for the entire 10 year period;

•

Your investment has a 5% return each year;

•

The Fund’s operating expenses remain at the levels discussed below and are not affected by increases or decreases in Fund assets over time;

•

At the time of purchase, any applicable initial sales charges (loads) are deducted; and

•

There is no sales charge (load) on reinvested dividends.

•

The annual costs are calculated using the Net Expense Ratios for the period through the expiration of any fee waivers or expense reimbursements memorialized in a written contract between the Funds and JPMIM and/or its affiliates; and the Gross Expense Ratios thereafter.

“Gross Cumulative Return” shows what the cumulative return on your investment at the end of each fiscal year would be if Fund expenses are not deducted. “Net Cumulative Return” shows what the cumulative return on your investment at the end of each year would be assuming Fund expenses are deducted each year in the amount shown under “Annual Costs.”

JPMorgan Core Bond Fund


	Class A											Class C¹
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return			Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	444		1.06	%		0.39	%		0.39	%	$	122		5.00	%		3.80	%		3.80	%
October 31, 2027		86		6.12			4.56			4.16			142		10.25			7.60			3.66
October 31, 2028		90		11.42			8.91			4.16			147		15.76			11.54			3.66
October 31, 2029		93		16.99			13.45			4.16			152		21.55			15.62			3.66
October 31, 2030		97		22.84			18.17			4.16			158		27.63			19.85			3.66
October 31, 2031		101		28.98			23.08			4.16			164		34.01			24.24			3.66
October 31, 2032		106		35.43			28.20			4.16			170		40.71			28.78			3.66
October 31, 2033		110		42.21			33.53			4.16			176		47.75			33.50			3.66
October 31, 2034		115		49.32			39.09			4.16			114		55.13			39.05			4.16
October 31, 2035		119		56.78			44.88			4.16			119		62.89			44.84			4.16

1	The disclosure and numbers for Class C Shares shown above assume that the shareholder did not redeem the shares. With redemption, the numbers for Class C Shares for the first year (period ended October 31, 2026) would be as follows:


Annual Costs	Gross Cumulative Return		Net Cumulative Return		Net Annual Return
$222		4.00%		2.80%		2.80%


	Class I
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	46		5.00	%		4.55	%		4.55	%
October 31, 2027		63		10.25			9.16			4.41
October 31, 2028		66		15.76			13.97			4.41
October 31, 2029		69		21.55			19.00			4.41
October 31, 2030		72		27.63			24.25			4.41
October 31, 2031		75		34.01			29.73			4.41
October 31, 2032		78		40.71			35.45			4.41
October 31, 2033		82		47.75			41.42			4.41
October 31, 2034		85		55.13			47.66			4.41
October 31, 2035		89		62.89			54.17			4.41

JPMorgan High Yield Fund


	Class A											Class C¹
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return			Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	459		1.06	%		0.24	%		0.24	%	$	137		5.00	%		3.65	%		3.65	%
October 31, 2027		113		6.12			4.14			3.89			170		10.25			7.16			3.39
October 31, 2028		118		11.42			8.20			3.89			175		15.76			10.80			3.39
October 31, 2029		122		16.99			12.40			3.89			181		21.55			14.55			3.39
October 31, 2030		127		22.84			16.78			3.89			188		27.63			18.44			3.39
October 31, 2031		132		28.98			21.32			3.89			194		34.01			22.45			3.39
October 31, 2032		137		35.43			26.04			3.89			200		40.71			26.60			3.39
October 31, 2033		143		42.21			30.94			3.89			207		47.75			30.89			3.39
October 31, 2034		148		49.32			36.03			3.89			148		55.13			35.99			3.89
October 31, 2035		154		56.78			41.33			3.89			154		62.89			41.28			3.89

1	The disclosure and numbers for Class C Shares shown above assume that the shareholder did not redeem the shares. With redemption, the numbers for Class C Shares for the first year (period ended October 31, 2026) would be as follows:


Annual Costs	Gross Cumulative Return		Net Cumulative Return		Net Annual Return
$237		4.00%		2.65%		2.65%


	Class I
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	61		5.00	%		4.40	%		4.40	%
October 31, 2027		91		10.25			8.73			4.15
October 31, 2028		94		15.76			13.25			4.15
October 31, 2029		98		21.55			17.94			4.15
October 31, 2030		102		27.63			22.84			4.15
October 31, 2031		107		34.01			27.94			4.15
October 31, 2032		111		40.71			33.25			4.15
October 31, 2033		116		47.75			38.78			4.15
October 31, 2034		120		55.13			44.54			4.15
October 31, 2035		125		62.89			50.53			4.15

Class R2, Class R3, Class R4, Class R5 and Class R6 Shares


	Class		Net Expense Ratio		Gross Expense Ratio
JPMorgan Core Bond Fund		R2		1.05%		1.10%
		R3		0.80%		0.84%
		R4		0.55%		0.59%
		R5		0.40%		0.44%
		R6		0.30%		0.34%
JPMorgan High Yield Fund		R2		1.20%		1.41%
		R3		0.95%		1.11%
		R4		0.70%		0.97%
		R5		0.55%		0.72%
		R6		0.45%		0.60%

•

On 11/1/25, you invest $10,000 in the Fund and you will hold the shares for the entire 10 year period;

•

Your investment has a 5% return each year;

•

The Fund’s operating expenses remain at the levels discussed below and are not affected by increases or decreases in Fund assets over time;

•

At the time of purchase, any applicable initial sales charges (loads) are deducted; and

•

There is no sales charge (load) on reinvested dividends.

•

JPMorgan Core Bond Fund


	Class R2
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	107		5.00	%		3.95	%		3.95	%
October 31, 2027		117		10.25			8.00			3.90
October 31, 2028		121		15.76			12.22			3.90
October 31, 2029		126		21.55			16.59			3.90
October 31, 2030		131		27.63			21.14			3.90
October 31, 2031		136		34.01			25.86			3.90
October 31, 2032		141		40.71			30.77			3.90
October 31, 2033		147		47.75			35.87			3.90
October 31, 2034		152		55.13			41.17			3.90
October 31, 2035		158		62.89			46.68			3.90

	Class R3
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	82		5.00	%		4.20	%		4.20	%
October 31, 2027		89		10.25			8.53			4.16
October 31, 2028		93		15.76			13.05			4.16
October 31, 2029		97		21.55			17.75			4.16
October 31, 2030		101		27.63			22.65			4.16
October 31, 2031		105		34.01			27.75			4.16
October 31, 2032		110		40.71			33.07			4.16
October 31, 2033		114		47.75			38.60			4.16
October 31, 2034		119		55.13			44.37			4.16
October 31, 2035		124		62.89			50.38			4.16

	Class R4
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	56		5.00	%		4.45	%		4.45	%
October 31, 2027		63		10.25			9.06			4.41
October 31, 2028		66		15.76			13.87			4.41
October 31, 2029		69		21.55			18.89			4.41
October 31, 2030		72		27.63			24.13			4.41
October 31, 2031		75		34.01			29.60			4.41
October 31, 2032		78		40.71			35.32			4.41
October 31, 2033		82		47.75			41.29			4.41
October 31, 2034		85		55.13			47.52			4.41
October 31, 2035		89		62.89			54.02			4.41


	Class R5
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	41		5.00	%		4.60	%		4.60	%
October 31, 2027		47		10.25			9.37			4.56
October 31, 2028		49		15.76			14.36			4.56
October 31, 2029		51		21.55			19.57			4.56
October 31, 2030		54		27.63			25.02			4.56
October 31, 2031		56		34.01			30.73			4.56
October 31, 2032		59		40.71			36.69			4.56
October 31, 2033		62		47.75			42.92			4.56
October 31, 2034		64		55.13			49.44			4.56
October 31, 2035		67		62.89			56.25			4.56


	Class R6
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	31		5.00	%		4.70	%		4.70	%
October 31, 2027		36		10.25			9.58			4.66
October 31, 2028		38		15.76			14.69			4.66
October 31, 2029		40		21.55			20.03			4.66
October 31, 2030		42		27.63			25.62			4.66
October 31, 2031		44		34.01			31.48			4.66
October 31, 2032		46		40.71			37.60			4.66
October 31, 2033		48		47.75			44.02			4.66
October 31, 2034		50		55.13			50.73			4.66
October 31, 2035		52		62.89			57.75			4.66

JPMorgan High Yield Fund


	Class R2
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	122		5.00	%		3.80	%		3.80	%
October 31, 2027		149		10.25			7.53			3.59
October 31, 2028		154		15.76			11.39			3.59
October 31, 2029		160		21.55			15.39			3.59
October 31, 2030		166		27.63			19.53			3.59
October 31, 2031		172		34.01			23.82			3.59
October 31, 2032		178		40.71			28.26			3.59
October 31, 2033		184		47.75			32.87			3.59
October 31, 2034		191		55.13			37.64			3.59
October 31, 2035		198		62.89			42.58			3.59


	Class R3
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	97		5.00	%		4.05	%		4.05	%
October 31, 2027		118		10.25			8.10			3.89
October 31, 2028		122		15.76			12.30			3.89
October 31, 2029		127		21.55			16.67			3.89
October 31, 2030		132		27.63			21.21			3.89
October 31, 2031		137		34.01			25.92			3.89
October 31, 2032		142		40.71			30.82			3.89
October 31, 2033		148		47.75			35.91			3.89
October 31, 2034		154		55.13			41.20			3.89
October 31, 2035		160		62.89			46.69			3.89


	Class R4
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	72		5.00	%		4.30	%		4.30	%
October 31, 2027		103		10.25			8.50			4.03
October 31, 2028		107		15.76			12.88			4.03
October 31, 2029		112		21.55			17.42			4.03
October 31, 2030		116		27.63			22.16			4.03
October 31, 2031		121		34.01			27.08			4.03
October 31, 2032		126		40.71			32.20			4.03
October 31, 2033		131		47.75			37.53			4.03
October 31, 2034		136		55.13			43.07			4.03
October 31, 2035		142		62.89			48.84			4.03


	Class R5
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	56		5.00	%		4.45	%		4.45	%
October 31, 2027		77		10.25			8.92			4.28
October 31, 2028		80		15.76			13.58			4.28
October 31, 2029		84		21.55			18.44			4.28
October 31, 2030		87		27.63			23.51			4.28
October 31, 2031		91		34.01			28.80			4.28
October 31, 2032		95		40.71			34.31			4.28
October 31, 2033		99		47.75			40.06			4.28
October 31, 2034		103		55.13			46.06			4.28
October 31, 2035		107		62.89			52.31			4.28


	Class R6
Period Ended	Annual Costs		Gross Cumulative Return			Net Cumulative Return			Net Annual Return
October 31, 2026	$	46		5.00	%		4.55	%		4.55	%
October 31, 2027		64		10.25			9.15			4.40
October 31, 2028		67		15.76			13.95			4.40
October 31, 2029		70		21.55			18.97			4.40
October 31, 2030		73		27.63			24.20			4.40
October 31, 2031		76		34.01			29.67			4.40
October 31, 2032		80		40.71			35.37			4.40
October 31, 2033		83		47.75			41.33			4.40
October 31, 2034		87		55.13			47.55			4.40
October 31, 2035		90		62.89			54.04			4.40

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