Actual

Minimum Capital
Requirement

Minimum to Be Well
Capitalized Under Prompt
Corrective Action

Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

As of June 30, 2025

Community Bank Leverage Ratio

$

91,704

10.04

%

$

82,219

9.00

%

$

82,219

9.00

%

Tier 1 capital (to adjusted total assets)

91,704

10.04

%

36,542

4.00

%

45,677

5.00

%

Tangible capital (to adjusted tangible assets)

91,704

10.04

%

13,703

1.50

%

N/A

As of June 30, 2024

Community Bank Leverage Ratio

$

86,672

9.23

%

$

84,484

9.00

%

$

84,484

9.00

%

Tier 1 capital (to adjusted total assets)

86,672

9.23

%

37,549

4.00

%

46,936

5.00

%

Tangible capital (to adjusted tangible assets)

86,672

9.23

%

14,081

1.50

%

N/A