GS Mortgage Securities Corp. ABS-15G

Exhibit 99.3 - Schedule 5

 

 

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  xxxxxx1991 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 727 816 710 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX ALT DOC Second Home Purchase NA 5.65 15.21 42006.65 .00 .00 .00 42006.65 Employed       15.75       2 YRS 35619.47 6387.18 Taxes and Insurance 68.47 262440.1 XXXX XXXX 79.54 79.54 79.54 XXXX XXXX XXXX Conventional Fixed A+ 8.75 8.75 3128.57 3128.57 521.03 3715.85 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 350.0 1 5045 312 6 0.02460728932910315 2.5 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxx1112 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 760 748 775 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                 NA   0 Taxes and Insurance 108.4 78015.67 XXXX XXXX 62.5 62.5 62.5 XXXX XXXX XXXX DSCR Fixed CV3 Rental - Experience 8.75 8.75 590.03 590.03 132.52 719.68 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 67799.94 750.0 2 0 82 0 0 3 No XXXX Manual Underwriting         XXXX XXXX No
  xxx3531 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 735 744 735 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OH XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                 NA   0 Taxes and Insurance 23.27 27893.35 XXXX XXXX 73.68 73.68 73.68 XXXX XXXX XXXX DSCR Fixed CV3 Rental - No Experience 8.25 8.25 1051.77 1051.77 146.79 1198.56 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 22238.87 1400.0 2 0 241 0 0 4 No XXXX Manual Underwriting         XXXX XXXX No
  xxx2506 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 679 679 679 655 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MO XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                 NA   0 Taxes and Insurance 67.29 54790.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR ARM CV3 Rental - Experience 8.75 8.75 612.5 660.83 201.76 814.25 XXXX ARM 240 360 XXXX 4 Nearest 0.125 45 Days SOFR 30 Day Average 5.3364 2 1 6.75 4 10.75 13.75 09-01-2029 10-01-2029 6 6 Yes 120 No No No Y 60 5%, 4%, 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 72905.81 3780.0 2   194     3 No XXXX Manual Underwriting         XXXX XXXX No
  xxx2558 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 644 644 655 625 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                 NA   0 Taxes and Insurance 20.68 18571.88 XXXX XXXX 49.67 49.67 49.67 XXXX XXXX XXXX DSCR Fixed CV3 Rental - No Experience 9.75 9.75 617.5 652.96 280.66 898.1 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No Y 36 3%, 2%, 1% Wholesale No XXXX       No XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 64234.22 3800.0 2 0 299 0 0 3 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx2262 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 664 642 710 664 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                 NA   0 No Escrow 106.77 168793.44 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.5 7.5 964.92 964.92 50.23 1580.86 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 123655.94 6784.5 3 0 56 0 0 2.75 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx6784 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 699 699 707 693 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                 NA   0 Taxes and Insurance 16.23 40408.4 XXXX XXXX 73.04 73.04 73.04 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 8.125 8.125 2004.17 2004.17 301.14 2490.31 XXXX Fixed 360 480 XXXX                                 Yes 120 No No No Y 12 5% Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 4432.0 4 0 235 0 0 7.41 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx8774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 664 642 710 664 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                 NA   1243.44 Taxes and Insurance 113.61 141262.45 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.5 7.5 875.77 875.77 367.67 1243.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 6360.45 3 0 56 0 0 2.75 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx7030 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 700 693 700 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX IN XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                 NA   0 Taxes and Insurance 6.68 9339.61 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 8.25 8.25 1018.72 1018.72 380.11 1398.83 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 4781.1 2 0 171 0 0 2 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx7073 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 661 666 661 600 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 4.02 6.14 72997.16 .00 .00 .00 72997.16 Employed       5.27       NA 68517.23 4479.93 Taxes and Insurance 122.65 360219.79 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A 8.99 8.99 2379.55 2379.55 514.38 2936.93 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.0 1 28552 133 4 0.051605504587155966 3 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No
  xxxxxx6334 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 802 802 821 774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Purchase NA 11.89 26.71 26859.82 .00 .00 .00 26859.82 Employed       12.39       NA 19684.88 7174.94 Taxes and Insurance 22.37 71440.26 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed A+ 9.5 9.5 2345.98 2345.98 437.34 3193.32 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1497.54 2 43200 345 11 0.09533707865168539 0.42 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No
  xxxxxx8742 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 763 763 762 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX HI XXXX XXXX ALT DOC Investment Purchase NA 23.08 47.4 17912.08 .00 .00 .00 17912.08 Employed       4.86       NA 9422.46 8489.62 Taxes and Insurance 48.14 294930.03 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 5506.31 5506.31 620.67 6126.98 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 1425.0 3 30000 88 10 0.026877950101146325 3.25 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx5528 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Unknown false XXXX 678 678 734 655 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                 NA   0 No Escrow 15.38 96152.55 XXXX XXXX 43.84 43.84 43.84 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.875 7.875 5487.59 5487.59 0 6249.88 XXXX Fixed 480 480 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 96152.55 14960.95 2 0 301 0 0 3 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx2877 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 767 767 783 758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WY XXXX XXXX ALT DOC Primary Residence Purchase NA 13.5 13.61 23106.95 .00 .00 .00 23106.95 Employed       2.12       NA 19962.91 3144.04 Taxes and Insurance 66.51 207458.22 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 8.375 8.375 2713.46 2713.46 405.58 3119.04 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 4995.0 1 15000 124 4 0.015342960288808664 1.92 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No
  xxxxxx3557 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 752 752 709 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Purchase NA 35.26 47.48 16348.85 .00 .00 .00 16348.85 Employed       10.09       NA 8586.05 7762.8 Taxes and Insurance 25.91 149359.41 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 4460.28 4460.28 1066.01 5763.99 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 350.0 2 84300 287 14 0.07889295077729773 12 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx4047 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 787 787 777 805 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX ALT DOC Primary Residence Purchase NA 17.19 40.49 11158.50 .00 .00 .00 11158.50 Employed       2.93       NA 6640.46 4518.04 Taxes 87.84 168451.12 XXXX XXXX 61.03 61.03 61.03 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.875 6.875 1543.13 1543.13 215.25 1917.63 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1814.93 2 20000 329 3 0.0030217391304347826 5.25 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx2332 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 786 796 769 786 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 9.11 20.33 34631.00 .00 .00 .00 34631.00 Employed       22.35       NA 27591.12 7039.88 Taxes and Insurance 87.2 275205.96 XXXX XXXX 55.71 55.71 55.71 XXXX XXXX XXXX Conventional Fixed A+ 7.375 7.375 2762.7 2762.7 393.18 3155.88 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 289511.72 5365.0 2 56645 350 8 0.12927874354420893 0.83 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx5220 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 732 728 735 732 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 16.95 39.52 31792.00 .00 .00 .00 31792.00 Employed       8.52       1 YR 19228.27 12563.73 Taxes and Insurance 91.44 492648.83 XXXX XXXX 69.9 69.9 69.9 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 3524.04 3524.04 1780.69 5387.73 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 492648.83 1425.0 1 65811 286 27 0.24152185230174272 7.50 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx8015 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 772 793 763 772 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX ALT DOC Investment Purchase NA 11.05 26.08 23852.14 .00 .00 .00 23852.14 Employed       14.02       NA 17630.75 6221.39 No Escrow 172.01 171921.77 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 807.59 807.59 0 999.49 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 3157.5 4 14787 201 10 0 9 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx8607 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 671 671 609 676 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Purchase NA 18.97 40.34 22142.00 .00 .00 .00 22142.00 Employed       10.1       NA 13209.5 8932.5 Taxes and Insurance 6.51 27324.36 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 8.625 8.625 2986.71 2986.71 1161.46 4200.17 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2865.0 1 57426 215 23 0.3160583659093548 1.25 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No
  xxxxxx8665 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 789 796 789 789 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 816 808 816 820 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Second Home Purchase NA 16.56 38.08 16756.00 .00 .00 .00 16756.00 Not Employed Not Employed             NA 10375.35 6380.65 No Escrow 371.48 1103539.38 XXXX XXXX 74.94 74.94 74.94 XXXX XXXX XXXX Conventional Fixed A+ 7.625 7.625 2116.3 2116.3 0 2970.65 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No D XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 1425.0 2 54500 412 7 0.09397857689364958 30 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx5077 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 766 740 767 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Full Doc Investment Refinance Rate and Term 6.71 41.79 250000.00 .00 .00 .00 250000.00 Employed       39.18       NA 145534.09 104465.91 No Escrow 817.13 6668630.61 XXXX XXXX 10.41 10.41 10.41 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 7.25 7.25 3124.37 3124.37 0 8161.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 663.82 3792.86 6 229147 503 6 0.4891638864485251 22.58 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx8196 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 696 675 696 723 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 180.59 481206.75 XXXX XXXX 67.44 67.44 67.44 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 8.5 8.5 2126.05 2126.05 538.53 2664.58 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 12 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 4531.69 3562.83 8 0 2 0 0 2 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx4675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 717 709 725 717 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 49.61 49.61 9259.80 .00 .00 .00 9259.80 Employed       0.14       Yes 4665.66 4594.14 Taxes and Insurance 1.96 9008.19 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX Conventional Fixed B 8.375 8.375 3551.07 3551.07 1030.57 4594.14 XXXX Fixed 480 480 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 171702.57 5473.43 1 9000 409 11 0.0463921568627451 27.25 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No
  xxxxxx8004 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Non-Permanent Non-US Citizen   false XXXX 681 774 680 681 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NJ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 27.52 110161.88 XXXX XXXX 65.0 65.0 65.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.375 7.375 3142.57 3142.57 860.15 4002.72 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 4%, 3% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 110161.88 12771.82 3 0 110 0 0 5.08 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx8985 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 679 679 660 704 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 31.11 84660.04 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 8.75 8.75 2533.18 2533.18 188.15 2721.33 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 84660.04 3878.64 3 0 114 0 0 2.33 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx5185 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 737 745 737 722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX ID XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 25.45 37.32 8785.79 .00 .00 .00 8785.79 Employed       10.18       NA 5507.16 3278.63 Taxes and Insurance 60.58 135442.33 XXXX XXXX 43.46 43.46 43.46 XXXX XXXX XXXX Conventional Fixed A+ 7.125 7.125 1903.25 1903.25 332.38 2235.63 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 135442.33 6911.15 1 20000 270 5 0.8125087719298245 10 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx9610 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 787 787 803 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX ALT DOC Primary Residence Purchase NA 31.79 31.79 10136.00 .00 .00 .00 10136.00 Employed       2.6       3 YRS 6913.54 3222.46 Taxes and Insurance 17 54773.81 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 2852.8 2852.8 369.66 3222.46 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2106.36 1 19100 85 1 0 0.75 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx6071 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 683 683 683 692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     0 Taxes and Insurance 12.63 34032.02 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Low Ratio - DSCR 8.625 8.625 2406.48 2406.48 160.08 2694.56 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 6433.929999999999 3 0 368 0 0 2 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx7667 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 699 699 728 670 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 31.35 46.84 35254.60 .00 .00 .00 35254.60 Not Employed               1 YR 18739.81 16514.79 Taxes and Insurance 207.27 2291031.74 XXXX XXXX 55.56 55.56 55.56 XXXX XXXX XXXX Conventional Fixed A+ 6.875 6.875 9853.93 9853.93 1199.25 11053.18 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 564298.45 11790.0 3 217391 237 16 0.0614934456928839 0.42 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx7320 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 674 674 664 679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 628 625 628 657 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 5.56 15.99 55562.00 .00 .00 .00 55562.00 Employed Not Employed     30.19       NA 46680.02 8881.98 Taxes and Insurance 58.17 179695.72 XXXX XXXX 39.06 39.06 39.06 XXXX XXXX XXXX Conventional Fixed A 8.875 8.875 1989.11 1989.11 1130.88 3088.98 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX Yes AE XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 179695.72 350.0 1 37000 471 17 0.6742057081313947 1.00 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No
  xxxxxx7073 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 775 756 776 775 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 21.54 21.98 14595.00 .00 .00 .00 14595.00 Employed       15.38       Yes 11386.52 3208.48 Taxes and Insurance 42.02 132087.44 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 2657.02 2657.02 486.46 3143.48 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 132087.44 10393.4 1 70000 220 3 0.025613259668508286 5.00 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx9195 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 774 776 768 774 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Investment Refinance Cash Out - Other 9.03 25.53 31751.90 .00 .00 .00 31751.90 Employed       7.18       Yes 23646.3 8105.6 Taxes and Insurance 27.3 89128.91 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 8.25 8.25 2794.71 2794.71 469.89 3264.6 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 89128.91 2820.0 3 8200 121 2 0.15064285714285713 3.33 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx9611 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 760 756 799 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Purchase NA 20.53 36.02 18232.00 .00 .00 .00 18232.00 Employed       6.18       NA 11665.6 6566.4 Taxes and Insurance 99.15 371200 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.5 7.5 2992.64 2992.64 645.68 3743.9 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.0 2 22120 222 6 0.13338292225246395 10.00 No XXXX Manual Underwriting 0   No No XXXX XXXX No
  xxxxxx8239 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 778 806 778   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 806 806 821 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Investment Purchase NA 11.1 37.52 29429.53 .00 .00 .00 29429.53 Employed Not Employed     10.22       NA 18387.03 11042.5 Taxes and Insurance 62.06 881939.1 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed A+ 8.375 8.375 5807.71 5807.71 1296.79 14210 XXXX Fixed 240 360 XXXX                                 Yes 120 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 1425.0 2 64200 329 4 0.042544502617801044 9.50 No XXXX Manual Underwriting         XXXX XXXX No
  xxxxxx6710 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen Yes false XXXX 626 589 667 626 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 37.6 44.73 23449.94 .00 .00 .00 23449.94 Employed       6.74       2 YRS 12960.97 10488.97 Taxes and Insurance 20.39 179799.29 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed A 9.375 9.375 7365.21 7365.21 1185.09 8816.97 XXXX Fixed 480 480 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 179799.29 41616.67 1 29642 265 6 0.3032978447156583 22.83 No XXXX Manual Underwriting 0   Yes No XXXX XXXX No