GS Mortgage Securities Corp. ABS-15G

Exhibit 99.1 - Schedule 4

 

 

XXX Loan Number Loan Number Settlement Date QM Type Guideline Name UW Guideline Author UW Guideline Version Date UW Guideline Matrix Name UW Guideline Matrix Date QM Regulation Failures Bedroom Count Approval Status Correspondent Name Pool Application Date Note Date Maturity Date Loan Status Loan Type Product Type Agency ID TRID ARM Hybrid Period Number of Borrowers Borrower 1 First Name Borrower 1 Middle Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Middle Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Middle Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Middle Name Borrower 4 Last Name Borrower Employment Indicator Co Borrower Employment Indicator Borrower 1 Job Job Yrs Borrower 1 Borrower 2 Job Job Yrs Borrower 2 Borrower 3 Job Job Yrs Borrower 3 Borrower 4 Job Job Yrs Borrower 4 Borrower 1 Occupation Borrower 1 Years In Field Borrower 2 Occupation Borrower 2 Years In Field Borrower 3 Occupation Borrower 3 Years In Field Borrower 4 Occupation Borrower 4 Years In Field Borrower 3 Income Verification Level Borrower 4 Income Verification Level Borrower 3 Employment Verification Level Borrower 4 Employment Verification level Borrower 1 First Time Buyer Borrower 2 First Time Buyer Borrower 3 First Time Buyer Borrower 4 First Time Buyer Representative Decision FICO Score Borrower 3 Original FICO Equifax Borrower 3 Original FICO Experian Borrower 3 Original FICO Transunion Borrower 4 Original FICO Equifax Borrower 4 Original FICO Experian Borrower 4 Original FICO Transunion Borrower 1 Citizenship Borrower 2 Citizenship Borrower 3 Citizenship Borrower 4 Citizenship Documentation Type Delayed Financing Flag Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Months of Personal Bank Statements Months of Business Bank Statements Months of Business & Personal Bank Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Months of Profit and Loss Statements CPA Letter Flag Expense letter Flag Number of Months CPA Verified Income WVOE Flag Number of Months WVOE Borrower Years of W2s CoBorrower Years of W2s 1- year Tax Return Flag Years of Tax Transcripts Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Front HTI Ratio Back DTI Ratio Borrower 3 Asset Verification Level Borrower 4 Asset Verification Level Liquid Assets Total Assets Reserves Property Street Address City State County Zip MI Company Name Mortgage Insurance MI Coverage Amount MI Certificate Number Flood Insurance Provided Flood Policy Amount Flood Expiration Date Name of Flood Insurer Flood Policy Number Monthly Flood Payment Flood Coverage Amount Flood Policy Active Flood Coverage Adeq Flood Map Panel Flood Mapped Date Flood Certificate Number Flood Certificate Date Flood Vendor Name Flood Zone Flood Community Flood Contract Type Flood Program Type Hazard Policy Amount Hazard Expiration Date Hazard Insurer Name Hazard Policy Number Hazard Coverage Amount Hazard Coverage Active Hazard Coverage Adeq Times 30 Days DQ on Prior Mortgage Times 60 Days DQ on Prior Mortgage Times 90 Days DQ on Prior Mortgage Prior Bankruptcy Flag Bankruptcy Filing Date Prior Bankruptcy Chapter Prior bankruptcy Discharge Date Ever In Foreclosure Most Recent Foreclosure Date Number of Foreclosure Events Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC) Origination Lender Late Charge Type Late Charges Percent APR Temporary Buydown Flag T4506 Income Supported Total Subject Housing Original P&I PITI T&I HOA Primary Housing Payment Second Mortgage Payment Months Reserves Other Liens Payment Silent Second Lien Flag Second Lien Amount Lease in Place 1007/Lease in file Market Rents Subject Rental Income Approved DSCR Investment/No Ratio DSCR LLC Flag LLC Name Short Term Rental Declining Market Guarantor Units Borrower SSN Co Borrower SSN Tax Payment Residual Income Times 30 Days DQ on 12 Prior Months of Current Mortgage History Times 60 Days DQ on 12 Prior Months of Current Mortgage History Times 90 Days DQ on 12 Prior Months of Current Mortgage History Condo Project Classification Ownership Type Default Note Rate Provision MERS Number
300000010 XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed   Yes   1 XXX   XXXXX                   Self-Employed   XXX XXX             XXX XXX                     Yes       801             US Citizen       2YR Business P&L No No No             100.00   Third-Party Prepared (Unaudited) 24 Yes Yes 106 No 0 0 0 No 0 0 0 0 16.84 32.50     137725.89 172187.17 57323.73 XXX XXX CA XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program XXX XX/XX/XXXX XXX XXX XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.324 No Not Applicable 3737.83 2991.01 3313.83 322.82 424.00 0.00   15.34                 XXX   No No No XXX XXX   XXX 14979.09 0 0 0 Warrantable Fee Simple No XXX
300000012 XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   5 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed   Yes   2 XXX XXX XXXXX XXX XXX XXX             Self-Employed Self-Employed XXX XXX XXX XXX         XXX XXX XXX XXX                 No No     677             US Citizen US Citizen     24 Month Bank Statement No No Yes 24 Business 100.00   24   50.00 50.00     Yes Yes 168 No 0 0 0 No 0 0 0 0 30.82 35.24     35544.03 35544.03 220095.53 XXX XXX FL XXX XXX   XXX     Yes XXX XX/XX/XXXX XXX XXX XXX XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program XXX XX/XX/XXXX XXX XXX XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 5.00 7.402 No Not Applicable 4681 3705.08 4681 975.92   0.00   47.02                 XXX   No No No XXX XXX XXX XXX 9835.44 0 0 0   Fee Simple No XXX
300000014 XXX XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXX             Not Applicable  Not Applicable                                         No No     720             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $44,664.47 $448,674.73 $404,010.26 XXX XXX TN XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program XXX XX/XX/XXXX XXX XXX XXX 1 1 0 0 0 No       No   0   0     0   XXX Percent 0.05 7.374 No Not Applicable 7444.08 6733.42 7444.08 710.66       60.27       No XXX XXX 1.01   XXX   Yes No No XXX XXX XXX XXX 998 0 0 0   Fee Simple No XXX
300000016 XXX XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed IO   No   2 XXX   XXXXX XXX   XXX             Not Applicable  Not Applicable                                         No No     648             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $17,292.94 $158,904.82 $141,611.88 XXX XXX NY XXX XXX   XXX                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program XXX XX/XX/XXXX XXX XXX XXX 1 1 1 0 0 No       No   0   0     0   XXX Percent 0.02 7.874 No Not Applicable 5764.31 3198.81 5764.31 2565.50       27.57       No XXX XXX 1.01   XXX   No No No XXX XXX XXX XXX 1002 0 0 0   Fee Simple No XXX