GS Mortgage Securities Corp. ABS-15G

Exhibit 99.1 - Schedule 3

 

 

XXX_LOAN_NUMBER Investor Loan Number EXCEPTIONID EXCEPTIONIDDATE CONDITIONCATEGORY CONDITIONSTANDARDIZEDDESCRIPTION EXCEPTIONCHOSEN EDITEDEXCEPTION COMPENSATINGFACTORS FOLLOW-UPCOMMENTS EXCEPTION STATUS CLEAREDDATE OVERRIDEDATE EXCEPTIONLEVELGRADE COMPLETEDATE OUTSIDEQCDATE NOTEDATE PROPERTYSTATE OCCUPANCY PURPOSE
300000010 XXX XXX XXXX Credit No Credit Findings The loan meets all applicable credit guidelines. No Credit Findings Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX		   Cleared XXXX   1 XXXX   XX/XX/XXXX XXX Owner Occupied Loan Purchase
300000010 XXX XXX XXXX Compliance No Compliance Findings The loan is in compliance with all applicable laws and regulations. No Compliance Findings Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX		   Cleared XXXX   1 XXXX   XX/XX/XXXX XXX Owner Occupied Loan Purchase
300000010 XXX XXX XXXX Property No Property Findings Property and valuations related findings were not identified on the loan. No Property Findings Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX		   Cleared XXXX   1 XXXX   XX/XX/XXXX XXX Owner Occupied Loan Purchase
300000012 XXX XXX XXXX Credit No Credit Findings No Credit Findings. The loan meets all applicable credit guidelines. No Credit Findings Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%		   Cleared XXXX   1 XXXX   XX/XX/XXXX XXX Owner Occupied Cash Out: Other/Multi purpose/Unknown purpose
300000012 XXX XXX XXXX Property No Property Findings Property and valuations related findings were not identified on the loan. No Property Findings Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%		   Cleared XXXX   1 XXXX   XX/XX/XXXX XXX Owner Occupied Cash Out: Other/Multi purpose/Unknown purpose
300000012 XXX XXX XXXX Compliance No Compliance Findings The loan is in compliance with all applicable laws and regulations. No Compliance Findings Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%		   Cleared XXXX   1 XXXX   XX/XX/XXXX XXX Owner Occupied Cash Out: Other/Multi purpose/Unknown purpose
300000016 XXX XXX XXXX Credit Excessive LTV Ratio XXX% LTV > XXX% limit for Refi Cash Out transaction with XXX FICO. Deducted XXX% LTV for XXX.  Excessive LTV Ratio XXX months reserves greater than program requirement, XXX months reserves greater than program requirement   Acknowledged XXXX   2 XXXX   XX/XX/XXXX XXX Owner Occupied Cash Out: Other/Multi purpose/Unknown purpose
300000016 XXX XXX XXXX Credit Subject Property Lease - Missing or Defective Missing lease agreement for subject located at: XXX.  Subject Property Lease - Missing or Defective XXX months reserves greater than program requirement, XXX months reserves greater than program requirement   Acknowledged XXXX   2 XXXX   XX/XX/XXXX XXX Owner Occupied Cash Out: Other/Multi purpose/Unknown purpose
300000014 XXX XXX XXXX Credit No Credit Findings The loan meets all applicable guidelines No Credit Findings     Cleared     1     XX/XX/XXXX XXX Owner Occupied Cash Out: Other/Multi purpose/Unknown purpose