GS Mortgage Securities Corp. ABS-15G

Exhibit 99.1 - Schedule 2

 

 

 

XXX Loan Number Seller ID Number Finding ID Deal Num Investor Loan Number Deal Specific Name Exception ID Last Name Loan Purpose Occupancy Note Date State Original Loan Amount Loan Status Exception Date Exception Type Exception Subcategory Exception Status Exception Status Change Date Exception Grade Exception Exception Information Exception Rebuttal Exception Rebuttal Date Compensating Factors Statute of Limitation Date Assigned To Status Comment
300000010 XXX FCRE8999     XXXX FCRE8999 XXXXX Loan Purchase Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Credit No Credit Findings Cleared   1 No Credit Findings The loan meets all applicable credit guidelines.     Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
     
300000010 XXX FCOM8997     XXXX FCOM8997 XXXXX Loan Purchase Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Compliance No Compliance Findings Cleared   1 No Compliance Findings The loan is in compliance with all applicable laws and regulations.     Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
     
300000010 XXX FPRO8998     XXXX FPRO8998 XXXXX Loan Purchase Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Property No Property Findings Cleared   1 No Property Findings Property and valuations related findings were not identified on the loan.     Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
Borrower has stable job time - Borrower has XXX years on job.
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
     
300000012 XXX FCRE8999     XXXX FCRE8999 XXXXX Cash Out: Other/Multi purpose/Unknown purpose Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Credit No Credit Findings Cleared   1 No Credit Findings No Credit Findings. The loan meets all applicable credit guidelines.     Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
     
300000012 XXX FPRO8998     XXXX FPRO8998 XXXXX Cash Out: Other/Multi purpose/Unknown purpose Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Property No Property Findings Cleared   1 No Property Findings Property and valuations related findings were not identified on the loan.     Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
     
300000012 XXX FCOM8997     XXXX FCOM8997 XXXXX Cash Out: Other/Multi purpose/Unknown purpose Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Compliance No Compliance Findings Cleared   1 No Compliance Findings The loan is in compliance with all applicable laws and regulations.     Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
Borrower has stable job time - Borrower has XXX years on job.
Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX%
Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX%
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
     
300000016 XXX XXXXX     XXXX XXXXX XXXXX Cash Out: Other/Multi purpose/Unknown purpose Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Credit Excessive LTV Ratio Acknowledged 09/05/2024 2 Excessive LTV Ratio XXX% LTV > XXX% limit for Refi Cash Out transaction with XXX FICO. Deducted XXX% LTV for XXX.  20240905: Please review, thank you. 09/05/2024 XXX months reserves greater than program requirement, XXX months reserves greater than program requirement      
300000016 XXX XXXXX     XXXX XXXXX XXXXX Cash Out: Other/Multi purpose/Unknown purpose Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Credit Subject Property Lease - Missing or Defective Acknowledged 08/29/2024 2 Subject Property Lease - Missing or Defective Missing lease agreement for subject located at: XXX.  20240829: XXXX exception in file.  08/29/2024 XXX months reserves greater than program requirement, XXX months reserves greater than program requirement      
300000014 XXX XXX-01     XXXX XXX-01 XXXXX Cash Out: Other/Multi purpose/Unknown purpose Owner Occupied XX/XX/XXXX XXX XXXXXX Closed XXXX Credit No Credit Findings Cleared   1 No Credit Findings The loan meets all applicable guidelines