GS Mortgage Securities Corp. ABS-15G
Exhibit 99.1 - Schedule 2
XXX Loan Number | Seller ID Number | Finding ID | Deal Num | Investor Loan Number | Deal Specific Name | Exception ID | Last Name | Loan Purpose | Occupancy | Note Date | State | Original Loan Amount | Loan Status | Exception Date | Exception Type | Exception Subcategory | Exception Status | Exception Status Change Date | Exception Grade | Exception | Exception Information | Exception Rebuttal | Exception Rebuttal Date | Compensating Factors | Statute of Limitation Date | Assigned To | Status Comment |
300000010 | XXX | FCRE8999 | XXXX | FCRE8999 | XXXXX | Loan Purchase | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Credit | No Credit Findings | Cleared | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX |
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300000010 | XXX | FCOM8997 | XXXX | FCOM8997 | XXXXX | Loan Purchase | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Compliance | No Compliance Findings | Cleared | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX |
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300000010 | XXX | FPRO8998 | XXXX | FPRO8998 | XXXXX | Loan Purchase | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Property | No Property Findings | Cleared | 1 | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Borrower has stable job time - Borrower has XXX years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX |
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300000012 | XXX | FCRE8999 | XXXX | FCRE8999 | XXXXX | Cash Out: Other/Multi purpose/Unknown purpose | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Credit | No Credit Findings | Cleared | 1 | No Credit Findings | No Credit Findings. The loan meets all applicable credit guidelines. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% |
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300000012 | XXX | FPRO8998 | XXXX | FPRO8998 | XXXXX | Cash Out: Other/Multi purpose/Unknown purpose | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Property | No Property Findings | Cleared | 1 | No Property Findings | Property and valuations related findings were not identified on the loan. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% |
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300000012 | XXX | FCOM8997 | XXXX | FCOM8997 | XXXXX | Cash Out: Other/Multi purpose/Unknown purpose | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Compliance | No Compliance Findings | Cleared | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Borrower has stable job time - Borrower has XXX years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of XXX% is less than Guideline LTV of XXX% Original CLTV is Below the Guideline Maximum - Calculated CLTV of XXX% is less than Guideline CLTV of XXX% Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% |
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300000016 | XXX | XXXXX | XXXX | XXXXX | XXXXX | Cash Out: Other/Multi purpose/Unknown purpose | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Credit | Excessive LTV Ratio | Acknowledged | 09/05/2024 | 2 | Excessive LTV Ratio | XXX% LTV > XXX% limit for Refi Cash Out transaction with XXX FICO. Deducted XXX% LTV for XXX. | 20240905: Please review, thank you. | 09/05/2024 | XXX months reserves greater than program requirement, XXX months reserves greater than program requirement | |||||
300000016 | XXX | XXXXX | XXXX | XXXXX | XXXXX | Cash Out: Other/Multi purpose/Unknown purpose | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Credit | Subject Property Lease - Missing or Defective | Acknowledged | 08/29/2024 | 2 | Subject Property Lease - Missing or Defective | Missing lease agreement for subject located at: XXX. | 20240829: XXXX exception in file. | 08/29/2024 | XXX months reserves greater than program requirement, XXX months reserves greater than program requirement | |||||
300000014 | XXX | XXX-01 | XXXX | XXX-01 | XXXXX | Cash Out: Other/Multi purpose/Unknown purpose | Owner Occupied | XX/XX/XXXX | XXX | XXXXXX | Closed | XXXX | Credit | No Credit Findings | Cleared | 1 | No Credit Findings | The loan meets all applicable guidelines |