j.p. morgan acceptance corporation ii abs 15g
Exhibit 99.2
Customer Loan ID | Field Label | Bid Tape Field Value | Field Value | Compare Status | Comment |
303949524 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
303949524 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
303949524 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
304253235 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304359788 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304380998 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304253270 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304428749 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304425055 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304483571 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304494382 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304494382 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304494382 | Original CLTV | 78.92 | 85 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304494382 | Original LTV | 78.92 | 85 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304496693 | Investor: Qualifying Total Debt Ratio | 26.82 | 23.25993 | Verified | Went with the 1 year income. |
304492293 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
304492293 | Investor: Qualifying Total Debt Ratio | 45.21 | 49.94671 | Verified | 1008 reflect total DTI of 49.94% |
304495000 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304495000 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304495000 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304635074 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304635074 | Investor: Qualifying Total Debt Ratio | 40.65 | 27.53156 | Verified | 1008 reflects 28.64% DTI |
304494998 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304494998 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304511445 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304511445 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304632539 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304632539 | Original CLTV | 75.57 | 80 | Verified | Tape Value is rounded and within less than 1% of actual calculated CLTV |
304632539 | Original LTV | 75.57 | 80 | Verified | Tape Value is rounded and within less than 1% of actual calculated LTV |
304665172 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304665172 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304641206 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304640444 | Investor: Qualifying Total Debt Ratio | 41.118 | 45.44037 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304674570 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304665278 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304663736 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304663736 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304663736 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304672420 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304672420 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304672420 | Original CLTV | 71.27 | 69.17647 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304672420 | Original LTV | 71.27 | 69.17647 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304666850 | Investor: Qualifying Total Debt Ratio | 32.87 | 37.81502 | Verified | 1008 Approval reflects 37.86% DTI |
304669823 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304671394 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304671394 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304678777 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304678777 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304678777 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
304665103 | Investor: Qualifying Total Debt Ratio | 18.76 | 22.5428 | Verified | Tape data is incorrect. Loan approved at 22.61% |
304678378 | Representative FICO | 722 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304644116 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304644116 | Representative FICO | 780 | 800 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304644116 | Investor: Qualifying Total Debt Ratio | 39.2082 | 49.04344 | Verified | Field Value DTI matches 1008 DTI. |
304677694 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304681783 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304679251 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304685802 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304686633 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304678873 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304678873 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304678873 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304678873 | Original CLTV | 38.19 | 35.40541 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304678873 | Original LTV | 38.19 | 35.40541 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304678364 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304684705 | Investor: Qualifying Total Debt Ratio | 36.13 | 32.9538 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304685251 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304688506 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304680936 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304696914 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304643355 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304643355 | Investor: Qualifying Total Debt Ratio | 29.643 | 23.39948 | Verified | Per AUS DTI is 23.66% and calculated DTI is 22.26% due to the Note rate of 6.25% with a P&I of $xxxx and Qualifying rate of 8.25% with a P&I of $xxxx |
304666615 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304666615 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304666615 | Investor: Qualifying Total Debt Ratio | 41.4846 | 46.83285 | Verified | Field Value DTI matches 1008 DTI. |
304636423 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304636423 | Representative FICO | 754 | 787 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304636423 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
304684709 | Investor: Qualifying Total Debt Ratio | 49.96 | 44.35431 | Verified | AUS findings reflect 45.79% DTI |
304695535 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304695535 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304692580 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304685693 | Investor: Qualifying Total Debt Ratio | 47.11 | 43.62067 | Verified | DTI matching as per AUS document at 43.57% DTI |
304695791 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304695791 | Investor: Qualifying Total Debt Ratio | 49.99 | 45.57766 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304698155 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304699606 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304699606 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304686407 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304698288 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304698288 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304702933 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304698270 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304704848 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304704848 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304704848 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304700365 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304700365 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304695806 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304681672 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304681672 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304682132 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304715524 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304722377 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304721841 | Investor: Qualifying Total Debt Ratio | 50 | 43.56206 | Verified | 1008 approval reflects 46.41% DTI |
304684775 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304679213 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304698242 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304698242 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304698242 | Investor: Qualifying Total Debt Ratio | 49.66 | 45.2742 | Verified | Per AUS DTI is 45.36% and calculated DTI is 45.27% due to the investment properties rental calculations at xxxx-$xxxx calc. 1003 $xxxx HOA $xxxx. 1003 states $xxxx. xxxx-$xxxx calc. 1003 $xxxx. xxxx-$xxxx calc. 1003 $xxxx |