Finance Receivables, Net - Summary of Changes in the Finance Receivables Allowance for Credit Losses (Details) - USD ($) $ in Thousands |
3 Months Ended | |
|---|---|---|
Jul. 31, 2025 |
Jul. 31, 2024 |
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| Receivables [Abstract] | ||
| Balance at beginning of period | $ 323,100 | $ 331,260 |
| Provision for credit losses | 103,036 | 95,423 |
| Charge-offs | (128,876) | (121,605) |
| Recovered collateral | 28,810 | 29,346 |
| Balance at end of period | $ 326,070 | $ 334,424 |
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovered collateral. No definition available.
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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of credit loss expense (reversal of expense) for financing receivable. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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