v3.25.2
Summary of Significant Accounting Policies - Additional Information (Details)
$ in Thousands
 3 Months Ended 12 Months Ended
Jul. 12, 2024
USD ($)
Jul. 31, 2025
USD ($)
subsidiary
segment
shares
Jul. 31, 2024
USD ($)
Apr. 30, 2025
USD ($)
Number of reportable segments | segment   1    
Sales   $ 276,240 $ 287,248  
Issuances of notes payable   $ 216,000 $ 149,889  
Average finance receivable interest rate (in percent)   17.60%    
Accrued interest on finance receivables   $ 8,145   $ 7,432
Finance receivables, customer payments due either weekly or bi-weekly (in percent)   78.00%    
Financing receivable, greater than or equal to 30 days past due (in percent)   3.80%   3.40%
Financing receivables (in percent)   12.90% 13.80%  
Allowance for credit losses, primary factor units repossessed or charged off evaluation (in days)   71 days   70 days
Financing receivable, weighted average contract term (in months)   48 months 9 days    
Financing receivable, remaining contract term (in months)   35 months 21 days    
Financing receivables, allowance for credit losses and other losses   $ 326,100    
Financing receivable, allowance for credit loss to outstanding (in percent)   23.35%   23.25%
Total   $ 1,515,681 $ 1,465,259 $ 1,509,155
Impairment of goodwill   14 $ 46  
Goodwill   $ 23,700   22,800
Effective income tax rate   22.51% 18.50%  
Decreased tax benefit, share-based compensation   $ 52    
Income tax examination, penalties and interest accrued   0   0
Financing receivable, recorded investment greater than 90 days past due   7,800   $ 5,600
Late fee income generated by servicing financial assets, amount   $ 1,700 $ 1,200  
Late Fee Income, Servicing Financial Asset, Statement of Income or Comprehensive Income [Extensible Enumeration]   Interest and other income Interest and other income  
Revenue recognized   $ 12,400    
Tax adjustments, settlements, and unusual provisions     $ 0  
Treasury stock shares to establish reserve account to secure service contracts (in shares) | shares   10,000    
Closure of Acquired Dealership        
Impairment of goodwill   $ 14    
Installment Sale        
Financing receivables (in percent)   1.50%   1.10%
ACM Insurance Company        
Treasury stock, shares to establish reserve account to meet regulatory requirements for insurance company (in shares) | shares   14,000    
Capitalized Computing Implementation Service Contract        
Capitalized contract cost   $ 21,300   $ 19,900
Capitalized contract cost, amortization   $ 1,400 958  
Minimum        
Fixed interest rate (in percent)   12.99%    
Maximum        
Fixed interest rate (in percent)   23.00%    
Warehouse Facility        
Issuances of notes payable $ 150,000   150,000  
Notes payable, percentage of note classified as non-recourse   10.00%    
Revenue Benchmark | Customer Concentration Risk | ARKANSAS        
Concentration risk (in percent)   30.00%    
Wholesales – third party        
Sales   $ 10,794 $ 9,696  
Deferred accident protection plan revenue        
Deferred revenue   50,900    
Accident Protection Plan Claims        
Contract with customer, refund liability   7,000    
Deferred service contract revenue        
Deferred revenue   $ 61,332   $ 61,787
Contract with customer liability recognition period (in months)   9 months    
Contract with customer liability revenue recognition miles | subsidiary   12,000