Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jul. 31, 2025	Apr. 30, 2025
Assets:
Cash and cash equivalents	$ 9,666	$ 9,808
Restricted cash	111,761	114,729
Accrued interest on finance receivables	8,145	7,432
Finance receivables, net of allowance for credit losses of $326,070 and $323,100	1,183,452	1,180,673
Inventory	112,451	112,229
Income tax receivable, net	805	0
Prepaid expenses and other assets	39,236	38,082
Right-of-use asset	63,560	63,825
Goodwill	23,695	22,802
Property and equipment, net	55,203	56,894
Total Assets	1,607,974	1,606,474
Liabilities:
Accounts payable	33,977	34,980
Accrued liabilities	46,607	35,949
Income tax payable, net	0	1,451
Deferred income tax liabilities, net	7,754	7,146
Lease liability	66,948	67,002
Notes payable, net	610,750	572,010
Revolving line of credit, net	164,394	204,769
Total liabilities	1,042,643	1,036,552
Commitments and contingencies (Note K)
Mezzanine equity:
Mandatorily redeemable preferred stock	400	400
Equity:
Preferred stock, par value $0.01 per share, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, par value $0.01 per share, 50,000,000 shares authorized; 15,621,456 and 15,605,818 issued at July 31, 2025 and April 30, 2025, respectively, of which 8,277,613 and 8,263,280 were outstanding at July 31, 2025 and April 30, 2025, respectively	156	156
Additional paid-in capital	196,451	195,225
Retained earnings	666,515	672,261
Less: Treasury stock, at cost, 7,343,843 and 7,342,538 shares at July 31, 2025 and April 30, 2025, respectively	298,291	298,220
Total stockholders' equity	564,831	569,422
Non-controlling interest	100	100
Total equity	564,931	569,522
Total Liabilities, Mezzanine Equity and Equity	1,607,974	1,606,474
Deferred accident protection plan revenue
Liabilities:
Deferred revenue	50,881	51,458
Deferred service contract revenue
Liabilities:
Deferred revenue	$ 61,332	$ 61,787

The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement.

No definition available.