The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 358,687 2,315 SH SOLE 0 0 2,315
ADOBE INC COM 00724F101 200,458 336 SH SOLE 0 0 336
ALPHABET INC CAP STK CL A 02079K305 531,102 3,802 SH SOLE 0 0 3,802
ALPHABET INC CAP STK CL C 02079K107 352,608 2,502 SH SOLE 0 0 2,502
AMAZON COM INC COM 023135106 1,052,793 6,929 SH SOLE 0 0 6,929
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 399,629 7,087 SH SOLE 0 0 7,087
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 311,638 4,987 SH SOLE 0 0 4,987
AMERICAN CENTY ETF TR US SML CP VALU 025072877 810,625 9,027 SH SOLE 0 0 9,027
AMERICAN EXPRESS CO COM 025816109 1,154,866 6,165 SH SOLE 0 0 6,165
AMERIPRISE FINL INC COM 03076C106 350,204 922 SH SOLE 0 0 922
APPLE INC COM 037833100 2,887,285 14,996 SH SOLE 0 0 14,996
AT&T INC COM 00206R102 174,747 10,414 SH SOLE 0 0 10,414
BOEING CO COM 097023105 225,751 866 SH SOLE 0 0 866
BROADCOM INC COM 11135F101 215,594 193 SH SOLE 0 0 193
CATERPILLAR INC COM 149123101 236,826 801 SH SOLE 0 0 801
CHEVRON CORP NEW COM 166764100 371,559 2,491 SH SOLE 0 0 2,491
CISCO SYS INC COM 17275R102 291,507 5,770 SH SOLE 0 0 5,770
COLGATE PALMOLIVE CO COM 194162103 267,029 3,350 SH SOLE 0 0 3,350
CONOCOPHILLIPS COM 20825C104 646,398 5,569 SH SOLE 0 0 5,569
COSTCO WHSL CORP NEW COM 22160K105 301,429 456 SH SOLE 0 0 456
CVS HEALTH CORP COM 126650100 274,900 3,481 SH SOLE 0 0 3,481
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 9,875,126 395,638 SH SOLE 0 0 395,638
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 10,470,221 415,485 SH SOLE 0 0 415,485
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 709,002 29,407 SH SOLE 0 0 29,407
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,151,808 62,626 SH SOLE 0 0 62,626
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 240,520 8,398 SH SOLE 0 0 8,398
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,025,077 78,537 SH SOLE 0 0 78,537
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 14,532,046 497,162 SH SOLE 0 0 497,162
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,881,482 36,301 SH SOLE 0 0 36,301
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 260,564 7,001 SH SOLE 0 0 7,001
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,143,827 52,731 SH SOLE 0 0 52,731
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 573,487 19,694 SH SOLE 0 0 19,694
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 14,270,307 272,698 SH SOLE 0 0 272,698
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,452,895 305,196 SH SOLE 0 0 305,196
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 417,798 13,211 SH SOLE 0 0 13,211
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 570,556 17,812 SH SOLE 0 0 17,812
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 11,110,651 435,200 SH SOLE 0 0 435,200
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 769,908 24,732 SH SOLE 0 0 24,732
DOW INC COM 260557103 220,583 4,022 SH SOLE 0 0 4,022
DUPONT DE NEMOURS INC COM 26614N102 272,410 3,541 SH SOLE 0 0 3,541
EA SERIES TRUST FREEDOM 100 EM 02072L607 232,470 7,065 SH SOLE 0 0 7,065
ELI LILLY & CO COM 532457108 656,951 1,127 SH SOLE 0 0 1,127
EMERSON ELEC CO COM 291011104 257,662 2,647 SH SOLE 0 0 2,647
EXXON MOBIL CORP COM 30231G102 356,377 3,564 SH SOLE 0 0 3,564
FLEXSHARES TR MSTAR EMKT FAC 33939L308 386,174 7,568 SH SOLE 0 0 7,568
GENERAL ELECTRIC CO COM NEW 369604301 604,329 4,735 SH SOLE 0 0 4,735
HOME DEPOT INC COM 437076102 360,542 1,040 SH SOLE 0 0 1,040
INTEL CORP COM 458140100 231,692 4,611 SH SOLE 0 0 4,611
INTERNATIONAL BUSINESS MACHS COM 459200101 313,355 1,916 SH SOLE 0 0 1,916
INVESCO CURRENCYSHARES JAPAN JAPANESE YEN 46138W107 468,173 7,114 SH SOLE 0 0 7,114
INVESCO QQQ TR UNIT SER 1 46090E103 1,511,235 3,691 SH SOLE 0 0 3,691
ISHARES INC CORE MSCI EMKT 46434G103 822,125 16,254 SH SOLE 0 0 16,254
ISHARES INC ESG AWR MSCI EM 46434G863 522,535 16,298 SH SOLE 0 0 16,298
ISHARES INC MSCI EMERG MRKT 464286533 680,089 12,234 SH SOLE 0 0 12,234
ISHARES TR CORE DIV GRWTH 46434V621 2,439,121 45,320 SH SOLE 0 0 45,320
ISHARES TR CORE MSCI EAFE 46432F842 2,628,927 37,369 SH SOLE 0 0 37,369
ISHARES TR CORE S&P TTL STK 464287150 344,997 3,278 SH SOLE 0 0 3,278
ISHARES TR ESG AW MSCI EAFE 46435G516 1,028,300 13,613 SH SOLE 0 0 13,613
ISHARES TR ESG AWARE MSCI 46435U663 1,045,843 27,515 SH SOLE 0 0 27,515
ISHARES TR ESG SCRND S&P SM 46436E544 468,121 12,236 SH SOLE 0 0 12,236
ISHARES TR IBONDS 24 TRM TS 46436E874 237,432 9,951 SH SOLE 0 0 9,951
ISHARES TR RUS 1000 GRW ETF 464287614 1,348,729 4,449 SH SOLE 0 0 4,449
ISHARES TR RUS 1000 VAL ETF 464287598 978,355 5,920 SH SOLE 0 0 5,920
ISHARES TR RUSSELL 2000 ETF 464287655 212,584 1,059 SH SOLE 0 0 1,059
ISHARES TR S&P MC 400VL ETF 464287705 848,776 7,443 SH SOLE 0 0 7,443
ISHARES TR S&P SML 600 GWT 464287887 273,462 2,185 SH SOLE 0 0 2,185
ISHARES TR SP SMCP600VL ETF 464287879 5,312,829 51,546 SH SOLE 0 0 51,546
ISHARES TR CORE MSCI TOTAL 46432F834 1,539,880 23,716 SH SOLE 0 0 23,716
ISHARES TR CORE S&P500 ETF 464287200 278,362 583 SH SOLE 0 0 583
ISHARES TR EAFE VALUE ETF 464288877 216,945 4,164 SH SOLE 0 0 4,164
ISHARES TR EGSADVNCDMSCI EM 46436E742 236,501 6,662 SH SOLE 0 0 6,662
ISHARES TR ESG SCRND S&P500 46436E569 416,763 11,454 SH SOLE 0 0 11,454
ISHARES TR RUS 1000 ETF 464287622 1,242,816 4,739 SH SOLE 0 0 4,739
ISHARES TR RUS 2000 VAL ETF 464287630 233,064 1,500 SH SOLE 0 0 1,500
ISHARES TR S&P 100 ETF 464287101 226,132 1,012 SH SOLE 0 0 1,012
ISHARES TR S&P 500 VAL ETF 464287408 244,838 1,408 SH SOLE 0 0 1,408
JOHNSON & JOHNSON COM 478160104 864,247 5,514 SH SOLE 0 0 5,514
JPMORGAN CHASE & CO COM 46625H100 302,512 1,778 SH SOLE 0 0 1,778
MCDONALDS CORP COM 580135101 524,526 1,769 SH SOLE 0 0 1,769
MERCK & CO INC COM 58933Y105 571,056 5,238 SH SOLE 0 0 5,238
META PLATFORMS INC CL A 30303M102 303,699 858 SH SOLE 0 0 858
MICROSOFT CORP COM 594918104 1,279,947 3,403 SH SOLE 0 0 3,403
NETFLIX INC COM 64110L106 209,359 430 SH SOLE 0 0 430
NVIDIA CORPORATION COM 67066G104 357,360 722 SH SOLE 0 0 722
PEPSICO INC COM 713448108 580,651 3,419 SH SOLE 0 0 3,419
PHILLIPS 66 COM 718546104 459,866 3,454 SH SOLE 0 0 3,454
PROCTER AND GAMBLE CO COM 742718109 376,724 2,571 SH SOLE 0 0 2,571
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,448,381 58,426 SH SOLE 0 0 58,426
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,577,014 96,781 SH SOLE 0 0 96,781
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,634,175 60,213 SH SOLE 0 0 60,213
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,606,474 46,820 SH SOLE 0 0 46,820
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,133,028 41,154 SH SOLE 0 0 41,154
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,185,362 74,559 SH SOLE 0 0 74,559
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,375,052 33,881 SH SOLE 0 0 33,881
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,352,058 59,434 SH SOLE 0 0 59,434
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,323,053 17,566 SH SOLE 0 0 17,566
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,109,996 108,171 SH SOLE 0 0 108,171
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,075,838 19,437 SH SOLE 0 0 19,437
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 530,000 15,713 SH SOLE 0 0 15,713
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 208,638 5,985 SH SOLE 0 0 5,985
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,631,197 6,982 SH SOLE 0 0 6,982
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,482,562 41,868 SH SOLE 0 0 41,868
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 760,806 23,395 SH SOLE 0 0 23,395
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,320,748 2,778 SH SOLE 0 0 2,778
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,074,217 14,639 SH SOLE 0 0 14,639
SPDR SER TR S&P 600 SMCP VAL 78464A300 6,985,672 83,851 SH SOLE 0 0 83,851
SPDR SER TR PORTFOLI S&P1500 78464A805 1,549,802 26,515 SH SOLE 0 0 26,515
TESLA INC COM 88160R101 282,274 1,136 SH SOLE 0 0 1,136
TEXAS INSTRS INC COM 882508104 204,991 1,203 SH SOLE 0 0 1,203
UNITEDHEALTH GROUP INC COM 91324P102 339,556 645 SH SOLE 0 0 645
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 363,899 4,174 SH SOLE 0 0 4,174
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 553,611 3,818 SH SOLE 0 0 3,818
VANGUARD INDEX FDS MID CAP ETF 922908629 221,081 950 SH SOLE 0 0 950
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,146,277 12,973 SH SOLE 0 0 12,973
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,991,968 16,624 SH SOLE 0 0 16,624
VANGUARD INDEX FDS SMALL CP ETF 922908751 319,940 1,500 SH SOLE 0 0 1,500
VANGUARD INDEX FDS TOTAL STK MKT 922908769 628,538 2,650 SH SOLE 0 0 2,650
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 335,053 8,152 SH SOLE 0 0 8,152
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,074,580 10,445 SH SOLE 0 0 10,445
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,883,377 11,053 SH SOLE 0 0 11,053
VANGUARD STAR FDS VG TL INTL STK F 921909768 837,755 14,454 SH SOLE 0 0 14,454
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 933,563 8,363 SH SOLE 0 0 8,363
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,014,575 45,338 SH SOLE 0 0 45,338
VISA INC COM CL A 92826C839 272,669 1,047 SH SOLE 0 0 1,047
WALMART INC COM 931142103 280,008 1,776 SH SOLE 0 0 1,776
ZOETIS INC CL A 98978V103 204,278 1,035 SH SOLE 0 0 1,035