v3.25.2
Reserves for Losses and Loss Adjustment Expenses - Schedule of Liability for Unpaid Claims and Claims Adjustment Expense (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Reserves for losses and LAE, beginning of period $ 1,314,501 $ 1,141,757 $ 979,549
Less: reinsurance recoverable on unpaid claims, beginning of period (455,484) (435,986) (381,338)
Reserves for losses and LAE, beginning of period, net of reinsurance 859,017 705,771 598,211
Incurred, net of reinsurance, related to:      
Current period 657,783 505,894 374,475
Prior years 25,728 10,770 33,849
Total incurred, net of reinsurance 683,511 516,664 408,324
Paid, net of reinsurance, related to:      
Current period 136,731 109,937 105,928
Prior years 294,260 253,481 194,836
Total paid 430,991 363,418 300,764
Net reserves for losses and LAE, end of period 1,111,537 859,017 705,771
Plus: reinsurance recoverable on unpaid claims, end of period 670,846 455,484 435,986
Reserves for losses and LAE, end of period $ 1,782,383 $ 1,314,501 $ 1,141,757