v3.25.2
Loans and Allowance for Credit Losses on Loans (Details)
12 Months Ended
Jun. 30, 2025
USD ($)
Loan
Jun. 30, 2024
USD ($)
Loan
Loans and Allowance for Credit Losses on Loans [Abstract]    
Loan balances include net deferred fees/costs $ (567,000) $ (42,000)
Accrued interest receivable $ 7,000,000 $ 6,200,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Accrued interest receivable Accrued interest receivable
Loans on non-accrual $ 3,060,000 $ 3,728,000
Nonaccrual loans with recent history of delinquency greater than 90 days 1,200,000 1,500,000
Accruing loans delinquent more than 90 days 0 0
Threshold principal amount of collateral dependent loans evaluated individually 250,000  
Total [1],[2] 1,627,406,000 1,499,473,000
Loans evaluated individually, amortized cost basis 751,000 1,400,000
Loans evaluated individually, allowance for credit losses on loans 549,000 662,000
Foreclosed real estate 0 0
Federal Home Loan Bank of New York [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Loans pledged as collateral 634,600,000 601,600,000
Doubtful [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Total 0 0
Loss [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Total 0 0
Unfunded Commitment [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Allowance for credit losses $ 1,800,000 $ 1,300,000
Commercial Real Estate Portfolio [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Number of loans in the process of foreclosure (in Loan) | Loan 1 3
Loans in the process of foreclosure $ 142,000 $ 1,600,000
Number of loans upgraded (in Loan) | Loan 5 2
Collateral dependent loans evaluated individually, amortized cost basis   $ 631,000
Commercial Real Estate Portfolio [Member] | Pass [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Number of loans upgraded (in Loan) | Loan 15 1
Number of loan relationships downgraded (in Loan) | Loan 11  
Commercial Real Estate Portfolio [Member] | Real Estate Mortgage [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Loans on non-accrual $ 628,000 $ 1,163,000
Total $ 1,054,504,000 $ 936,640,000
Number of loans upgraded (in Loan) | Loan 10 7
Commercial Real Estate Portfolio [Member] | Real Estate Mortgage [Member] | Pass [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Total $ 1,022,581,000 $ 903,679,000
Number of loans upgraded (in Loan) | Loan 10 4
Number of loan relationships downgraded (in Loan) | Loan 14 17
Residential Real Estate [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Number of loans in the process of foreclosure (in Loan) | Loan 3 4
Loans in the process of foreclosure $ 841,000 $ 686,000
Collateral dependent loans evaluated individually, amortized cost basis $ 751,000 774,000
Consumer Portfolio [Member] | Uncollateralized [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Threshold period to charge off loans against allowance for loan losses 90 days  
Threshold period to charge off overdrawn deposit accounts against allowance for loan losses 60 days  
Commercial Portfolio [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Loans on non-accrual $ 135,000 0
Total 116,769,000 111,307,000
Commercial Portfolio [Member] | Pass [Member]    
Loans and Allowance for Credit Losses on Loans [Abstract]    
Total $ 109,250,000 $ 101,963,000
Number of loan relationships downgraded (in Loan) | Loan   9
[1] Loan balances exclude accrued interest receivable of $7.0 million and $6.2 million at June 30, 2025 and 2024, respectively, which is included in accrued interest receivable in the consolidated statements of financial condition.
[2] Loan balances include net deferred fees/cost of ($567,000) and ($42,000) at June 30, 2025 and 2024, respectively.