v3.25.2
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Interest income:    
Loans $ 79,979 $ 71,540
Investment securities - tax exempt 19,648 17,594
Investment securities - taxable 14,574 10,507
Interest-bearing deposits and federal funds sold 3,504 4,023
Total interest income 117,705 103,664
Interest expense:    
Interest on deposits 55,058 49,714
Interest on borrowings 2,526 2,971
Total interest expense 57,584 52,685
Net interest income 60,121 50,979
Provision for credit losses 1,316 766
Net interest income after provision for credit losses 58,805 50,213
Noninterest income:    
Service charges on deposit accounts 4,874 4,640
Debit card fees 4,382 4,438
Investment services 1,088 1,157
E-commerce fees 110 116
Bank-owned life insurance 2,545 2,183
Loss on sale of securities available-for-sale (665) 0
Other operating income 2,899 1,374
Total noninterest income 15,233 13,908
Noninterest expense:    
Salaries and employee benefits 24,415 23,836
Occupancy expense 2,629 2,446
Equipment and furniture expense 791 710
Service and data processing fees 2,931 2,386
Computer software, supplies and support 1,631 1,577
Advertising and promotion 486 445
FDIC insurance premiums 1,373 1,289
Legal and professional fees 1,353 1,516
Other 3,763 3,097
Total noninterest expense 39,372 37,302
Income before provision for income taxes 34,666 26,819
Provision for income taxes 3,528 2,050
Net income $ 31,138 $ 24,769
Basic earnings per share (in Dollars per share) $ 1.83 $ 1.45
Basic average shares outstanding (in Shares) 17,026,828 17,026,828
Diluted earnings per share (in Dollars per share) $ 1.83 $ 1.45
Diluted average shares outstanding (in Shares) 17,026,828 17,026,828
Dividends per share (in Dollars per share) $ 0.36 $ 0.32