Concentrations of Credit Risk |
12 Months Ended |
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Jun. 30, 2025 | |
Concentrations of Credit Risk [Abstract] | |
Concentrations of Credit Risk |
Note 17. Concentrations of Credit Risk
The Company grants residential, consumer and commercial loans to customers primarily located in the Hudson Valley and Capital District Regions of New York State, including Greene County. Over the last several years the Company has emphasized expansion into new markets in southern Albany, Columbia, Ulster and Rensselaer counties. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent upon employment and other economic factors throughout Greene and its contiguous counties.
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