v3.25.2
Note 3 - Loans and Allowance for Credit Losses - Recorded Investment by Risk Category (Details) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Loans, Total $ 813,458 $ 759,114
Loans, Total, Write-offs 799 566
Commercial Portfolio Segment [Member]    
Loans, Year One 31,506 43,691
Loans, Year Two 13,729 24,330
Loans, Year Three 17,295 29,157
Loans, Year Four 17,004 7,390
Loans, Year Five 4,979 3,448
Loans, Prior 4,822 4,015
Loans, Revolving 24,087 15,687
Loans, Revolving Converted to Term 91 93
Loans, Total 113,513 127,811
Loans, Year One, Write-offs 49 0
Loans, Year Two, Write-offs 40 0
Loans, Year Three, Write-offs 0 0
Loans, Year Four, Write-offs 0 0
Loans, Year Five, Write-offs 64 0
Loans, Prior, Write-offs 0 6
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 100 0
Loans, Total, Write-offs 253 6
Commercial Portfolio Segment [Member] | Pass [Member]    
Loans, Year One 31,506 43,540
Loans, Year Two 13,318 24,263
Loans, Year Three 17,215 28,588
Loans, Year Four 16,821 7,370
Loans, Year Five 4,604 3,448
Loans, Prior 4,677 3,954
Loans, Revolving 23,164 14,868
Loans, Revolving Converted to Term 91 93
Loans, Total 111,396 126,124
Commercial Portfolio Segment [Member] | Special Mention [Member]    
Loans, Year One 0 151
Loans, Year Two 411 67
Loans, Year Three 80 569
Loans, Year Four 183 12
Loans, Year Five 375 0
Loans, Prior 145 61
Loans, Revolving 923 755
Loans, Revolving Converted to Term 0 0
Loans, Total 2,117 1,615
Commercial Portfolio Segment [Member] | Substandard [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 8
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 8
Commercial Portfolio Segment [Member] | Doubtful [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 64
Loans, Revolving Converted to Term 0 0
Loans, Total 0 64
Farmland [Member]    
Loans, Year One 6,063 1,543
Loans, Year Two 1,759 5,854
Loans, Year Three 5,696 5,867
Loans, Year Four 5,648 5,309
Loans, Year Five 5,084 2,280
Loans, Prior 16,448 16,602
Loans, Revolving 1,225 1,201
Loans, Revolving Converted to Term 127 143
Loans, Total 42,050 38,799
Loans, Year One, Write-offs 0 0
Loans, Year Two, Write-offs 0 0
Loans, Year Three, Write-offs 0 0
Loans, Year Four, Write-offs 0 0
Loans, Year Five, Write-offs 0 0
Loans, Prior, Write-offs 0 0
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 0 0
Loans, Total, Write-offs (0) (0)
Farmland [Member] | Pass [Member]    
Loans, Year One 6,063 1,543
Loans, Year Two 1,759 5,854
Loans, Year Three 5,696 5,867
Loans, Year Four 5,648 5,309
Loans, Year Five 5,084 2,280
Loans, Prior 16,448 16,591
Loans, Revolving 1,225 1,201
Loans, Revolving Converted to Term 127 143
Loans, Total 42,050 38,788
Farmland [Member] | Special Mention [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 11
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 11
Farmland [Member] | Substandard [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Farmland [Member] | Doubtful [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Residential Portfolio Segment [Member]    
Loans, Year One 20,297 16,675
Loans, Year Two 18,547 23,451
Loans, Year Three 19,588 30,134
Loans, Year Four 27,590 54,816
Loans, Year Five 45,186 18,891
Loans, Prior 41,668 28,860
Loans, Revolving 28,663 24,235
Loans, Revolving Converted to Term 63 81
Loans, Total 201,602 197,143
Loans, Year One, Write-offs 0 0
Loans, Year Two, Write-offs 0 0
Loans, Year Three, Write-offs 0 0
Loans, Year Four, Write-offs 0 0
Loans, Year Five, Write-offs 0 0
Loans, Prior, Write-offs 0 0
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 0 0
Loans, Total, Write-offs (0) (0)
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Loans, Year One 20,297 16,675
Loans, Year Two 18,547 23,451
Loans, Year Three 19,403 29,857
Loans, Year Four 27,391 54,816
Loans, Year Five 45,186 18,891
Loans, Prior 41,453 28,792
Loans, Revolving 28,663 24,235
Loans, Revolving Converted to Term 63 81
Loans, Total 201,003 196,798
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 185 277
Loans, Year Four 199 0
Loans, Year Five 0 0
Loans, Prior 215 68
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 599 345
Consumer Portfolio Segment [Member]    
Loans, Year One 66,567 29,808
Loans, Year Two 20,500 25,179
Loans, Year Three 16,151 12,430
Loans, Year Four 6,979 4,241
Loans, Year Five 1,838 586
Loans, Prior 186 236
Loans, Revolving 95 194
Loans, Revolving Converted to Term 0 0
Loans, Total 112,316 72,674
Loans, Year One, Write-offs 49 63
Loans, Year Two, Write-offs 26 140
Loans, Year Three, Write-offs 199 265
Loans, Year Four, Write-offs 251 56
Loans, Year Five, Write-offs 19 35
Loans, Prior, Write-offs 2 1
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 0 0
Loans, Total, Write-offs 546 560
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]    
Loans, Year One 66,567 29,800
Loans, Year Two 20,500 25,179
Loans, Year Three 16,079 12,422
Loans, Year Four 6,950 4,241
Loans, Year Five 1,838 586
Loans, Prior 186 236
Loans, Revolving 95 194
Loans, Revolving Converted to Term 0 0
Loans, Total 112,215 72,658
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Loans, Year One 0 8
Loans, Year Two 0 0
Loans, Year Three 72 8
Loans, Year Four 29 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 101 16
Land Development [Member]    
Loans, Year One 4,922 4,449
Loans, Year Two 7,912 2,005
Loans, Year Three 1,950 353
Loans, Year Four 324 512
Loans, Year Five 332 285
Loans, Prior 494 504
Loans, Revolving 1,601 4,507
Loans, Revolving Converted to Term 0 0
Loans, Total 17,535 12,615
Loans, Year One, Write-offs 0 0
Loans, Year Two, Write-offs 0 0
Loans, Year Three, Write-offs 0 0
Loans, Year Four, Write-offs 0 0
Loans, Year Five, Write-offs 0 0
Loans, Prior, Write-offs 0 0
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 0 0
Loans, Total, Write-offs (0) (0)
Land Development [Member] | Pass [Member]    
Loans, Year One 4,922 4,449
Loans, Year Two 7,912 2,005
Loans, Year Three 1,950 353
Loans, Year Four 324 512
Loans, Year Five 332 285
Loans, Prior 494 504
Loans, Revolving 1,601 4,507
Loans, Revolving Converted to Term 0 0
Loans, Total 17,535 12,615
Land Development [Member] | Special Mention [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Land Development [Member] | Substandard [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Land Development [Member] | Doubtful [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Commercial Real Estate Portfolio Segment [Member]    
Loans, Total, Write-offs (0) (0)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]    
Loans, Year One 14,670 16,207
Loans, Year Two 23,624 20,615
Loans, Year Three 21,391 34,572
Loans, Year Four 26,435 22,069
Loans, Year Five 19,887 15,197
Loans, Prior 51,804 43,048
Loans, Revolving 4,863 11,835
Loans, Revolving Converted to Term 0 0
Loans, Total 162,674 163,543
Loans, Year One, Write-offs 0 0
Loans, Year Two, Write-offs 0 0
Loans, Year Three, Write-offs 0 0
Loans, Year Four, Write-offs 0 0
Loans, Year Five, Write-offs 0 0
Loans, Prior, Write-offs 0 0
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 0 0
Loans, Total, Write-offs 0 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Loans [Member]    
Loans, Year One 28,937 16,395
Loans, Year Two 13,970 37,241
Loans, Year Three 35,895 22,324
Loans, Year Four 18,667 23,564
Loans, Year Five 21,883 11,616
Loans, Prior 42,916 34,570
Loans, Revolving 1,500 819
Loans, Revolving Converted to Term 0 0
Loans, Total 163,768 146,529
Loans, Year One, Write-offs 0 0
Loans, Year Two, Write-offs 0 0
Loans, Year Three, Write-offs 0 0
Loans, Year Four, Write-offs 0 0
Loans, Year Five, Write-offs 0 0
Loans, Prior, Write-offs 0 0
Loans, Loans, Revolving, Write-offs 0 0
Loans, Revolving Converted to Term, Write-offs 0 0
Loans, Total, Write-offs 0 0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Loans [Member]    
Loans, Year One 12,350 16,207
Loans, Year Two 16,042 20,615
Loans, Year Three 21,391 34,572
Loans, Year Four 26,435 21,405
Loans, Year Five 19,268 14,877
Loans, Prior 48,946 41,035
Loans, Revolving 4,452 11,684
Loans, Revolving Converted to Term 0 0
Loans, Total 148,884 160,395
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Non-owner Occupied Loans [Member]    
Loans, Year One 28,937 16,395
Loans, Year Two 13,970 37,241
Loans, Year Three 35,895 22,324
Loans, Year Four 18,667 23,564
Loans, Year Five 21,883 11,616
Loans, Prior 42,916 34,570
Loans, Revolving 1,500 819
Loans, Revolving Converted to Term 0 0
Loans, Total 163,768 146,529
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Loans [Member]    
Loans, Year One 2,320 0
Loans, Year Two 7,582 0
Loans, Year Three 0 0
Loans, Year Four 0 650
Loans, Year Five 619 320
Loans, Prior 2,701 1,708
Loans, Revolving 411 151
Loans, Revolving Converted to Term 0 0
Loans, Total 13,633 2,829
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Non-owner Occupied Loans [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Loans [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 157 254
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 157 254
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Non-owner Occupied Loans [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Loans [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 14
Loans, Year Five 0 0
Loans, Prior 0 51
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 65
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Non-owner Occupied Loans [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 0
Loans, Year Five 0 0
Loans, Prior 0 0
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 0 0
Residential Real Estate and Consumer Segments [Member]    
Loans, Year One 86,864 46,483
Loans, Year Two 39,047 48,630
Loans, Year Three 35,739 42,564
Loans, Year Four 34,569 59,057
Loans, Year Five 47,024 19,477
Loans, Prior 41,854 29,096
Loans, Revolving 28,758 24,429
Loans, Revolving Converted to Term 63 81
Loans, Total 313,918 269,817
Residential Real Estate and Consumer Segments [Member] | Performing Financial Instruments [Member]    
Loans, Year One 86,864 46,475
Loans, Year Two 39,047 48,630
Loans, Year Three 35,482 42,279
Loans, Year Four 34,341 59,057
Loans, Year Five 47,024 19,477
Loans, Prior 41,639 29,028
Loans, Revolving 28,758 24,429
Loans, Revolving Converted to Term 63 81
Loans, Total 313,218 269,456
Residential Real Estate and Consumer Segments [Member] | Nonperforming Financial Instruments [Member]    
Loans, Year One 0 8
Loans, Year Two 0 0
Loans, Year Three 257 285
Loans, Year Four 228 0
Loans, Year Five 0 0
Loans, Prior 215 68
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 700 361
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member]    
Loans, Year One 86,098 82,285
Loans, Year Two 60,994 90,045
Loans, Year Three 82,227 92,273
Loans, Year Four 68,078 58,844
Loans, Year Five 52,165 32,826
Loans, Prior 116,484 98,739
Loans, Revolving 33,276 34,049
Loans, Revolving Converted to Term 218 236
Loans, Total 499,540 489,297
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Pass [Member]    
Loans, Year One 83,778 82,134
Loans, Year Two 53,001 89,978
Loans, Year Three 82,147 91,704
Loans, Year Four 67,895 58,160
Loans, Year Five 51,171 32,506
Loans, Prior 113,481 96,654
Loans, Revolving 31,942 33,079
Loans, Revolving Converted to Term 218 236
Loans, Total 483,633 484,451
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Special Mention [Member]    
Loans, Year One 2,320 151
Loans, Year Two 7,993 67
Loans, Year Three 80 569
Loans, Year Four 183 662
Loans, Year Five 994 320
Loans, Prior 2,846 1,780
Loans, Revolving 1,334 906
Loans, Revolving Converted to Term 0 0
Loans, Total 15,750 4,455
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Substandard [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 8
Loans, Year Five 0 0
Loans, Prior 157 254
Loans, Revolving 0 0
Loans, Revolving Converted to Term 0 0
Loans, Total 157 262
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Doubtful [Member]    
Loans, Year One 0 0
Loans, Year Two 0 0
Loans, Year Three 0 0
Loans, Year Four 0 14
Loans, Year Five 0 0
Loans, Prior 0 51
Loans, Revolving 0 64
Loans, Revolving Converted to Term 0 0
Loans, Total $ 0 $ 129