v3.25.2
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Interest and dividend income:    
Loans, including fees $ 43,813 $ 40,903
Securities, taxable 6,719 5,985
Securities, tax-exempt 1,792 1,813
Equity securities 33 33
Federal bank and other restricted stocks 164 184
Federal funds sold and interest-bearing deposits 528 300
Total interest and dividend income 53,049 49,218
Interest expense:    
Deposits 18,367 16,212
Short-term borrowings 462 702
Federal Home Loan Bank advances 113 312
Total interest expense 18,942 17,226
Net interest income 34,107 31,992
Provision for credit losses on loans 1,137 556
Provision for credit losses on unfunded commitments 10 63
Net interest income after provision for credit losses 32,960 31,373
Noninterest income:    
Noninterest income (in scope of Topic 606) 4,648 4,383
Bank owned life insurance income 391 278
Mortgage banking activity 400 347
Securities losses, net 0 (80)
Net change in market value of equity securities 11 (5)
Loss on disposition of other real estate owned and repossessed assets owned 0 (27)
Other 428 387
Total noninterest income 5,450 4,896
Noninterest expenses:    
Salaries and employee benefits 15,591 14,416
Occupancy and equipment 3,715 3,436
Data processing expenses 858 806
Debit card processing expenses 1,409 1,234
Professional and director fees 1,290 1,033
Federal Deposit Insurance Corporation assessments 772 801
Financial institutions tax 507 433
Marketing and advertising 821 731
Loan and collection expenses 209 212
Telephone and communications 324 357
Amortization of intangible 56 57
Other 2,534 2,328
Total noninterest expenses 28,086 25,844
Income before income taxes 10,324 10,425
Income tax expense 1,657 1,845
Net income $ 8,667 $ 8,580
Basic and diluted earnings per share (in dollars per share) $ 2.77 $ 2.76
Deposit Account [Member]    
Noninterest income:    
Noninterest income (in scope of Topic 606) $ 1,745 $ 1,684
Debit Card [Member]    
Noninterest income:    
Noninterest income (in scope of Topic 606) $ 2,475 $ 2,312