Note 3 - Loans and Allowance for Credit Losses (Tables)

12 Months Ended

Jun. 30, 2025

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

		2025				2024
Commercial & Industrial		$	113,513			$	127,811
Commercial real estate:
Owner occupied			162,674				163,543
Non-owner occupied			163,768				146,529
Farmland			42,050				38,799
Land development			17,535				12,615
1-4 family residential real estate			201,602				197,143
Consumer			112,316				72,674
Total loans			813,458				759,114
Allowance for credit losses			(8,470	)			(7,930	)
Net loans		$	804,988			$	751,184

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		For the Year Ended June 30, 2025
																		1-4 Family
		Commercial				Commercial												Residential
		&				Real								Land				Real
		Industrial				Estate				Farmland				Development				Estate				Consumer				Total

ACL beginning balance		$	1,144			$	3,650			$	89			$	174			$	2,018			$	855			$	7,930
Provision for expected credit losses			357				(204	)			29				92				(10	)			873				1,137
Charge-offs			(253	)			—				—				—				—				(546	)			(799	)
Recoveries			1				—				—				—				2				199				202
ACL ending balance		$	1,249			$	3,446			$	118			$	266			$	2,010			$	1,381			$	8,470

		For the Year Ended June 30, 2024
																		1-4 Family
		Commercial				Commercial												Residential
		&				Real								Land				Real
		Industrial				Estate				Farmland				Development				Estate				Consumer				Total

ACL beginning balance		$	1,308			$	3,943			$	—			$	—			$	1,571			$	902			$	7,724
Cumulative effect of change in accounting principle			(455	)			(53	)			93				398				166				(97	)			52
Provision for expected credit losses			297				(240	)			(4	)			(224	)			277				450				556
Charge-offs			(6	)			—				—				—				—				(560	)			(566	)
Recoveries			—				—				—				—				4				160				164
ACL ending balance		$	1,144			$	3,650			$	89			$	174			$	2,018			$	855			$	7,930

Financing Receivable, Nonaccrual [Table Text Block]

		June 30, 2025
										Interest Income
		Non-accrual				Total				Recognized during
		loans with				Non-accrual				the period on
		no ACL				loans				non-accrual loans
Commercial & Industrial		$	332			$	332			$	—
Commercial real estate:
Owner occupied			—				—				16
1 – 4 family residential real estate			440				598				—
Total		$	772			$	930			$	16

		June 30, 2024												June 30, 2023
										Interest Income
		Non-accrual				Total				Recognized during
		loans with				Non-accrual				the period on				Non-accrual
		no ACL				loans				non-accrual loans				Loans
Commercial & Industrial		$	51			$	308			$	—			$	—
Commercial real estate:
Owner occupied			189				189				75				51
1 – 4 family residential real estate			262				277				7				3
Total		$	502			$	774			$	82			$	54

Financing Receivable, Past Due [Table Text Block]

		June 30, 2025
																										Loans 90
		Days Past Due																								Days Past
		30 – 59				60 - 89				90 Days or				Total				Loans Not								Due and
		Days				Days				Greater				Past Due				Past Due				Total				Accruing
Commercial & Industrial		$	77			$	48			$	332			$	457			$	113,056			$	113,513			$	—
Commercial real estate:
Owner occupied			—				—				—				—				162,674				162,674				—
Non-owner occupied			—				—				—				—				163,768				163,768				—
Farmland			—				—				—				—				42,050				42,050				—
Land development			—				—				—				—				17,535				17,535				—
1 – 4 family residential real estate			57				161				374				592				201,010				201,602				—
Consumer			245				33				101				379				111,937				112,316				101
Total		$	379			$	242			$	807			$	1,428			$	812,030			$	813,458			$	101

		June 30, 2024
																										Loans 90
		Days Past Due																								Days Past
		30 – 59				60 - 89				90 Days or				Total				Loans Not								Due and
		Days				Days				Greater				Past Due				Past Due				Total				Accruing
Commercial & Industrial		$	—			$	—			$	308			$	308			$	127,503			$	127,811			$	—
Commercial real estate:
Owner occupied			311				—				189				500				163,043				163,543				—
Non-owner occupied			—				—				—				—				146,529				146,529				—
Farmland			—				—				—				—				38,799				38,799				—
Land development			—				—				—				—				12,615				12,615				—
1 – 4 family residential real estate			294				—				158				452				196,691				197,143				68
Consumer			575				98				16				689				71,985				72,674				16
Total		$	1,180			$	98			$	671			$	1,949			$	757,165			$	759,114			$	84

Financing Receivable Credit Quality Indicators [Table Text Block]

																										Revolving				Revolving
																										Loans				Loans
		Term Loans by Fiscal Year of Origination																								Amortized				Converted
		2025				2024				2023				2022				2021				Prior				Cost Basis				To Term				Total
Commercial & Industrial
Pass		$	31,506			$	13,318			$	17,215			$	16,821			$	4,604			$	4,677			$	23,164			$	91			$	111,396
Special Mention			—				411				80				183				375				145				923				—				2,117
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total Commercial & Industrial		$	31,506			$	13,729			$	17,295			$	17,004			$	4,979			$	4,822			$	24,087			$	91			$	113,513
Current year-to-date gross write-offs		$	49			$	40			$	—			$	—			$	64			$	—			$	—			$	100			$	253
Commercial real estate:
Owner occupied:
Pass		$	12,350			$	16,042			$	21,391			$	26,435			$	19,268			$	48,946			$	4,452			$	—			$	148,884
Special Mention			2,320				7,582				—				—				619				2,701				411				—				13,633
Substandard			—				—				—				—				—				157				—				—				157
Doubtful			—				—				—				—				—				—				—				—				—
Total owner occupied		$	14,670			$	23,624			$	21,391			$	26,435			$	19,887			$	51,804			$	4,863			$	—			$	162,674
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Non-owner occupied:
Pass		$	28,937			$	13,970			$	35,895			$	18,667			$	21,883			$	42,916			$	1,500			$	—			$	163,768
Special Mention			—				—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total non-owner occupied		$	28,937			$	13,970			$	35,895			$	18,667			$	21,883			$	42,916			$	1,500			$	—			$	163,768
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—

																										Revolving				Revolving
																										Loans				Loans
		Term Loans by Fiscal Year of Origination																								Amortized				Converted
		2025				2024				2023				2022				2021				Prior				Cost Basis				To Term				Total
Farmland:
Pass		$	6,063			$	1,759			$	5,696			$	5,648			$	5,084			$	16,448			$	1,225			$	127			$	42,050
Special Mention			—				—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total Farmland		$	6,063			$	1,759			$	5,696			$	5,648			$	5,084			$	16,448			$	1,225			$	127			$	42,050
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Land Development:
Pass		$	4,922			$	7,912			$	1,950			$	324			$	332			$	494			$	1,601			$	—			$	17,535
Special Mention			—				—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total Land Development		$	4,922			$	7,912			$	1,950			$	324			$	332			$	494			$	1,601			$	—			$	17,535
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Total:
Pass		$	83,778			$	53,001			$	82,147			$	67,895			$	51,171			$	113,481			$	31,942			$	218			$	483,633
Special Mention			2,320				7,993				80				183				994				2,846				1,334				—				15,750
Substandard			—				—				—				—				—				157				—				—				157
Doubtful			—				—				—				—				—				—				—				—				—
Total		$	86,098			$	60,994			$	82,227			$	68,078			$	52,165			$	116,484			$	33,276			$	218			$	499,540

																										Revolving				Revolving
																										Loans				Loans
		Term Loans by Fiscal Year of Origination																								Amortized				Converted
		2025				2024				2023				2022				2021				Prior				Cost Basis				To Term				Total
1 – 4 family residential real estate:
Performing		$	20,297			$	18,547			$	19,403			$	27,391			$	45,186			$	41,453			$	28,663			$	63			$	201,003
Nonperforming			—				—				185				199				—				215				—				—				599
Total 1-4 family residential real estate		$	20,297			$	18,547			$	19,588			$	27,590			$	45,186			$	41,668			$	28,663			$	63			$	201,602
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer:
Performing		$	66,567			$	20,500			$	16,079			$	6,950			$	1,838			$	186			$	95			$	—			$	112,215
Nonperforming			—				—				72				29				—				—				—				—				101
Total consumer		$	66,567			$	20,500			$	16,151			$	6,979			$	1,838			$	186			$	95			$	—			$	112,316
Current year-to-date gross write-offs		$	49			$	26			$	199			$	251			$	19			$	2			$	—			$	—			$	546
Total:
Performing		$	86,864			$	39,047			$	35,482			$	34,341			$	47,024			$	41,639			$	28,758			$	63			$	313,218
Nonperforming			—				—				257				228				—				215				—				—				700
Total		$	86,864			$	39,047			$	35,739			$	34,569			$	47,024			$	41,854			$	28,758			$	63			$	313,918

																										Revolving				Revolving
																										Loans				Loans
		Term Loans by Fiscal Year of Origination																								Amortized				Converted
		2024				2023				2022				2021				2020				Prior				Cost Basis				To Term				Total
Commercial & Industrial
Pass		$	43,540			$	24,263			$	28,588			$	7,370			$	3,448			$	3,954			$	14,868			$	93			$	126,124
Special Mention			151				67				569				12				—				61				755				—				1,615
Substandard			—				—				—				8				—				—				—				—				8
Doubtful			—				—				—				—				—				—				64				—				64
Total Commercial & Industrial		$	43,691			$	24,330			$	29,157			$	7,390			$	3,448			$	4,015			$	15,687			$	93			$	127,811
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	6			$	—			$	—			$	6

Commercial real estate:
Owner occupied:
Pass		$	16,207			$	20,615			$	34,572			$	21,405			$	14,877			$	41,035			$	11,684			$	—			$	160,395
Special Mention			—				—				—				650				320				1,708				151				—				2,829
Substandard			—				—				—				—				—				254				—				—				254
Doubtful			—				—				—				14				—				51				—				—				65
Total owner occupied		$	16,207			$	20,615			$	34,572			$	22,069			$	15,197			$	43,048			$	11,835			$	—			$	163,543
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Non-owner occupied:
Pass		$	16,395			$	37,241			$	22,324			$	23,564			$	11,616			$	34,570			$	819			$	—			$	146,529
Special Mention			—				—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total non-owner occupied		$	16,395			$	37,241			$	22,324			$	23,564			$	11,616			$	34,570			$	819			$	—			$	146,529
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—

Farmland:
Pass		$	1,543			$	5,854			$	5,867			$	5,309			$	2,280			$	16,591			$	1,201			$	143			$	38,788
Special Mention			—				—				—				—				—				11				—				—				11
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total Farmland		$	1,543			$	5,854			$	5,867			$	5,309			$	2,280			$	16,602			$	1,201			$	143			$	38,799
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—

Land Development:
Pass		$	4,449			$	2,005			$	353			$	512			$	285			$	504			$	4,507			$	—			$	12,615
Special Mention			—				—				—				—				—				—				—				—				—
Substandard			—				—				—				—				—				—				—				—				—
Doubtful			—				—				—				—				—				—				—				—				—
Total Land Development		$	4,449			$	2,005			$	353			$	512			$	285			$	504			$	4,507			$	—			$	12,615
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—

Total:
Pass		$	82,134			$	89,978			$	91,704			$	58,160			$	32,506			$	96,654			$	33,079			$	236			$	484,451
Special Mention			151				67				569				662				320				1,780				906				—				4,455
Substandard			—				—				—				8				—				254				—				—				262
Doubtful			—				—				—				14				—				51				64				—				129
Total		$	82,285			$	90,045			$	92,273			$	58,844			$	32,826			$	98,739			$	34,049			$	236			$	489,297

																										Revolving				Revolving
																										Loans				Loans
		Term Loans by Fiscal Year of Origination																								Amortized				Converted
		2024				2023				2022				2021				2020				Prior				Cost Basis				To Term				Total
1 – 4 family residential real estate:
Performing		$	16,675			$	23,451			$	29,857			$	54,816			$	18,891			$	28,792			$	24,235			$	81			$	196,798
Nonperforming			—				—				277				—				—				68				—				—				345
Total 1-4 family residential real estate		$	16,675			$	23,451			$	30,134			$	54,816			$	18,891			$	28,860			$	24,235			$	81			$	197,143
Current year-to-date gross write-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer:
Performing		$	29,800			$	25,179			$	12,422			$	4,241			$	586			$	236			$	194			$	—			$	72,658
Nonperforming			8				—				8				—				—				—				—				—				16
Total consumer		$	29,808			$	25,179			$	12,430			$	4,241			$	586			$	236			$	194			$	—			$	72,674
Current year-to-date gross write-offs		$	63			$	140			$	265			$	56			$	35			$	1			$	—			$	—			$	560
Total:
Performing		$	46,475			$	48,630			$	42,279			$	59,057			$	19,477			$	29,028			$	24,429			$	81			$	269,456
Nonperforming			8				—				285				—				—				68				—				—				361
Total		$	46,483			$	48,630			$	42,564			$	59,057			$	19,477			$	29,096			$	24,429			$	81			$	269,817

Schedule of Collateral Dependent Loans by Portfolio Segment and Collateral Type [Table Text Block]

June 30, 2025:		Real Estate				Other				ACL
1 – 4 family residential real estate		$	158			$	—			$	52

June 30, 2024:		Real Estate				Other				ACL
Commercial & Industrial		$	—			$	257			$	67
Commercial real estate:
Owner occupied			189				—				—
Total loans		$	189			$	257			$	67