Exhibit 99.7 - Schedule 5

Loan ID

Seller Loan ID

Investor Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

XXXX

8082746

XXXX

ATR/QM: Exempt

Yes

N/A

Accept Eligible

XXXX

$4,239.96

$353.33

$726.00

$60.50

$1,500.00

$125.00

$0.00

$2,823.85

$10,992.12

N/A

XXXX

$125.00

XXXX

Monthly

43.41%

Yes

Employed

Full Doc

2 YRS W2

1 Month

N/A

0.00%

N/A

Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024

XXXX

684

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18114.14

6.4

18114.14

6.4

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082848

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$3,743.40

$311.95

$2,511.96

$209.33

$0.00

$2,740.00

$10,678.52

N/A

XXXX

$0.00

XXXX

43.12%

Yes

Employed

Full Doc

2 YRS W2

2+ Months

N/A

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023, 2024

XXXX

797

XXXX

Unknown

Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

256200.21

93.5

256200.21

93.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082445

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$2,827.20

$235.60

$1,526.04

$127.17

$5,079.00

$423.25

$0.00

$2,563.53

$10,996.15

N/A

XXXX

$423.25

XXXX

Annually

41.15%

Yes

Employed

Not Employed

Full Doc

2 YRS W2

2+ Months

N/A

Yes

N/A

0.00%

N/A

Yes

Work Number

N/A

Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2023, 2024

XXXX

784

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

427350.28

166.7

427350.28

166.7

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082735

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$1,854.12

$154.51

$1,797.96

$149.83

$0.00

$1,598.19

$6,582.45

N/A

XXXX

$0.00

XXXX

52.25%

40.02%

Yes

Employed

Full Doc

2 YRS W2

1 Month

N/A

0.00%

N/A

Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 1 YR Executed 4506T Verified - 2022, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2022, 2023

XXXX

804

XXXX

Unknown

US Citizen

N/A

Missing

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51216.99

32.1

51216.99

32.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082504

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$4,835.88

$402.99

$948.96

$79.08

$0.00

$3,871.69

$16,450.65

N/A

XXXX

$0.00

XXXX

46.30%

Yes

Employed

Full Doc

1 YR W2

2+ Months

N/A

Yes

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

Yes

Other

Yes

Other

Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

683062.82

176.4

683062.82

176.4

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082603

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$6,487.56

$540.63

$2,624.04

$218.67

$0.00

$3,665.76

$8,857.75

N/A

XXXX

$0.00

XXXX

38.16%

Yes

Employed

Full Doc

2 YRS W2

2+ Months

N/A

Yes

N/A

0.00%

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022

XXXX

769

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

744574.00

203.1

744574.00

203.1

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082700

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$3,150.00

$262.50

$3,828.00

$319.00

$3,180.00

$265.00

$0.00

$2,498.39

$28,216.82

N/A

XXXX

$265.00

XXXX

Monthly

35.13%

35.45%

Yes

Employed

Full Doc

2 YRS W2

2+ Months

N/A

Yes

N/A

0.00%

N/A

Yes

Other

N/A

Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024

XXXX

688

XXXX

Unknown

US Citizen

N/A

Other

Patriot Act Disclosure Borrower Identification

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

67335.23

27.0

67335.23

27.0

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082643

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$5,097.84

$424.82

$951.00

$79.25

$2,988.00

$249.00

$0.00

$3,155.53

$6,542.22

N/A

XXXX

$249.00

XXXX

Monthly

45.86%

Yes

Not Employed

Employed

Full Doc

1 YR W2

1 Month

N/A

Yes

0.00%

Stocks/Bonds

N/A

Yes

Work Number

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 YR W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024

XXXX

747

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

Standard Driver's License - Not for federal use

USA

XXXX

I-151 Permanent Resident Card

XXXX

Permanent Resident Alien

Permanent Non-US Citizen

Standard Driver's License - Not for federal Use

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

159595.10

50.6

159595.10

50.6

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082506

XXXX

ATR/QM: Exempt

Yes

N/A

Accept Eligible

XXXX

$4,242.00

$353.50

$713.04

$59.42

$2,700.00

$225.00

$0.00

$2,565.67

$5,804.41

N/A

XXXX

$225.00

XXXX

Monthly

46.08%

46.01%

Yes

Employed

Full Doc

2 YRS W2

Less than 1 Month

N/A

Yes

N/A

0.00%

N/A

Yes

Work Number

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

XXXX

797

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

Other

USA Patriot Act

USA

XXXX

Work Visa

XXXX

Fee Simple

XXXX

N/A

26376.80

10.3

26376.80

10.3

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082720

XXXX

ATR/QM: Exempt

Yes

N/A

Accept Eligible

XXXX

$1,662.96

$138.58

$798.96

$66.58

$1,260.00

$105.00

$0.00

$2,536.43

$8,439.28

N/A

XXXX

$105.00

XXXX

Annually

43.42%

Yes

Employed

Full Doc

2 YRS W2

2+ Months

N/A

Yes

N/A

0.00%

N/A

Yes

Work Number

N/A

Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024

XXXX

744

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

Real ID Driver's License

United States

XXXX

H-1B Visa

XXXX

Fee Simple

XXXX

N/A

132424.35

52.2

132424.35

52.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082666

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$6,922.44

$576.87

$2,154.00

$179.50

$0.00

$2,652.69

$5,097.75

N/A

XXXX

$0.00

XXXX

39.38%

39.31%

Yes

Employed

Full Doc

2 YRS W2

1 Month

N/A

0.00%

N/A

Yes

FNMA 1005

N/A

Borrower - Wage, Child Support, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024

Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024

XXXX

795

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61048.33

23.0

61048.33

23.0

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082724

XXXX

ATR/QM: Exempt

Yes

N/A

Accept Eligible

XXXX

$5,541.72

$461.81

$552.96

$46.08

$2,400.00

$200.00

$0.00

$2,303.61

$7,398.65

N/A

XXXX

$200.00

XXXX

Monthly

40.24%

Yes

Employed

Full Doc

1 YR W2

1 Month

N/A

Yes

N/A

0.00%

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

577275.51

250.6

577275.51

250.6

75.0

Yes

Borrower As Individual

N/A

XXXX

8082709

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$3,030.12

$252.51

$675.00

$56.25

$450.00

$37.50

$0.00

$1,959.97

$4,678.02

N/A

XXXX

$37.50

XXXX

Annually

56.35%

25.15%

Yes

Employed

Full Doc

2 YRS W2

2+ Months

N/A

Yes

N/A

0.00%

Stocks/Bonds

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024

XXXX

790

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

287428.89

146.7

287428.89

146.7

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8082813

XXXX

ATR/QM: Exempt

Yes

N/A

Approve Eligible

XXXX

$3,466.20

$288.85

$1,830.96

$152.58

$2,220.00

$185.00

$0.00

$4,487.36

$42,049.39

N/A

XXXX

$185.00

XXXX

Monthly

18.57%

Yes

Self-Employed

Full Doc

1 YR W2

N/A

Yes

N/A

0.00%

100.00%

N/A

Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2022 - 2022

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2022 - 2022

XXXX

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

127703.88

28.5

127703.88

28.5

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

8995896

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

12/23/2024

6.770%

Manual Underwriting

7.498%

XXXX

$20,923.80

$1,743.65

$7,642.08

$636.84

$1,752.00

$146.00

$0.00

$9,506.86

$14,736.89

N/A

XXXX

$146.00

XXXX

Monthly

45.62%

Retired

Asset Depletion – Debt Ratio Calculation

N/A

Yes

60.0

Yes

0.00%

N/A

Borrower - SSI and Disability, Asset Depletion - 2023, 2024

Borrower - 2023, 2024

XXXX

785

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1645209.71

173.1

1649618.22

173.5

64.97

N/A

Borrower As Individual

N/A

XXXX

9054706

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$703.92

$58.66

$1,395.00

$116.25

$0.00

$1,775.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.014

N/A

Borrower

XXXX

683

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

62103.38

35.0

62103.38

35.0

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9054829

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,240.60

$270.05

$2,150.28

$179.19

$0.00

$2,120.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.179

N/A

Borrower

XXXX

754

XXXX

Unknown

Foreign National

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Passport

N/A

El Salvador

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

N/A

14456.26

6.8

48658.87

23.0

74.51

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9069021

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

$46,430.40

$3,869.20

$10,077.00

$839.75

$999.96

$83.33

$0.00

$13,413.21

N/A

XXXX

$83.33

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.383

N/A

Borrower || Co Borrower

XXXX

777

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

98968.50

7.4

103341.97

7.7

39.67

N/A

Yes

Borrower As Individual

N/A

XXXX

9082009

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,984.04

$248.67

$1,881.00

$156.75

$0.00

$1,329.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.504

N/A

Borrower

XXXX

694

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

157572.09

118.5

157572.09

118.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9082016

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,386.72

$365.56

$3,336.96

$278.08

$0.00

$2,534.26

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.006

Borrower

XXXX

684

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1884.56

0.7

44965.27

17.7

73.04

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9082045

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,325.64

$110.47

$1,266.00

$105.50

$0.00

$1,022.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.291

N/A

Borrower

XXXX

724

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

70224.60

68.7

70224.60

68.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9082070

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,072.88

$172.74

$693.00

$57.75

$0.00

$1,101.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

N/A

0.00%

N/A

Yes

1.444

N/A

Borrower

XXXX

760

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

56.73

0.1

40810.04

37.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129168

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$854.52

$71.21

$834.96

$69.58

$0.00

$1,168.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.215

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

717

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

Colombia

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

74647.14

63.9

142391.59

121.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129172

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,436.96

$203.08

$4,149.48

$345.79

$0.00

$2,403.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.019

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

58909.96

25.8

58909.96

25.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129173

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,042.32

$86.86

$3,616.32

$301.36

$0.00

$978.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.104

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51048.69

54.9

51048.69

54.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129174

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$872.52

$72.71

$3,134.28

$261.19

$0.00

$1,180.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.102

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4443.10

4.0

14014.31

12.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129182

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,887.64

$323.97

$3,394.44

$282.87

$0.00

$11,744.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.064

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

554506.28

51.5

955548.23

88.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129187

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,002.64

$250.22

$1,164.96

$97.08

$0.00

$1,628.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.29

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

699

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

13585.59

8.3

46449.14

28.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129191

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,843.16

$236.93

$954.00

$79.50

$0.00

$1,071.66

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.39

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

808

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11654.48

10.9

11654.48

10.9

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9129199

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$8,821.56

$735.13

$1,023.96

$85.33

$0.00

$2,969.70

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.007

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

698

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

108.44

0.0

16577.08

5.6

62.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129201

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,236.96

$103.08

$2,013.00

$167.75

$0.00

$1,798.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.195

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

721

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12545.52

7.0

90200.31

50.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9113560

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

03/04/2025

6.730%

Manual Underwriting

7.206%

XXXX

$13,068.00

$1,089.00

$1,725.96

$143.83

$0.00

$5,623.83

$33,984.91

N/A

XXXX

$0.00

XXXX

19.36%

19.34%

Self-Employed

Employed

12 Month Bank Statement

2 YRS W2

1 Month

N/A

Yes

74.76%

100.00%

0.00%

N/A

Yes

360

Work Number

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025

Borrower - 2024, 2025 || Co Borrower - 2023, 2024, 2025

XXXX

780

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

820393.45

145.9

820393.45

145.9

80.0

N/A

Borrower As Individual

N/A

XXXX

9113537

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

03/19/2025

6.650%

Manual Underwriting

7.074%

XXXX

$27,721.32

$2,310.11

$9,589.44

$799.12

$900.00

$75.00

$0.00

$16,490.28

$347,765.16

N/A

XXXX

$75.00

XXXX

Annually

9.04%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

99.00%

N/A

Borrower - SEPartnership - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

751

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1266195.72

76.8

1266195.72

76.8

80.0

N/A

Borrower As Individual

N/A

XXXX

9120572

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

10.000%

$5,207.28

$433.94

$1,888.08

$157.34

$0.00

$1,898.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.106

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

688

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1920032.10

1011.3

1920032.10

1011.3

68.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9120587

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

10.500%

$7,763.04

$646.92

$1,671.36

$139.28

$0.00

$3,799.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.013

1.003

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

742

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28216.42

7.4

28216.42

7.4

78.36

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129210

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,293.24

$107.77

$980.88

$81.74

$0.00

$1,679.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.31

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

354841.68

211.3

354841.68

211.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129211

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,568.48

$214.04

$864.96

$72.08

$0.00

$1,437.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.113

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26644.81

18.5

52125.36

36.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129213

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,941.32

$495.11

$2,354.04

$196.17

$0.00

$1,914.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.201

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21356.35

11.2

166294.91

86.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129220

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,867.88

$238.99

$2,830.92

$235.91

$0.00

$2,397.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

691

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

36092.27

15.1

73.87

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129221

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,867.80

$155.65

$2,521.68

$210.14

$0.00

$2,867.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.802

XXXX

702

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

400343.54

139.6

428555.10

149.5

58.97

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129225

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$6,097.56

$508.13

$6,278.04

$523.17

$0.00

$9,878.66

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.076

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4624.48

0.5

271494.59

27.5

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9129231

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,235.56

$269.63

$1,318.56

$109.88

$0.00

$1,512.10

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.124

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

720

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2340.16

1.7

23702.62

16.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129233

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,635.00

$136.25

$2,807.04

$233.92

$0.00

$1,990.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.0

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

63660.24

32.0

151383.76

76.1

73.67

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129234

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,936.96

$328.08

$2,034.00

$169.50

$0.00

$1,470.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.02

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

84403.97

57.4

204676.53

139.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129245

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,115.52

$92.96

$1,093.56

$91.13

$0.00

$1,141.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.139

N/A

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85790.19

75.2

85790.19

75.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129246

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,392.00

$116.00

$1,328.28

$110.69

$0.00

$1,353.50

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.108

N/A

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

95288.21

70.4

85790.19

63.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129248

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,016.16

$84.68

$1,261.32

$105.11

$0.00

$1,129.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.177

N/A

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85790.19

75.9

90216.72

79.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129251

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,512.60

$126.05

$1,247.04

$103.92

$0.00

$1,841.25

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.983

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

766

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2391.52

1.3

21897.83

11.9

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129253

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,128.68

$427.39

$933.00

$77.75

$0.00

$2,738.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.004

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

689

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3280.01

1.2

20031.99

7.3

71.7

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129256

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,386.64

$282.22

$2,322.00

$193.50

$0.00

$5,195.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.366

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1430.20

0.3

156524.01

30.1

56.25

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129258

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,411.00

$284.25

$1,750.68

$145.89

$0.00

$1,639.09

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.714

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

698

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

USA Patriot Act

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

119264.19

72.8

137675.66

84.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129260

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,411.80

$117.65

$1,766.04

$147.17

$0.00

$841.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.485

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21484.58

25.5

21484.58

25.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129261

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$4,568.76

$380.73

$990.00

$82.50

$0.00

$1,640.78

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.067

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

110859.67

67.6

110859.67

67.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129265

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,711.28

$475.94

$6,876.12

$573.01

$0.00

$3,370.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

698

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

134511.80

39.9

162971.47

48.4

50.14

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129268

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,981.88

$248.49

$914.04

$76.17

$0.00

$1,540.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.298

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

683

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

125034.61

81.2

125034.61

81.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9129269

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,085.24

$173.77

$1,464.72

$122.06

$0.00

$1,279.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.173

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

728

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

41126.05

32.2

61613.93

48.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129271

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,058.00

$171.50

$866.04

$72.17

$0.00

$1,421.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.231

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

110859.67

78.0

121488.32

85.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129273

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$294.00

$24.50

$899.28

$74.94

$0.00

$728.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.208

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

724

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

81517.96

111.9

101947.00

139.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129274

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$675.00

$56.25

$899.28

$74.94

$0.00

$676.58

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.109

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

81517.96

120.5

97657.58

144.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129282

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,657.32

$138.11

$1,292.76

$107.73

$0.00

$1,137.77

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.283

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

689

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18659.87

16.4

78685.34

69.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129284

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,639.08

$136.59

$1,547.64

$128.97

$0.00

$1,033.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.036

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

754

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26251.74

25.4

38047.74

36.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129285

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,108.04

$175.67

$3,889.92

$324.16

$0.00

$2,337.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.139

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

161453.53

69.1

297929.61

127.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129287

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,096.44

$91.37

$2,088.96

$174.08

$0.00

$1,366.93

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.829

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

691

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

411.58

0.3

9076.45

6.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129290

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$4,338.24

$361.52

$2,442.96

$203.58

$0.00

$2,201.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.197

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

117411.14

53.3

117411.14

53.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129291

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$3,299.04

$274.92

$1,883.04

$156.92

$0.00

$3,143.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.813

N/A

XXXX

740

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

427908.50

136.1

812616.81

258.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129295

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$185.28

$15.44

$735.96

$61.33

$0.00

$831.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.31

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5580.86

6.7

5580.86

6.7

77.14

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129296

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,227.84

$352.32

$3,497.16

$291.43

$0.00

$2,347.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.491

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

161453.53

68.8

260253.82

110.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129303

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,533.36

$127.78

$2,018.16

$168.18

$0.00

$833.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.4

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

728

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8246.01

9.9

36061.92

43.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129307

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

10.000%

$3,519.12

$293.26

$990.96

$82.58

$0.00

$1,776.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.182

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

110859.67

62.4

110859.67

62.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129280

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$13,918.80

$1,159.90

$9,400.92

$783.41

$0.00

$11,927.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.113

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

702

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18084.54

1.6

493053.49

44.2

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128071

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,989.12

$165.76

$0.00

$3,600.00

$300.00

$0.00

$1,828.89

Yes

XXXX

$300.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.176

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

715

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18681.31

10.2

18681.31

10.2

80.0

Yes

Borrower As Individual

N/A

XXXX

9128068

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

03/26/2025

6.660%

Manual Underwriting

10.180%

XXXX

$8,499.96

$708.33

$2,321.04

$193.42

$1,635.00

$136.25

$0.00

$6,817.93

$32,881.19

N/A

XXXX

$136.25

XXXX

Annually

33.51%

33.32%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

Missing

N/A

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 || Co Borrower

Borrower - Executed 4506T Verified - 2025, 2024 || Co Borrower

XXXX

636

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

United States

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

221709.38

32.5

221709.38

32.5

80.0

N/A

Borrower As Individual

N/A

XXXX

9129309

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,244.40

$103.70

$2,036.04

$169.67

$99.96

$8.33

$0.00

$1,757.88

N/A

XXXX

$8.33

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.28

1.278

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

683

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

172388.83

98.1

172388.83

98.1

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9129310

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,587.48

$132.29

$810.00

$67.50

$0.00

$916.20

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.277

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

57848.81

63.1

57848.81

63.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129312

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$996.00

$83.00

$1,260.96

$105.08

$0.00

$757.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.253

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

770

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3628.74

4.8

78313.37

103.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129316

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$915.12

$76.26

$1,035.96

$86.33

$0.00

$932.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.609

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

Canada

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

114761.04

123.1

135647.89

145.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129317

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,920.32

$243.36

$2,211.96

$184.33

$0.00

$1,960.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.071

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

688

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

44611.07

22.8

238293.72

121.6

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129318

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,415.16

$117.93

$1,284.96

$107.08

$0.00

$1,214.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.037

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

681

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4635.02

3.8

128872.26

106.1

70.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9129321

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,263.44

$188.62

$1,603.92

$133.66

$0.00

$1,409.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

689

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5.00

0.0

128419.26

91.1

72.24

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129327

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,298.04

$108.17

$1,350.72

$112.56

$0.00

$1,129.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.235

N/A

XXXX

747

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

I-551 Permanent Resident Card

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

43273.49

38.3

43273.49

38.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129333

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,879.36

$323.28

$4,701.12

$391.76

$0.00

$2,914.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.15

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

130675.45

44.8

140992.80

48.4

69.77

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129335

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$935.28

$77.94

$1,091.04

$90.92

$0.00

$901.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.642

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1856.45

2.1

23047.68

25.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129336

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$899.64

$74.97

$647.16

$53.93

$0.00

$730.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.772

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

707

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31752.30

43.5

44919.42

61.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129343

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$655.32

$54.61

$933.00

$77.75

$0.00

$625.31

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.063

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

768

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12876.90

20.6

75350.87

120.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129346

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,272.16

$272.68

$876.96

$73.08

$0.00

$1,586.97

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.197

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

65581.49

41.3

65581.49

41.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129347

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,098.92

$174.91

$1,578.96

$131.58

$0.00

$2,606.91

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.882

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

739

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

57831.92

22.2

126892.10

48.7

64.89

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129350

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,457.32

$288.11

$911.04

$75.92

$0.00

$1,764.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.19

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

110859.67

62.8

110859.67

62.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129353

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$791.04

$65.92

$1,025.04

$85.42

$0.00

$1,030.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.165

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

693

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

214649.16

208.3

214649.16

208.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9129308

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$6,299.52

$524.96

$3,264.96

$272.08

$0.00

$2,768.96

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.535

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

760

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

200282.11

80.2

315111.34

126.2

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9133632

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

14.375%

$7,396.32

$616.36

$1,928.04

$160.67

$0.00

$3,490.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.263

1.095

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

774

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

44439.82

12.7

44439.82

12.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9066939

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

03/17/2025

6.650%

Manual Underwriting

7.798%

XXXX

$2,357.88

$196.49

$2,613.00

$217.75

$0.00

$2,486.27

$3,249.32

N/A

XXXX

$0.00

XXXX

49.69%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

50.00%

N/A

Borrower - SEPartnership - Business Bank Statements Verified - 2024, 2025 || Co Borrower

Borrower - 2024, 2025 || Co Borrower

XXXX

701

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

USA Patriot Act

United States

XXXX

I-551 Permanent Resident Card

XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-151 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

.00

0.0

37069.88

14.9

55.76

N/A

Borrower As Individual

N/A

XXXX

9186017

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$712.44

$59.37

$1,411.08

$117.59

$0.00

$1,136.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.034

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

672

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

50061.58

44.0

50061.58

44.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186018

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,195.92

$349.66

$3,570.60

$297.55

$0.00

$2,480.11

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.153

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

678

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

46913.92

18.9

46913.92

18.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186019

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,402.16

$200.18

$1,140.00

$95.00

$0.00

$1,187.12

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.011

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

673

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39500.30

33.3

39500.30

33.3

72.96

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186020

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,246.16

$187.18

$1,591.68

$132.64

$0.00

$2,032.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.004

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

681

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39481.52

19.4

39481.52

19.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186021

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,889.68

$324.14

$2,097.96

$174.83

$0.00

$2,954.10

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.219

1.252

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26102.17

8.8

26102.17

8.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186022

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$14,131.32

$1,177.61

$3,685.56

$307.13

$0.00

$6,833.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.258

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

677

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

126325.53

18.5

126325.53

18.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128049

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$2,136.00

$178.00

$2,529.48

$210.79

$0.00

$1,983.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.362

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

813

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9502.23

4.8

9502.23

4.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9127671

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

04/04/2025

6.650%

Manual Underwriting

7.481%

XXXX

$9,192.96

$766.08

$905.04

$75.42

$0.00

$6,107.90

$10,272.45

N/A

XXXX

$0.00

XXXX

37.80%

37.76%

Employed

Self-Employed

1YR Business P&L

2 YRS W2

1 Month

N/A

Yes

0.00%

100.00%

N/A

Audited

Tax Preparer

Yes

149

FNMA 1005

N/A

Borrower - Wage, Overtime and Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - SESoleProprietor - YTD Profit And Loss Verified, Business Bank Statements Verified - 2024, 2025

Borrower - Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 2024, 2025

XXXX

796

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

41381.66

6.8

104196.33

17.1

78.38

N/A

Borrower As Individual

N/A

XXXX

9128019

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

04/08/2025

6.620%

Manual Underwriting

7.002%

XXXX

$11,099.52

$924.96

$1,716.96

$143.08

$500.04

$41.67

$0.00

$2,656.67

$12,672.33

N/A

XXXX

$41.67

XXXX

Annually

23.92%

28.95%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

75.00%

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

798

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

15186.77

5.7

15186.77

5.7

80.0

N/A

Borrower As Individual

N/A

XXXX

9128018

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

$1,182.24

$98.52

$1,509.00

$125.75

$1,656.00

$138.00

$0.00

$2,005.82

N/A

XXXX

$138.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.047

1.007

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

149969.25

74.8

149969.25

74.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128063

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

04/07/2025

6.620%

Manual Underwriting

7.155%

XXXX

$4,698.48

$391.54

$347.04

$28.92

$1,620.00

$135.00

$0.00

$2,285.25

$7,455.89

N/A

XXXX

$135.00

XXXX

Monthly

27.74%

Self-Employed

12 Month Bank Statement

1 YR 1099

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - 1 YR 1099 Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025

Borrower - 1 YR Executed 4506T Verified - 2024, 2025

XXXX

772

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

220504.59

96.5

220504.59

96.5

56.52

Yes

Borrower As Individual

N/A

XXXX

9128029

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

$6,697.80

$558.15

$3,003.96

$250.33

$0.00

$2,694.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.039

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

184091.72

68.3

184091.72

68.3

67.47

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128057

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

$6,626.40

$552.20

$2,672.28

$222.69

$912.00

$76.00

$0.00

$2,665.48

N/A

XXXX

$76.00

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.069

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

802

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

244250.03

91.6

69.09

N/A

Yes

Borrower As Individual

N/A

XXXX

9128043

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,397.88

$116.49

$453.00

$37.75

$5,172.00

$431.00

$0.00

$1,564.14

Yes

XXXX

$431.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.055

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

789

XXXX

Unknown

US Citizen

N/A

Other

US Patriot Act Disclosure - Driver License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

44043.72

28.2

179300.76

114.6

62.22

Yes

Borrower As Individual

N/A

XXXX

9128048

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$11,454.48

$954.54

$3,927.96

$327.33

$0.00

$3,556.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.631

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

331781.88

104.2

53.27

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128042

XXXX

ATR/QM: Exempt

Yes

N/A

Manual Underwriting

XXXX

$10,987.68

$915.64

$3,795.00

$316.25

$2,760.00

$230.00

$0.00

$8,224.86

$71,348.95

N/A

XXXX

$230.00

XXXX

Monthly

36.40%

28.01%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2024, 2025 || Co Borrower - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025 || Co Borrower - 2024, 2025

XXXX

703

XXXX

Unknown

US Citizen

N/A

Other

US Patriot Act Disclosure - Driver License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Other

US Patriot Act Disclosure - Driver License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

252849.89

30.7

252849.89

30.7

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9128059

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,641.00

$136.75

$1,956.00

$163.00

$0.00

$2,657.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.016

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

772

XXXX

Unknown

US Citizen

N/A

Other

US Patriot Act Disclosure - Driver License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

146498.26

55.1

66.04

N/A

Yes

Borrower As Individual

N/A

XXXX

9186031

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,462.04

$455.17

$4,545.00

$378.75

$0.00

$3,490.57

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.031

N/A

XXXX

680

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States

XXXX

Employment Authorization Card or Document

XXXX

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

58061.60

16.6

58061.60

16.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186032

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,456.16

$454.68

$4,958.04

$413.17

$0.00

$3,501.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.028

N/A

XXXX

680

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States

XXXX

Employment Authorization Card or Document

XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

58061.60

16.6

58061.60

16.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186034

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$22,248.96

$1,854.08

$10,856.88

$904.74

$0.00

$8,548.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.17

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

727

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

109676.67

12.8

109676.67

12.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186024

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$375.96

$31.33

$1,037.40

$86.45

$0.00

$1,275.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.058

1.056

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

660

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

234613.28

184.0

234613.28

184.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186025

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,097.48

$174.79

$1,167.96

$97.33

$0.00

$962.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.818

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

669

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

36244.90

37.7

36244.90

37.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186026

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,326.16

$277.18

$830.16

$69.18

$0.00

$2,715.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.473

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

662

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23431.95

8.6

23431.95

8.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186030

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,577.48

$214.79

$2,805.96

$233.83

$0.00

$3,850.05

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.294

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

688

XXXX

Unknown

Foreign National

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

N/A

CANADA

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

246422.42

64.0

246422.42

64.0

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186028

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$771.00

$64.25

$2,616.00

$218.00

$0.00

$1,186.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.003

N/A

XXXX

666

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33694.94

28.4

33694.94

28.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186033

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,248.72

$104.06

$851.16

$70.93

$0.00

$845.46

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.65

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

673

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4771.90

5.6

6866.30

8.1

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186035

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,182.96

$98.58

$977.04

$81.42

$0.00

$2,721.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.295

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

666

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

54710.03

20.1

54710.03

20.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9128041

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.33

XXXX

$2,175.00

$181.25

$960.00

$80.00

$35.04

$2.92

$0.00

$1,261.80

N/A

XXXX

$2.92

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.05

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Israel

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

39349.10

31.2

39349.10

31.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128037

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

04/04/2025

6.650%

Manual Underwriting

9.498%

XXXX

$6,955.92

$579.66

$801.72

$66.81

$4,200.00

$350.00

$0.00

$3,859.64

$11,316.03

N/A

XXXX

$350.00

XXXX

Monthly

40.81%

37.94%

Self-Employed

Employed

1099 Verified

1 YR 1099

1 YR W2

2+ Months

1 Month

N/A

Yes

0.00%

100.00%

0.00%

N/A

Yes

FNMA 1005

N/A

Borrower - SESoleProprietor, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 1 YR W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64611.34

16.7

64611.34

16.7

90.0

N/A

Borrower As Individual

N/A

XXXX

9128016

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$37.50

XXXX

$6,496.92

$541.41

$2,431.92

$202.66

$0.00

$4,194.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

1.0

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

480331.28

114.5

53.57

N/A

Yes

Borrower As Individual

N/A

XXXX

9128008

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$10,361.76

$863.48

$1,753.08

$146.09

$0.00

$3,367.58

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.95

N/A

XXXX

810

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act Disclosure

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Other

USA Patriot Act Disclosure

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

20650.04

6.1

363827.90

108.0

66.04

N/A

Yes

Borrower As Individual

N/A

XXXX

9186058

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$24,342.48

$2,028.54

$14,691.72

$1,224.31

$0.00

$10,142.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24746.65

2.4

862343.50

85.0

Yes

74.6

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186036

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,607.88

$133.99

$931.56

$77.63

$0.00

$1,563.90

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.279

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

666

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

55152.40

35.3

168181.93

107.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186039

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,698.24

$141.52

$2,686.32

$223.86

$0.00

$1,552.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.932

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31741.01

20.4

57499.21

37.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186041

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,858.32

$154.86

$1,643.04

$136.92

$0.00

$1,229.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.894

N/A

XXXX

775

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21550.35

19.4

151670.91

136.7

51.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186042

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,557.32

$213.11

$1,469.04

$122.42

$0.00

$1,361.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.102

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

678

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

27603.05

20.3

27603.05

20.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186048

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,074.72

$89.56

$1,013.04

$84.42

$0.00

$890.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.461

1.458

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

Foreign National

Yes - ITIN Letter/Certificate

Passport

N/A

Chile

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

N/A

9281.30

10.4

16967.50

19.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186053

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$738.96

$61.58

$962.04

$80.17

$0.00

$865.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.155

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11274.33

13.1

11274.33

13.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186054

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,366.68

$113.89

$1,026.00

$85.50

$0.00

$778.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.285

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11542.85

14.8

11542.85

14.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186055

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,878.84

$156.57

$1,347.96

$112.33

$0.00

$1,171.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.178

1.184

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Argentina

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

Missing

27849.84

23.8

145579.76

124.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186056

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,005.92

$167.16

$1,171.08

$97.59

$0.00

$1,114.10

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.391

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Argentina

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

N/A

27849.84

25.0

137605.65

123.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186057

XXXX

ATR/QM: Exempt

N/A

05/05/2025

6.740%

Manual Underwriting

8.688%

XXXX

Yes

18.000%

$2,726.04

$227.17

$1,150.32

$95.86

$0.00

$1,356.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.01

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

694

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

N/A

53198.52

39.2

53198.52

39.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186059

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,661.52

$138.46

$980.04

$81.67

$0.00

$783.58

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.468

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

800

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

115744.36

147.7

115744.36

147.7

78.95

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186060

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$546.96

$45.58

$1,323.96

$110.33

$0.00

$1,255.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.394

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

48556.97

38.7

188738.17

150.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186061

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,509.88

$292.49

$600.00

$50.00

$0.00

$1,589.05

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.057

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

697

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Israel

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

N/A

32401.28

20.4

32401.28

20.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186065

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,318.56

$109.88

$1,437.12

$119.76

$0.00

$1,578.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.127

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64936.62

41.1

86685.34

54.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186067

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$724.56

$60.38

$1,422.00

$118.50

$0.00

$980.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.0

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

671

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7494.42

7.6

75587.15

77.1

72.66

N/A

Yes

Borrower As Individual

N/A

XXXX

9186068

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,990.72

$332.56

$785.04

$65.42

$1,074.00

$89.50

$0.00

$1,676.59

N/A

XXXX

$89.50

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.408

1.413

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

732

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Missing

XXXX

Fee Simple

XXXX

N/A

139305.43

83.1

139305.43

83.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186072

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,830.72

$152.56

$1,130.04

$94.17

$0.00

$1,280.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.195

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

689

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85032.42

66.4

85032.42

66.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9128061

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$6,826.68

$568.89

$1,200.00

$100.00

$0.00

$2,488.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.005

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

688

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

28711.26

11.5

258765.35

104.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186074

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,608.48

$134.04

$4,197.00

$349.75

$0.00

$1,389.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.381

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

109295.07

78.6

109295.07

78.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186075

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,237.88

$186.49

$2,034.72

$169.56

$0.00

$1,274.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.389

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

109295.07

85.8

109295.07

85.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186076

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,480.64

$206.72

$4,459.08

$371.59

$0.00

$1,490.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.288

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

109295.07

73.3

109295.07

73.3

76.92

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186077

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,959.12

$163.26

$1,908.12

$159.01

$0.00

$2,252.76

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.591

1.558

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

142564.06

63.3

142564.06

63.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186079

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,116.56

$176.38

$1,315.68

$109.64

$0.00

$1,418.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.057

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

7223.49

5.1

14583.59

10.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186080

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,053.84

$87.82

$1,245.96

$103.83

$0.00

$1,042.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.207

1.794

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

138892.68

108.3

138892.68

108.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186081

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,191.48

$99.29

$1,704.96

$142.08

$0.00

$1,091.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.565

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

137805.00

126.2

137805.00

126.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186082

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,163.40

$96.95

$1,107.96

$92.33

$0.00

$1,039.64

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.116

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

139511.35

134.2

139511.35

134.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186086

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,505.52

$125.46

$1,052.28

$87.69

$0.00

$976.13

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.455

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

746

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

22465.49

23.0

60055.94

61.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186088

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,535.16

$127.93

$1,017.96

$84.83

$0.00

$791.91

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.856

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

780

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

98868.25

124.9

98868.25

124.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186089

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$9,101.88

$758.49

$2,457.96

$204.83

$0.00

$2,634.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.025

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

153183.90

58.1

153183.90

58.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186090

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$9,088.08

$757.34

$2,457.96

$204.83

$0.00

$2,633.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.025

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

152320.15

57.8

152320.15

57.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186091

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$9,925.56

$827.13

$2,457.96

$204.83

$0.00

$2,688.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.002

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

718

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

155989.73

58.0

155989.73

58.0

79.3

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186092

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,779.96

$148.33

$1,496.04

$124.67

$0.00

$2,076.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.631

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

143643.90

69.2

143643.90

69.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186093

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,566.36

$130.53

$1,770.00

$147.50

$0.00

$2,081.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.321

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

677

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

319430.95

153.5

370371.31

178.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186094

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,961.88

$163.49

$2,424.96

$202.08

$0.00

$1,476.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.084

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

672

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19420.27

13.2

19420.27

13.2

64.9

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186095

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,624.16

$218.68

$1,968.48

$164.04

$0.00

$1,310.81

N/A

XXXX

$0.00

XXXX

12.55%

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.297

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

721

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

119211.12

90.9

119211.12

90.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186098

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,381.16

$448.43

$2,048.28

$170.69

$0.00

$2,412.23

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.161

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

123749.48

51.3

123749.48

51.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186099

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,761.40

$313.45

$3,002.04

$250.17

$0.00

$2,405.45

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.403

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

674

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26494.49

11.0

52606.30

21.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186103

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,076.60

$173.05

$1,220.76

$101.73

$0.00

$1,471.14

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.359

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

129063.98

87.7

281684.05

191.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186104

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,446.48

$370.54

$2,064.00

$172.00

$0.00

$2,459.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.037

1.039

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

753

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38876.05

15.8

38876.05

15.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186106

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,484.04

$123.67

$1,454.28

$121.19

$0.00

$1,370.71

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.605

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

686

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

31131.42

22.7

167114.10

121.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186107

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,959.80

$246.65

$1,005.00

$83.75

$0.00

$1,961.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.07

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

703

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

46102.54

23.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186108

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,654.88

$221.24

$2,175.00

$181.25

$0.00

$2,413.74

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.922

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

705

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

137046.99

56.8

276758.85

114.7

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186109

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,277.72

$189.81

$1,589.64

$132.47

$0.00

$1,601.36

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.099

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

755

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

51999.28

32.5

92171.66

57.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186113

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$993.24

$82.77

$932.52

$77.71

$0.00

$852.50

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.202

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

729

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

63649.87

74.7

63649.87

74.7

78.26

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186114

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,200.96

$350.08

$2,032.20

$169.35

$0.00

$1,995.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.053

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

747

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

80181.69

40.2

147932.20

74.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186115

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,123.56

$93.63

$1,220.76

$101.73

$0.00

$1,359.10

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.472

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

129063.98

95.0

278411.35

204.9

74.65

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186116

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,345.20

$112.10

$1,350.00

$112.50

$0.00

$1,104.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.968

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

771

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2372.69

2.1

111647.07

101.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186117

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,544.40

$128.70

$1,227.00

$102.25

$0.00

$993.52

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.389

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

757

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

21777.25

21.9

115742.88

116.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186119

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,093.92

$91.16

$729.96

$60.83

$0.00

$1,188.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.027

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

779

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

25748.17

21.7

73695.76

62.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186120

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,549.52

$212.46

$869.04

$72.42

$0.00

$895.85

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.367

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

760

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

18804.48

21.0

18804.48

21.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186122

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,039.72

$253.31

$1,410.00

$117.50

$0.00

$1,891.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.064

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

93722.67

49.6

93722.67

49.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186125

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,525.24

$293.77

$3,623.40

$301.95

$0.00

$2,247.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.112

1.1

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

477.00

0.2

73080.60

32.5

68.48

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186126

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,255.56

$104.63

$1,663.68

$138.64

$0.00

$1,412.70

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.062

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6368.49

4.5

48488.38

34.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186130

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,672.04

$222.67

$969.96

$80.83

$0.00

$1,087.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.19

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

684

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19666.16

18.1

24641.92

22.7

76.43

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186132

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,797.60

$149.80

$1,422.84

$118.57

$0.00

$1,407.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.129

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

676

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

489049.99

347.3

489049.99

347.3

64.45

N/A

Yes

Borrower As Individual

N/A

XXXX

9186135

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,996.28

$249.69

$1,088.04

$90.67

$0.00

$3,041.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.144

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

94401.11

31.0

166248.62

54.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186087

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$22,368.84

$1,864.07

$12,225.48

$1,018.79

$0.00

$11,175.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.227

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

723

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

108629.83

9.7

274959.92

24.6

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186149

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$25,316.04

$2,109.67

$8,435.04

$702.92

$0.00

$13,306.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.048

N/A

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

819.47

0.1

561439.76

42.2

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186150

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$14,421.96

$1,201.83

$4,707.96

$392.33

$0.00

$8,197.69

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.209

N/A

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

819.47

0.1

492940.77

63.2

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186174

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$4,360.32

$363.36

$2,321.76

$193.48

$0.00

$2,656.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.201

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

727

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

55403.82

22.5

212849.19

86.4

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186136

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,379.36

$198.28

$914.04

$76.17

$0.00

$937.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.813

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

761

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Passport

N/A

Nigeria

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

17705.46

18.9

37165.17

39.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186137

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$403.80

$33.65

$1,081.92

$90.16

$0.00

$1,030.98

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.3

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

701

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

6850.80

6.6

21904.97

21.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186138

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,462.92

$121.91

$2,007.00

$167.25

$0.00

$2,879.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.111

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

755

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

100731.84

35.0

100731.84

35.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186139

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,376.00

$198.00

$2,612.04

$217.67

$0.00

$1,700.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.0

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

775

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

119156.79

70.1

146503.22

86.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186140

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,335.08

$444.59

$2,939.04

$244.92

$0.00

$3,003.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

0.832

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

705

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30016.51

10.0

49578.66

16.5

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186145

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$6,220.20

$518.35

$2,394.00

$199.50

$0.00

$2,623.83

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.277

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

710

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

47451.90

18.1

47451.90

18.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186148

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,281.08

$190.09

$1,459.92

$121.66

$0.00

$1,851.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.013

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33434.28

18.1

33434.28

18.1

78.07

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186151

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,120.88

$176.74

$1,406.04

$117.17

$0.00

$1,045.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.387

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

699

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10157.49

9.7

10157.49

9.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186152

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,318.32

$109.86

$1,229.04

$102.42

$0.00

$982.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.731

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

396.82

0.4

88853.50

90.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186157

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$7,091.28

$590.94

$2,649.36

$220.78

$0.00

$3,459.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.003

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

788

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

114194.30

33.0

234920.39

67.9

66.92

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186158

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,275.24

$106.27

$2,037.48

$169.79

$0.00

$1,576.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.522

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16900.46

10.7

97480.82

61.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186159

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,361.96

$196.83

$2,728.08

$227.34

$0.00

$2,360.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.864

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

53932.82

22.9

53932.82

22.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186160

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,044.96

$837.08

$1,893.24

$157.77

$0.00

$3,230.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.158

1.15

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

383430.73

118.7

383430.73

118.7

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186161

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,045.44

$837.12

$1,889.04

$157.42

$0.00

$3,229.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.16

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

400896.25

124.1

400896.25

124.1

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186162

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,197.96

$849.83

$1,882.80

$156.90

$0.00

$3,241.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.154

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

380638.89

117.4

380638.89

117.4

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186163

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,198.68

$849.89

$1,890.12

$157.51

$0.00

$3,242.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.153

1.15

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

383171.30

118.2

383171.30

118.2

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186164

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,209.12

$850.76

$1,875.48

$156.29

$0.00

$3,242.26

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.079

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

398312.81

122.9

398312.81

122.9

79.19

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186165

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$9,367.68

$780.64

$1,882.80

$156.90

$0.00

$3,175.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.102

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

392837.95

123.7

392837.95

123.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186166

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,201.56

$850.13

$1,879.56

$156.63

$0.00

$3,241.97

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.08

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

396296.04

122.2

396296.04

122.2

79.19

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186167

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,201.92

$850.16

$1,884.84

$157.07

$0.00

$3,242.44

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.132

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

381008.85

117.5

381008.85

117.5

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186168

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,202.16

$850.18

$1,882.80

$156.90

$0.00

$3,242.29

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.118

1.1

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

386242.07

119.1

386242.07

119.1

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186169

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,050.48

$837.54

$1,884.84

$157.07

$0.00

$3,229.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.139

1.138

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

381268.28

118.1

381268.28

118.1

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186170

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$11,156.40

$929.70

$1,889.04

$157.42

$0.00

$3,322.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.126

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

375747.63

113.1

375747.63

113.1

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186171

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$10,051.20

$837.60

$1,883.76

$156.98

$0.00

$3,229.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.158

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

381293.14

118.1

381293.14

118.1

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186172

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,478.76

$123.23

$1,476.96

$123.08

$0.00

$1,315.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.254

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

673

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

49055.66

37.3

49055.66

37.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186173

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,726.92

$393.91

$2,199.36

$183.28

$366.00

$30.50

$0.00

$2,038.85

N/A

XXXX

$30.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.03

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

686

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

8841.24

4.3

38924.48

19.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186176

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,851.96

$154.33

$2,778.00

$231.50

$0.00

$1,829.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.028

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

694

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

175583.12

96.0

175583.12

96.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186179

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$545.28

$45.44

$489.00

$40.75

$0.00

$1,174.00

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.32

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

175807.42

149.8

212361.66

180.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186181

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,160.64

$96.72

$1,029.00

$85.75

$0.00

$1,028.92

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.434

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

694

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26545.58

25.8

54529.59

53.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186182

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,987.60

$332.30

$2,876.64

$239.72

$0.00

$1,718.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.452

1.442

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

669

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

10758.84

6.3

10758.84

6.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186183

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,617.48

$134.79

$1,673.04

$139.42

$0.00

$1,113.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.797

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

726

XXXX

Unknown

Foreign National

Yes - ITIN Letter/Certificate

Passport

N/A

Canada

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

7528.67

6.8

10611.05

9.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186184

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,150.20

$95.85

$1,212.96

$101.08

$0.00

$781.30

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.92

Yes

XXXX

802

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12722.46

16.3

12722.46

16.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186185

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$10,199.16

$849.93

$1,887.00

$157.25

$0.00

$3,242.39

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.153

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

380756.88

117.4

380756.88

117.4

78.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186187

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,888.84

$324.07

$621.96

$51.83

$0.00

$1,256.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.034

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

697

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Israel

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

209328.81

166.6

209328.81

166.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186188

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$925.56

$77.13

$1,764.96

$147.08

$0.00

$1,169.87

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.197

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

680

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

11326.87

9.7

33781.92

28.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186189

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$729.72

$60.81

$3,137.04

$261.42

$0.00

$2,534.57

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.282

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

786

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38467.86

15.2

59643.37

23.5

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186190

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$898.32

$74.86

$2,576.64

$214.72

$0.00

$947.72

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.108

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

752

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

1467.20

1.6

8671.42

9.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186191

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,272.12

$106.01

$1,731.96

$144.33

$0.00

$1,486.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.009

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2673.63

1.8

135572.27

91.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186192

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,194.60

$349.55

$1,838.04

$153.17

$0.00

$3,080.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Proceeds from Sale

Yes

1.298

1.296

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

25895.19

8.4

25895.19

8.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186193

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,329.24

$110.77

$960.36

$80.03

$0.00

$988.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.699

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

696

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8364.90

8.5

104237.85

105.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186194

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,147.44

$95.62

$1,057.56

$88.13

$0.00

$1,299.38

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.154

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

38790.15

29.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186195

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,464.48

$122.04

$3,326.40

$277.20

$0.00

$1,590.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds

Yes

1.477

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

792

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

29491.13

18.5

122915.58

77.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186196

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,575.00

$131.25

$2,799.96

$233.33

$0.00

$1,387.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.045

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37414.00

27.0

37414.00

27.0

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186197

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$267.84

$22.32

$1,809.96

$150.83

$0.00

$834.13

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.822

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

743

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

12354.73

14.8

101600.88

121.8

65.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186198

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$625.56

$52.13

$1,092.00

$91.00

$0.00

$1,270.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.457

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

673

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64139.85

50.5

111691.30

87.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186199

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,049.68

$254.14

$4,515.00

$376.25

$0.00

$1,474.32

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.017

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

686

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

351.85

0.2

96918.67

65.7

62.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186200

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,187.64

$98.97

$981.60

$81.80

$0.00

$1,213.99

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.236

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

763

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

96921.89

79.8

231811.47

191.0

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186201

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,323.12

$110.26

$1,578.84

$131.57

$0.00

$1,810.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64936.62

35.9

64936.62

35.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186203

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,496.04

$124.67

$879.96

$73.33

$0.00

$1,403.40

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.211

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

671

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

35467.86

25.3

69584.61

49.6

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186206

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,187.28

$98.94

$1,359.96

$113.33

$0.00

$1,771.51

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.073

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

692

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

12808.51

7.2

210427.92

118.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186207

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,256.64

$104.72

$1,386.00

$115.50

$0.00

$1,111.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.125

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

75324.21

67.8

184644.52

166.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186208

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$3,898.44

$324.87

$1,386.00

$115.50

$0.00

$2,500.80

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.04

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

727

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

30873.98

12.3

39739.70

15.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186209

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,687.44

$140.62

$432.96

$36.08

$0.00

$1,658.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.022

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

676

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

491518.39

296.3

491518.39

296.3

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186210

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,292.24

$191.02

$2,208.00

$184.00

$0.00

$2,262.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.768

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

706

XXXX

Unknown

US Citizen

N/A

Enhanced Driver's License (MI, MN, NY, VT, WA)

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

217410.81

96.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186211

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,727.76

$143.98

$670.32

$55.86

$0.00

$1,364.16

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.1

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

738

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

38954.93

28.6

38954.93

28.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186212

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$5,029.92

$419.16

$2,192.04

$182.67

$0.00

$3,696.05

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

N/A

XXXX

759

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal Use

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

63089.19

17.1

84324.56

22.8

74.92

N/A

Yes

Borrower As Individual

N/A

XXXX

9186213

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$835.68

$69.64

$1,635.96

$136.33

$0.00

$1,042.03

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.439

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

745

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16431.96

15.8

110776.38

106.3

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186214

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$321.36

$26.78

$2,136.24

$178.02

$0.00

$991.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.261

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

711

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

10116.13

10.2

10116.13

10.2

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186217

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$935.76

$77.98

$735.96

$61.33

$0.00

$830.36

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.421

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

796

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

40557.98

48.8

117262.05

141.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186222

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$5,360.52

$446.71

$4,909.92

$409.16

$189.96

$15.83

$0.00

$2,225.36

Yes

XXXX

$15.83

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Stocks/Bonds,Stocks/Bonds

Yes

1.105

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

792

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

56360.20

25.3

56360.20

25.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186223

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$866.52

$72.21

$1,011.96

$84.33

$0.00

$1,234.65

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.62

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

796

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

24554.19

19.9

24554.19

19.9

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186224

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$863.88

$71.99

$2,055.96

$171.33

$0.00

$1,298.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

803

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

14593.94

11.2

14593.94

11.2

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186225

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,615.16

$217.93

$1,311.96

$109.33

$0.00

$2,939.09

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.335

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

666

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

139599.28

47.5

139599.28

47.5

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186226

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,407.20

$200.60

$1,514.04

$126.17

$0.00

$2,972.97

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.11

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

666

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

130388.38

43.9

130388.38

43.9

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186227

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$4,149.36

$345.78

$1,636.44

$136.37

$0.00

$1,593.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.004

N/A

XXXX

771

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

95662.51

60.0

95662.51

60.0

78.38

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186230

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,441.84

$286.82

$5,338.44

$444.87

$0.00

$2,102.07

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.237

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

199879.63

95.1

270122.56

128.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186235

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$441.96

$36.83

$960.96

$80.08

$0.00

$1,134.04

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.217

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

731

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

2402.19

2.1

133490.39

117.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186237

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,102.52

$175.21

$2,760.96

$230.08

$0.00

$3,220.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.006

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

714

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

35669.76

11.1

35669.76

11.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9127719

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

04/07/2025

6.620%

Manual Underwriting

7.997%

XXXX

$4,251.00

$354.25

$1,287.00

$107.25

$0.00

$1,702.48

$2,046.52

N/A

XXXX

$0.00

XXXX

47.36%

Self-Employed

Employed

1YR Full Doc

N/A

Yes

0.00%

100.00%

0.00%

Borrower Prepared

Borrower

N/A

Yes

FNMA 1005

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025

Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024, 2025

XXXX

706

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Passport

XXXX

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal Use

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

6702.28

3.9

6702.28

3.9

52.21

N/A

Borrower As Individual

N/A

XXXX

9186243

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$31,590.00

$2,632.50

$6,763.92

$563.66

$0.00

$14,291.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.022

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

819.47

0.1

53781.78

3.9

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186254

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$22,842.48

$1,903.54

$6,872.04

$572.67

$0.00

$8,150.34

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.374

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Israel

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

61071.52

8.8

310496.11

44.5

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186255

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$24,402.60

$2,033.55

$7,460.16

$621.68

$0.00

$8,801.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.286

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

Missing

Passport

N/A

Israel

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61071.52

8.1

377399.75

50.1

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186256

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$26,937.00

$2,244.75

$7,011.24

$584.27

$0.00

$8,393.02

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.287

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

N/A

Passport

N/A

Israel

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61071.52

7.8

290776.82

37.3

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186257

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$24,074.40

$2,006.20

$6,873.96

$572.83

$0.00

$8,164.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.358

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

Missing

Passport

N/A

Israel

XXXX

Missing

XXXX

Fee Simple

XXXX

N/A

61071.52

8.7

296996.63

42.4

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186258

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$35,326.56

$2,943.88

$6,697.80

$558.15

$0.00

$9,212.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.21

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

Yes - ITIN Letter/Certificate

Passport

N/A

Israel

XXXX

Missing

XXXX

Fee Simple

XXXX

N/A

61071.52

7.6

303419.59

37.7

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186259

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$28,098.24

$2,341.52

$7,213.20

$601.10

$0.00

$8,695.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.351

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

Yes - ITIN Letter/Certificate

Passport

N/A

Israel

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

61071.52

7.6

316423.23

39.1

Yes

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186260

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$24,288.96

$2,024.08

$5,893.20

$491.10

$0.00

$6,927.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.41

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

725

XXXX

Unknown

Foreign National

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

N/A

ISRAEL

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

61071.52

9.5

132662.84

20.5

Yes

70.12

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186239

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$1,594.68

$132.89

$1,881.00

$156.75

$0.00

$2,122.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.187

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

181363.94

85.4

181363.94

85.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186240

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$616.32

$51.36

$696.00

$58.00

$0.00

$778.22

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.735

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

766

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9655.83

12.4

9655.83

12.4

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186244

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$872.04

$72.67

$1,439.04

$119.92

$0.00

$778.18

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.414

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

786

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

99341.12

127.7

99341.12

127.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186245

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$683.04

$56.92

$1,241.40

$103.45

$0.00

$1,233.14

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.022

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

704

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64936.62

52.7

64936.62

52.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186246

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$641.04

$53.42

$1,224.60

$102.05

$0.00

$1,558.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.283

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

97986.16

62.9

97986.16

62.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186249

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,911.84

$159.32

$2,088.00

$174.00

$0.00

$1,527.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.113

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

673

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

160582.29

105.2

174467.92

114.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186252

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,404.20

$200.35

$908.04

$75.67

$0.00

$939.24

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.065

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

Foreign National

Other

VISA

N/A

United States of America (USA)

XXXX

Passport

XXXX

Lease Hold

XXXX

N/A

77283.22

82.3

77283.22

82.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186253

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

Yes

18.000%

$490.32

$40.86

$1,803.00

$150.25

$0.00

$684.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.301

1.274

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

764

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30042.14

43.9

93899.52

137.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186261

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,019.52

$84.96

$1,584.00

$132.00

$0.00

$893.63

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.343

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

677

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

19171.82

21.5

19171.82

21.5

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186262

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,896.12

$158.01

$1,227.00

$102.25

$0.00

$2,649.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.367

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

758

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

3166.18

1.2

88856.05

33.5

66.18

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186264

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,564.56

$130.38

$1,607.04

$133.92

$0.00

$1,684.33

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.128

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

713

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30707.91

18.2

34161.81

20.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186265

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$647.40

$53.95

$1,626.00

$135.50

$0.00

$1,080.95

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.434

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

768

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

161162.17

149.1

276566.25

255.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186268

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,416.36

$118.03

$1,065.60

$88.80

$0.00

$1,021.06

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.371

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

Foreign National

Missing

VISA

N/A

United States of America (USA)

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

.00

0.0

23291.21

22.8

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186270

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,059.60

$88.30

$1,149.00

$95.75

$0.00

$1,465.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.01

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

672

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78308.17

53.4

78308.17

53.4

78.5

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186271

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,481.28

$123.44

$1,191.96

$99.33

$0.00

$1,681.60

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.16

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

672

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78308.17

46.6

78308.17

46.6

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186273

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,155.60

$96.30

$2,525.04

$210.42

$0.00

$1,491.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.709

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

748

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23476.66

15.7

23476.66

15.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186274

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,638.24

$136.52

$815.04

$67.92

$0.00

$976.19

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.383

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

760

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

300492.80

307.8

313049.85

320.7

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186276

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$3,598.68

$299.89

$1,722.72

$143.56

$0.00

$1,897.56

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.001

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

682

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

16852.31

8.9

50699.17

26.7

72.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186277

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,899.12

$158.26

$2,757.96

$229.83

$0.00

$1,483.79

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.685

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

695

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

2477.42

1.7

58446.51

39.4

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186279

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,064.04

$88.67

$2,832.24

$236.02

$0.00

$951.73

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.366

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

681

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

50189.93

52.7

50189.93

52.7

74.29

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186283

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,353.60

$112.80

$1,034.04

$86.17

$0.00

$1,308.89

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.215

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

691

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

8428.73

6.4

8428.73

6.4

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9186284

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$2,098.56

$174.88

$1,335.48

$111.29

$0.00

$863.82

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.447

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

737

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

50700.01

58.7

50700.01

58.7

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186285

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$362.04

$30.17

$1,441.68

$120.14

$0.00

$1,381.86

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.049

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

791

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

85455.08

61.8

85455.08

61.8

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186287

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$6,032.28

$502.69

$4,776.96

$398.08

$0.00

$13,578.47

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.178

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

735

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

5175.05

0.4

514075.67

37.9

64.89

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186288

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,081.20

$90.10

$752.04

$62.67

$0.00

$828.05

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.57

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

760

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

300492.80

362.9

309929.48

374.3

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186289

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,489.44

$124.12

$1,524.00

$127.00

$0.00

$958.55

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.429

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

760

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

300492.80

313.5

300492.80

313.5

68.75

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186290

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$945.96

$78.83

$1,044.96

$87.08

$0.00

$776.88

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.969

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

717

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

8641.23

11.1

8641.23

11.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186293

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,142.04

$95.17

$1,079.76

$89.98

$0.00

$1,093.20

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.368

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

173343.38

158.6

181330.63

165.9

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186294

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$543.00

$45.25

$899.28

$74.94

$0.00

$799.94

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.375

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

173343.38

216.7

196277.11

245.4

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9186296

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

Yes

18.000%

$1,193.28

$99.44

$1,272.00

$106.00

$0.00

$1,042.49

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.324

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

667

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

66701.79

64.0

66701.79

64.0

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9218270

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/12/2025

6.880%

Manual Underwriting

8.980%

XXXX

$4,890.00

$407.50

$1,629.00

$135.75

$0.00

$2,584.95

$6,920.44

N/A

XXXX

$0.00

XXXX

47.71%

46.12%

Self-Employed

2YR Full Doc

N/A

Yes

0.00%

100.00%

Borrower Prepared

Borrower

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, IRS Transcripts Verified, Separation Agreement Verified - 2024, 2023, 2022, 2025

Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2022, 2025

XXXX

686

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Consular Card

N/A

Mexico

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

.00

0.0

130068.16

50.3

70.0

N/A

Borrower As Individual

N/A

XXXX

9218302

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$7,724.04

$643.67

$2,010.72

$167.56

$0.00

$2,691.81

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.003

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

15340.02

5.7

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218288

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

8.306%

XXXX

$5,692.68

$474.39

$3,572.04

$297.67

$120.00

$10.00

$0.00

$8,065.96

$24,261.81

N/A

XXXX

$10.00

XXXX

Annually

42.94%

43.12%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

748

XXXX

Unknown

US Citizen

N/A

Other

USA Patriot Act

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

148415.86

18.4

148415.86

18.4

90.0

N/A

Borrower As Individual

N/A

XXXX

9218393

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

8.243%

XXXX

$14,373.72

$1,197.81

$2,223.96

$185.33

$0.00

$8,976.22

$41,729.42

N/A

XXXX

$0.00

XXXX

17.82%

17.93%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

742

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

62326.67

6.9

62326.67

6.9

90.0

N/A

Borrower As Individual

N/A

XXXX

9218499

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$0.00

XXXX

$5,090.88

$424.24

$1,636.80

$136.40

$843.96

$70.33

$0.00

$2,299.46

$12,073.19

N/A

XXXX

$70.33

XXXX

Annually

19.15%

Yes

Employed

2YR Full Doc

2 YRS W2

1 Month

N/A

Yes

0.00%

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025

Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025

XXXX

786

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

30292.40

13.2

30292.40

13.2

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218409

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/03/2025

6.770%

Manual Underwriting

9.126%

XXXX

$4,470.00

$372.50

$2,701.68

$225.14

$0.00

$1,827.79

$3,110.39

N/A

XXXX

$0.00

XXXX

42.09%

43.94%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Lease Agreements Verified - 2024, 2025 || Co Borrower - Lease Agreements Verified

Borrower - 2024, 2025 || Co Borrower

XXXX

699

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Consular Card

N/A

Mexico

XXXX

Passport

XXXX

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Consular Card

N/A

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

22714.66

12.4

22714.66

12.4

80.0

N/A

Borrower As Individual

N/A

XXXX

9218382

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/07/2025

6.670%

Manual Underwriting

8.920%

XXXX

$5,499.96

$458.33

$908.04

$75.67

$0.00

$4,426.27

$6,075.71

N/A

XXXX

$0.00

XXXX

44.13%

Self-Employed

12 Month Bank Statement

N/A

Yes

81.87%

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025

Borrower - Executed 4506T Verified - 2024, 2025

XXXX

776

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

45216.14

10.2

45216.14

10.2

90.0

N/A

Borrower As Individual

N/A

XXXX

9218351

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/30/2025

6.770%

Manual Underwriting

8.382%

XXXX

$6,750.00

$562.50

$1,254.00

$104.50

$0.00

$3,836.56

$4,872.39

N/A

XXXX

$0.00

XXXX

49.08%

49.17%

Employed

1YR Full Doc

2 YRS W2

1 Month

N/A

Missing

Yes

0.00%

N/A

Yes

Work Number

N/A

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025

XXXX

757

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Passport

XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

38830.77

10.1

38830.77

10.1

80.0

N/A

Borrower As Individual

N/A

XXXX

9218355

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/03/2025

6.770%

Manual Underwriting

6.912%

XXXX

$10,065.24

$838.77

$2,984.04

$248.67

$0.00

$4,250.58

$27,059.75

N/A

XXXX

$0.00

XXXX

18.43%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

762

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

4364.55

1.0

205125.90

48.3

65.0

N/A

Borrower As Individual

N/A

XXXX

9218357

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

6.834%

XXXX

$15,875.04

$1,322.92

$1,131.00

$94.25

$0.00

$7,922.73

$12,806.32

N/A

XXXX

$0.00

XXXX

41.86%

Self-Employed

Employed

12 Month Bank Statement

2 YRS W2

1 Month

N/A

Yes

54.55%

50.00%

0.00%

N/A

Yes

192

Work Number

N/A

Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025

XXXX

803

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

137816.45

17.4

137816.45

17.4

80.0

N/A

Borrower As Individual

N/A

XXXX

9218478

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/02/2025

6.770%

Manual Underwriting

7.867%

XXXX

$7,437.48

$619.79

$2,465.04

$205.42

$0.00

$2,042.89

N/A

XXXX

$0.00

XXXX

0.00%

Not Employed

Asset Utilization (No DTI)

N/A

60.0

Yes

0.00%

N/A

Borrower - Asset Depletion

Borrower

XXXX

647

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

390278.92

191.0

390278.92

191.0

30.0

N/A

Borrower As Individual

N/A

XXXX

9218488

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

7.286%

XXXX

$1,221.60

$101.80

$1,337.04

$111.42

$0.00

$1,821.74

$6,326.45

N/A

XXXX

$0.00

XXXX

31.24%

31.20%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

708

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

79271.32

43.5

46406.82

25.5

80.0

N/A

Borrower As Individual

N/A

XXXX

9218467

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$2,803.68

$233.64

$938.28

$78.19

$0.00

$1,648.08

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.38

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

717

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

328489.82

199.3

328489.82

199.3

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218345

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/08/2025

6.670%

Manual Underwriting

8.545%

XXXX

$1,299.24

$108.27

$2,627.04

$218.92

$0.00

$2,148.59

$2,759.93

N/A

XXXX

$0.00

XXXX

47.57%

Employed

Self-Employed

12 Month Bank Statement

2 YRS W2

1 Month

N/A

Yes

45.67%

0.00%

100.00%

N/A

Yes

221

FNMA 1005

N/A

Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025 || Co Borrower - SESoleProprietor - Personal Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025 || Co Borrower - 2024, 2025

XXXX

695

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Passport

N/A

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

4373.32

2.0

106054.52

49.4

75.0

N/A

Borrower As Individual

N/A

XXXX

9218327

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/07/2025

6.670%

Manual Underwriting

8.332%

XXXX

$14,375.04

$1,197.92

$3,348.36

$279.03

$0.00

$9,070.69

$61,156.91

N/A

XXXX

$0.00

XXXX

19.80%

19.74%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

Stocks/Bonds

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

781

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

99849.63

11.0

99849.63

11.0

90.0

N/A

Borrower As Individual

N/A

XXXX

9218465

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,300.80

$108.40

$1,000.44

$83.37

$0.00

$1,600.46

$32,652.96

N/A

XXXX

$0.00

XXXX

15.62%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

50.00%

N/A

Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2024, 2025 || Co Borrower - SEPartnership - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025 || Co Borrower - 2024, 2025

XXXX

749

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Consular Card

N/A

Guatemala

XXXX

Passport

XXXX

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Consular Card

N/A

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

91418.14

57.1

91418.14

57.1

80.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9218379

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,516.80

$126.40

$1,523.04

$126.92

$0.00

$1,864.43

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.18

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

33067.02

17.7

33067.02

17.7

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218274

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$2,981.40

$248.45

$1,818.96

$151.58

$0.00

$1,460.77

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.506

N/A

XXXX

772

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

137260.66

94.0

70.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9218342

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/11/2025

6.670%

Manual Underwriting

7.663%

XXXX

$6,684.48

$557.04

$2,385.96

$198.83

$0.00

$4,175.00

$9,860.33

N/A

XXXX

$0.00

XXXX

36.57%

36.55%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Third-Party Prepared (Unaudited)

Accountant/Bookkeeper

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, Personal Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

671

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

42886.10

10.3

212345.72

50.9

70.0

N/A

Borrower As Individual

N/A

XXXX

9243092

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$5,737.32

$478.11

$3,010.56

$250.88

$249.96

$20.83

$0.00

$2,317.74

N/A

XXXX

$20.83

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.079

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

719

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

144413.76

62.3

144413.76

62.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218353

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$2,442.12

$203.51

$324.00

$27.00

$5,472.00

$456.00

$0.00

$1,551.32

Yes

XXXX

$456.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.16

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Passport

N/A

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

48195.15

31.1

14935.06

9.6

80.0

Yes

Borrower As Individual

N/A

XXXX

9243091

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$5,336.40

$444.70

$1,644.96

$137.08

$0.00

$1,679.42

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.31

1.306

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

690

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

84329.96

50.2

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9184624

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$5,763.84

$480.32

$3,372.00

$281.00

$0.00

$2,885.41

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.3

1.039

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

797

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

49269.40

17.1

49269.40

17.1

75.0

N/A

Yes

Member on Behalf of Entity

N/A

XXXX

9218320

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/26/2025

6.830%

Manual Underwriting

7.528%

XXXX

$21,481.20

$1,790.10

$4,341.96

$361.83

$2,340.00

$195.00

$0.00

$9,045.91

$29,872.63

N/A

XXXX

$195.00

XXXX

Monthly

41.30%

41.16%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025 || Co Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025 || Co Borrower - 2024, 2025

XXXX

788

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

45194.35

5.0

45194.35

5.0

80.0

N/A

Borrower As Individual

N/A

XXXX

9218429

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/03/2025

6.770%

Manual Underwriting

7.707%

XXXX

$15,141.12

$1,261.76

$2,151.96

$179.33

$2,067.96

$172.33

$0.00

$5,024.30

$16,372.09

N/A

XXXX

$172.33

XXXX

Annually

29.73%

Self-Employed

1YR Business P&L

N/A

Yes

0.00%

100.00%

Audited

Accountant/Bookkeeper

N/A

Borrower - SECorporation, SESoleProprietor - YTD Profit And Loss Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

674

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

94517.02

18.8

41.67

N/A

Borrower As Individual

N/A

XXXX

9218340

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$8,542.56

$711.88

$1,041.00

$86.75

$0.00

$4,224.59

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.018

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

687

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

120657.90

28.6

120657.90

28.6

62.05

N/A

Yes

Borrower As Individual

N/A

XXXX

9243089

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$8,329.20

$694.10

$2,235.96

$186.33

$0.00

$2,652.01

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.05

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

642

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9265.71

3.5

9265.71

3.5

75.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218338

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/02/2025

6.770%

Manual Underwriting

8.894%

XXXX

$6,297.84

$524.82

$2,646.96

$220.58

$300.00

$25.00

$0.00

$2,343.75

$19,335.59

N/A

XXXX

$25.00

XXXX

Annually

14.74%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

670

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Other

DOCUMENTO NACIONAL DE IDENTIFICACION

N/A

Honduras

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

61139.14

26.1

61139.14

26.1

75.0

N/A

Borrower As Individual

N/A

XXXX

9218365

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/27/2025

6.830%

Manual Underwriting

7.442%

XXXX

$1,354.56

$112.88

$1,938.96

$161.58

$1,080.00

$90.00

$0.00

$3,096.35

$12,780.65

N/A

XXXX

$90.00

XXXX

Annually

25.83%

25.25%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

735

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

48899.02

15.8

48899.02

15.8

80.0

N/A

Borrower As Individual

N/A

XXXX

9218388

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,282.08

$106.84

$2,090.40

$174.20

$0.00

$1,434.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.255

1.254

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

783

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

108582.36

75.7

108582.36

75.7

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218401

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,198.44

$99.87

$1,383.00

$115.25

$0.00

$915.61

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.01

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

700

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

9236.03

10.1

9236.03

10.1

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218569

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$4,925.64

$410.47

$926.04

$77.17

$0.00

$2,044.28

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.394

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

653

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

202643.74

99.1

202643.74

99.1

50.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218448

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/30/2025

6.770%

Manual Underwriting

6.820%

XXXX

$28,125.00

$2,343.75

$6,654.12

$554.51

$0.00

$14,274.30

$56,874.95

N/A

XXXX

$0.00

XXXX

27.15%

Self-Employed

1YR Full Doc

1 YR W2

N/A

Yes

0.00%

49.00%

N/A

Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 1 YR W2 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025

XXXX

770

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

503044.36

35.2

503044.36

35.2

80.0

N/A

Borrower As Individual

N/A

XXXX

9218428

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/27/2025

6.830%

Manual Underwriting

7.649%

XXXX

$10,937.52

$911.46

$1,294.08

$107.84

$0.00

$6,056.72

$7,597.92

N/A

XXXX

$0.00

XXXX

44.91%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Personal Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

754

XXXX

Unknown

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

Employment Authorization Card or Document

XXXX

Fee Simple

XXXX

N/A

102367.35

16.9

80914.87

13.4

90.0

N/A

Borrower As Individual

N/A

XXXX

9218446

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

6.736%

XXXX

$31,250.40

$2,604.20

$9,044.04

$753.67

$0.00

$15,363.70

$25,660.81

N/A

XXXX

$0.00

XXXX

39.29%

39.36%

Self-Employed

Not Employed

12 Month Bank Statement

N/A

Yes

N/A

100.00%

N/A

Borrower - SECorporation, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025 || Co Borrower

Borrower - 2024, 2025 || Co Borrower

XXXX

808

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

167439.43

10.9

167439.43

10.9

75.0

N/A

Borrower As Individual

N/A

XXXX

9218493

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

7.325%

XXXX

$1,290.48

$107.54

$1,268.04

$105.67

$0.00

$2,029.30

$3,072.92

N/A

XXXX

$0.00

XXXX

43.30%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025 || Co Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025 || Co Borrower - 2024, 2025

XXXX

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

41154.06

20.3

41154.06

20.3

60.0

N/A

Borrower As Individual

N/A

XXXX

9218412

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,714.68

$142.89

$1,214.76

$101.23

$0.00

$1,292.84

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

2.32

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

815

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

112608.79

87.1

20.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9243101

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$3,212.52

$267.71

$1,059.96

$88.33

$0.00

$1,555.20

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.029

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

759

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

90587.66

58.3

90587.66

58.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218516

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

$2,250.00

XXXX

$2,260.68

$188.39

$4,334.04

$361.17

$756.00

$63.00

$0.00

$2,485.47

N/A

XXXX

$63.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.006

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

778

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

92993.04

37.4

92993.04

37.4

65.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9127815

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2025

6.770%

Manual Underwriting

9.855%

XXXX

$3,245.40

$270.45

$3,424.68

$285.39

$0.00

$2,801.56

$3,151.41

N/A

XXXX

$0.00

XXXX

49.95%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Personal Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

654

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

14300.29

5.1

67.5

N/A

Borrower As Individual

N/A

XXXX

9243095

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$4,014.24

$334.52

$3,315.36

$276.28

$0.00

$1,619.05

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.05

N/A

XXXX

709

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

202859.96

125.3

202859.96

125.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218269

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,917.36

$159.78

$1,350.00

$112.50

$0.00

$1,146.21

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.352

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

727

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

46080.41

40.2

46080.41

40.2

53.19

N/A

Yes

Borrower As Individual

N/A

XXXX

9218362

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/01/2026

6.750%

Manual Underwriting

8.679%

XXXX

$4,500.00

$375.00

$2,391.96

$199.33

$4,920.00

$410.00

$0.00

$3,147.98

$4,353.53

N/A

XXXX

$410.00

XXXX

Monthly

44.60%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

694

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

52767.33

16.8

52767.33

16.8

80.0

N/A

Borrower As Individual

N/A

XXXX

9218375

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/03/2025

6.770%

Manual Underwriting

8.360%

XXXX

$10,416.00

$868.00

$2,138.04

$178.17

$0.00

$4,861.38

$51,671.66

N/A

XXXX

$0.00

XXXX

31.02%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

75.00%

N/A

Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

753

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

81336.23

16.7

147547.20

30.4

80.0

N/A

Borrower As Individual

N/A

XXXX

9218435

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$4,624.92

$385.41

$1,471.20

$122.60

$450.00

$37.50

$0.00

$2,747.67

N/A

XXXX

$37.50

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.019

N/A

XXXX

723

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

92206.09

33.6

92206.09

33.6

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9243094

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$3,026.28

$252.19

$1,023.96

$85.33

$0.00

$1,995.67

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.002

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

740

XXXX

Unknown

US Citizen

N/A

Passport

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

37558.11

18.8

37558.11

18.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218403

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/02/2025

6.770%

Manual Underwriting

9.668%

XXXX

$7,700.04

$641.67

$2,040.00

$170.00

$1,800.00

$150.00

$0.00

$6,662.81

$48,657.24

N/A

XXXX

$150.00

XXXX

Annually

15.86%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

716

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

72545.22

10.9

53543.72

8.0

90.0

N/A

Borrower As Individual

N/A

XXXX

9218541

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/07/2025

6.670%

Manual Underwriting

7.988%

XXXX

$2,139.96

$178.33

$1,765.92

$147.16

$225.00

$18.75

$0.00

$1,901.39

$6,034.78

N/A

XXXX

$18.75

XXXX

Annually

29.25%

Self-Employed

Not Employed

1YR Business P&L

N/A

Yes

N/A

0.00%

100.00%

Audited

Tax Preparer

N/A

Borrower - SESoleProprietor - YTD Profit And Loss Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower

Borrower - 2024, 2025 || Co Borrower

XXXX

760

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

64361.45

33.9

64361.45

33.9

80.0

N/A

Borrower As Individual

N/A

XXXX

9218512

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/02/2025

6.770%

Manual Underwriting

9.234%

XXXX

$4,751.40

$395.95

$2,256.00

$188.00

$99.96

$8.33

$0.00

$3,015.32

$19,287.12

N/A

XXXX

$8.33

XXXX

Annually

18.74%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

665

XXXX

Unknown

Non Permanent Resident Alien

Undocumented Non-US Citizen

Yes - ITIN Letter/Certificate

Real ID Driver's License

United States of America (USA)

XXXX

Passport

XXXX

Fee Simple

XXXX

N/A

33543.75

11.1

33543.75

11.1

80.0

N/A

Borrower As Individual

N/A

XXXX

9218528

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$771.96

$64.33

$1,021.80

$85.15

$249.96

$20.83

$0.00

$1,007.77

N/A

XXXX

$20.83

XXXX

Annually

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.404

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

809

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

21964.72

21.8

21964.72

21.8

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218453

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$5,782.32

$481.86

$2,862.00

$238.50

$0.00

$3,145.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.144

N/A

XXXX

790

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

US Citizen

N/A

Real ID Driver's License

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

78673.18

25.0

78673.18

25.0

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218420

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$913.20

$76.10

$3,978.96

$331.58

$0.00

$1,911.75

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.072

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

626

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

187783.36

98.2

52.56

N/A

Yes

Borrower As Individual

N/A

XXXX

9243102

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

07/22/2025

6.790%

Manual Underwriting

7.945%

XXXX

$3,443.40

$286.95

$2,035.68

$169.64

$0.00

$2,321.42

$6,630.01

N/A

XXXX

$0.00

XXXX

33.21%

32.52%

Self-Employed

12 Month Bank Statement

N/A

Yes

99.25%

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified, Lease Agreements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

800

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

26629.97

11.5

26629.97

11.5

90.0

N/A

Borrower As Individual

N/A

XXXX

9218322

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$6,309.24

$525.77

$2,721.96

$226.83

$0.00

$7,759.27

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.003

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

695

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

.00

0.0

625170.94

83.0

73.39

N/A

Yes

Borrower As Individual

N/A

XXXX

9218376

XXXX

Non-QM: Lender documented all ATR UW factors

Yes

N/A

06/26/2025

6.830%

Manual Underwriting

7.237%

XXXX

$8,567.76

$713.98

$942.96

$78.58

$0.00

$5,389.34

$13,001.46

N/A

XXXX

$0.00

XXXX

34.70%

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

747

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

R-1 Visa

XXXX

Fee Simple

XXXX

N/A

58000.45

10.8

58000.45

10.8

76.78

N/A

Borrower As Individual

N/A

XXXX

9218529

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$4,485.00

$373.75

$1,563.96

$130.33

$0.00

$1,748.37

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.201

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

736

XXXX

Unknown

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Other

Identification Card

United States of America (USA)

XXXX

I-551 Permanent Resident Card

XXXX

Fee Simple

XXXX

N/A

14436.30

8.3

14436.30

8.3

80.0

N/A

Yes

Borrower As Individual

N/A

XXXX

9218437

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$1,490.16

$124.18

$978.00

$81.50

$0.00

$1,448.66

N/A

XXXX

$0.00

XXXX

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.173

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

709

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

23708.27

16.4

23708.27

16.4

69.4

N/A

Yes

Borrower As Individual

N/A

XXXX

9218557

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$2,818.32

$234.86

$540.00

$45.00

$3,900.00

$325.00

$0.00

$1,987.29

Yes

XXXX

$325.00

XXXX

Monthly

0.00%

Yes

Unknown

Debt Service Coverage Ratio

0.00%

Yes

1.006

N/A

Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified

XXXX

802

XXXX

Unknown

US Citizen

N/A

Standard Driver's License - Not for federal use

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

20206.72

10.2

20206.72

10.2

79.99

Yes

Borrower As Individual

N/A

XXXX

9218432

XXXX

ATR/QM: Exempt

N/A

Manual Underwriting

XXXX

$6,003.60

$500.30

$918.00

$76.50

$0.00

$4,669.01

$31,379.70

N/A

XXXX

$0.00

XXXX

33.68%

33.64%

Yes

Self-Employed

12 Month Bank Statement

N/A

Yes

100.00%

N/A

Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - 2024, 2025

Borrower - 2024, 2025

XXXX

646

XXXX

Unknown

US Citizen

N/A

Real ID Driver's License

United States of America (USA)

XXXX

N/A

XXXX

Fee Simple

XXXX

N/A

167872.11

36.0

157672.11

33.8

80.0

N/A

Yes

Borrower As Individual

N/A