MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.5 - Schedule 4

 

Loan ID MSID Field Name Verified Value Bid Tape Value Comment
XXXXX 9127700 Closing/Settlement Date XXX XXX Per initial application
XXXXX 9127700 Qualifying Total Debt Income Ratio XXX XXX Per calculations debt and income
XXXXX 9133745 Qualifying Total Reserves Number of Months XXX XXX XXX assets match those on the AUS
XXXXX 9133745 Qualifying All Borrower Residual Income XXX XXX Income matches the AUS
XXXXX 9133693 Qualifying Total Reserves Number of Months XXX XXX Slight difference, amounts used from Final CD.
XXXXX 9133811 Property Value XXX XXX Tape data is sales price.
XXXXX 9133811 Qualifying Total Reserves Number of Months XXX XXX Reserves meet AUS requirements.
XXXXX 9133811 Qualifying All Borrower Residual Income XXX XXX Borrower meets residual income required by guidelines.
XXXXX 9133694 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all reserves
XXXXX 9133824 Property Value XXX XXX per XXX. Appraised value vs Sale price.
XXXXX 9133824 Application Date XXX XXX Per Initial 1003 in file.
XXXXX 9133824 Qualifying Total Reserves Number of Months XXX XXX per asset documentation provided.
XXXXX 9133824 Qualifying All Borrower Residual Income XXX XXX per income docs provided. Residual not required on N/O.
XXXXX 9133601 Maturity Date XXX XXX Per the Note
XXXXX 9133601 First Payment Date XXX XXX Per the Note
XXXXX 9133601 Property Value XXX XXX Per the XXX and Loan Approval
XXXXX 9133601 Application Date XXX XXX Per Initial 1003 loan Originators signature date
XXXXX 9133601 Qualifying Total Reserves Number of Months XXX XXX Per the assets reflected on the Final 1003 and verified in concurrent file.
XXXXX 9133601 Qualifying All Borrower Residual Income XXX XXX Per total qualifying Income of $XXX and total qualifying debt of $XXX of $XXX
XXXXX 9133651 Maturity Date XXX XXX Per Note
XXXXX 9133651 First Payment Date XXX XXX Per Note
XXXXX 9133651 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9133679 Qualifying All Borrower Residual Income XXX XXX No residual income required when DTI<XXX% or not a HPML loan.
XXXXX 9133700 Property Value XXX XXX Using Purchase price as since it is lower than the appraised value
XXXXX 9133700 Qualifying FICO XXX XXX Per credit report for primary wage earner
XXXXX 9133700 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162828 First Payment Date XXX XXX Per Note.
XXXXX 9162828 Property Value XXX XXX Per appraisal.
XXXXX 9162828 Application Date XXX XXX Per Initial 1003. Originator signature is dated XX/XX/XXXX.
XXXXX 9162828 Qualifying All Borrower Residual Income XXX XXX No residual income required when DTI<XXX% or not a HPML loan.
XXXXX 9133654 Property Value XXX XXX per appraisal reflects $XXX.
XXXXX 9133654 Qualifying Total Reserves Number of Months XXX XXX Qualifying reserves is $XXX as borrow is short funds.
XXXXX 9133654 Qualifying All Borrower Residual Income XXX XXX Qualifying Residual income is $ XXX.
XXXXX 9162789 Property Value XXX XXX Using Purchase price as since it is lower than the appraised value
XXXXX 9162789 Application Date XXX XXX Per Initial 1003/Intent to Proceed
XXXXX 9162789 Qualifying Total Reserves Number of Months XXX XXX Per assets
XXXXX 9133831 Qualifying Total Reserves Number of Months XXX XXX Per assets
XXXXX 9133831 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9133561 Property Value XXX XXX Confirmed with Appraisal Report.
XXXXX 9133561 Qualifying All Borrower Residual Income XXX XXX Confirmed with P&L Statement and Credit Report.
XXXXX 9162864 Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per XXX guidelines.
XXXXX 9162864 Qualifying All Borrower Residual Income XXX XXX $XXX residual income is required per XXX Matrix.
XXXXX 9162801 Qualifying Total Reserves Number of Months XXX XXX Per assets
XXXXX 9162801 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162854 Property Value XXX XXX Verified by the appraisal.
XXXXX 9162854 Qualifying Total Reserves Number of Months XXX XXX Verified by the calculations.
XXXXX 9162854 Qualifying All Borrower Residual Income XXX XXX Verified by the calculations.
XXXXX 9162759 Application Date XXX XXX Verified via initial XXX.
XXXXX 9162759 Qualifying Total Reserves Number of Months XXX XXX Verified via asset documentation provided.
XXXXX 9162759 Qualifying All Borrower Residual Income XXX XXX Qualifying residual income verified via income and credit documentation.
XXXXX 9162758 Qualifying FICO XXX XXX The FICO is based on the credit report in the file. Borrower does not have XXX score
XXXXX 9162758 Qualifying Total Reserves Number of Months XXX XXX This is based on the assets in the file.
XXXXX 9162758 Qualifying All Borrower Residual Income XXX XXX This will not match, since the total of all monthly payments is not matching between the credit report and Final 1003.
XXXXX 9133560 Property Value XXX XXX Using Purchase price as since it is lower than the appraised value
XXXXX 9133560 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162788 Qualifying Total Reserves Number of Months XXX XXX Per assets
XXXXX 9162788 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162792 Property Value XXX XXX Using Purchase price as since it is lower than the appraised value
XXXXX 9162792 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162849 Qualifying Total Reserves Number of Months XXX XXX Confirmed with bank Statements provided.
XXXXX 9162849 Qualifying All Borrower Residual Income XXX XXX Confirmed with bank Statements provided for income verification and Credit Report. Audit included MBFS account in DTI calculation due to less than XXX months proof account is paid by business. Lender exception has been provided.
XXXXX 9175157 Application Date XXX XXX Per Initial 1003/compliance report
XXXXX 9175157 Qualifying Total Reserves Number of Months XXX XXX Per assets
XXXXX 9175157 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162782 Property Value XXX XXX Verified to appraisal vs purchase price
XXXXX 9162782 Qualifying Total Reserves Number of Months XXX XXX Verified to assets
XXXXX 9162782 Qualifying All Borrower Residual Income XXX XXX Based on verified income and total debts
XXXXX 9162784 Application Date XXX XXX Per Initial 1003
XXXXX 9162784 Qualifying All Borrower Residual Income XXX XXX Per Income Less expenses
XXXXX 9175232 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162827 Maturity Date XXX XXX Per Note
XXXXX 9162827 First Payment Date XXX XXX Per Note
XXXXX 9162827 Qualifying Total Reserves Number of Months XXX XXX Per documentation in file
XXXXX 9162827 Qualifying All Borrower Residual Income XXX XXX Income less expenses
XXXXX 9175246 Qualifying All Borrower Residual Income XXX XXX Income less expenses
XXXXX 9162856 Qualifying Total Reserves Number of Months XXX XXX Confirmed with bank Statements and Cash-Out from subject transaction.
XXXXX 9162856 Qualifying All Borrower Residual Income XXX XXX Confirmed with bank Statements for Asset Utilization and Credit Report.
XXXXX 9133568 Property Type XXX XXX Per the appraisal
XXXXX 9133568 Qualifying Total Reserves Number of Months XXX XXX Per the cash out
XXXXX 9175143 Property Value XXX XXX Lower purchase price is $XXX
XXXXX 9175143 Application Date XXX XXX initial XXX
XXXXX 9175143 Qualifying Total Reserves Number of Months XXX XXX Per the asset Statements
XXXXX 9175143 Qualifying All Borrower Residual Income XXX XXX Income and liabilities
XXXXX 9162810 Qualifying Total Reserves Number of Months XXX XXX Confirmed with bank Statements provided. Short funds to close.
XXXXX 9162810 Qualifying All Borrower Residual Income XXX XXX Confirmed with bank Statements provided for income verification and Credit Report.
XXXXX 9175158 Qualifying Total Reserves Number of Months XXX XXX Per the asset Statement.
XXXXX 9175158 Qualifying All Borrower Residual Income XXX XXX Income and liabilities
XXXXX 9162841 Property Value XXX XXX Using Purchase price as since it is lower than the appraised value
XXXXX 9162841 Qualifying All Borrower Residual Income XXX XXX Per monthly income less all debts
XXXXX 9162786 Qualifying All Borrower Residual Income XXX XXX Based on verified income and total debts
XXXXX 9175252 Application Date XXX XXX Per Initial 1003
XXXXX 9175252 Property Value XXX XXX Purchase Price lower than Appraised value
XXXXX 9175252 Qualifying Total Reserves Number of Months XXX XXX Per Assets in file
XXXXX 9175252 Qualifying All Borrower Residual Income XXX XXX Income less expenses
XXXXX 9175148 Property Value XXX XXX Verified to loan approval vs purchase price (appraisal is missing) 
XXXXX 9175148 Qualifying Total Reserves Number of Months XXX XXX Verified to no assets documents in file
XXXXX 9175148 Qualifying All Borrower Residual Income XXX XXX Based on verified income and total debts
XXXXX 9175185 Qualifying Total Reserves Number of Months XXX XXX No reserves required for Asset Utilization loan program.
XXXXX 9175185 Qualifying All Borrower Residual Income XXX XXX No residual income required when DTI<XXX% and not a HPML loan.
XXXXX 9162794 Property Value XXX XXX Confirmed with Appraisal Report.
XXXXX 9162794 Qualifying Total Reserves Number of Months XXX XXX Confirmed with bank Statements provided.
XXXXX 9162794 Qualifying All Borrower Residual Income XXX XXX Confirmed with bank Statements provided for income verification and Credit Report.
XXXXX 9162756 Property Value XXX XXX Used Desk review value per lender guidelines
XXXXX 9162756 Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per XXX guidelines.
XXXXX 9162756 Qualifying All Borrower Residual Income XXX XXX No residual income required when DTI<XXX% and not a HPML loan.
XXXXX 9175243 Qualifying All Borrower Residual Income XXX XXX Based on verified income and total debts
XXXXX 9218299 Property Type XXX XXX Per appraisal
XXXXX 9218299 Qualifying Total Debt Income Ratio XXX XXX Per debts vs income
XXXXX 9218333 Qualifying Total Debt Income Ratio XXX XXX Per debts vs income
XXXXX 9162612 Qualifying Total Reserves Number of Months XXX XXX Total Reserves verified via current bank Statements in file.
XXXXX 9162612 Total Qualified Assets Available XXX XXX Assets verified via bank Statements and proceeds from sale.
XXXXX 9162612 Qualifying Total Monthly Liabilities XXX XXX Liabilities verified via credit report.
XXXXX 9162612 Borrower Appraisal Receipt Date XXX XXX Appraisal receipt date verified.
XXXXX 9162663 Total Qualified Assets Available XXX XXX Includes liquid assets only.
XXXXX 9162663 Qualifying Total Reserves Number of Months XXX XXX Reserves as documented in the loan file.
XXXXX 9162663 Qualifying Total Monthly Liabilities XXX XXX DSCR does not require REO to be completed.
XXXXX 9162670 Cash out Include Debt Paid at Close XXX XXX Per Final CD
XXXXX 9162670 Qualifying Total Reserves Number of Months XXX XXX Per cash out and subject housing expense
XXXXX 9162670 Qualifying Total Monthly Liabilities XXX XXX Per required liability documenation
XXXXX 9162670 Borrower Appraisal Receipt Date XXX XXX Per Appraisal Receipt document
XXXXX 9162732 Qualifying Total Reserves Number of Months XXX XXX Per asset Statements
XXXXX 9162732 Total Qualified Assets Available XXX XXX Per loan approval
XXXXX 9162732 Qualifying Total Monthly Liabilities XXX XXX Per liabilities
XXXXX 9162732 Borrower Appraisal Receipt Date XXX XXX Per desk review
XXXXX 9162634 Cash Disbursement Date XXX XXX Per final CD
XXXXX 9162634 Total Liquid Assets Available For Close XXX XXX Per asset Statements minus reserves
XXXXX 9162634 Total Qualified Assets Available XXX XXX Per asset Statements minus reserves
XXXXX 9162634 Qualifying Total Reserves Number of Months XXX XXX Per asset Statements minus reserves
XXXXX 9162634 Qualifying Total Monthly Liabilities XXX XXX Per liabilities from credit report
XXXXX 9162634 Borrower Appraisal Receipt Date XXX XXX Per desk review
XXXXX 9162635 Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Years verified via CPA.
XXXXX 9162635 Cash Disbursement Date XXX XXX verified.
XXXXX 9162635 Qualifying Total Reserves Number of Months XXX XXX Reserves verified via asset docs.
XXXXX 9162635 Total Liquid Assets Available For Close XXX XXX Liquid assets within tolerance.
XXXXX 9162635 Total Qualified Assets Available XXX XXX Assets verified via asset docs provided.
XXXXX 9162635 Qualifying Total Monthly Liabilities XXX XXX Total liabilities verified via credit report and REO.
XXXXX 9162635 Lock Term (Days) XXX XXX Lock term verified.
XXXXX 9162746 Total Qualified Assets Available XXX XXX Per asset documentation
XXXXX 9162746 Total Liquid Assets Available For Close XXX XXX Per asset documentation, less IRA accounts
XXXXX 9162746 Qualifying Total Reserves Number of Months XXX XXX Per asset documentation and subject housing expense
XXXXX 9162746 Qualifying Total Monthly Liabilities XXX XXX Per required liability documentation
XXXXX 9162746 Borrower Appraisal Receipt Date XXX XXX Per Appraisal Receipt document
XXXXX 9162752 Borrower 1 Qualifying Income XXX XXX Per income documenation
XXXXX 9162752 Borrower 1 Total Years Employment/Self-Employment Verified XXX XXX Per date of business incorporation
XXXXX 9162752 Total Liquid Assets Available For Close XXX XXX Per asset documentation, including business accounts
XXXXX 9162752 Total Qualified Assets Available XXX XXX Per asset documentation, including business accounts
XXXXX 9162752 Qualifying Total Reserves Number of Months XXX XXX Per asset documentation, including business accounts and including subject housing expense
XXXXX 9162752 Qualifying Total Monthly Liabilities XXX XXX Per liability documenation
XXXXX 9162662 Cash Disbursement Date XXX XXX Per final CD
XXXXX 9162662 Total Qualified Assets Available XXX XXX Per asset in file
XXXXX 9162662 Qualifying Total Reserves Number of Months XXX XXX Per asset in file
XXXXX 9162662 Qualifying Total Monthly Liabilities XXX XXX Per credit report
XXXXX 9162719 Qualifying Total Reserves Number of Months XXX XXX Per asset documentation and subject housing expense
XXXXX 9162719 Total Qualified Assets Available XXX XXX Per asset documentation
XXXXX 9162719 Total Liquid Assets Available For Close XXX XXX Per asset documentation
XXXXX 9162719 Qualifying Total Monthly Liabilities XXX XXX Per required liability documentation
XXXXX 9162719 Borrower Appraisal Receipt Date XXX XXX Per Appraisal Receipt disclosure
XXXXX 9218491 PITIA XXX XXX PITIA is $XXX
XXXXX 9218491 Qualifying FICO XXX XXX XXX is FICO
XXXXX 9218491 Property Type XXX XXX PUD property is not dettached
XXXXX 9218337 P&I XXX XXX P&I is $XXX per Note in file
XXXXX 9218337 Monthly Insurance XXX XXX including earthquake coverage
XXXXX 9218460 PITIA XXX XXX XXX P&I + XXX insurance + XXX taxes + XXX HOA = XXX PITIA
XXXXX 9218460 Property Type XXX XXX Property is a condiminium
XXXXX 9218276 P&I XXX XXX Note States P&I = $XXX
XXXXX 9243087 P&I XXX XXX Interest Only Note States initial P&I = $XXX
XXXXX 9243106 PITIA XXX XXX $XXX P&I + $XXX Insurance + $XXX Tax = $XXX PITIA
XXXXX 9243096 PITIA XXX XXX $XXX P&I + $XXX Insurance +$$XXX Tax = $XXX PITIA
XXXXX 9243105 P&I XXX XXX P&I os $XXX
XXXXX 9243105 Monthly Taxes XXX XXX $XXX County Tax + $XXX City Tax = $XXX Total Tax
XXXXX 9133782 Qualifying Total Reserves Number of Months XXX XXX XXX months reserves are required per XXX guidelines.
XXXXX 9218319 Number of Borrowers XXX XXX XXX borrowers per Note
XXXXX 9218319 Application Date XXX XXX Per Initial 1003 page XXX
XXXXX 9218483 Application Date XXX XXX Verified via initial XXX.
XXXXX 9218483 Closing/Settlement Date XXX XXX XXX property considered Dry State. Loan singed and notarized XX/XX/XXXX.
XXXXX 9218483 Qualifying Total Debt Income Ratio XXX XXX Audit DTI higher due income is lower. Large deposit of $XXX not sourced.
XXXXX 9218305 Application Date XXX XXX Per Init
XXXXX 9218305 Qualifying Total Debt Income Ratio XXX XXX Audit DTI is higher because the Lender excluded B2's liability for Hilton Resort #XXX. Audit could not locate any documentation to verify exclusion.
XXXXX 9218359 Application Date XXX XXX Per Initial 1003
XXXXX 9218278 Application Date XXX XXX Per 1003
XXXXX 9218356 Borrower 1 Self-Employment Flag XXX XXX Per Final 1003 and VOE
XXXXX 9218356 Qualifying Total Debt Income Ratio XXX XXX Per income and debt
XXXXX 9218330 Application Date XXX XXX Per 1003
XXXXX 9218380 Application Date XXX XXX Per 1003
XXXXX 9243103 Application Date XXX XXX Per Initial 1003
XXXXX 9218564 Application Date XXX XXX Per 1003
XXXXX 9218564 Qualifying Total Debt Income Ratio XXX XXX Per debts vs income
XXXXX 9218419 Closing/Settlement Date XXX XXX Per Final CD
XXXXX 9218415 Qualifying Total Debt Income Ratio XXX XXX Per debts vs income
XXXXX 9243104 Qualifying Total Debt Income Ratio XXX XXX Per debts vs income
XXXXX 9218363 Application Date XXX XXX Per 1003
XXXXX   As-Is Value XXX XXX As is value versus purchase price
XXXXX   DSCR XXX XXX $XXX gross rents / $XXX PITIA = XXX DSCR
XXXXX   Mo Pymt (P&I) XXX XXX P&I is $XXX per note
XXXXX   Mo Pymt (P&I) XXX XXX P&I is $XXX per note
XXXXX   T & I Payment XXX XXX $XXX taxes + $XXX insurance= $XXX TIA
XXXXX   Mo Pymt (P&I) XXX XXX P&I is $XXX per note
XXXXX   T & I Payment XXX XXX $XXX taxes + $XXX insurance= $XXX TIA
XXXXX   Mo Pymt (P&I) XXX XXX P&I is $XXX per note
XXXXX   T & I Payment XXX XXX $XXX taxes + $XXX insurance + XXX Flood= $XXX TIA
XXXXX   DSCR XXX XXX $XXX gross rents / $XXX PITIA = XXX DSCR
XXXXX   Mo Pymt (P&I) XXX XXX P&I is $XXX per note
XXXXX   T & I Payment XXX XXX $XXX taxes + $XXX insurance= $XXX TIA