MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.4 - Schedule 4

 

Client Name:  
Client Project Name:  
Start - End Dates: 7/8/2024 - 8/10/2025
Deal Loan Count: 219
   
       
Rating Agency ATR QM Data Fields
       
Loans in Report:  219

 

Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Borrowers Qualified Through a Non-Resident Alien Program Residual Income Analysis in File ATR/QM Residual Income
8148625 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
8148628 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.75 Unemployed (No Data) Non-Resident Alien (No Data) (No Data) (No Data) 0
9137731 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.3336 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9104579 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9104710 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9137744 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9104749 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9158396 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9158408 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9137856 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0219 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9137857 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5895 XXXXXX 7.5358 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
9158449 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222012 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9158524 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9158536 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0001 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9158566 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13277.82 XXXXXX 7.0313 Employed Employed Permanent Resident Alien Permanent Resident Alien (No Data) Yes 5104.92
9158572 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5001 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9158579 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221937 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9158591 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8147.35 XXXXXX 7.3931 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9222144 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222077 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9158592 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19341.25 XXXXXX 7.5524 Employed Employed Permanent Resident Alien Permanent Resident Alien (No Data) No 0
9221903 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222132 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.86 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9222119 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed Permanent Resident Alien U.S. Citizen (No Data) (No Data) 0
9222078 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5900 XXXXXX 7.8611 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9221953 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222205 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222153 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222006 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221945 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221902 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221896 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221909 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222190 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
9222181 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221926 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222130 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222084 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222058 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221972 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.6251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222243 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222158 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
9221938 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221942 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221984 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222141 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222090 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.6251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222177 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19913.4 XXXXXX 7.3513 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9221983 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221950 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222095 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221993 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222091 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
9222059 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221992 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221892 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221952 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221919 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222080 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222138 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221990 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221997 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222016 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12990 XXXXXX 8.6134 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 0
9221963 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222211 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221924 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221995 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222096 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221999 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8560.24 XXXXXX 7.7203 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9222251 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222187 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 31895 XXXXXX 7.9567 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9222143 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 21186.25 XXXXXX 8.5757 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9222109 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222232 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221913 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222216 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 29075.3 XXXXXX 8.4231 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9222038 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7995 XXXXXX 8.6367 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6566.5
9222075 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222157 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222070 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
9222104 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
9222244 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221982 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221894 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222252 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
9222230 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222035 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222242 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221971 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222039 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222018 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221893 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222170 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222032 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) 0
9222135 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222239 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222133 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222166 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222097 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222102 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221920 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222197 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221991 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222098 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7632.5 XXXXXX 7.9247 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 49760.26
9222013 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222118 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222151 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221966 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222161 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14951.88 XXXXXX 6.7246 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
9221988 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222048 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221901 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221932 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221931 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222150 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221914 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222003 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0001 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
9222002 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222139 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16280.94 XXXXXX 8.447 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
9222206 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4855 XXXXXX 7.3159 Employed Retired U.S. Citizen U.S. Citizen (No Data) No 0
9222213 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14054.5 XXXXXX 7.6031 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9221957 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11385 XXXXXX 7.985 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 18726.21
9222120 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221898 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9221941 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222054 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221918 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222155 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7369.72 XXXXXX 7.0406 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9221915 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 30870 XXXXXX 8.2665 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
9222007 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221960 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222099 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222225 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222117 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0001 Unemployed Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) 0
9221911 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9221981 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222046 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222071 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9222214 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9222188 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9221939 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222154 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9031935 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
8442356 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
8999072 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165705 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9101386 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165694 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165695 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165696 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165684 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5001 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165650 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165594 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165589 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.999 Unemployed Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) 0
9165611 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) (No Data) (No Data) (No Data) 0
9165632 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165700 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165654 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165631 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165628 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165701 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165625 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.375 Unemployed Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) 0
9165613 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165672 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165666 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165676 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165636 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165600 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165656 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165633 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165655 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165699 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165612 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9165601 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.75 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165555 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15265.25 XXXXXX 8.2146 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 8837.57
9165561 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 26485.34 XXXXXX 9.0868 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 7916.56
9165604 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165602 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165668 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
9165670 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Employed (No Data) U.S. Citizen (No Data) (No Data) 0
9165623 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165580 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8239 XXXXXX 7.994 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) Yes 2951.94
9165651 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165648 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165642 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.625 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165644 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
9165645 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165665 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165704 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.999 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9165667 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165552 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11586.17 XXXXXX 8.2603 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
9165640 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9165664 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9156993 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8751 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9157009 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5213 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9173466 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.99 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9173503 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.7164 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9173505 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.7338 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9173506 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.7031 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9182110 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.2475 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9158606 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222235 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222171 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9222019 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.25 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9081756 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0751 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9100926 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.2538 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9111438 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.25 Unemployed Unemployed (No Data) Permanent Resident Alien (No Data) (No Data) 0
9111453 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5921 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9125128 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.0563 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9130206 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.6548 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9166089 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5198 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9173457 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.8497 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
9173483 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9173511 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.748 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
9190365 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3729 XXXXXX 7.4759 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
9196993 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7995 Unemployed Unemployed (No Data) U.S. Citizen (No Data) (No Data) 0
9197017 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0

 

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