MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.4 - Schedule 1

 

Client Name:  
Client Project Name:  
Start - End Dates: 7/8/2024 - 8/10/2025
Deal Loan Count: 219
   
       
ATR QM Upload      
       
Loans in Report: 219
Loan Number Deal Seller Loan Number Original Principal Balance State Loan Level ATR/QM Status Verification Safe Harbor (VSH)? Lender Provided ATR/QM Worksheet Initial Lender ATR/QM Status Application Date Borrower 1 Citizenship Borrower 2 Citizenship Borrowers Qualified Through a Non-Resident Alien Program Occupancy Property Type Number of Units Loan Type Exempt Loan Product Type Exempt Loan Housing Agency Community Housing Development Credit Under Economic Stabilization Act Of 2008 Refinance Of Non-Standard Mortgage Higher Priced Covered Transaction State Prepay Exceptions Loan Purpose Loan Term Exceeds 30 Years Interest Only Feature Negative Amortization Balloon Payment Prepay Penalty Flag Prepayment Penalty Type Prohibited Prepayment Penalty Exceeds Points And Fees Exceeds DTI Limit Lien Position APR QM Calculated DTI Adherence QM Lenders DTI Adherence QM Fee Adherence - Total Charges % QM Fee Adherence - Lenders Fee % Fannie Mae Eligible Freddie Mac Eligible VA Guaranty Eligible FHA Insured Eligible USDA Guarantee Eligible Rural Housing Service Insured Eligible QM - Expected Income Or Assets For DTI QM - Current Employment Status For DTI QM - Monthly Payment On Subject Loan For DTI QM - Monthly Payment On Additional Loan For DTI QM - Monthly Payment Mortgage Related Obligations QM - Current Debt Obligations Alimony and Child Support for DTI QM - Monthly DTI Ratio Or Residual Income One or more Verification Safe Harbor Guidelines used? Current/Reasonably Expected Income or Assets per Guideline used? Current Debt Obligations, Alimony & Child Support per Guideline used? Monthly DTI (includes monthly payment on subject loan and simultaneous loans) Monthly Residual Income per guideline used? Compensating Factors used for QM determination documented before closing? ATR - Guidelines Provided to Document Approach ATR - Current And Expected Income And Assets ATR - Current Employment Status ATR - Mortgage Payment Obligation ATR - Mortgage Payment on Simultaneous Transaction ATR - Payment For Mortgage Related Obligations ATR - Debt Obligations Including Alimony and Child Support ATR - Monthly DTI Ratio or Residual Income ATR - Consumer Credit History ATR Lenders - DTI (Back) ATR Calculated DTI (Back) QM Lender Value DTI (Back) QM Calculated DTI (Back) Initial DTI (Back) DTI Qualifying (Back) Residual Income Analysis in File Residual Income Guidelines Did Loan Meet Guidelines Residual Income Amount Asset Depletion Asset Depletion Months Amortized Asset Utilization Partial Asset Depletion Short Sale Short Sale Date Deed In Lieu Deed In Lieu Date QRM Flag Borrower 2 Guarantor Flag Borrower 2 Personal Guaranty Recourse to Borrower Borrower 3 Guarantor Flag Borrower 3 Personal Guaranty Recourse to Borrower Borrower 4 Guarantor Flag Borrower 4 Personal Guaranty Recourse to Borrower Borrower 1 Paystub Flag Borrower 1 Paystub Number of Months Borrower 2 Paystub Flag Borrower 2 Paystub Number of Months Borrower 3 Paystub Flag Borrower 3 Paystub Number of Months Borrower 4 Paystub Flag Borrower 4 Paystub Number of Months Borrower 1 W2 Flag Borrower 1 W2 Number of Months Borrower 2 W2 Flag Borrower 2 W2 Number of Months Borrower 3 W2 Flag Borrower 3 W2 Number of Months Borrower 4 W2 Flag Borrower 4 W2 Number of Months Borrower 1 Personal Tax Return Flag Borrower 1 Personal Tax Return Number of Months Borrower 2 Personal Tax Return Flag Borrower 2 Personal Tax Return Number of Months Borrower 3 Personal Tax Return Flag Borrower 3 Personal Tax Return Number of Months Borrower 4 Personal Tax Return Flag Borrower 4 Personal Tax Return Number of Months Borrower 1 Business Tax Return Flag Borrower 1 Business Tax Return Number of Months Borrower 2 Business Tax Return Flag Borrower 2 Business Tax Return Number of Months Borrower 3 Business Tax Return Flag Borrower 3 Business Tax Return Number of Months Borrower 4 Business Tax Return Flag Borrower 4 Business Tax Return Number of Months Borrower 1 Verbal VOE Flag Borrower 1 Verbal VOE Number of Months Borrower 2 Verbal VOE Flag Borrower 2 Verbal VOE Number of Months Borrower 3 Verbal VOE Flag Borrower 3 Verbal VOE Number of Months Borrower 4 Verbal VOE Flag Borrower 4 Verbal VOE Number of Months Borrower 1 Written VOE Flag Borrower 1 Written VOE Form Borrower 1 Written VOE Number of Months Borrower 2 Written VOE Flag Borrower 2 Written VOE Form Borrower 2 Written VOE Number of Months Borrower 3 Written VOE Flag Borrower 3 Written VOE Form Borrower 3 Written VOE Number of Months Borrower 4 Written VOE Flag Borrower 4 Written VOE Form Borrower 4 Written VOE Number of Months Borrower 1 P&L Flag Borrower 1 P&L Prepared By Borrower 1 P&L Number of Months Borrower 2 P&L Flag Borrower 2 P&L Prepared By Borrower 2 P&L Number of Months Borrower 3 P&L Flag Borrower 3 P&L Prepared By Borrower 3 P&L Number of Months Borrower 4 P&L Flag Borrower 4 P&L Prepared By Borrower 4 P&L Number of Months Borrower 1 Lease Agreement Flag Borrower 1 Lease Agreement Number of Months Borrower 2 Lease Agreement Flag Borrower 2 Lease Agreement Number of Months Borrower 3 Lease Agreement Flag Borrower 3 Lease Agreement Number of Months Borrower 4 Lease Agreement Flag Borrower 4 Lease Agreement Number of Months Equity Income Flag Equity Income Amount Equity Income Number of Months Cross Collateralized Loan? Is the Loan a Short-Term Rental? DSCR with Rent Schedule Flag DSCR with Rent Schedule Income Amount DSCR with Lease Agreement Flag DSCR with Lease Agreement Income Amount DSCR % DSCR Method Used Borrower 1 CPA Letter with Income Flag Borrower 1 CPA Letter with Income Number of Months Borrower 1 CPA Letter without Income Flag Borrower 1 CPA Letter without Income Number of Months Borrower 2 CPA Letter with Income Flag Borrower 2 CPA Letter with Income Number of Months Borrower 2 CPA Letter without Income Flag Borrower 2 CPA Letter without Income Number of Months Borrower 3 CPA Letter with Income Flag Borrower 3 CPA Letter with Income Number of Months Borrower 3 CPA Letter without Income Flag Borrower 3 CPA Letter without Income Number of Months Borrower 4 CPA Letter with Income Flag Borrower 4 CPA Letter with Income Number of Months Borrower 4 CPA Letter without Income Flag Borrower 4 CPA Letter without Income Number of Months Borrower 1 Personal Bank Statements Flag Borrower 1 Personal Bank Statements Number of Months Borrower 2 Personal Bank Statements Flag Borrower 2 Personal Bank Statements Number of Months Borrower 3 Personal Bank Statements Flag Borrower 3 Personal Bank Statements Number of Months Borrower 4 Personal Bank Statements Flag Borrower 4 Personal Bank Statements Number of Months Borrower 1 Business Bank Statements Flag Borrower 1 Business Bank Statements Number of Months Borrower 2 Business Bank Statements Flag Borrower 2 Business Bank Statements Number of Months Borrower 3 Business Bank Statements Flag Borrower 3 Business Bank Statements Number of Months Borrower 4 Business Bank Statements Flag Borrower 4 Business Bank Statements Number of Months Borrower 1 Award Letter Flag Borrower 1 Award Letter Number of Months Borrower 2 Award Letter Flag Borrower 2 Award Letter Number of Months Borrower 3 Award Letter Flag Borrower 3 Award Letter Number of Months Borrower 4 Award Letter Flag Borrower 4 Award Letter Number of Months Borrower 1 Offer Letter Flag Borrower 1 Offer Letter Number of Months Borrower 2 Offer Letter Flag Borrower 2 Offer Letter Number of Months Borrower 3 Offer Letter Flag Borrower 3 Offer Letter Number of Months Borrower 4 Offer Letter Flag Borrower 4 Offer Letter Number of Months Borrower 1 IRS Transcripts - Tax Returns Flag Borrower 1 IRS Transcripts - Tax Returns Number of Months Borrower 1 IRS Transcripts - W2s Flag Borrower 1 IRS Transcripts - W2s Number of Months Borrower 2 IRS Transcripts - Tax Returns Flag Borrower 2 IRS Transcripts - Tax Returns Number of Months Borrower 2 IRS Transcripts - W2s Flag Borrower 2 IRS Transcripts - W2s Number of Months Borrower 3 IRS Transcripts - Tax Returns Flag Borrower 3 IRS Transcripts - Tax Returns Number of Months Borrower 3 IRS Transcripts - W2s Flag Borrower 3 IRS Transcripts - W2s Number of Months Borrower 4 IRS Transcripts - Tax Returns Flag Borrower 4 IRS Transcripts - Tax Returns Number of Months Borrower 4 IRS Transcripts - W2s Flag Borrower 4 IRS Transcripts - W2s Number of Months Borrower 1 Income Doc Type Summary Borrower 2 Income Doc Type Summary Borrower 3 Income Doc Type Summary Borrower 4 Income Doc Type Summary Borrower 1 Documentation Used to Determine Legal Residency Borrower 2 Documentation Used to Determine Legal Residency Borrower 3 Documentation Used to Determine Legal Residency Borrower 4 Documentation Used to Determine Legal Residency
8148625 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 7.7501 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4309.97 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5500.00 No (No Data) 1.2761 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
8148628 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Non-Resident Alien (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 9.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4141.91 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2600.00 No (No Data) 0.6277 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9137731 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.3336 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -9597.9 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 9600.00 No (No Data) 1.0002 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9104579 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1539.54 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1700.00 No (No Data) 1.1042 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9104710 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2407.01 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2450.00 No (No Data) 1.0179 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9137744 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5967.22 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5500.00 No (No Data) 0.9217 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9104749 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1831.53 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1950.00 No (No Data) 1.0647 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158396 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3799.13 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3900.00 No (No Data) 1.0266 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158408 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2415.35 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.0350 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9137856 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.0219 No No 7.77 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2199.87 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.0001 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9137857 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary Attached PUD 1 Conventional No No No No (No Data) No No Cashout Refi No Yes No No No (No Data) (No Data) No Yes 1 7.5358 No No 2.318 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 49.88 50.22 49.88 46.45 46.45 50.22 No No (No Data) 6769.21 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) Yes 1 No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) Yes Independent Third Party (The Work Number, Equifax etc) 24 No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 168 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) CPA Letter without Income - 168 months;
Personal Tax Return - 24 months		 Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158449 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1826.27 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.3142 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222012 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3249.29 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3400.00 No (No Data) 1.0464 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158524 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2875.12 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5700.00 No (No Data) 1.9825 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158536 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.0001 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1294.06 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1500.00 No (No Data) 1.1591 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158566 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX Permanent Resident Alien Permanent Resident Alien (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No Yes 1 7.0313 No No 2.52 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 47.71 47.71 47.71 47.71 47.71 47.71 Yes Yes Yes 5104.93 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 13 Yes 13 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 13 months;
CPA Letter - 72 months		 Business Bank Statements - 13 months;
CPA Letter - 120 months		 (No Data) (No Data) Green Card Green Card (No Data) (No Data)
9158572 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5 mos interest on amt prepd (No Data) No Yes 1 7.5001 No No 3.125 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1007.67 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1050.00 No (No Data) 1.0420 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158579 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4213.71 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 8454.00 No (No Data) 2.0063 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221937 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2079.5 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.0579 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158591 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Cashout Refi No No No No No (No Data) (No Data) No No 1 7.3931 Yes Yes 0.742 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 8.9 3.54 8.9 3.54 3.54 3.54 No No (No Data) 247786.97 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 24 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222144 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2397.96 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2300.00 No (No Data) 0.9591 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222077 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -11843.95 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 15134.00 No (No Data) 1.2778 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158592 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX Permanent Resident Alien Permanent Resident Alien (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.5524 Yes Yes 2.895 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) Yes Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 28.83 42.83 28.83 42.83 42.83 42.83 No No (No Data) 11304.92 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 24 months;
CPA Letter - 36 months		 Business Bank Statements - 12 months;
CPA Letter - 36 months		 (No Data) (No Data) Green Card Green Card (No Data) (No Data)
9221903 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5078.43 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6800.00 No (No Data) 1.3390 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222132 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 6.8600 Yes Yes 0 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) Yes Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 31.41 29.55 31.41 29.55 29.55 29.55 No No (No Data) 47079.99 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 48 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222119 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Permanent Resident Alien U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1570.01 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.5287 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) Green Card (No Data) (No Data) (No Data)
9222078 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No Yes 1 7.8611 No No 2.897 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 44.68 44.68 44.68 44.68 44.68 44.68 No No (No Data) 2585.99 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) CPA Letter - 24 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221953 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 7.0000 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3974.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 8134.00 No (No Data) 2.0464 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222205 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5021.29 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6500.00 No (No Data) 1.2945 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222153 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -6971.54 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 7300.00 No (No Data) 1.0471 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222006 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3758.88 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3400.00 No (No Data) 0.9045 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221945 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4161.36 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5100.00 No (No Data) 1.2256 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221902 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1597.45 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1800.00 No (No Data) 1.1268 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221896 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -7052.2 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 8600.00 1.2195 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221909 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 7.2500 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4312.88 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6200.00 No (No Data) 1.4375 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222190 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3% on amt prepd in yr 1,2,3 (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3901.47 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5600.00 No (No Data) 1.4354 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
9222181 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1464.69 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1800.00 No (No Data) 1.2289 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221926 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3678.32 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4312.50 No (No Data) 1.1724 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222130 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5134.63 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5800.00 No (No Data) 1.1296 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222084 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 3% of amt prepd (No Data) No Yes 1 7.1251 No No 3 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2248.39 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.0674 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222058 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2012.38 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2300.00 No (No Data) 1.1429 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9221972 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -7845.75 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 9900.00 No (No Data) 1.2618 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222243 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 7.0000 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3287.57 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 3300.00 1.0038 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222158 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3% on amt prepd in yr 1,2,3 (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3438.66 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5200.00 No (No Data) 1.5122 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
9221938 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1648.18 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1740.00 No (No Data) 1.0557 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221942 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1675.9 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.4917 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221984 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2564.11 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2700.00 No (No Data) 1.0530 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222141 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2549.68 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2550.00 No (No Data) 1.0001 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222090 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No Yes No No Yes 3% of amt prepd (No Data) No Yes 1 7.6251 No No 3 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -13298.83 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 16000.00 No (No Data) 1.2031 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222177 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.3513 Yes Yes 1.387 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 29.29 29.29 29.29 29.29 29.29 29.29 No No (No Data) 40640.79 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221983 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5586.6 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 9400.00 No (No Data) 1.6826 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221950 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2696.34 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4000.00 No (No Data) 1.4835 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222095 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 3% of amt prepd (No Data) No Yes 1 7.6250 No No 3 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -7599.2 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 8400.00 1.1054 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221993 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4868.36 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 6426.00 No (No Data) 1.3200 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222091 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1406.87 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.1372 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data) (No Data)
9222059 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi Yes No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3678.19 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5000.00 No (No Data) 1.3594 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221992 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2108.56 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2290.00 No (No Data) 1.0860 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221892 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 3% of amt prepd (No Data) No Yes 1 7.1251 No No 3 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1565.44 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2150.00 No (No Data) 1.3734 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221952 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4836.28 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 10584.00 No (No Data) 2.1885 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221919 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5461.81 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 6154.00 No (No Data) 1.1267 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222080 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1037.65 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1750.00 No (No Data) 1.6865 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222138 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2409.25 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2490.00 No (No Data) 1.0335 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221990 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1540.69 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.0385 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221997 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2017.56 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.1896 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222016 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) No No 1 8.6134 Yes Yes 2.178 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 20.64 20.23 20.64 20.23 20.23 20.23 Yes No (No Data) 36734.82 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 42 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221963 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1733.16 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.4425 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222211 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1815.14 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.2120 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221924 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 6.8750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2262.02 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 1.5473 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221995 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1044.36 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1374.00 No (No Data) 1.3156 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222096 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 6.8750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2243.96 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 3586.00 No (No Data) 1.5981 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221999 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Second Home Low Rise Condo (1-4) 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes No 1 7.7203 Yes Yes 5.673 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 41.74 41.47 41.74 41.47 41.47 41.47 No No (No Data) 3644.18 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes 1 No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes Lender Form 24 No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222251 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5677.5 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 7776.00 No (No Data) 1.3696 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222187 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No Yes 1 7.9567 No No 2.225 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 48.16 48.89 48.16 48.89 48.89 48.89 No No (No Data) 22359.15 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) Yes Borrower 24 No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 24 months;
Personal Tax Return - 24 months;
W2 - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222143 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) Yes No 1 8.5757 Yes Yes 3.146 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 31.79 29.94 31.79 29.94 29.94 29.94 No No (No Data) 15729.02 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 84 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 84 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222109 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No No (No Data) (No Data) No Yes 1 7.5000 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5023.55 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 4900.00 0.9754 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222232 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -851.07 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1400.00 No (No Data) 1.6450 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221913 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -10964.41 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 12500.00 No (No Data) 1.1401 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222216 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Low Rise Condo (1-4) 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) No No 1 8.4231 Yes Yes 2.638 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 36.22 36.44 36.22 36.44 36.44 36.44 No No (No Data) 23264.05 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 120 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 120 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222038 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Cashout Refi No No No No No (No Data) (No Data) Yes Yes 1 8.6367 No No 3.454 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 47.29 47.28 47.29 47.28 47.28 47.28 Yes Yes Yes 6566.5 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter with Income - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222075 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3035.63 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 3400.00 No (No Data) 1.1200 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222157 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2037.66 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.0798 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222070 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2000.75 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2350.00 No (No Data) 1.1746 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
9222104 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2000.31 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2350.00 No (No Data) 1.1748 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
9222244 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No No (No Data) (No Data) No Yes 1 6.8750 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -6411.28 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5650.00 No (No Data) 0.8813 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221982 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1656.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1925.00 No (No Data) 1.1620 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221894 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4004.92 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3400.00 No (No Data) 0.8490 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222252 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2000.35 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.0998 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
9222230 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3083.15 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5000.00 No (No Data) 1.6217 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222035 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4033.79 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4250.00 No (No Data) 1.0536 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data)
9222242 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -982.83 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 985.00 No (No Data) 1.0022 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221971 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5%, 4%, 3% on amt prepd in yr 1,2,3 (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -7960.37 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 8800.00 No (No Data) 1.1055 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222039 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2645.85 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2900.00 No (No Data) 1.0961 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222018 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4033.69 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4500.00 No (No Data) 1.1156 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221893 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4570.47 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 12700.00 No (No Data) 2.7787 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222170 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1844.81 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 2820.00 No (No Data) 1.5286 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222032 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Non-Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3% on amt prepd in yr 1,2,3 (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3289.99 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2800.00 No (No Data) 0.8511 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Other (No Data) (No Data)
9222135 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2787.45 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3100.00 No (No Data) 1.1121 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222239 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1799.44 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1895.00 No (No Data) 1.0531 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222133 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1820.54 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1850.00 No (No Data) 1.0162 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222166 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5114.46 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 7000.00 No (No Data) 1.3687 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222097 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1208.69 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1350.00 No (No Data) 1.1169 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222102 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2702.82 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 2774.00 No (No Data) 1.0263 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9221920 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2934.07 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 3006.00 No (No Data) 1.0245 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222197 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2500 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 0.9600 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221991 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2809.72 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4600.00 No (No Data) 1.6372 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222098 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase Yes No No No No (No Data) (No Data) No Yes 1 7.9247 No No 0.724 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 49.73 49.79 49.73 49.79 49.79 49.79 Yes Yes Yes 49760.26 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes 12 No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes Independent Third Party (The Work Number, Equifax etc) 29 No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 29 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222013 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3249.91 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3375.00 No (No Data) 1.0385 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222118 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -8285.52 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 8654.00 No (No Data) 1.0445 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222151 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2598.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2750.00 No (No Data) 1.0582 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221966 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.0000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1446.42 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 1893.00 1.3087 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222161 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 6.7246 Yes Yes 2.372 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 6.93 6.5 6.93 6.5 6.5 6.5 No No (No Data) 126959.86 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 13 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 13 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221988 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4675.18 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3825.00 No (No Data) 0.8181 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222048 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1997.98 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse Yes Full Recourse No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.2012 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data)
9221901 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2826.48 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 0.8845 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221932 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3440.42 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3550.00 No (No Data) 1.0319 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9221931 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1275.19 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1300.00 No (No Data) 1.0195 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222150 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1640.1 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1700.00 No (No Data) 1.0365 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221914 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 7.7501 Yes No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 29.77 0 29.77 29.77 29.77 (No Data) (No Data) (No Data) 34725.91 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222003 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.0001 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2147.95 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2375.00 No (No Data) 1.1057 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data) (No Data)
9222002 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1786.25 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1965.00 No (No Data) 1.1001 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222139 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) No No 1 8.4470 Yes Yes 2.238 Not Applicable (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 32.01 31.96 32.01 31.96 31.96 31.96 No No (No Data) 14914.81 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 36 months		 Business Bank Statements - 12 months;
CPA Letter - 36 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222206 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Second Home Low Rise Condo (1-4) 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes No 1 7.3159 Yes Yes 3.022 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 36.41 36.41 36.41 36.41 36.41 36.41 No No (No Data) 4178.78 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) Yes 1 No (No Data) No (No Data) No (No Data) Yes 36 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes Independent Third Party (The Work Number, Equifax etc) 24 No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 3 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Paystub - 1 months;
Personal Bank Statements - 3 months;
W2 - 36 months;
Written VOE - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222213 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.6031 Yes Yes 2.224 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 42.84 42.84 42.84 42.84 42.84 42.84 No No (No Data) 18967.4 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 60 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 60 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221957 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.9850 Yes Yes 2.793 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 32.57 32.78 32.57 32.78 32.78 32.78 Yes Yes Yes 18726.21 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222120 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1391.61 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1500.00 No (No Data) 1.0779 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221898 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3044.14 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 1.1498 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221941 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4665.29 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3600.00 No (No Data) 1.2391 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222054 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3526.39 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4600.00 No (No Data) 1.3044 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221918 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2359.95 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.0593 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222155 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary Detached PUD 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.0406 Yes Yes 2.212 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 41.01 41.01 41.01 41.01 41.01 41.01 No No (No Data) 5500.61 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221915 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 8.2665 Yes Yes 2.989 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 16.35 16.32 16.35 16.32 16.32 16.32 No No (No Data) 107811.37 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222007 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3403.6 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4066.00 No (No Data) 1.1946 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221960 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2870.37 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3000.00 No (No Data) 1.0452 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222099 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1644.54 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2000.00 No (No Data) 1.2161 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222225 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Low Rise Condo (1-4) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1815.07 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2300.00 No (No Data) 1.2672 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222117 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Non-Permanent Resident Alien (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.0001 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2017.5 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2050.00 No (No Data) 1.0161 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data)
9221911 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2835.97 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 1.2341 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221981 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1188.01 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 1200.00 1.0101 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222046 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3338.92 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3400.00 No (No Data) 1.0183 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222071 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1988.83 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3200.00 No (No Data) 1.6090 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222214 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2591.84 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 0.9260 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222188 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3350.55 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 3500.00 1.0446 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9221939 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Attached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1300.7 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.2301 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222154 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3405.65 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4100.00 No (No Data) 1.2039 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9031935 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Attached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2864.45 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3190.00 No (No Data) 1.1136 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
8442356 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1647.14 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2400.00 No (No Data) 1.4570 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
8999072 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 8.9990 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3309.99 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 0.7552 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165705 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 37.06 0 37.06 37.06 37.06 (No Data) (No Data) (No Data) 8058.18 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) CPA Letter without Income - 24 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9101386 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1896.38 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1900.00 No (No Data) 1.0019 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165694 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 46.44 0 46.44 46.44 46.44 (No Data) (No Data) (No Data) 15032.48 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165695 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 47.52 0 47.52 47.52 47.52 (No Data) (No Data) (No Data) 14730.21 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 36 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 36 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165696 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 45.66 0 45.66 45.66 45.66 (No Data) (No Data) (No Data) 15252.66 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 36 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 36 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165684 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5001 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -10882.27 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 14000.00 No (No Data) 1.2865 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165650 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 9.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2762.96 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2195.00 No (No Data) 0.7944 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165594 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1166.19 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1500.00 No (No Data) 1.2862 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165589 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Non-Permanent Resident Alien (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3394.28 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2800.00 No (No Data) 0.8249 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Work Visa (No Data) (No Data)
9165611 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) (No Data) (No Data) Investor High Rise Condo (9+) 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4873.03 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 4920.00 No (No Data) 1.0096 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9165632 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 9.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -957.88 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1500.00 No (No Data) 1.5659 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165700 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.3750 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 3.9 0 3.9 3.9 3.9 (No Data) (No Data) (No Data) 216850 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165654 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1295.68 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1300.00 No (No Data) 1.0033 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165631 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1062.86 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1675.00 No (No Data) 1.5759 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165628 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR-Attached 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 2 mos interest on amt prepd in 12 mos >1/3 of OPB (No Data) No Yes 1 7.2500 No No 0.806 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1432.04 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1800.00 No (No Data) 1.2569 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165701 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 18.07 0 18.07 18.07 18.07 (No Data) (No Data) (No Data) 31479 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165625 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Non-Permanent Resident Alien (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2399.86 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 2450.00 1.0208 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) Employment Authorization Document Employment Authorization Document (No Data)
9165613 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2585.47 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 1.3537 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9165672 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.1250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2186.74 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2200.00 No (No Data) 1.0060 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165666 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1904.75 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2095.00 No (No Data) 1.0998 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165676 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase Yes Yes No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5017.61 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 8560.00 No (No Data) 1.7059 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165636 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2023.72 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.2353 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9165600 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2634.67 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3300.00 No (No Data) 1.2520 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165656 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1281.01 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1400.00 No (No Data) 1.0971 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165633 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5277.19 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6000.00 No (No Data) 1.1369 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165655 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1711.96 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1450.00 No (No Data) 0.8469 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165699 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 44.73 0 44.73 44.73 44.73 (No Data) (No Data) (No Data) 43422.51 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 14 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 14 months;
CPA Letter without Income - 24 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165612 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4201.12 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 0.8331 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165601 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.7500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2972.74 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3200.00 No (No Data) 1.0764 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165555 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Primary Low Rise Condo (1-4) 1 Conventional No No No No (No Data) No No Cashout Refi No No No No No (No Data) (No Data) Yes Yes 1 8.2146 No Yes 4.76 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 42.76 43.46 42.76 43.46 43.46 43.46 Yes Yes Yes 8837.45 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) CPA Letter - 24 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data) (No Data)
9165561 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) Yes No Purchase No No No No No (No Data) (No Data) Yes No 1 9.0868 Yes Yes 3.747 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 39.16 41.75 39.16 41.75 41.75 41.75 Yes Yes Yes 12963.51 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) Yes 144 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months;
CPA Letter without Income - 144 months;
Personal Bank Statements - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165604 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1390.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1850.00 No (No Data) 1.3302 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165602 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3671.95 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 4000.00 No (No Data) 1.0893 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165668 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1662.36 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 0.9626 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data) (No Data)
9165670 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1086.37 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.4727 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165623 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No No (No Data) (No Data) No Yes 1 7.9991 No No 0 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1300.82 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1900.00 No (No Data) 1.4606 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165580 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Primary Low Rise Condo (1-4) 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes Yes 1 7.9940 No No 4.58 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 45.11 45.02 45.11 45.02 45.02 45.02 Yes Yes Yes 2951.94 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months		 (No Data) (No Data) (No Data) Work Visa (No Data) (No Data) (No Data)
9165651 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2534.39 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3000.00 No (No Data) 1.1837 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165648 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.8750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2447.67 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2575.00 No (No Data) 1.0520 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165642 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1367.68 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.1698 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165644 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX Non-Permanent Resident Alien (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 8.6250 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1718.66 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1900.00 No (No Data) 1.1055 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Employment Authorization Document (No Data) (No Data) (No Data)
9165645 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 9.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1449.96 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1485.00 No (No Data) 1.0242 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165665 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2291.9 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2500.00 No (No Data) 1.0907 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165704 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 6.9990 Yes No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 21.06 0 21.06 21.06 21.06 (No Data) (No Data) (No Data) 19736.07 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) Yes 24 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 12 months;
Personal Tax Return - 12 months		 (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165667 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Attached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2604.7 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2250.00 No (No Data) 0.8638 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165552 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors (No Data) Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen U.S. Citizen (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) Yes No 1 8.2603 Yes Yes 3.506 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 27.32 27.05 27.32 27.05 27.05 27.05 No No (No Data) 9241.82 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165640 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.3750 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1516.06 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1600.00 No (No Data) 1.0553 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9165664 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.9991 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3272.98 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3100.00 No (No Data) 0.9471 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9156993 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5%, 4%, 3% on amt prepd in yr 1,2,3 (No Data) Yes Yes 1 7.8751 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1509.44 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1700.00 No (No Data) 1.13 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9157009 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.5213 No No 10.694 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4858.14 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3500.00 No (No Data) 1.19 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173466 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 5%, 4%, 3% on amt prepd in yr 1,2,3 (No Data) Yes Yes 1 6.9900 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3040.07 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 5600.00 No (No Data) 1.89 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173503 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 (No Data) Yes Yes 1 8.7164 No No 7.818 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3100.05 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 7475.00 No (No Data) 2.41 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173505 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 (No Data) Yes Yes 1 8.7338 No No 7.958 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4431.56 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 9800.00 No (No Data) 2.95 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173506 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 3%, 2%, 1%, of amt prepd in 12 mos that is >20% of OPB in year 1,2,3 (No Data) Yes Yes 1 8.7031 No No 7.808 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4841.14 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 7950.00 No (No Data) 2.13 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9182110 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 (No Data) Yes Yes 1 8.2475 No No 14.091 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -9958.35 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 9800.00 1.07 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 12 Months DSCR - w/lease agreement - 12 Months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9158606 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.7501 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3541.9 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 4250.40 No (No Data) 1.2000 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222235 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor 4 Family 4 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2545.57 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2940.00 No (No Data) 1.1549 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9222171 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1318.02 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse Yes Full Recourse (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1395.00 No (No Data) 1.0584 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data)
9222019 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.2500 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -1589.14 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 2070.00 1.3026 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 0 months DSCR - w/lease agreement - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9081756 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No No (No Data) (No Data) No Yes 1 8.0751 No No 0.514 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4777.7 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2800.00 No (No Data) 0.87 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9100926 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 3% of UPB (No Data) Yes Yes 1 7.2538 No No 4.836 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -2982.75 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2050.00 No (No Data) 1.46 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9111438 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) Permanent Resident Alien (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) Yes (No Data) Purchase No No No No Yes 3% of amt prepd (No Data) No Yes 1 8.2500 No No 3 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -13497.91 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 2300.00 Yes 2280.00 1.25 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) Green Card (No Data) (No Data)
9111453 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of OPB in year 1,2,3,4,5 (No Data) Yes Yes 1 7.5921 No No 8.452 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5990.27 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3200.00 No (No Data) 1.24 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9125128 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Rate and Term Refi No No No No Yes 6 mos interest on amt prepd in 12 mos that is >20% of OPB (No Data) Yes Yes 1 8.0563 No No 4.761 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3516.43 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 5200.00 1.48 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 24 Months DSCR - w/lease agreement - 24 Months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9130206 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor 3 Family 3 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5% of amt prepd (No Data) Yes Yes 1 7.6548 No No 6.7 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3215.33 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No Yes Yes 3500.00 No (No Data) 1.66 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9166089 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 6 mos interest on amt prepd if amt prepd is >20% of OPB (No Data) Yes Yes 1 7.5198 No No 5.199 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -3122.69 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3200.00 No (No Data) 1.02 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173457 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor Detached PUD 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 5%, 4%, 3%, 2%, 1% of Amt PPD if Amt PPD in 12 months  is > 20% of OPB (No Data) Yes Yes 1 7.8497 No No 5.828 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4046.94 No 0 (No Data) No No (No Data) No (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 3275.00 No (No Data) 0.81 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173483 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor 2 Family 2 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.1251 No No 5 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4895.86 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) Yes 4385.00 0.90 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/lease agreement - 12 Months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9173511 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen (No Data) (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Purchase No No No No Yes 6 mos interest if amt prepd in 12 mos that is >20% of OPB (No Data) Yes Yes 1 7.7480 No No 6.212 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -5960.37 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 6000.00 No (No Data) 1.01 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9190365 XXXXXX XXXXXX XXXXXX XXXXXX Non-QM: Lender documented all ATR UW factors No Present Non-QM: Lender documented all ATR UW factors XXXXXX U.S. Citizen (No Data) (No Data) Primary SFR 1 Conventional No No No No (No Data) No No Purchase No No No No No (No Data) (No Data) No No 1 7.4759 Yes Yes 0.686 0.000 (No Data) (No Data) No No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) No Yes Documented Documented Documented Not Applicable Documented Documented Documented Documented 1.64 1.63 1.64 1.63 1.63 1.63 No No (No Data) 324235.31 No 0 (No Data) No No (No Data) No (No Data) No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No No (No Data) No (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Yes 12 No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) Business Bank Statements - 12 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9196993 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX (No Data) U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% UPB if amt ppd in 12 mos > 20% OPB (No Data) Yes Yes 1 7.7995 No No 7.815 (No Data) (No Data) (No Data) No No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4211.67 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1220.00 No (No Data) 1.21 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)
9197017 XXXXXX XXXXXX XXXXXX XXXXXX ATR/QM: Exempt (No Data) (No Data) (No Data) XXXXXX U.S. Citizen U.S. Citizen (No Data) Investor SFR 1 Conventional No No (No Data) (No Data) (No Data) No (No Data) Cashout Refi No No No No Yes 5%, 4%, 3%, 2%, 1% of amount prepaid in years 1-5 (No Data) Yes Yes 1 7.5000 No No 5 (No Data) (No Data) (No Data) No No (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) (No Data) 0 0 0 0 0 0 (No Data) (No Data) (No Data) -4200.27 No 0 (No Data) No No (No Data) No (No Data) No Yes Full Recourse (No Data) (No Data) (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) (No Data) No No Yes 1080.00 No (No Data) 1.08 (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) No (No Data) DSCR - w/rent schedule - 0 months DSCR - w/rent schedule - 0 months (No Data) (No Data) (No Data) (No Data) (No Data) (No Data)

 

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