MORGAN STANLEY CAPITAL I INC. ABS-15G
Exhibit 99.3 - Schedule 3
Loan ID | Seller Loan ID | Redaction ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
XXXX | XXXX | 8442274 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per settlement statement |
XXXX | XXXX | 8442274 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 8.28 | 7.00 | Final CD cash to borrower. |
XXXX | XXXX | 9056939 | XXXX | Refinance Type | the1003Page | NA | No Cash Out - Borrower Initiated | Purchase loan Per HUD1 and 1008 |
XXXX | XXXX | 9081738 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 6.32 | 0.17 | Income came in lower and REOS most are business did not include in payments. |
XXXX | XXXX | 9081710 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.95 | 0.12 | Variance due to Audit calc. lower income |
XXXX | XXXX | 9111448 | XXXX | Lender Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9111448 | XXXX | Interest Rate | notePage | 6.875 | 6.7500 | per Note |
XXXX | XXXX | 9111448 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per appraisal report |
XXXX | XXXX | 9111448 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.984 | 2.07 | audit matches with lender DSCR calc worksheet |
XXXX | XXXX | 9100933 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.395 | 1.26 | Variance due to lender using higher T&I |
XXXX | XXXX | 9133979 | XXXX | Note Date | notePage | XXXX | XXXX | Per note |
XXXX | XXXX | 9133862 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9100945 | XXXX | Term | notePage | 360 | 120 | Per Note |
XXXX | XXXX | 9100945 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9100945 | XXXX | Qualifying CLTV | propertyValuationPage | 80.0 | 75.00 | loan amount/appraisal value |
XXXX | XXXX | 9119032 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.351 | 1.496 | Audit matches Lender's calculation |
XXXX | XXXX | 9133970 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note. |
XXXX | XXXX | 9133970 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Per appraisal, title |
XXXX | XXXX | 9064763 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9133830 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per 1003 Initial |
XXXX | XXXX | 9133830 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD |
XXXX | XXXX | 9133830 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.322 | 1.395 | Audit used 120% of lease rent. Tape value based on market rent. |
XXXX | XXXX | 9133944 | XXXX | Number of Units | propertyValuationPage | 6 | 5 | 6 unit multi family per appraisal |
XXXX | XXXX | 9133944 | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Single Family Detached | 6 unit multi family per appraisal |
XXXX | XXXX | 9133944 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 20.45 | DSCR Loan |
XXXX | XXXX | 9133855 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9133855 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 795.30 | DSCR loan |
XXXX | XXXX | 9133869 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9133869 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per initial 1003 |
XXXX | XXXX | 9133869 | XXXX | Is the Condo Project warrantable | propertyValuationPage | Yes | No | warrantable per approval and audit review |
XXXX | XXXX | 9133869 | XXXX | Property Type | propertyValuationPage | Condominium High Rise | Condominium | Per appraisal |
XXXX | XXXX | 9133869 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 2456.04 | DSCR loan no DTI |
XXXX | XXXX | 9119042 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9119042 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per title |
XXXX | XXXX | 9130225 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
XXXX | XXXX | 9133893 | XXXX | Note Date | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9133893 | XXXX | Occupancy | the1003Page | Second Home | OwnerOccupied | Per loan approval |
XXXX | XXXX | 9133893 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per appraisal |
XXXX | XXXX | 9134562 | XXXX | Lender Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9134562 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.965 | 1.0 | Variance due to Lender using lower PITIA payment |
XXXX | XXXX | 9100934 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per title |
XXXX | XXXX | 9100934 | XXXX | Qualifying FICO | creditLiabilitiesPage | 793 | 809 | Per Credit |
XXXX | XXXX | 9133964 | XXXX | Note Date | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9133964 | XXXX | Property Type | propertyValuationPage | 5-10 Unit Multi-Family | Single Family Detached | Per narrative appraisal report |
XXXX | XXXX | 9130209 | XXXX | Loan Amount | notePage | 176250 | XXXX | Per Note |
XXXX | XXXX | 9134600 | XXXX | Interest Rate | notePage | 7.625 | 7.4900 | Per note |
XXXX | XXXX | 9134600 | XXXX | Qualifying FICO | creditLiabilitiesPage | 711 | 736 | Per loan approval |
XXXX | XXXX | 9165597 | XXXX | Qualifying LTV | propertyValuationPage | 46.61 | 52.38 | loan amount/appraisal value |
XXXX | XXXX | 9165597 | XXXX | Primary Appraised Property Value | propertyValuationPage | 590000 | XXXX | Per appraisal |
XXXX | XXXX | 9165597 | XXXX | Qualifying CLTV | propertyValuationPage | 46.61 | 52.38 | loan amount/appraisal value |
XXXX | XXXX | 9213160 | XXXX | Qualifying FICO | creditLiabilitiesPage | 786 | 780 | Per credit report, mid score |
XXXX | XXXX | 9165587 | XXXX | Borrower 1 SSN | the1003Page | 999999999 | 111111111 | |
XXXX | XXXX | 9165598 | XXXX | Cash out Include Debt Paid at Close | closingDetailsNonCompliancePage | 0 | XXXX | Per Final CD |
XXXX | XXXX | 9125150 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9125150 | XXXX | Property Zip Code | notePage | 46201 | XXXX | Per Note |
XXXX | XXXX | 9125150 | XXXX | Interest Rate | notePage | 7.5 | 7.4900 | Per Note |
XXXX | XXXX | 9156973 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.121 | 1.3354 | Variance due to Lender using higher hazard |
XXXX | XXXX | 9162772 | XXXX | Final Reviewed QM Status | diligenceFinalLookPage | QM: Average Prime Offer Rate (APOR) | ATR/QM: Exempt | Owner occupied transaction |
XXXX | XXXX | 9165706 | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 11701.01 | XXXX | audit using HOA dues. |
XXXX | XXXX | 9130200 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.844 | 1.0 | Audit matches with Lender Calculation |
XXXX | XXXX | 9165629 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | As per Stlmnt Stnt |
XXXX | XXXX | 9165629 | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 1477.38 | 1432.38 | Audit includes HOA |
XXXX | XXXX | 9213156 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 9213156 | XXXX | Underwriting Guideline Product Name | businessPurposeApprovalandGuidelinePage | Non-QM | XXXX | XXXX |
XXXX | XXXX | 9156953 | XXXX | Qualifying LTV | propertyValuationPage | 62.46 | 70.00 | loan amount/appraisal value |
XXXX | XXXX | 9134560 | XXXX | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other | B1 received less than the max allowed at closing for no cash out transaction and no additional debt being paid off. |
XXXX | XXXX | 9165639 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Settlement. |
XXXX | XXXX | 9134574 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9134574 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.153 | XXXX | Variance due to Lender using unknown higher rental source |
XXXX | XXXX | 9162683 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9162763 | XXXX | Primary Appraised Property Value | propertyValuationPage | 1420000 | XXXX | Per Appraisal |
XXXX | XXXX | 9162701 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
XXXX | XXXX | 9162701 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.256 | 1.13 | Lease/PITIA, Lender DSCR Worksheet not provided |
XXXX | XXXX | 9162702 | XXXX | Property Address | notePage | 985/995 Cherokee Chase Drive | XXXX | Per note |
XXXX | XXXX | 9162702 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
XXXX | XXXX | 9162702 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.327 | 1.13 | Leases/PITIA, Lender DSCR Worksheet not provided |
XXXX | XXXX | 9162684 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
XXXX | XXXX | 9165653 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | per appraisal |
XXXX | XXXX | 9213154 | XXXX | Borrower 1 Last Name | notePage | Blankenship | XXXX | Per Note. |
XXXX | XXXX | 9213134 | XXXX | Property Type | propertyValuationPage | PUD | XXXX | Per appraisal |
XXXX | XXXX | 9165693 | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | 4295.86 | XXXX | Audit includes HOA |
XXXX | XXXX | 9165693 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per settlement statement |
XXXX | XXXX | 9134561 | XXXX | Loan Amount | notePage | 295000 | XXXX | Per Note |
XXXX | XXXX | 9134561 | XXXX | Qualifying LTV | propertyValuationPage | 66.44 | 70.00 | Per 1008 |
XXXX | XXXX | 9134561 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal |
XXXX | XXXX | 9156976 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.226 | 1.043 | Audit matches with Lender Calculation |
XXXX | XXXX | 9156987 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 9130202 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9130202 | XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Per appraisal |
XXXX | XXXX | 9130202 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.293 | 1.26 | Audit matches with Lender Calculation |
XXXX | XXXX | 9146931 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9146931 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.146 | 1.0 | Market Rent /PITIA, Lender DSCR breakdown not provided |
XXXX | XXXX | 9213137 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 9119063 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9119063 | XXXX | Qualifying LTV | propertyValuationPage | 76.25 | 77.05 | per 1008 |
XXXX | XXXX | 9119063 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.999 | 1.09 | Audit matches with Lender Calculation |
XXXX | XXXX | 9162777 | XXXX | Date Last Rate Was Set | tridLePageRevised | XXXX | XXXX | Per Note |
XXXX | XXXX | 9162777 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.19 | 39.36 | Variance is due to Audit calculating a lower income |
XXXX | XXXX | 9166087 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 9166087 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.539 | 1.4 | Audit matches with Lender Calculation |
XXXX | XXXX | 9156963 | XXXX | Property Type | propertyValuationPage | PUD | Townhouse | Per appraisal |
XXXX | XXXX | 9125131 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.129 | 1.19 | Audit matches with Lender Calculation |
XXXX | XXXX | 9166094 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.284 | 1.27 | Per 1007 market rents / Final PITI reflected on CD. |
XXXX | XXXX | 9173495 | XXXX | Qualifying LTV | propertyValuationPage | 69.57 | 80.00 | Loan amount/appraisal value. |
XXXX | XXXX | 9134569 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.302 | 1.2 | Audit matches with Lender Calculation |
XXXX | XXXX | 9166128 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal |
XXXX | XXXX | 9166128 | XXXX | Qualifying CLTV | propertyValuationPage | 45.54 | 46.25 | Loan amount/appraisal value. |
XXXX | XXXX | 9166128 | XXXX | Qualifying LTV | propertyValuationPage | 45.54 | 46.25 | Loan amount/appraisal value. |
XXXX | XXXX | 9173464 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.146 | 1.202 | Audit matches with Lender Calculation |
XXXX | XXXX | 9166106 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.55 | 1.616 | Audit used market rent |
XXXX | XXXX | 9213115 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213115 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213115 | XXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | per appraisal report |
XXXX | XXXX | 9213144 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213144 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213143 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213143 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213143 | XXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | per appraisal report |
XXXX | XXXX | 9156989 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9156989 | XXXX | Qualifying LTV | propertyValuationPage | 79.09 | 80.00 | Audit in line with 1008 |
XXXX | XXXX | 9146934 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.164 | 1.09 | Audit matches with Lender Calculation |
XXXX | XXXX | 9166088 | XXXX | Property City | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9162778 | XXXX | Date Last Rate Was Set | tridLePageRevised | XXXX | XXXX | Per COC. |
XXXX | XXXX | 9162774 | XXXX | Date Last Rate Was Set | tridLePageRevised | XXXX | XXXX | per LDR |
XXXX | XXXX | 9166078 | XXXX | Property City | notePage | XXXX | XXXX | per Note, DOT and appraisal |
XXXX | XXXX | 9166078 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per appraisal report |
XXXX | XXXX | 9146963 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.325 | 1.36 | Audit matches with Lender Calculation |
XXXX | XXXX | 9146936 | XXXX | Originator Doc Type | employmentIncomePage | 12 Month Bank Statement | 24 Mo Bank Statement | Per docs provided. |
XXXX | XXXX | 9173474 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.071 | 1.0 | 1008 indicates 1.12 DSCR, Audit 1.071 - Lender and Audit match with PITIA and actual rents |
XXXX | XXXX | 9119065 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | Per appraisal |
XXXX | XXXX | 9119065 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.172 | 1.11 | Lender used lower market rent than actual |
XXXX | XXXX | 9125152 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.365 | 1.4 | Lender DSCR based upon a lower P&I payment. |
XXXX | XXXX | 9166110 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | per appraisal report |
XXXX | XXXX | 9166110 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.228 | 1.192 | True Data / audit DSCR match with lender 1008 |
XXXX | XXXX | 9146964 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.82 | 0.839 | Audit matches final DSCR calc per Asset Worksheet |
XXXX | XXXX | 9173481 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.937 | 0.99 | Audit matches with Lender Calculation |
XXXX | XXXX | 9146951 | XXXX | Interest Only Flag | notePage | Yes | No | Per note |
XXXX | XXXX | 9157007 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | per appraisal report |
XXXX | XXXX | 9157007 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.114 | 1.08 | Difference in HOA monthly amount |
XXXX | XXXX | 9158560 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Settlement Statement |
XXXX | XXXX | 9146947 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.143 | 1.24 | Audit matches Lender Final 1003 and 1008. |
XXXX | XXXX | 9213166 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per note |
XXXX | XXXX | 9213166 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 9213123 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213123 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213123 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per appraisal report |
XXXX | XXXX | 9213128 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal. |
XXXX | XXXX | 9213124 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9213124 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9213124 | XXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | townhouse per appraisal |
XXXX | XXXX | 9156967 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.904 | 1.1868 | Audit matches with Lender Calculation |
XXXX | XXXX | 9156969 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.467 | 1.53 | audit DSCR match with lender DSCR calc worksheet |
XXXX | XXXX | 9156982 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.995 | 1.01 | audit DSCR match on lender 1008 |
XXXX | XXXX | 9166068 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.54 | 46.24 | Audit in line with 1008 |
XXXX | XXXX | 9157003 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.275 | 1.23 | audit DSCR match lender DSCR calc worksheet |
XXXX | XXXX | 9166113 | XXXX | Property Zip Code | notePage | 11207 | 11208 | Per Note |
XXXX | XXXX | 9156977 | XXXX | Loan Amount | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9182086 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.527 | 1.386 | Audit matches with Lender Calculation |
XXXX | XXXX | 9166112 | XXXX | Loan Amount | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9166112 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.094 | 1.23 | Audit DSCR match the1008 |
XXXX | XXXX | 9146962 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.165 | 1.14 | calc matches UW calc in file |
XXXX | XXXX | 9166090 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal & title |
XXXX | XXXX | 9166120 | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.044 | 1.5 | Audit matches with Lender Calculation |
XXXX | XXXX | 9157006 | XXXX | Qualifying FICO | creditLiabilitiesPage | 773 | 767 | Audit used the middle score on credit report |
XXXX | XXXX | 9146919 | XXXX | Property Zip Code | notePage | XXXX | NJ | Per Note |
XXXX | XXXX | 9213126 | XXXX | ARM Lifetime Interest Rate Cap Maximum | notePage | 5 | 12.75 | Per Note |
XXXX | XXXX | 9213130 | XXXX | Number of Units | propertyValuationPage | 4 | 3 | per appraisal |
XXXX | XXXX | 9213107 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per title |
XXXX | XXXX | 9213136 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.12 | 29.98 | Variance is due to Audit calculating lower income |
XXXX | XXXX | 9156988 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per Appraisal. |
XXXX | XXXX | 9156990 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 50.00 | No Ratio loan |
XXXX | XXXX | 9182061 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.7 | 24.86 | Auditor higher REO loss |
XXXX | XXXX | 9173487 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.037 | 1.01 | Per DSCR calc. |
XXXX | XXXX | 9182090 | XXXX | Term | notePage | 360 | 120 | per Note |
XXXX | XXXX | 9182090 | XXXX | Qualifying CLTV | propertyValuationPage | 70.0 | 71.72 | per Note to appraised value |
XXXX | XXXX | 9182090 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.038 | 1.07 | Audit DSCR matches lender calculation. |
XXXX | XXXX | 9182080 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.334 | 1.01 | audit DSCR match the 1008 |
XXXX | XXXX | 9156984 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.272 | 1.29 | Audit DSCR matches lender calculation. |
XXXX | XXXX | 9173496 | XXXX | Qualifying FICO | creditLiabilitiesPage | 768 | 775 | Per credit median score, per CBR |
XXXX | XXXX | 9190375 | XXXX | Property Address | notePage | XXXX | XXXX | Per Note. |
XXXX | XXXX | 9156983 | XXXX | Lender Name | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 9156995 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per audit, title & appraisal |
XXXX | XXXX | 9156995 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.83 | 0.92 | Per audit & matches lender calculation |
XXXX | XXXX | 9166124 | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.149 | 1.0 | lender used lower taxes and lower rental amount |
XXXX | XXXX | 9182109 | XXXX | Qualifying FICO | creditLiabilitiesPage | 722 | 728 | Per Credit Report. |
XXXX | XXXX | 9182081 | XXXX | Interest Rate | notePage | 7.49 | 7.8750 | Per Note. |
XXXX | XXXX | 9182081 | XXXX | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other | Per settlement statement R/T paying off first lien and borrower bringing cash to close. |
XXXX | XXXX | 9182081 | XXXX | Qualifying FICO | creditLiabilitiesPage | 722 | 728 | Per Credit Report. |
XXXX | XXXX | 9182081 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.265 | 1.234 | Audit matches Lender DSCR worksheet. |
XXXX | XXXX | 9213119 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9213119 | XXXX | Borrower 1 First Name | notePage | Hani | XXXX | Per Note |
XXXX | XXXX | 9213119 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per appraisal - lender used original purchase price as appraised value / original sales price used for LTV. |
XXXX | XXXX | 9156962 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.845 | 0.82 | Audit DSCR matches lender calculation. |
XXXX | XXXX | 9158376 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 51.32 | 70.00 | per audit calc; verified assets |
XXXX | XXXX | 9158376 | XXXX | Total Qualified Assets Available For Reserves | assetPage | XXXX | XXXX | per audit calc; verified assets |
XXXX | XXXX | 9190385 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.117 | XXXX | Lender calculation differ in taxes and insurance |
XXXX | XXXX | 9156951 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.347 | 1.31 | Audit DSCR matches lenders per 1008 comments/DSCR calc |
XXXX | XXXX | 9182073 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.35 | 1.364 | Lender used incorrect taxes and insurance |
XXXX | XXXX | 9182068 | XXXX | Qualifying LTV | propertyValuationPage | 32.99 | 37.50 | Audit matches final 1008 |
XXXX | XXXX | 9182068 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.14 | 32.97 | Audit matches final 1008 |
XXXX | XXXX | 9166082 | XXXX | Property City | notePage | Enfield | CT | Per Note |
XXXX | XXXX | 9173477 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.334 | 1.315 | Per audit & matches lender calculation |
XXXX | XXXX | 9134582 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Per appraisal |
XXXX | XXXX | 9166125 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.216 | 1.0 | Audit matches Lender DSCR Calc. |
XXXX | XXXX | 9173486 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.037 | 1.01 | audit DSCR match the 1008 |
XXXX | XXXX | 9190360 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.416 | 1.44 | audit DSCR match the 1008 |
XXXX | XXXX | 9166098 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.357 | 1.25 | Lender did not include flood insurance in DSCR calc. |
XXXX | XXXX | 9182096 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.169 | 1.034 | audit DSCR match DSCR UW Memo |
XXXX | XXXX | 9182097 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | Per appraisal |
XXXX | XXXX | 9182097 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.027 | 1.0 | Audit DSCR matches lender calculation. |
XXXX | XXXX | 9125154 | XXXX | Qualifying LTV | propertyValuationPage | 74.87 | 75.00 | Loan amount/appraisal value. |
XXXX | XXXX | 9125154 | XXXX | Qualifying FICO | creditLiabilitiesPage | 750 | 743 | Per guide, Lower of 2 or the Middle of 3 FICO Scores |
XXXX | XXXX | 9125154 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.306 | 1.0 | Audit matches final loan approval |
XXXX | XXXX | 9156972 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.001 | 1.3478 | Audit matches DSCR calculation |
XXXX | XXXX | 9182067 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.159 | 1.02 | Variance due to Lender using lower PITIA |
XXXX | XXXX | 9197013 | XXXX | Interest Rate | notePage | 7.5 | 7.4900 | per Note |
XXXX | XXXX | 9173471 | XXXX | Property Address | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9173471 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.151 | 1.09 | Lender used higher PITI than actual |
XXXX | XXXX | 9134585 | XXXX | Property Type | propertyValuationPage | PUD | XXXX | per appraisal report, Detached PUD |
XXXX | XXXX | 9134585 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.182 | 1.0 | true data DSCR match the 1008 |
XXXX | XXXX | 9173485 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.039 | 1.118 | Lender used lower HOA on subject in DSCR calc |
XXXX | XXXX | 9173502 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 9173502 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per Appraisal. |
XXXX | XXXX | 9190394 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.014 | 1.09 | Audit DSCR matches lenders per 1008 |
XXXX | XXXX | 9173489 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.035 | 1.01 | Audit DSCR matches lender calculation. |
XXXX | XXXX | 9213085 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213085 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9213085 | XXXX | ARM Lifetime Interest Rate Cap Maximum | notePage | 5 | 12.50 | per Note |
XXXX | XXXX | 9213085 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per appraisal report |
XXXX | XXXX | 9213085 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal |
XXXX | XXXX | 9213085 | XXXX | Qualifying CLTV | propertyValuationPage | 53.02 | 50.00 | Loan Amount/Appraised Value |
XXXX | XXXX | 9213085 | XXXX | Qualifying LTV | propertyValuationPage | 53.02 | 50.00 | Loan Amount/Appraised Value |
XXXX | XXXX | 9213146 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | 2 Full Appraisals - using Lower Appraised Value |
XXXX | XXXX | 9213090 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.82 | 22.92 | Lender omitted some liabilities |
XXXX | XXXX | 9166102 | XXXX | Loan Amount | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9166102 | XXXX | Borrower 2 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9166102 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9166102 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9166102 | XXXX | Borrower 2 First Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9166102 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal |
XXXX | XXXX | 9166102 | XXXX | Qualifying LTV | propertyValuationPage | 74.0 | 75.00 | Audit LTV = "Note Amt / Sales Price." |
XXXX | XXXX | 9166102 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.011 | 1.0769 | Audit and Lender DSC worksheet match |
XXXX | XXXX | 9166117 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.905 | 0.86 | Audit and lender match |
XXXX | XXXX | 9213084 | XXXX | Qualifying Amortization Term | notePage | 0 | 240 | per note, 360 |
XXXX | XXXX | 9213120 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per note |
XXXX | XXXX | 9182091 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.236 | 1.149 | Per lender DSCR worksheet |
XXXX | XXXX | 9173512 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.023 | 1.0 | Audit DSCR matches lender calculation. |
XXXX | XXXX | 9166122 | XXXX | Note Date | notePage | XXXX | XXXX | Per DOT Notary Date |
XXXX | XXXX | 9197007 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Mixed Use | Per appraisal |
XXXX | XXXX | 9173510 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.75 | 41.75 | Difference in Income Calculations. |
XXXX | XXXX | 9182089 | XXXX | Qualifying FICO | creditLiabilitiesPage | 770 | 795 | Auditor; B2 Primary Wage Earner’s Lower of 2 or Middle of 3 FICO Scores. Per Final 1003. |
XXXX | XXXX | 9173493 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.834 | 1.536 | Audit matches lenders DSCR worksheet. |
XXXX | XXXX | 9197028 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.74 | 30.00 | Audit matches final 1003 income and liabilities, however final 1008 has a difference in all monthly payments. Audit and 1003 used full PITIA for all REO's |
XXXX | XXXX | 9197018 | XXXX | Qualifying FICO | creditLiabilitiesPage | 741 | 775 | Per Credit Report. |
XXXX | XXXX | 9182111 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.42 | 47.00 | Audit matches final 1003 with Total All Monthly Payments. Per final 1003, there is a concurrent purchase with lender as well, however no documentation was provided. |
XXXX | XXXX | 9213082 | XXXX | Borrower 1 SSN | the1003Page | 999999999 | 111111111 | Foreign National |
XXXX | XXXX | 9213100 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | As per Appraisal, PUD Rider |
XXXX | XXXX | 9190380 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.029 | 1.01 | True data in line with DSCR calc in file |
XXXX | XXXX | 9197034 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.15 | 1.12 | Lender used higher tax amount. |
XXXX | XXXX | 9190378 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.57 | 45.49 | 1003 reflects correct debts but total incorrect on 1008 |
XXXX | XXXX | 9196991 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.703 | 1.5 | Subject Property Gross Rental Income/Total Subject Housing Expense. |
XXXX | XXXX | 9190393 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.67 | 48.71 | DTI in line with 1008. |
XXXX | XXXX | 9213080 | XXXX | Borrower 1 SSN | the1003Page | 999999999 | XXXX | Foreign National |
XXXX | XXXX | 9213094 | XXXX | Borrower 1 SSN | the1003Page | 999999999 | XXXX | Foreign National |
XXXX | XXXX | 9190382 | XXXX | Property Type | propertyValuationPage | Single Family Detached | 5-10 Family | Per Appraisal. |
XXXX | XXXX | 9197035 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.057 | 1.0 | Subject Property Gross Rental Income/Total Subject Housing Expense. |
XXXX | XXXX | 9166105 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.06 | 1.04 | Per lease amounts / Final PITI |
XXXX | XXXX | 9173516 | XXXX | Property Address | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9173516 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | per appraisal report |
XXXX | XXXX | 9173518 | XXXX | Property Address | notePage | XXXX | XXXX | per Note |
XXXX | XXXX | 9173518 | XXXX | Property Type | propertyValuationPage | Condominium | Single Family Detached | per appraisal |
XXXX | XXXX | 9166073 | XXXX | Property City | notePage | XXXX | XXXX | Per Note / Title |
XXXX | XXXX | 9213140 | XXXX | Family Rider 1-4 | deedOfTrustPage | true | false | Per Deed of Trust and 1-4 Family Rider. |
XXXX | XXXX | 9213140 | XXXX | Condo Rider | deedOfTrustPage | true | false | Per Condo Rider. |
XXXX | XXXX | 9213140 | XXXX | Borrower 1 SSN | the1003Page | 999999999 | 111111111 | per 1003 |
XXXX | XXXX | 9213140 | XXXX | Number of Units | propertyValuationPage | 1 | 100 | Per Appraisal. |
XXXX | XXXX | 9213140 | XXXX | Loan Type | the1003Page | DSCR | Conventional | Per approval |
XXXX | XXXX | 9213140 | XXXX | Prepayment Penalty | diligenceFinalLookPage | Yes | No | Per Prepayment Addendum to Note. |
XXXX | XXXX | 9166121 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.038 | 1.0 | Variance due to Lender using higher taxes |
XXXX | XXXX | 9212928 | XXXX | Property Type | propertyValuationPage | Single Family Attached | 5-10 Family | Per appraisal |
XXXX | XXXX | 9190395 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.271 | 1.25 | Per 1007 market rents / Final PITI |
XXXX | XXXX | 9201283 | XXXX | Qualifying FICO | creditLiabilitiesPage | 690 | 689 | Per Credit Report. |
XXXX | XXXX | 9190359 | XXXX | Qualifying FICO | creditLiabilitiesPage | 720 | 735 | Per credit report |
XXXX | XXXX | 9213087 | XXXX | Loan Type | the1003Page | DSCR | Conventional | Per loan approval |
XXXX | XXXX | 9213087 | XXXX | Borrower 1 SSN | the1003Page | XXXX | 331309546 | per 1003 and cbr |
XXXX | XXXX | 9213087 | XXXX | Borrower 1 Sex - I do not wish to provide this information | the1003Page | true | false | per 1003 |
XXXX | XXXX | 9213087 | XXXX | Borrower 1 Ethnicity - I do not wish to provide this information | the1003Page | true | false | per 1003 |
XXXX | XXXX | 9213087 | XXXX | Borrower 1 Race - I do not wish to provide this information | the1003Page | true | false | per 1003 |
XXXX | XXXX | 9213087 | XXXX | Monthly Property Tax Amount | titlePage | 406.91 | 100.66 | per tax cert there is also school tax |
XXXX | XXXX | 9213087 | XXXX | Prepayment Penalty | diligenceFinalLookPage | Yes | No | per Prepayment Addendum in file |
XXXX | XXXX | 9173482 | XXXX | Loan Amount | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 9173482 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal |
XXXX | XXXX | 9173482 | XXXX | Qualifying LTV | propertyValuationPage | 75.0 | 74.19 | Per loan amount / Appraised value. |
XXXX | XXXX | 9173482 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.262 | 2.49 | Per worksheet DSCR = 1.26 |
XXXX | XXXX | 9173517 | XXXX | Calculated DSCR | diligenceFinalLookPage | 0.9 | 1.4479 | True Data value match w/ lender DSCR UW Memo |
XXXX | XXXX | 9213112 | XXXX | Loan Originator Name | notePage | XXXX | XXXX | per note |
XXXX | XXXX | 9213112 | XXXX | Number of Units | propertyValuationPage | 1 | XXXX | per condo questionnaire |
XXXX | XXXX | 9197030 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Two to Four Unit | Per Appraisal |
XXXX | XXXX | 9197006 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Two to Four Unit | per appraisal, subj is a detached SFR |
XXXX | XXXX | 9201262 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Two to Four Unit | per appraisal |
XXXX | XXXX | 9190389 | XXXX | Lender Name | notePage | XXXX | XXXX | Per Note |
XXXX | XXXX | 9190389 | XXXX | Property Value | propertyValuationPage | XXXX | XXXX | Per appraisal |
XXXX | XXXX | 9190389 | XXXX | Qualifying FICO | creditLiabilitiesPage | 809 | 803 | Primary wage earner |
XXXX | XXXX | 9196994 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.319 | 1.29 | Lender used higher property taxes |
XXXX | XXXX | 9213086 | XXXX | Prepayment Penalty | diligenceFinalLookPage | Yes | No | Per PP Addendum. |
XXXX | XXXX | 9212918 | XXXX | Refinance Type | the1003Page | No Cash Out - Borrower Initiated | Cash Out - Other | Per final closing statement |
XXXX | XXXX | 9212923 | XXXX | Qualifying LTV | propertyValuationPage | 75.0 | 74.83 | Loan amount/Property Value |
XXXX | XXXX | 9212923 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.014 | 1.28 | Audit DSCR matches Lenders calculation worksheet |
XXXX | XXXX | 9156975 | XXXX | Qualifying LTV | propertyValuationPage | 42.33 | 46.66 | True Date value LTV match w/ 1008 lender notes |
XXXX | XXXX | 9222069 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 1.95 | 87.00 | per audited assets |
XXXX | XXXX | 9222044 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per Final CD |
XXXX | XXXX | 9221968 | XXXX | Total Qualifying Income | employmentIncomePage | 11567.58 | XXXX | Variance due to Lender used 13 months bank statements / 12 months |
XXXX | XXXX | 9221968 | XXXX | Borrower 1 Qualifying Income | employmentIncomePage | 11567.58 | XXXX | Variance due to Lender used 13 months bank statements / 12 months |
XXXX | XXXX | 9221968 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.95 | 35.00 | Variance due to Lender used 13 months bank statements / 12 months |
XXXX | XXXX | 9221968 | XXXX | Originator QM Status | diligenceFinalLookPage | QM: Safe Harbor APOR (APOR SH) | ATR/QM: Exempt | Subj is a primary residence. |
XXXX | XXXX | 9222042 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 26.57 | 26.66 | |
XXXX | XXXX | 9222047 | XXXX | B1 Credit Report Date | creditLiabilitiesPage | XXXX | XXXX | per credit report |
XXXX | XXXX | 9222047 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 20.77 | 17.34 | Lender incl taxes/ins in DTI on dep res as per LOX, borr is on deed |
XXXX | XXXX | 9222173 | XXXX | Total Qualifying Income | employmentIncomePage | XXXX | XXXX | Audit calculated less income. |
XXXX | XXXX | 9222173 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 29.73 | 28.00 | Per Asset documentation |
XXXX | XXXX | 9222173 | XXXX | Total Qualified Assets Available For Reserves | assetPage | XXXX | XXXX | Per Asset documentation |
XXXX | XXXX | 9221961 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | per appraisal |
XXXX | XXXX | 9221961 | XXXX | Origination Foreclosure Flag | creditLiabilitiesPage | Yes | No | per 1003 and credit report |
XXXX | XXXX | 9221961 | XXXX | Originator QM Status | diligenceFinalLookPage | QM: Safe Harbor APOR (APOR SH) | Non-QM: Lender documented all ATR UW factors | |
XXXX | XXXX | 9222107 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 6.37 | 9.00 | Per Assets in file |
XXXX | XXXX | 9222107 | XXXX | Total Qualified Assets Available For Reserves | assetPage | XXXX | XXXX | Per Assets in file |
XXXX | XXXX | 9222076 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per HUD |
XXXX | XXXX | 9222076 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.156 | XXXX | Market rent/PITIA, calculation not provided |
XXXX | XXXX | 9222014 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 14.72 | 0.00 | Cash out |
XXXX | XXXX | 9221964 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 13.9 | 23.00 | per audited assets-lender appears to have used an account that does not belong to the borrower |
XXXX | XXXX | 9222156 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per CD |
XXXX | XXXX | 9221951 | XXXX | Borrower 1 FTHB | the1003Page | true | N | Per Final 1003 |
XXXX | XXXX | 9221951 | XXXX | Total Qualified Assets Available For Reserves | assetPage | XXXX | 358333.40 | per audited assets |
XXXX | XXXX | 9221951 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 42.74 | 75.00 | per audited assset |